Investors are nervous — AI stocks are soaring, valuations look stretched, and Trump’s back in the White House. In this episode, Tim breaks down whether we’re really on the edge of a market correction, what’s driving the fear, and why a solid, diversified plan still beats trying to time the market. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dol...

In Part 2 of our conversation with Hannah Carter from Carter Chung, we dive deeper into the legal side of second marriages, trusts, and contracting out agreements. Building on last week’s discussion, this episode explores what really happens when documents aren’t reviewed, how blended families can protect their assets, and why proactive planning matters more than ever. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz...

In this episode of The Dollars and Sense Podcast, Tim sits down with lawyer Hannah Carter from Carter Chung Law to unpack the legal side of second marriages and blended families. They cover wills, trusts, and what happens if you don’t have a will in place — including who really gets what. A must-listen for anyone navigating family or estate planning in later-life relationships. For anyone wanting to get in touch with Hannah. Website details below. https://www.carterchunglaw.co.n...

Revolving mortgage accounts promise flexibility — but for many people, they quietly create financial frustration. In this episode, Tim Ellis breaks down why so many Kiwis feel “stuck” with revolving credit, how it impacts your money mindset, and the practical steps to get out of the loop. Learn how to take back control and start moving forward financially. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.n...

This week on The Dollars and Sense Podcast, Tim and Brodie pull apart one of the most overused and misunderstood tools in investing — the risk assessment questionnaire. These forms are meant to help investors understand their tolerance for risk, but in practice, they’re often a lazy substitute for real financial advice. The guys break down why they believe the questionnaire can lead to poor decisions, misaligned portfolios, and false confidence — especially for people using them online withou...

It’s not the fees you see that hurt — it’s the ones you don’t. Most investors think they understand what they’re paying for — a simple management fee and maybe a performance fee if things go well. But that’s only the beginning. In this episode, Tim Ellis and Brodie Haggerty unpack the hidden side of investing — the costs that quietly eat away at your returns without ever showing up on your fund statement. From currency hedging and tax drag to behavioral biases and index front-running, we expl...

We all know that a home bias has kept the All Blacks streak alive at Eden Park against The Springboks..... But is a home bias critical to a New Zealand domiciled managed fund or KiwiSaver fund? In Season 4, Episode 2 of the Dollars and Cents Podcast, Tim Ellis explores the concept of home bias in investing, focusing on the heavy allocation to New Zealand and Australian stocks in KiwiSaver and managed funds. Discover 5 reasons why a globally diversified portfolio needs to be considered.&...

Tim Ellis says: ‘80% premium hikes are nuts!’ Season 4, Episode 1 dives into NZ’s medical cost crisis—50% claim surges, 93.4% insurer payouts, and 3 hacks to save for 30s-40s Kiwis. Subscribe for weekly wealth tips! #NZHealthInsurance #MedicalCostsNZ #KiwiFinance If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dollars & Sense Podcasts: Click He...

In this episode we address the growing speculation and panic the markets have seen due to trade wars. Have we seen this before and what happened? Should you be doing anything with your investments as a reaction? If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dollars & Sense Podcasts: Click Here The information shared on The Dollars & Sense Podc...

Goals versus Strategies - What's the difference? Hands up if you have said you have a goal to be mortgage free! Hands up if you have a goal to own "X" amount of properties! Are those really goals, or are they strategies to help you achieve the REAL goal? Tune in to this weeks episode where Tim and Brodie discuss the difference between a Goal and a Strategy and why it is so important to differentiate the two when considering financial planning. If you have a question, suggestions, or...

In this episode, we dive into the world of small-cap investing and explore why it’s often overlooked by mainstream investors. We challenge the conventional wisdom that favors large-cap stocks, and discuss how small-cap investments can diversify your portfolio and bring significant returns over time. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The D...

This week, we are discussing interest (woohoo). We explore the risks involved with term deposits, which have generally been seen as "risk-free" by the public, mortgage interest rates, and more. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dollars & Sense Podcasts: Click Here The information shared on The Dollars & Sense Podcast is...

We'll be back with more episodes next week, here's a quick update from Tim. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dollars & Sense Podcasts: Click Here The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational pu...

The popular image of investing tends to be formed by movie dramas like ‘Wolf of Wall Street’, ‘The Big Short’ or 'Margin Call' In truth, however, success in long-term investing is more likely due to a slow and steady approach with minimal drama. This weeks Podcast lists explores the benefits of opting for ‘boredom’ over excitement when it comes to investing. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dolla...

Nifty Fifty, FAANG, MAMAA, Magnificent Seven. Over the years there are always companies that shoot the lights out in the stock market, so much so that we end up giving them nicknames. But are these stocks overvalued and should you buy them at their peaks? We explore concentration risk in this episode and ask some key questions for investors to consider: Do I already hold it? Why should I expect a return? And what are the costs? If you have a question, suggestions, or a topic you would ...

Trump or Harris? Republican or Democrat? How will my portfolio or the share market react to the eventual winner and does it even matter? Tune in this week as we tackle politics and investments leading up to the November election. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dollars & Sense Podcasts: Click Here The information shared on The Dollar...

Just a quick one today team, we are back and sharing with you what our plans are going forward, who we are targeting with our new episodes, and what we learnt from the first two seasons. As always we appreciate your feedback and support.. Lets go! If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here Listen to all The Dollars & Sense Podcasts: Click Here The informat...

If you've ever engaged with a Financial Adviser and asked a question, chances are that you've heard "well that depends!" Slowing down the decision process and taking some extra time can be frustrating when you just want to "get cracking with things". This episode, Tim attempts to answer why advisers might want to ask a few more questions before rushing to an answer. Tim dives into the most common questions that are asked from new and existing clients such as, Should I repay debt or i...

When was the last time you opened your annual renewal letter for your personal insurance? Even if you do open them, we know from reviewing insurances with clients that all the different terms and names get confused, mistaken or completely forgotten. This weeks episode is designed to be a useful resource to save and replay each time you feel the need to review your insurance to ensure you can review with more confidence and understand what you're actually paying for. Tim breaks ...

In this weeks episode, we introduce Financial Adviser Terri Watson! Terri describes her passion for helping Mums gain better financial literacy and how she helps empower them with tools and confidence to improve their comfort and confidence with all things money. From humble backgrounds and personal struggles, Terri has managed to empower her own self and shares the experience which ultimately lead to her life long passion of sharing her knowledge to Mums in order to improve theirs and thei...