The DollarsAndSense Podcast

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The DollarsAndSense Podcast

DollarsAndSense

32 episodes

14 hours ago

In this DollarsAndSense Podcast special episode recorded live at MooFest 2025, Our host and Co-Founder, Timothy Ho, chats with Binni Ong, professional trader and SGX Academy trainer, who shares 30 years of trading experience to break down complex concepts into practical strategies.We dive deep into Warrants vs Options, how they work, their key differences, and how traders can use them effectively in volatile markets. This podcast episode is brought to you in collaboration with Macquarie Warr...

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Entrepreneurship

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In this DollarsAndSense Podcast special episode recorded live at MooFest 2025, Our host and Co-Founder, Timothy Ho, chats with Binni Ong, professional trader and SGX Academy trainer, who shares 30 years of trading experience to break down complex concepts into practical strategies.We dive deep into Warrants vs Options, how they work, their key differences, and how traders can use them effectively in volatile markets. This podcast episode is brought to you in collaboration with Macquarie Warr...

Show more...

Entrepreneurship

Episodes (20/32)

The DollarsAndSense Podcast

CIMB’s Raymond Tan: 63% of Singaporeans Want to Retire Between 40 to 60 But Can They Really

Can most Singaporeans really afford to retire between 40 to 60? In this episode of DollarsAndSense podcast recorded at InsureXpo 2025, CIMB’s Raymond Tan breaks down what Singaporeans believe about retirement and the financial reality behind those dreams. From rising living costs and CPF choices to FIRE aspirations and healthcare inflation, this episode explores whether early retirement is achievable or just wishful thinking. 🎧 Whether you’re in your 20s just starting out or in your 40s fee...

2 days ago

19 minutes

The DollarsAndSense Podcast

SGBudgetBabe: The Smarter Way to Achieve FIRE in Singapore

Is FIRE (Financial Independence, Retire Early) realistic in Singapore? With high property prices, rising living costs, and sandwich generation pressures, it seems like a distant dream for many. But is it really? In this episode of DollarsAndSense podcast recorded at InsureXpo 2025, we speak with Dawn, better known as SGBudgetBabe, to unpack the realities of achieving FIRE in Singapore. She shares why it's not just about investing aggressively, but also managing lifestyle expectations, unders...

1 week ago

21 minutes

The DollarsAndSense Podcast

Singlife’s Helen Shen: What Most People Get Wrong About Insurance Could Cost Them Everything

Is your insurance plan really serving your life stage — or draining your wallet? In this episode of DollarsAndSense podcast recorded at InsureXpo 2025, Helen Shen, Group Head of Products at Singlife, joins us to unpack what "the right insurance at the right time" really means. We talk misconceptions, affordability myths, how healthcare inflation is reshaping coverage, and the biggest mistakes young families and retirees make with their insurance plans. Whether you're just entering the workfo...

4 weeks ago

19 minutes

The DollarsAndSense Podcast

Mr.Loo, 1M65: He Bought the Dip During Every Market Crash — Here’s What He’d Do Now

After Trump’s surprise trade tariffs sent global markets into turmoil, many rushed to “buy the dip” — but is that really the smart move? In this episode, we speak to Mr. Loo Cheng Chuan, founder of the 1M65 movement, on how he reads market crashes, why most investors fail at DCA, and what he’s doing this time amid the volatility. Follow us on our socials: Facebook: https://www.facebook.com/DollarsAndSenseSG Telegram: https://t.me/dollarsandsense Instagram: https://www.instagram.com/dnssingap...

1 month ago

19 minutes

The DollarsAndSense Podcast

From $1.00 to $1.90 - What Old Chang Kee’s Curry Puff Can Teach Us About Inflation In Singapore

Curry puffs and chicken wings aren’t just snacks — they’re tracking inflation. In this DollarsAndSense podcast episode, we break down Singapore’s rising cost of living using a unique and surprisingly accurate gauge: the Old Chang Kee Index. From 2006 to 2025, prices of OCK snacks have more than doubled — and that mirrors the inflation many of us feel every day. We explore how everyday staples like kopi, economic bee hoon, and even football pitch rentals reflect broader economic trends, why t...

1 month ago

27 minutes

The DollarsAndSense Podcast

LPA & Will: What Are They, And Why You Should Not Overlook These Vital Financial Planning Tools

Most Singaporeans focus on investing and saving, but estate planning is often overlooked. Without a Lasting Power of Attorney (LPA) or a will, your assets and decision-making power may not be handled the way you intend. In this episode of the DollarsAndSense Podcast, we speak with Tan Check How, Director at iFAST Global Trust, about why these legal documents are crucial. Learn how an LPA ensures your affairs are managed if you lose mental capacity and how a will secures your assets for your ...

1 month ago

21 minutes

The DollarsAndSense Podcast

How SIAS Became Singapore’s Champion For Minority Shareholders

In this episode of our DollarsAndSense Podcast Heritage Series, we uncover how the Securities Investors Association of Singapore (SIAS) became the champion for minority shareholders. Join us as we speak with David Gerald, founder and CEO of SIAS, about the 1999 Clob saga, where 172,000 Singapore investors had their Malaysian stocks frozen, and how SIAS fought against unfair deals to protect retail investors. Drawing on the profound insights from SIAS’s acclaimed book, Boardroom Knockout, whi...

2 months ago

37 minutes

The DollarsAndSense Podcast

Singapore Budget 2025: The Biggest Game-Changers You Need to Know

Singapore Budget 2025 has introduced several major policy changes that will impact families, businesses, and workers. In this episode of the DollarsAndSense Podcast, Dinesh and Timothy break down the biggest game-changers you may have missed. 🔹 $6.4B Budget Surplus – What does this unexpected surplus mean for future government spending? 🔹 Large Family Scheme – Families with 3+ kids receive $10K CDA grants, $5K Medisave top-ups, and $1K/year (ages 1-6) in LifeSG credits. 🔹Corporate Tax Reba...

3 months ago

28 minutes

The DollarsAndSense Podcast

Age Of AI: Understanding The Semiconductor Industry

The rise of AI is fueling unprecedented demand for semiconductor chips, with companies like NVIDIA and AMD at the forefront. But what does this mean for investors? In this episode of the Dollars and Sense Podcast, recorded at FSM Invest Expo 2025, we dive deep into the semiconductor industry with Tan De Jun, Portfolio Manager at iFAST Singapore. Follow us on our socials: Facebook: https://www.facebook.com/DollarsAndSenseSG Telegram: https://t.me/dollarsandsense Instagram: https://www.inst...

3 months ago

15 minutes

The DollarsAndSense Podcast

Market Shifts in 2025: What Singapore Investors Need to Know

With new global policies shaking up the economy, investors are re-evaluating their strategies. Filming The DollarsAndSense Podcast offsite once again—this time at FSM InvestExpo 2025, we explore how trade tensions, market volatility, and shifting supply chains could impact your investments. Senior Portfolio Manager You Weiren from iFAST Singapore breaks down: 01:55 – How markets and investors are reacting to the latest policy shifts 04:52 – Trade tensions: Do tariffs create winners and lose...

3 months ago

19 minutes

The DollarsAndSense Podcast

The DollarsAndSense Podcast - Investing & Retirement Planning: Why They Are Not The Same Thing

In this episode, we dive into a topic that's crucial yet often misunderstood: Investing and Retirement Planning—Why They Are Not the Same Thing. 💡 Highlights of the episode: - Why lumping investing and retirement planning together could be a costly mistake. - The importance of starting early to leverage the power of compounding interest. - How to navigate healthcare expenses, housing loans, and even lifestyle inflation for a secure retirement. If you're someone who wants to build weal...

4 months ago

30 minutes

The DollarsAndSense Podcast

The Evolution of Bank Branches in Singapore

We’re on location at OCBC’s unique Wisma Atria branch – a place where banking meets lifestyle with a café, bookstore, and even an omakase restaurant! 📚🍱 In this DollarsAndSense podcast episode, we dive into the evolution of bank branches in Singapore and the shift towards digital banking. Our team shares insights on the early days of local banks, the rise of mobile banking, and what the future of banking looks like as digital and physical branches converge. Don’t miss this look into the past,...

6 months ago

35 minutes

The DollarsAndSense Podcast

From Brick & Mortar To Click & Mortar - How OCBC, Singapore Oldest Local Bank, Has Transformed Over The Past Century

In this episode, we’re taking you to OCBC Wisma Atria as we dive into the history of OCBC, Singapore's oldest local bank. Hear how the bank transformed from its beginnings in 1932 to become a financial leader in Southeast Asia. Learn about key milestones, innovations, and strategies that have shaped OCBC’s success over the past century. Tune in for an in-depth discussion on the evolution of banking in Singapore! #OCBC #DollarsAndSense #SingaporeFinance #BankingInnovation #BankingHistory #Our...

7 months ago

31 minutes

The DollarsAndSense Podcast

The Evolution Of Financial Content: How SGBudgetBabe Has Evolved After A Decade

Welcome to another exciting episode of the DollarsAndSense podcast! In this episode, we're filming at MooFest 2024 with a special guest: Dawn Cher, the creator of SG Budget Babe. In this episode, we dive into the ever-changing world of financial content creation. From blogging to YouTube and TikTok, we explore how platforms and content styles have evolved over the past decade. Fiona shares her unique journey, the challenges of balancing life and content creation, and offers insights into the ...

9 months ago

20 minutes

The DollarsAndSense Podcast

Beyond Stocks & Bonds: How A Multi-Asset Class Portfolio Can Look Like In the 21st Century?

Is your portfolio stuck in the traditional stocks and bonds mix? Discover why diversifying into multiple asset classes is crucial in today's market. 🎙️ Jermyn Wong from State Street Global Advisors breaks it down in our latest podcast. Tune in for practical tips on global diversification, ETFs, and more.

10 months ago

17 minutes

The DollarsAndSense Podcast

Home Court Advantage: Why Investing At Home Can Be Valuable For Singapore Investors

Joining us for our debut on-site podcast discussion is Gavin Chia, CEO of Moomoo Singapore. Playing at home is always advantageous. Whether it’s the FIFA World Cup, NBA Finals or upcoming 2024 Paris Olympic Games, athletes tend to perform better when they are playing at home. With nearly 18 years of experience in various investment brokerages in Singapore, Gavin shares valuable insights.

10 months ago

18 minutes

The DollarsAndSense Podcast

The Singapore Dream: The New 5Cs That Singaporeans Want

The "5Cs of Singapore" refer to cash, car, credit card, condominium, and country club membership. In the 1990s, these items became not just objects of desire, but symbols of success, prestige, and social standing. But why were these particular items chosen to represent success, and are they still relevant today? DollarsAndSense explores how the 5Cs have evolved as a result of Singapore's economic development, and the broader implications of the 5Cs philosophy in modern society. Read the art...

1 year ago

25 minutes

The DollarsAndSense Podcast

Singapore Budget 2024: 4 Major Changes In Government Policies

During his Budget 2024 speech, DPM Lawrence Wong admitted that the outlook for 2024 is mixed – with looming geopolitical risks. In lieu of this, he rolled out a slew of new support measures for both individuals and businesses. These measures covered a wide range of policies and schemes such as SkillsFuture and CPF. In this episode of the DollarsAndSense Podcast, we discuss 4 of the biggest and most surprising announcements, and how they will affect Singaporeans financially. Read more about ...

1 year ago

25 minutes

The DollarsAndSense Podcast

Surviving The Retrenchment As A Tech Worker

#TheGreatResignation has turned into #TheGreatRetrenchment in the past 12 months, with tech workers being one of the groups that have been most affected. In this conversation about retrenchment, popular content creator and tech worker, Jeraldine Phneah, shares her recent retrenchment experience. Jeraldine also explained why companies sometimes lay off good performers and how workers can recover from this setback. 3:10: Why do some companies retrench workers who are performing well...

1 year ago

37 minutes

The DollarsAndSense Podcast

Singapore Budget 2023: What Businesses Need To Know

CPF contributions was a prominent part of Budget 2023. The CPF Annual Salary Ceiling will be raised from $6,000 to $8,000 by 2026. CPF contributions will also increase for senior workers above 54 to 70, while Platform Workers will start receiving CPF contributions from the tail-end of 2024. Employers will also have to focus on employee productivity. DPM Lawrence Wong mentioned that guidelines will be put in place for flexible work arrangements. Working fathers can now enjoy up to 4 weeks of ...

2 years ago

11 minutes