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The Business of Soil Health
Soil Upside
15 episodes
1 week ago
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Entrepreneurship
Business,
News,
Business News
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Entrepreneurship
Business,
News,
Business News
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S1:E5 - Emma Fuller: No Need to Be Concessionary – Soil Health, Cashflow & Market-Rate Returns
The Business of Soil Health
46 minutes 16 seconds
11 months ago
S1:E5 - Emma Fuller: No Need to Be Concessionary – Soil Health, Cashflow & Market-Rate Returns
In this conversation, Emma Fuller, co-founder of Fractal.ag, discusses their novel farmland investment model, which makes minority equity investments in farmland while incentivizing soil health practices.    Fractal is the first widely available farmland equity product, unlocking capital for farmers while they maintain ownership and control. Emma talks in detail about: Fractal’s ownership model and underwriting approach Their core hypothesis that soil health drives better productivity and cash flows, which in turn drives higher land values How producers use the capital Fractal makes available (spoiler alert: most use it to expand their operation by buying additional land) How Fractal’s model encourages soil health practices, and how producers can stack discounts by stacking those practices The strong demand they’re seeing from producers The challenges of raising capital as first-time fund managers How much capital they’ve raised and deployed, and the total they’re targeting for their fund Her view on the vital role that commodity production plays in scaling regenerative agriculture Chapters 00:14 Introduction to Fractal.ag and their Unique Model 03:00 Addressing the Need for Equity Financing in Farming 07:04 Incentivizing Soil Health and Climate-Smart Practices 10:40 Making Money through Annual Payments and Property Sales 22:22 Investment Model 25:00 Long-Term Partnership 27:21 Exit Options 32:00 Fundraising and Deployment 36:45 Scaling Impact Through Commodity Production 41:58 Financial Flexibility for Farmers Keywords Fractal, farmland investment, minority equity, soil health, regenerative agriculture, farmer financing, agricultural practices, impact investing, sustainable farming, capital deployment
The Business of Soil Health