Home
Categories
EXPLORE
True Crime
Comedy
Society & Culture
Business
Sports
History
News
About Us
Contact Us
Copyright
© 2024 PodJoint
00:00 / 00:00
Sign in

or

Don't have an account?
Sign up
Forgot password
https://is1-ssl.mzstatic.com/image/thumb/Podcasts116/v4/6e/14/6b/6e146b00-76c3-d92f-6d44-c451822634d6/mza_276448945988071487.jpg/600x600bb.jpg
The Holy Grail of Property Investing
Philip Robison
46 episodes
5 days ago
Philip Robison pulls no punches in giving unbiased information and education for both the newbie and experienced property investor. He will share with you the dos and don'ts of investing and property. Catching up with Influencers and people making an impact in the world of Property.
Show more...
Investing
Business
RSS
All content for The Holy Grail of Property Investing is the property of Philip Robison and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Philip Robison pulls no punches in giving unbiased information and education for both the newbie and experienced property investor. He will share with you the dos and don'ts of investing and property. Catching up with Influencers and people making an impact in the world of Property.
Show more...
Investing
Business
Episodes (20/46)
The Holy Grail of Property Investing
Episode #46 - How an Ordinary Bank Teller Acquired 151 Properties with Felicity Heffernan

How does an "Ordinary" Bank teller go from working in a Bank to accumulating 151 properties? Well strap yourself in, grab a cup of coffee and lean in as Felicity Heffernan reveals just how she did it and still managed to have a life.

At 39 with two kids under 5 Felicity came across a system that was highly profitable known as "Vendor Finance." Felicity unpacks how this worked and how she raised "Private Finance" for each house.

Felicity shares the good, the bad and the ugly of owning 151 properties...from evictions to a house burning down to the ground and the ramifications of this.

By 2010 Felicity had 80 odd properties on her books and she shares that it has taken until now to widdle her Vendor Finance properties down to 5 people who are still with her despite Felicity's best efforts to bring them across to a traditional lender.

I ask Felicity about her advice to someone about to get on the investment ladder and how she would approach assisting someone who has been through a "life event" and are in the process of rebuilding. This will give you HOPE.

Mindset plays a big part in all this...

Felicity's final piece of advice for our listeners is..."Turn the TV Off...it only paints a picture of Doom and Gloom."

Secondly do what the airlines suggest and that is "Put your own facemask on first, then you help others!" A sage piece of advice. You have to help yourself first.

Felicity's book is available on Amazon at https://amzn.asia/d/06oQvIG

or on her website https://propertyloanadvisor.com.au/




Show more...
1 year ago
34 minutes 41 seconds

The Holy Grail of Property Investing
Episode #45 - The Elephant in the Room Lead Generation for Brokers with John Maxwell

John Maxwell is an "Industry Veteran" and "Legend" having both run some of the most successful Brokerage Teams at one time having over 140 brokers he managed and mentored. John has spent 24 years in the Mortgage Industry and 17 of those as a top performing broker. He knows what it takes to run a successful Mortgage Brokerage.

John is the Co Founder of Uptick Marketing which is focused on providing a "real" solution for brokers in staying connected with their customers and in finding new ones to help brokers grow a sustainable Mortgage Business.


Uptick since it's inception has already been nominated for Broker Marketing Platform of the Year and was a Finalist for the Best Industry Service in the 2023 Australian Mortgage Awards.

John shares how Uptick are taking brokers from a drawer full of A.I.P.'s to providing solutions to getting a loan in place for the benefit of the brokers' clients and the broker too.

In a rising Property Market John shares why it's so important to take Action Now rather than wait.


John addresses head on the "Elephant in the Room" which is that Lead Generation doesn't work!

John provides context to how Uptick are addressing this by reminding us that it's a customer at the end of the phone that needs to be looked after and educated.


It's all about a Win for the Broker and a Win for the Consumer.

John shares how his team have become the "Virtual Back Office" for Brokers through ongoing client engagement and why this is producing repeat business with customers.

To learn more about the work John and his team are doing in providing amazing outcomes for motivated Brokers across Australia check out Uptick Marketing https://uptickmarketing.com.au/

Show more...
1 year ago
33 minutes 53 seconds

The Holy Grail of Property Investing
Episode #44: How could they get it so wrong? A Land Tax Meltdown in QLD

In this episode Terry and I take a real swipe at the Queensland State Government and it's current Land Tax proposal that comes in to effect from 1 July 2023.

We look at who is really be punished here and the implications of what this tax will mean for Tenants and Property Investors. It's the really big Elephant in the Investment room at the moment. 

We discuss how investors have already been taxed in the other States where they own property but the QLD Government is going to tax you based on all the properties you own across Australia combined. 

We discuss how would you enforce this particularly when you are relying on other State Governments to give you the information on Individual people's holdings...

I ask Terry will the QLD State Government fine people if they don't provide the property holdings information?

For once the Mainstream Media has done it's job in alarming people of the consequences of this new Land Tax in particular tenants and we talk about what this will mean for them. 

Terry unpacks the lack of process and planning around how this tax will be applied and how they will get the information they need in order to apply it.

Terry gives us some insight in to the trend of the past 5 years based on investors actually selling more than investors who are buying and the implications are dire - much lower vacancy rates. 

Terry shares the example of what happened in Ireland. 

We look at what would happen according to the QLD Government's own website if you own one property in Victoria and another in QLD your land tax bill will almost quadruple per year!

The Mainstream Media is constantly telling us that the "property market" is in decline. Terry and I put paid to that myth and provide examples of regions that are still experiencing capital growth plus some capital cities too.

We debunk the supposed correlation between rising interest rates and falling property prices and explain what's actually happening.

Terry reminds us of the right question to be asking ourselves about when to buy...You'll have to listen to get the answer.

Show more...
3 years ago
41 minutes 7 seconds

The Holy Grail of Property Investing
Episode #43: My Queensland Road Trip to Uncover More Treasure

Over the last couple of weeks I have been travelling in to Regional Queensland. After flying in to Brisbane and picking up a hire car I made my way to Sugar Cane country to Bundaberg, the home of Bundaberg Rum. Sugar Cane contributes around $137 million to the local economy according to QLD Economic Advocacy Solutions.

Bundaberg is at the Southern end of the Great Barrier Reef. It has a diverse economy based around agriculture, tourism, health.

You can still buy homes in the high $200,000’s.

The Bundaberg region is responsible for 70% of Australia’s Sweet Potato production, 50% of Australia’s Macadamia Nuts and is the largest passionfruit growing region in Australia.

I next headed up the Bruce Highway to Rockhampton which is considered the “Beef Capital of Australia.” Just like Bundaberg you can still buy properties under $300,000 in places like Allenstown, West Rockhampton and Berserker and rental yields in some suburbs are over 6%. Rental vacancies are well below 1%.

There are a number of projects of significance and these include the $600 million Capricorn Integrated Resort the $1.3 billion Clarke Creek Wind, Solar and Battery Power Station the $495 million lower Fitzroy River Weir project and $1 billion in infrastructure projects.

The energy and resources sector contributes $1.5 billion to Rockhampton’s Gross Regional Product and employs 8000 people.

According to Demographer Bernard Salt Rockhampton is set to become one of the top 20 biggest cities in Australia by 2050.

After leaving Rockhampton I headed on to Gladstone which is definitely making a comeback after the big downturn around 2012-2013 where supply of new dwellings far exceeded demand. Well it’s fair to say that “glut” of properties has well and truly been soaked up and rents are also on the rise with weekly rents trending upwards for the past 4 years.

SQM Research revealed that the median rent of $400 is 18% higher than in 2019 and 13% higher than a year ago.

In Gladstone we are seeing demand on the rise due to people relocating to for employment and lifestyle opportunities.

Some of the highlights for Gladstone include the Renewable Energy Industrial Precinct, the $1.5 billion Hummock Hill Island Tourism Development, the $1.2 billion Surat Basin Rail project thw $1.4 billion Riverstone Rise Master Planned Community and the $760 million Port of Gladstone Channel Duplication.

The big difference this time round for Gladstone is it’s not reliant on the Gas projects but has a number of smaller projects to support the economy and this diversification is what gives us confidence around the future for Gladstone and it’s property market.

Show more...
3 years ago
49 minutes 29 seconds

The Holy Grail of Property Investing
Episode #42: - Remember We Told You So – Let’s talk about Tamworth & Armidale.

This week I have been travelling through Regional NSW and spent time in Tamworth and Armidale. Two cities with a lot to like.

Firstly we dissect what’s going on in Tamworth. Just a quick overview of Tamworth it’s 415km north-west of Sydney.

Currently 65000 immediate population, 200,000 Greater population for the District. 1,000,000 plus sqm of Commercial Industrial Land under development - Creating 5000 - 7000 Jobs.

There’s the New University Going in – University of New England.

The Tamworth Airport has the most blue sky flying days of any Airport on the Eastern Seaboard. It’s been identified as being Ideal for pilot training.

There’s a new Airline coming - Bonza - offering flights to Melbourne and the Sunshine Coast.

Tamworth has outstanding Sporting and Education facilities, all it’s Dams are 100% full.

Now to the properties there is a Vacancy rate on rental properties less than .05 of 1 %

Capital Growth 40% for the last 2 years but there’s plenty more to come.

We then check out what’s going on in Armidale – A population of just over 30,000. Brilliant Education with University of New England and an array of Public and Private Schools.

Highlights – Solid Rental Pool with good yields, great transport links with Armidale strategically placed at the junction of the New England Highway and Grafton Road it likes with the Pacific Highway at Raleigh near Bellingen.

NSW Translink runs a daily rail service from Arimidale to Sydney and Sydney to Armidale.

Other notables are the Metz Solar Farm, the Walcha Energy Project and the upgrades to the airport and hospital.

Median prices in Armidale $300,000.

As usual I provide stories from my travels to give you the real sense of what is happening in these communities. We believe both cities are poised for continued growth. Remember we told you so…

Show more...
3 years ago
44 minutes 55 seconds

The Holy Grail of Property Investing
Episode #41 - Reality vs. Media Perception

We start out with the perception that the great Australian Property dream is getting further and further away for most Australians…

We look at the “real” requirements for First Home Buyers getting into the market. It’s not as difficult as Media keeps making out.

Media are reporting a crescendo of disastrous consequences such as Interest Rates will rise and Property Prices will fall. We unpack this and look at what has happened in the past with Interest Rate rises to Australian Property Markets.

We look at some quality research from recent years on the impact of rising interest rates on Property Markets and what to expect in a Boom like the one we are having now.

What role is the media playing apart from creating more stress for the public!

Terry talks about how from a Building Industry perspective we are in the middle of a “Profitless Building Boom…”

Terry weighs in on the Political landscape and how the Political parties are not addressing the high cost of housing in Australia and what’s been happening to cause this.

We discuss the Rental Crisis in Australia and the discouragement by Governments with their policies to Investors.

I give my two bobs worth on Self-Managed Super Funds and we look at the impact of changing tax rules and what it’s meant for investors.

We take a look at Media Headlines about “The End of the Property Boom” and whether this has any merit and the ways in which the Media interprets the Data and how often they “misinterpret” what is reported.

Terry cites examples from the recent Corelogic Report. You will be amazed how Media get it so wrong!

We chat about Historical Property Price Data and how times have changed and how this bears little relevance to prices moving forward. Terry cites The Sunshine Coast as an example of this.

We are reminded when it comes to research it’s the future that’s important not the past!

Terry reminds us that the Media has since February 2021 called an end to the Property Boom in 5 of the past 14 months!

We talk about Tamworth in New South Wales and once again we remind listeners that it’s the future that’s most important not the past when it comes to picking where to invest.

Terry addresses the impact of the recent floods on the Brisbane Property Markets, the misinformation from a “leading economist” and recently reported “Australia’s Housing Affordability” in the so-called Global Study of Housing Affordability.

Terry gives his tips on what you should do if you want to be a successful Property Investor.

Show more...
3 years ago
45 minutes 20 seconds

The Holy Grail of Property Investing
Episode #40 - Uncovering Those Hidden Gems in a Boom Market

This week I talk with Terry Ryder about some of the cities that haven’t attracted a lot of attention for “Treasure Hunters” like me.

In a market where just about everything investors touch seems to be turning to gold we felt it important to uncover Regional Cities that are at an earlier phase of the investment cycle.

At The Holy Grail we want to ensure our clients are buying wisely and not getting caught up in Media Hype and following the herd.

Terry and I take a look at Murray Bridge 80kms south-east of the Adelaide CBD.

We look at the prospects for growth, some of the main employers, the median price and it’s extraordinary low vacancy rates for houses.

We next move on to Port Lincoln located about 280km from Adelaide as the crow flies and 650km by road. Port Lincoln is primarily driven by established agriculture, manufacturing, fishing, tourism and mining. We discuss the Future Prospects for Port Lincoln.

Then it’s up to Queensland and the coastal port of Gladstone which has had a checkered history since the property market crash in 2013. We unpack the main factors that caused this downturn.

Gladstone is making a comeback with vacancy rates now at 1.1% according to SQM Research and the annual number of house sales up 68% over the year.

What’s driving the renewed interest in Gladstone and what projects are underway and or forecast?

With the fall in prices over the previous 5-6 years this means the Gladstone property market is now one of the cheapest among regional cities of Queensland. We take a closer look at some of the better performing suburbs.

Staying in Queensland we explore Biloela a rural town 120km south-west of Gladstone and 145km south of Rockhampton. There’s great dollar value in Biloela with the median house price at $255,000. We take a look at the economic drivers of this location and how it is feeding off the back off the Gladstone resurgence. With a vacancy rate of just 0.5% it represents good value in our opinion.

Finally we take a swipe at the Mainstream Media for it’s constant scaremongering about Interest Rates and Property Prices and add some balance to this conversation.

Happy Treasure Hunting folks.

Show more...
3 years ago
41 minutes 23 seconds

The Holy Grail of Property Investing
Episode #39 - South Australia The Technology Capital of Australia…Lots to Like

This week I talk with Terry Ryder about The City of Churches Adelaide. It’s no longer the sleepy country town but rather it is the leading Technology Centre of Australia.

We talk about the Companies who now call Adelaide Home and what is happening with Technology, Aerospace and Manufacturing, Defence, Logistics and Automotive.

I ask terry about the $1.9 billion Edinburgh Parks Precinct under development and the Defence projects that represent over $4 billion a year to the local economy and the creation of 11,000 jobs over the next 10 years.

I share with Terry some examples of suburbs with capital growth within 25km from the Adelaide City that have rental returns in the mid to high 6’s.

We discuss Rental Vacancies and why they are so low and give examples of what’s really happening at the coalface.

Terry shares his thoughts on why Adelaide is such a winner with it’s proximity to two winery precincts, gorgeous beaches and the Adelaide Hills.

We chat about the future for Adelaide and compare it’s position to Brisbane.

As usual we check out what is happening in other markets with real stories and we take a look and a swipe at the Mainstream Media who keep spruiking about the “Property Market” being on the verge of a price fall (I note that we never refer to the “Property Market” as Australia is made up of thousands of Markets.

We also examine the Media Rhetoric around a possible Interest Rate rise and put some perspective around what this means or could mean.

There’s a lot to like about this market and we give thought to why it is likely to keep going up for at least another 12 months.

Hold on to your hat Folks!

Show more...
3 years ago
38 minutes 56 seconds

The Holy Grail of Property Investing
Episode #38 - That’s a Wrap; The Year in Review

I ask Terry when you look back on the Property Market in 2021 what were the highlights?

We take a look at the big winners and losers…not that there were many!

Terry and I chat about some of the lessons for investors when it comes to picking the right property.

I ask Terry about whether there are any warning signs we need to heed for the year ahead?

With just about everything turning to gold at the moment we explore just how long the current National Property Boom has to run.

We discuss the importance of treating Property Investing as a Business and the value in Investing in Quality Research and how you need to block out “noise” namely Mainstream Media so you can make better informed investment choices.

We chat about Adelaide, Queensland and Regional New South Wales and why Terry really likes them. We unpack what’s driving these markets and their prospects for future Capital Growth.

I ask Terry about the areas he feels are going to be the best performers in 2022 particularly when it comes to Regional Property Investing.

It’s been one heck of a year and we are so grateful to have been able to bring great information to our listeners in 2021.

We are definitely looking forward to sharing more insights with our audience in 2022.

Merry Christmas everyone.

Show more...
3 years ago
40 minutes 33 seconds

The Holy Grail of Property Investing
Episode #37 - If You Want the Right Answers You’ve Got to Ask the Right Questions

In this episode I catch up with regular guest Terry Ryder and we take a look at the types of questions we both get asked as a Property Analyst and a Buyers Advocate.

We come to the conclusion that a lot of these are based on the misinformation on what people have read, listened too or watched in the past via Mainstream Media.

One of the most misconceptions for example is the notion that you should buy in a Capital City and that being close to the CBD is really important.

We discuss how times have changed and that this is no longer the case and why.

We cite examples of cities that refute this argument and there are plenty of them these days.

Some examples of questions we will look at include "Is an apartment still a good purchase?"

"Can you tell me the likely capital growth in XYZ suburb in the next 10 years?"

"Would you put a granny flat on a property?" and a number of others.

The key message is You always start with where it is you want to go and work backwards from there and that will help you to formulate the right questions to ask for your personal situation. In a nut shell there isn’t a Yes or No answer…one size definitely does not fit all.

Terry and I reiterate the importance of asking the right types of questions and we give examples and as always the value of investing in research cannot be underestimated and we cover off why.

The final word… The past performance of a city is not necessarily a good indicator of what the likely capital growth is going to be for the future and again we show examples of slow regional cities that are now booming and why.

As always we include real "In the trenches" examples of what's happening at the coalface.

Show more...
4 years ago
40 minutes 37 seconds

The Holy Grail of Property Investing
Episode #36 - Will the Exodus to Regional Reverse After Covid?

In this episode I catch up with regular guest Terry Ryder and we take a look at the Exodus to Affordable Living namely city dwellers moving to Regional Locations.

Some in media have predicted that once Covid-19 is over that many will flock back to the Capital Cities.

Terry & I unpack what's happening and it will be no surprise to many that this phenomenon has been going for several years now.

We take a look at the T word and what it is and what it means for the future of Regional Living.

Terry cites many examples of why the Australian Property Landscape has changed and will forever look different to how it is now.

There are some incredible Regional Success stories and we take a closer look at those and why these and others are set to continue to prosper.

As always we include real "In the trenches" examples of what's happening at the coalface.

Of course we don't miss by giving the Mainstream Media a whack with their over simplification of Markets and their drivers.

Finally we wrap up with the importance of your Research and how this can lead to outstanding results when applied appropriately.

Show more...
4 years ago
44 minutes 5 seconds

The Holy Grail of Property Investing
Episode #35 - The Impact of the Olympic Games on the Brisbane Property Market

In this week’s episode I catch up with Terry Ryder and this time it’s not all about Regional Property Markets.

  • Terry and I take a look at the impact of the announcement of the 2032 Olympic Games and what this means for the Brisbane Property Market.
  • Terry looks at research on the impact of past Olympics in Host Cities around the World including Sydney in 2000.
  • We talk about the impact of past International Events on the Brisbane Property Market such as Expo 88, the Brisbane Commonwealth Games in 1982 and the G20 Summit in 2014.
  • Terry talks about what usually happens when a Big Event is announced.
  • Terry gives insights in to where and how the impact will be felt. We look at some of the suburbs that are likely to benefit from the announcement.
  • I ask Terry about whether the Brisbane Market is going through a rise at the moment and whether the Olympics Announcement was a factor.
  • We also look at other Queensland Cities likely to benefit from the Announcement of the Upcoming 2032 Olympic Games in Brisbane and what is happening with Infrastructure spending.
  • We chat about some other things happening that will have a positive effect on the Toowoomba Property such as the announcement by the State Premier Annastacia Palaszczuk of the construction of the new Quarantine Facility nearby the Wellcamp Airport.
  • As usual lots to chat about and of course we provide some insights into where some of that Treasure could be located now and in the near future.
  • usual Terry and I go “Around the Grounds” and look at the Regional Cities that are on our radar.
  • Before that though we take a swipe at the complacency by the Federal and State Governments in how they have handled the roll out of the vaccine and quarantine. It’s a very important topic and one that impacts greatly our Real Estate Markets.
  • With so many markets on the up as Australia is in the grip of the first National Property Boom in 20 years it would be hard NOT to make money right now.
  • What we hone in on though is that if this is the case then when you buy you should be taking a longer game approach because at some point this frenetic market will start to slow down so those smarter investors are going to be the one’s who bought in Regional Cities that have the
  • “right fundamentals.” We cover off some of these key indicators and Terry shares with our audience the benefits of tracking cities with his Quarterly Property Price Index.
  • Our search for the “Holy Grail” takes us to Victoria, Tasmania, New South Wales and Queensland this week and with each of the 4 Regions we look at some of the key drivers in those markets.
  • I talk about the value of investing in the “right research” and Terry reiterates the importance of treating Property Investing as a “Business” if you want to get the most from your investment journey.
  • As Terry says” You’ve got to spend money to make money.”
  • With Melbourne in the grip of Lockdown 6.0 it highlights just how important it is to have people and contacts “on the ground” in Regional Centres which has enabled our business to keep growing when many businesses have been unable to trade.
Show more...
4 years ago
40 minutes 53 seconds

The Holy Grail of Property Investing
Episode #34 - So Many Choices, So Where Do I Buy?

In this week’s episode I catch up with Terry Ryder and as usual Terry and I go “Around the Grounds” and look at the Regional Cities that are on our radar.

Before that though we take a swipe at the complacency by the Federal and State Governments in how they have handled the roll out of the vaccine and quarantine. It’s a very important topic and one that impacts greatly our Real Estate Markets.

With so many markets on the up as Australia is in the grip of the first National Property Boom in 20 years it would be hard NOT to make money right now.

What we hone in on though is that if this is the case then when you buy you should be taking a longer game approach because at some point this frenetic market will start to slow down so those smarter investors are going to be the one’s who bought in Regional Cities that have the

“right fundamentals.” We cover off some of these key indicators and Terry shares with our audience the benefits of tracking cities with his Quarterly Property Price Index.

Our search for the “Holy Grail” takes us to Victoria, Tasmania, New South Wales and Queensland this week and with each of the 4 Regions we look at some of the key drivers in those markets.

I talk about the value of investing in the “right research” and Terry reiterates the importance of treating Property Investing as a “Business” if you want to get the most from your investment journey.

As Terry says” You’ve got to spend money to make money.”

With Melbourne in the grip of Lockdown 4.0 it highlights just how important it is to have people and contacts “on the ground” in Regional Centres which has enabled our business to keep growing when many businesses have been unable to trade.

Show more...
4 years ago
43 minutes 42 seconds

The Holy Grail of Property Investing
Episode #33 - Don’t Just Sit on Your Hands with Peter Handberg

In this weeks episode I catch up with Peter Handberg where we get in to the silent but massively powerful river of opportunity floating past us while most of us just sit on the bank without really participating.

Peter gets in to the silent sleeper that we all have but that so few of us are giving it the attention it needs. Superannuation.

Today’s topic is all about giving people the right framework from which they can launch into wealth-building opportunities like property investment.

We take a look at some of the differences between the Top 10 and the Bottom 10 Superannuation Funds and this will absolutely shock you when that is compounded over a number of years. We’re talking best & worst for:

  • Performance (how well they are growing your nest-egg on your behalf)
  • Fees (how heavily they are eroding your nest egg along the journey.
  • It’s impact on your Retirement Savings can be huge and Peter shows us exactly what this could look like for everyday Australians.

Peter gives us a Road Map on how to get your Superannuation in to the right place to perform better and cut down on those fees.

I ask Peter about the Day to Day impact on one’s life by getting their House in Order in terms of their Superannuation. It’s all about Switching Up Your Game Plan and once again Peter shows our audience just how to go about this.

If you aren’t ready to take action with your Financial Map and your Superannuation after this episode then quite frankly you never will be.

This is one Podcast that could be life changing.

Show more...
4 years ago
31 minutes 33 seconds

The Holy Grail of Property Investing
Episode #32 - Has This National Property Boom Got Legs?

In this weeks episode I catch up with Terry Ryder after being on the road last week on the hunt for Treasure in South East Queensland.

After some local hospitality courtesy of Terry in his home town of Maleny I managed to get around to some really exciting cities. I talk about the vibe and heartbeat of a town and why it’s so important to go these towns to really get a “feel” for what’s going on.

We unpack the big question on the lips of “Wannabe” and Sophisticated Investors. “Has this National Property Boom got legs?” Terry and I believe it is a resounding yes!

Terry shares with us that this boom is being driven by a lot more than “Low Interest Rates” which is a simplistic view particularly when we have had a low interest rate environment for years.

Terry shares with our listeners his 16 reasons why this boom is going to go on for some-time yet.

We have a close look at two towns namely Toowoomba a city of over 100,000 people and Warwick a real up and comer some 80 kilometres from Toowoomba.

There is a heap of infrastructure already in both cities and the good news is there is a lot more investment to come.

We showcase the current projects and proposed infrastructure spend and reveal what we see as the future for these towns in terms of growth.

Both Toowoomba and Warwick are experiencing record Low Vacancy rates and rising rents along with a low supply of property all factors that auger well for continued price growth in these cities.

We do a quick review of the importance of getting your Dream Team in place prior to buying and that old Chestnut Research Research Research, yep the fundamentals just don’t change.

Until next week…

Show more...
4 years ago
42 minutes 46 seconds

The Holy Grail of Property Investing
Episode #31 - Have we Got a Locust Plague in the Property Market?

This week Terry and I get out the insect repellent to tackle what I am calling a Locust Plague!! Yep it’s a Pandemic but not of the COVID kind – It’s buyers swarming on property markets all over Australia in what Terry is referring to the first National Property Boom in 20 years.

We take a look at the impact on the finish of Jobkeeper and we unpack what we think will happen to the Property Markets across Australia when it is no longer around. Our view won’t surprise you!

Terry gives his insights in what lies ahead for Investors and for how long this market will keep going. For those who thought the market will flatten out soon and want to wait for a correction or softening of the markets across Australia I’m sorry but you are going to be disappointed.

As usual we share what’s happening around the traps and whether stock levels are on the rise particularly in Regional Property Markets.

We explore what some Media Commentators are referring to as a “Thing” and shine the spotlight on what is “actually happening” in Regional Markets with the exodus to affordable living. You will be surprised but it’s been going on longer than 5 years!

There are some very big Infrastructure Projects underway and we take a look at the importance of Infrastructure upgrades such as the Inland Rail Project and what this will mean to businesses, farmers and producers to national and global markets as they generate new opportunities for industries and regions. It’s going to be huge!

I share with everyone what I got up to last week with my Regional Property trip via Sydney and on to the Upper Hunter Valley to Muswellbrook and Scone.

We chat about the importance of “Walking the streets” and getting a feel for a town seeing what the “heartbeat” is like. Yes you cannot beat actually being there first-hand.

I chat with Terry about the other places I stopped in including Parkes; considered to be the crossroads of the nation with the Newell Highway connecting Brisbane and Melbourne and the transcontinental railway linking the Eastern Seaboard to Perth and of course - the Home of The Dish.

We discuss the NSW Government's First SAP - Special Activation Precinct and what this means for Parkes.

My final stop on my Regional Pilgrimage is in the Riverina at Wagga Wagga on the magnificent Murrumbidgee River.

We finish up with some examples on the Importance of walking the streets for any Wanna Be Investors who are looking to become Serious Investors!

So much to share that I felt like I was one of the Leyland Brothers for those who are old enough to remember that great TV Show.

I leave the final word to Terry as we wrap up this Episode as we manage to cover off some of the ways to get ahead of the Locusts.

Show more...
4 years ago
37 minutes 56 seconds

The Holy Grail of Property Investing
Episode #30 - Financial Facilitation is the new Buzzword

My guest today is the Senior Advisor at Wealth HQ: Peter Handberg.  For the past 20 years plus he’s has worked with large accounting firms and other corporates and is now shaking things up with his own advisory firm.

He’s super passionate about getting clients in control of their money and implementing smart strategies to get them ahead and feeling ‘money-secure’ and excited about their financial future.

He covers all aspects of investing and superannuation and specialises in Self-Managed Superannuation Funds.

I get stuck straight in to the The Elephant in the Room – The Royal Commission Report from Justice Hayne. We discuss two of the big recommendations of the Report. The cessation of Trailing Commissions for Financial Planners and Ongoing Advice Fees Where there’s an ongoing fee arrangement between a planner and client these must now be reviewed and renewed by the client on an annual basis.

Peter shares his point of difference as a Financial Facilitator and how this differs from that of a Financial Planner.

Peter explain the role property can play in his Statement of Advice and we review “The Property Strategy Document.”

We take a look at some of the common pitfalls and mistakes consumers make.

Fortunately there are plenty of good stories and Peter gives the listeners some

examples of where he has been able to create really good financial outcomes for clients.

I ask Peter how he helps to best determine which type of property asset will tick the boxes for a client?

Peter unpacks the mystery for so many people which is Superannuation. We look at some of the Positives and Negatives of having your own Self-Managed Super Fund (or SMSF) and the costs associated with setting one up and the ongoing costs of maintaining a SMSF as compared to the average Industry Fund. Peter shares some examples of where setting up an SMSF can be really beneficial.

As usual we discuss examples of what’s going on at the coalface right now.

It’s a fascinating and robust discussion around “The Great Australian Dream” and how to be a part of it.

Show more...
4 years ago
44 minutes 39 seconds

The Holy Grail of Property Investing
Episode #29 - So Where To This Year For Property?

So after returning from a Summer that saw border closures and red zones and green zones that created much uncertainty for wary travellers one thing we can be confident in and of is that the Property markets around Australia have gotten off to a flyer.

Today Terry Ryder and I unpack just what is happening in many of Australia’s Property Markets and importantly why?

As usual we share plenty of anecdotes, yep stories at the coalface…

We also look at a couple of Regional Cities namely Toowoomba and Albury Wodonga and what it likely to happen in 2021 and beyond.

Terry sends out a reminder to all those that have been considering getting in to the market that things right now are very different from previous property markets and what you need to do so you don’t end up paying more than you need to for your investment property.

This episode sets the pace for what promises to be a BIG year for the Australian Property Market.

Show more...
4 years ago
41 minutes 46 seconds

The Holy Grail of Property Investing
Episode #28 - It’s all about Value, Value Value! with Brenton Salmon

This Week my guest is Brenton Salmon the Managing Director of BjS Valuations a firm based in Melbourne servicing Australia and the U.S.A.

Brenton started in Real Estate in 1996 in Brisbane QLD. He started out in a sales role in The "Heady days" of when you really had to work. It was back then a case of prospect or starve as in those days there were no retainers or advances against future earnings... It was purely Commission only sales.

After 6 months of hustling he was making a Six Figure Income and mind you this was still 2 years before the boom.

In 2006 Brenton completed an MBA with a focus on property valuations- valuing everything from commercial, industrial & high-end residential property then branched out into the specialised area of insurance.

Brenton shares his reasons for embarking on a Tertiary path back in 2006 where he undertook a Bachelor of Science.

Alarmingly Brenton shares some damning Statistics about People and Corporates being underinsured…the % will surprise you.

I ask Brenton about when he would recommend getting a Valuation and we chat about the different types of Valuations worth doing.

Brenton cites some examples of his time in the Insurance world and we learn about some of the more interesting work he does in Valuing Churches, Resorts, Deep Water Moorings and Marinas.

As Brenton’s travels as a Valuer take him all across Australia I couldn’t help but ask him what his views are on the Australian Regional Property Market are. It’s worth listening to this episode just for this! W

We wrap up the final episode for 2020 with Brenton’s advice and thoughts for anyone wanting to be serious about investing in 2021.

Wow What a Year 2020 has been in so many ways!

Show more...
4 years ago
48 minutes 36 seconds

The Holy Grail of Property Investing
Episode #27 - 2020 - The Year in Review - Winners and Losers with Terry Ryder

Today I catch up with Terry Ryder where we look back on the year that was and in particular have a good look at the Winners and Losers of the Property Market in 2020.

We look at the usual suspects including the Mainstream Media and the impact they have had on reporting and market sentiment and their perplexing obsession on why they seek the opinions of those who really shouldn’t be relied upon to provide commentary as the so-called “Property Market Experts.”

Terry and I take a look at what this has meant for Investors in particular what has this “cost” investors and vendors by listening to this “noise…”

We look at other winners those who took our advice back in March 2020 and what this has meant for their portfolios.

We celebrate the resilience of the Australian Property Markets and look at what the breaking of the drought has meant for regional property markets.

When assessing the losers we couldn’t go past the Inner City Apartment Markets particularly those in Sydney and Melbourne and what Covid has meant for this once vibrant sector in terms of rental returns and future prospects.

I quiz Terry on some sleepers, areas we haven’t really discussed before and why we like them and what this could mean for investors who want to get 2021 off to a great start.

Terry reminds our listeners of the importance of getting your ducks in a row by sorting out your finance so you are in a position to be able to act quickly for the “right property!”

As usual we share plenty of anecdotal evidence of what’s going on in the markets.

I couldn’t not mention my latest win with my first ever article being published this week in Canstar where I write about “Is now the Time for a Tree Change?”

Terry and I do our wrap up for 2020…Yep I would have to say we’ve done pretty well and those who listened in and followed our advice should be well satisfied too.

Show more...
4 years ago
42 minutes 47 seconds

The Holy Grail of Property Investing
Philip Robison pulls no punches in giving unbiased information and education for both the newbie and experienced property investor. He will share with you the dos and don'ts of investing and property. Catching up with Influencers and people making an impact in the world of Property.