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The Broker's Lounge
Link Wealth Finance
35 episodes
1 week ago
Rentvesting: How to live where you love and still grow your wealth Can you live in your dream suburb and still get ahead financially? In this episode of The Brokers’ Lounge, Eddie and Carlo unpack rentvesting, what it actually means, why it’s growing in popularity, and how it works in real life. They talk through why more buyers are choosing to rent where they want to live while investing in high-growth areas elsewhere. Carlo even shares his own personal journey, with all the pros, cons, and ...
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Rentvesting: How to live where you love and still grow your wealth Can you live in your dream suburb and still get ahead financially? In this episode of The Brokers’ Lounge, Eddie and Carlo unpack rentvesting, what it actually means, why it’s growing in popularity, and how it works in real life. They talk through why more buyers are choosing to rent where they want to live while investing in high-growth areas elsewhere. Carlo even shares his own personal journey, with all the pros, cons, and ...
Show more...
Investing
Education,
Business,
How To,
Courses
Episodes (20/35)
The Broker's Lounge
Dream lifestyle or risky strategy? Rentvesting explained!
Rentvesting: How to live where you love and still grow your wealth Can you live in your dream suburb and still get ahead financially? In this episode of The Brokers’ Lounge, Eddie and Carlo unpack rentvesting, what it actually means, why it’s growing in popularity, and how it works in real life. They talk through why more buyers are choosing to rent where they want to live while investing in high-growth areas elsewhere. Carlo even shares his own personal journey, with all the pros, cons, and ...
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1 week ago
25 minutes

The Broker's Lounge
RBA says “Hold”, so what happens next?
Why the RBA held rates and what it means for borrowers, investors and the economy The RBA has hit pause on rate cuts again, and while it wasn’t a surprise, it left a lot of homeowners wondering, “What now?” In this episode of The Brokers’ Lounge, Eddie and Carlo break down why the Reserve Bank chose to hold the cash rate, what that means for borrowers and investors, and how it all ties into inflation, global risk, and what’s really happening in the Australian economy. They go deep on why rate...
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3 weeks ago
25 minutes

The Broker's Lounge
Top 10 mortgage questions answered by brokers
Your most asked home loan questions, answered With so many rules, policies, and exceptions in the lending world, it’s no wonder people get confused. In this episode of The Brokers’ Lounge, Eddie and Carlo take on a rapid-fire Q&A, tackling the most common questions they get from clients about borrowing, refinancing, and managing loans in today’s market. They dive into how banks treat things like bonuses, overtime, and foreign income, what really goes on behind the scenes with your credit ...
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1 month ago
27 minutes

The Broker's Lounge
Refinance or wait? Here’s what you should do
Why refinancing now could be one of the smartest moves you make Interest rates are finally falling and with that shift comes a huge opportunity if you know how to take advantage of it. In this episode of The Brokers Lounge, Eddie and Carlo break down what refinancing actually means in today’s market and why it might be worth doing sooner rather than later. They unpack the real benefits beyond just chasing a lower rate, like unlocking equity to invest, improving cash flow, accessing better loa...
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2 months ago
26 minutes

The Broker's Lounge
1975 vs 2025: The real cost of living in Australia
From $28k homes to $1.2m price tags: how did we get here? What if you could buy a house in Sydney for just $28,000? In 1975, you could, and most families did it on a single income. Fast forward 50 years and that same home is worth around $1.2 million and the path to homeownership looks very different. In this episode of The Brokers Lounge, Eddie and Carlo take a fascinating look at how Australia has changed since the mid-70s. They compare house prices, wages, and the cost of everyday es...
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3 months ago
23 minutes

The Broker's Lounge
How mindset impacts property decisions in today’s market (with Baz Gardner)
In this episode of The Brokers’ Lounge, Eddie sits down with Baz Gardner, a mentor and expert in human behaviour, mindset and purpose, to look beyond the numbers and into what’s really going on in the minds of today’s buyers. With interest rates dropping and market sentiment shifting, you’d think people would be feeling more confident. But many are still hesitant, overwhelmed, or unsure about their next move. Why? Baz explains how mindset plays a bigger role than most people realise and why s...
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3 months ago
42 minutes

The Broker's Lounge
What Labor’s $33 billion housing plan means for you?
What does Labor’s $33 billion housing plan actually mean for you? In this episode, Eddie and Carlo unpack the federal election results and how the Albanese government’s massive housing commitments could impact the property market. From changes to the Home Guarantee Scheme and rental reforms to supply measures, foreign buyer restrictions, and social housing plans, they break it all down in plain language. You’ll learn what these policies could mean for first home buyers, renters, investors, an...
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4 months ago
23 minutes

The Broker's Lounge
Rate cuts, buyer FOMO and rising property prices: What’s next?
Interest rates are on the move again, and this time it's good news. The latest RBA rate cut has a lot of people asking, "What does this mean for me?" In this episode of The Broker's Lounge, Eddie and Carlo break down what the cut means for homeowners, first-time buyers, and investors. They explain how lower rates are affecting borrowing power, property prices, and loan repayments, and why now might be the right time to act. They also cover real changes in the market, from buyer sentiment to a...
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4 months ago
24 minutes

The Broker's Lounge
The Smart Way to Build Lasting Wealth
From amateur MMA fighter to concreter to financial adviser and director at Link Wealth - Josh Lee’s journey is anything but typical. But it’s exactly that mix of grit and experience that makes his advice hit different. In this episode of the Broker's Lounge, Josh shares the biggest financial mistakes he sees every day - and how to avoid them. Josh breaks down simple, actionable ways to build and protect your money from getting your ownership structure right to managing your cash buckets and...
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5 months ago
24 minutes

The Broker's Lounge
Should You Buy Off The Plan? The Real Pros, Cons and Hidden Risks.
Thinking about buying a property before it’s even built? Let’s talk about what buying off the plan really means. Locking in a property today with settlement 18 months - or even 3 years - down the line can seem like a smart move. Lower upfront costs, more time to save, and a brand-new home at the end? It’s easy to see the appeal. But off-the-plan comes with risks too like falling market values, delays in construction, and financing issues if your situation changes before settlement. In this ep...
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5 months ago
24 minutes

The Broker's Lounge
Property Investment Tips: Negative Gearing, Trusts & SMSFs
Thinking about investing in property? Before you sign on the dotted line, let’s talk structure. It’s easy to get swept up in the excitement of buying property - but when it comes to tax, the structure you choose can have a massive impact on your short- and long-term financial outcomes. Should you buy in your personal name to take advantage of negative gearing? Or do the benefits of asset protection and income distribution make a trust more appealing? What about using your super? The answer, a...
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6 months ago
24 minutes

The Broker's Lounge
The Expat's Guide to Securing a Home Loan in Australia!
Working overseas and earning foreign income? It may sound like a ticket to financial freedom, but when it comes to securing a home loan back in Australia, things can get tricky. From currency fluctuations to complex documentation and tax systems, the process isn’t always as simple as it seems. So, what do you really need to know to navigate foreign income and land your dream home? In this episode of The Broker’s Lounge, Eddie and Carlo will be breaking down the must-know details of securing a...
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6 months ago
21 minutes

The Broker's Lounge
Building Your New Home? Let’s Talk Construction Loans!
Thinking of building your dream home? A construction loan might seem like a complex, even intimidating process - but it could be a lot simpler than you think. From staged payments to interest-only phases and valuation traps, there’s a lot of noise out there - but not all of it is as complicated as it sounds. So, what’s the real cost of building, and how do you avoid budget blowouts before you even break ground? Let’s just say, the right loan structure could make or break your build - and your...
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7 months ago
23 minutes

The Broker's Lounge
2025 Federal Budget: What’s In It For You?
The 2025 Federal Budget is out, but does it really offer a solution, or is it just another political play? From housing supply to first home buyer schemes, some big promises are on the table. But will they deliver, or is it just smoke and mirrors? There’s more to this budget than meets the eye - what does it mean for your wealth-building plans? Let’s just say, the real opportunities might not be where you expect. Join us for another episode of the Broker's Lounge where we'll...
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7 months ago
25 minutes

The Broker's Lounge
Stop Overpaying for Business Insurance (This Finance Hack Saves You Thousands!)
Smart Business Finance - Insurance Premium Funding & ATO Debt Most business owners don’t realize they can finance their insurance premiums instead of paying monthly with extra fees – and still get the full-payment discount. That’s where Insurance Premium Funding (IPF) comes in, and it’s a game-changer for cash flow. We’re also diving into a big one – ATO debt. If you owe the ATO, can you still get finance? How does it impact borrowing? And what are your options if the banks say no? We bre...
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7 months ago
27 minutes

The Broker's Lounge
How To Negotiate Your Tax Debt In 2025? Ft.Olga Koskie
In today’s episode, The Broker's Lounge dives into a unique and highly important topic: Tax Debt Negotiation. Carlo will be joined by Olga Koskie, a principal at Tax Assure and an expert in this field. They’ll cover key questions about ATO debt, including how to reduce your debt, what to do if you receive a Director's Penalty Notice, and the recovery tools the ATO uses. Plus, learn what "compliance" looks like for the ATO and how it impacts your situation! ------- Get in touch with Eddie: h...
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8 months ago
27 minutes

The Broker's Lounge
Latest RBA Rate Cut: What It Means for Your Financial Future!
Welcome back to The Broker’s Lounge – where savvy investors come to sharpen their edge. This episode, Eddie and Carlo are turning their focus to a hot-button issue: the latest interest rate cut by the RBA in 4 years! They’ll break it down – why it happened, what it means for borrowers, and how it impacts both the property market and the wider economy. With expert insights, this is your chance to get ahead of the curve and understand how these shifts could shape your financial strategy. If you...
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8 months ago
25 minutes

The Broker's Lounge
Negative Gearing: Smart Strategy or Risky Move?
Welcome back to The Broker’s Lounge – where savvy investors come to sharpen their edge. This episode, Eddie and Carlo tackle every investor's favourite friend: negative gearing. They’ll break it down - what it is, how it works, and the pros and cons every investor needs to know. Then, they’ll bring it to life with a real-world case study, showing you exactly how to turn this strategy into a powerful wealth-building tool. If you’re serious about leveling up your property game, hit ...
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8 months ago
20 minutes

The Broker's Lounge
Interest Rates Are Finally Falling In 2025? Here’s How To Take Advantage Of The RBA’s Decision.
To kick off 2025, Eddie and Carlo are back on The Broker’s Lounge with some BIG news! The RBA is expected to be cutting interest rates - what does this mean for your mortgage, property prices, and the economy? And more importantly, how should you best capitalize on this highly anticipated rate cut? Join Eddie and Carlo as they break it all down in a way that’s easy to understand, with plenty of tips to help you make smarter financial moves. Tune in for an informative, no-nonsense chat that mi...
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9 months ago
20 minutes

The Broker's Lounge
2024 in the Rearview – Mortgage Broking Highlights and What’s Next in 2025
As 2024 winds down, Eddie and Carlo take a moment in The Broker’s Lounge to reflect on the year that was. From big wins in their business and personal lives to major shifts in the lending market, they share the highs, the challenges and the lessons learned. The guys dive into key trends like the rise in SMSF and commercial lending and how sustained high interest rates shaped the borrowing landscape this year. Looking ahead to 2025, they unpack their predictions, will mortgage brokers capture ...
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10 months ago
32 minutes

The Broker's Lounge
Rentvesting: How to live where you love and still grow your wealth Can you live in your dream suburb and still get ahead financially? In this episode of The Brokers’ Lounge, Eddie and Carlo unpack rentvesting, what it actually means, why it’s growing in popularity, and how it works in real life. They talk through why more buyers are choosing to rent where they want to live while investing in high-growth areas elsewhere. Carlo even shares his own personal journey, with all the pros, cons, and ...