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The Hard Truth Podcast
Hard Truth Podcast
16 episodes
1 week ago
“The laws have not protected anyone, not even the good tenants.” In this episode of the Hard Truth Podcast, I sit down with landlord and housing advocate Kayla Andrade of Ontario Landlords Watch to explore the realities of property management, tenant rights, and navigating Ontario’s complex housing policies. From managing multi-unit properties to advocating for landlords, Kayla shares her journey of balancing cash flow, tenant accountability, and government regulations. We dive into: ✅ How...
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Investing
Business
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“The laws have not protected anyone, not even the good tenants.” In this episode of the Hard Truth Podcast, I sit down with landlord and housing advocate Kayla Andrade of Ontario Landlords Watch to explore the realities of property management, tenant rights, and navigating Ontario’s complex housing policies. From managing multi-unit properties to advocating for landlords, Kayla shares her journey of balancing cash flow, tenant accountability, and government regulations. We dive into: ✅ How...
Show more...
Investing
Business
Episodes (16/16)
The Hard Truth Podcast
Ontario’s Broken Rental System ft. Kayla Andrade Ep.16
“The laws have not protected anyone, not even the good tenants.” In this episode of the Hard Truth Podcast, I sit down with landlord and housing advocate Kayla Andrade of Ontario Landlords Watch to explore the realities of property management, tenant rights, and navigating Ontario’s complex housing policies. From managing multi-unit properties to advocating for landlords, Kayla shares her journey of balancing cash flow, tenant accountability, and government regulations. We dive into: ✅ How...
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1 week ago
52 minutes

The Hard Truth Podcast
The Hard Truth About Living Off Rentals ft. Kory MacKinnon Ep. 15
If your goal is to make $10,000/month of cashflow off your rental properties, Kory MacKinnon has a Hard Truth you need to hear! In this episode of the Hard Truth Podcast, Kyle Ford sits down with real estate investor and coach Kory MacKinnon, who shares how growing up in a duplex gave him an early start in real estate and how he went from buying his first off-market six-plex in London, Ontario to building a scalable, diversified portfolio. Before going full-time into real estate, Kory...
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3 weeks ago
35 minutes

The Hard Truth Podcast
Secret Double-Lot Severance Strategy Making Flips Profitable ft. Abe Thiessen Ep. 14
In this episode of the Hard Truth Podcast, I sit down with realtor and investor Abe Thiessen to reveal the unconventional strategies making flips profitable in Ontario. From from growing up in Mexico to buying his first property at 19 off Kijiji, Abe shares how he scaled into duplex builds, double-lot severances, and deep-discount flips that most investors overlook. We dive into: ✅ How Abe bought his very first rental property at 19 on Kijiji ✅ Why he avoids long-term rentals in favor of fa...
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1 month ago
32 minutes

The Hard Truth Podcast
Solving Canada's Missing Middle Crisis: SDG's 10-Plex Infill Strategy Ep. 13
"Politicians say things like, 'We want to build communities.' These are the guys actually building communities..." In this episode of the Hard Truth Podcast, I sit down with Kartik Singla and Jimmy La from the Sustainable Development Group, who are real estate developers and entrepreneurs building a village of over 100 units in Barrie, Ontario. They share their journey from buying a single-family home to creating multi-unit communities, including how they navigate city approvals, scal...
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2 months ago
42 minutes

The Hard Truth Podcast
Bouncer to Brokerage CEO: Earning Mentorship & Success Traps ft. Justin Konikow Ep. 12
Bouncer to Brokerage CEO: The Hard Truths Behind Real Estate Success In this episode of the Hard Truth Podcast, I sit down with Justin Konikow realtor, entrepreneur, and co-founder of Prime Real Estate Brokerage. We cover: ✅ Why most agents and investors stay stuck ✅ The “success trap” no one talks about ✅ How Justin earned mentorship from giants like Ryan Serhant & Scott McGillivray ✅ Why real wealth comes from relationships, not transactions ✅ The mindset shift that made Prime a domin...
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4 months ago
46 minutes

The Hard Truth Podcast
Why You're Not Getting Rich in Real Estate: War Zones to REITs ft. Jeff Wybo Ep. 11
"Everyone forgets this: you’re in it to make money..." In this episode of the Hard Truth Podcast, I sit down with Jeff Wybo, real estate investor, social media personality, and partner at Foundation Capital, to unpack what it really means to build wealth in real estate—not just broker it for someone else. Jeff shares his journey from realtor to investor, and why he's making the conscious decision to “skip right to the rich part” by taking control of the deals himself. We dive into the power...
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4 months ago
48 minutes

The Hard Truth Podcast
$350k in Lost Rent & The Moral Dilemma of Evicting Tenants ft. James Fernandez Ep. 10
"Right now we are at $350,000 owed in rent..." In this episode of the Hard Truth Podcast, I sit down with James Fernandez, real estate investor and entrepreneur, to uncover the Hard Truths behind building and scaling a successful real estate business. We dive into his journey—how he scaled from 0 to 40 units in just one year, bought a 33-unit apartment building and navigated the pivot to investing in self-storage. James opens up about how he is currently owed over $350,000 in lost rent, the...
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5 months ago
42 minutes

The Hard Truth Podcast
Why Real Estate Investing Is NOT For Everyone ft. Zack Brittain Ep. 09
"I don’t care what your guru told you, not everybody can do this." In this episode of the Hard Truth Podcast, I sit down with Zack Brittain, real estate investor and owner of Phipps Brittain Real Estate and King Street Construction, to explore the Hard Truths of building a sustainable real estate business. We dive into his journey, from investing without using OPM to launching King Street Construction and developing a sustainable real estate model. Zack shares what it really takes to stay f...
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6 months ago
33 minutes

The Hard Truth Podcast
The Money Is In The Money: The Hard Truth of Real Estate Wealth Ft. Josh Findlay Ep. 08
"The days of 10 duplexes are over. If you're risk adverse you're not making money in this market." In this episode of the Hard Truth Podcast, I sit down with Josh Findlay, a professional mortgage broker, real estate investor, co-owner of @bldfinancial and CMHC specialist, to explore the hard truths of the MLI Select program and why it's essential for investors to have capital in order to succeed in the real estate game. We dive into his journey—from meeting Matt McKeever and shooting ...
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8 months ago
30 minutes

The Hard Truth Podcast
The Hard Truth of Full-Time Real Estate Investing in 2025 Ft. Mit Perin Ep. 07
If you want to become a Full-Time Real Estate Investor in 2025 you need to listen to this! In this episode of the Hard Truth Podcast, I sit down with Mit Perin, real estate investor, CPA, and partner at Foundation Capital, to explore the Hard Truths of transitioning from accounting to full-time real estate investing. We dive into his journey, from his first joint ventures to to becoming an active partner in Foundation Capital, a private real estate trust focused on acquiring 3-story walk-up...
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9 months ago
30 minutes

The Hard Truth Podcast
Why It's Too Late To Become A Real Estate Investor in Canada ft. Andrew Hines Ep. 06
Is it too late to become a real estate investor in Canada? In the sixth episode of the podcast, I sit down with Andrew Hines, real estate investor, entrepreneur, and fellow podcaster, to talk about the 'Hard Truths' of scaling as an investor, US real estate investing, and strategies for success in hospitality. We dive into his journey, from analyzing risk and stepping outside his comfort zone to making strategic investment decisions. Andrew shares insights into his wholetailing model, activ...
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10 months ago
35 minutes

The Hard Truth Podcast
Maxing Out Debt & Burning Cash on Commercial Real Estate Projects ft. Nicholas Brown Ep. 05
Welcome to the Hard Truth Podcast! In the fifth episode of the podcast, I sit down with Nicholas Brown, Mortgage Broker and Real Estate Investor, to talk about the 'Hard Truths' of investing and financing commercial real estate. We dive into his real estate investing journey from his first project, to becoming a one of the youngest top performing commercial mortgage brokers in the country & the lessons he learned partnering on his first commercial real estate project in Chatham, Ontario...
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11 months ago
32 minutes

The Hard Truth Podcast
Running A Family Business: Setting Boundaries, Scaling & Keys To Success ft. Judi Paré Ep.04
Is it possible to run a business with family members successfully? In the fourth episode of the podcast, I sit down with Judi Paré, President and CEO of Plentitude, who went from facing hidden homelessness to leading a rapidly growing family run real estate investment firm to uncover the 'Hard Truths' when it comes to building a successful business with family members. Did you enjoy & get value from this podcast episode? Have a guest you would like to see featured or a topic you want co...
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11 months ago
31 minutes

The Hard Truth Podcast
The Hard Truth About CMHC Timelines & Risk Management in Real Estate Investing ft. David Giustizia Ep. 03
Welcome to the Hard Truth Podcast! In third episode of the podcast, I sit down with David Giustizia, Mortgage Broker, Real Estate Investor, and a wealth of knowledge, to uncover the 'Hard Truths' when it comes to real estate investing. After diving into David's background as an investor and broker, we dive into what he see's as an often overlooked but crucial topic: risk management. While everyone loves to focus on raising capital, few are willing to address the importance of protecting th...
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1 year ago
35 minutes

The Hard Truth Podcast
From Correctional Officer to Full Time Beach Side Real Estate Investing ft. Terri Lynn Legault Ep. 02
In the second episode of the Hard Truth Podcast, I sit down with Terri Lynn Legault, Mortgage Agent, Real Estate Investor & my sister to talk about the Hard Truth behind trying to achieve truly passive income through real estate investing. From leaving her job as a correctional officer and cashing out her pension (the right way), Terri shares her journey and success in real estate investing utilizing an earned income strategy that allows her to live a beach sized lifestyle in Canada! Fo...
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1 year ago
18 minutes

The Hard Truth Podcast
He Lost Thousands Investing in US Real Estate ft. Steve Aho Ep. 01
Is US Real Estate Investing the right move for Canadians? In the first episode of the Hard Truth Podcast, I sit down with Steve Aho, Mortgage Agent at Mortgage Alliance & Co-Trustee at CapGap Mortgages, to talk about the Hard Truth behind trying to achieve truly passive income through real estate investing. From starting with a turn-key single family home rental property that was 'more work than he ever expected', to losing thousands by investing in US real estate, Steve sha...
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1 year ago
28 minutes

The Hard Truth Podcast
“The laws have not protected anyone, not even the good tenants.” In this episode of the Hard Truth Podcast, I sit down with landlord and housing advocate Kayla Andrade of Ontario Landlords Watch to explore the realities of property management, tenant rights, and navigating Ontario’s complex housing policies. From managing multi-unit properties to advocating for landlords, Kayla shares her journey of balancing cash flow, tenant accountability, and government regulations. We dive into: ✅ How...