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The 80 Percent
Fitz Villafuerte
310 episodes
5 days ago
Hi, my name is Fitz Villafuerte. I'm a Registered Financial Planner and a financial literacy advocate based in the Philippines. This podcast is about learning smart money habits and the proper mindset to achieve financial success. I speak in English and Filipino in this podcast. Visit the80percentpodcast.com to learn more.

Hosted on Acast. See acast.com/privacy for more information.

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Investing
Education,
Business,
Entrepreneurship,
Self-Improvement
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All content for The 80 Percent is the property of Fitz Villafuerte and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Hi, my name is Fitz Villafuerte. I'm a Registered Financial Planner and a financial literacy advocate based in the Philippines. This podcast is about learning smart money habits and the proper mindset to achieve financial success. I speak in English and Filipino in this podcast. Visit the80percentpodcast.com to learn more.

Hosted on Acast. See acast.com/privacy for more information.

Show more...
Investing
Education,
Business,
Entrepreneurship,
Self-Improvement
Episodes (20/310)
The 80 Percent
From Myths to Millions: Fixing How Filipinos See Investing

Welcome to Episode 233 of The 80 Percent.


Many Filipinos want to start investing but get held back by long-standing myths and misconceptions—beliefs passed down from relatives, friends, or even viral social media posts. In this episode, we’re breaking down seven common Filipino investing myths and telling you the truth behind them. Whether you’re an OFW, a beginner, or someone who’s been sitting on the sidelines, let’s replace your fear with knowledge and confidence.


Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.


For the show notes, visit my blog post here.


Hosted on Acast. See acast.com/privacy for more information.

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4 days ago
21 minutes 56 seconds

The 80 Percent
From Paycheck to Prosperity: How to Build a Wealth-Building Mindset

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.


You can read today's article here: https://t.ly/ZQ1M4


Hosted on Acast. See acast.com/privacy for more information.

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1 week ago
6 minutes 49 seconds

The 80 Percent
How Simple Nudges Can Help You Improve Your Finances

Welcome to Episode 232 of The 80 Percent.


If you’re finding it hard to save money, stick to a budget, or invest regularly, then perhaps the Nudge Theory can help you make smarter money decisions automatically and consistently.


Listen to The 80 Percent Express episodes here.


Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.


For the show notes, visit my blog post here.


Hosted on Acast. See acast.com/privacy for more information.

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2 weeks ago
14 minutes 16 seconds

The 80 Percent
MySSS Pension Booster: Is It A Good Alternative to Pag-IBIG MP2?

Welcome to Episode 231 of The 80 Percent.


Today, we’re going to discuss the MySSS Pension Booster and compare it side by side with the very popular Pag-IBIG MP2. We’ll discuss their returns, flexibility, risks, and other key factors so you can decide which one best fits your financial goals.


Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.


For the show notes, visit my blog post here.


Hosted on Acast. See acast.com/privacy for more information.

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3 weeks ago
28 minutes 19 seconds

The 80 Percent
Rent a Place or Buy a Home: Which is the Smarter Choice?

Welcome to Episode 230 of The 80 Percent.


Should you rent or should you buy a home? It's a decision that affects not just your wallet, but also your lifestyle, peace of mind, and future plans. Whether you're thinking about buying your first property or just wondering if you should keep renting for a few more years, this episode is for you.


Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.


For the show notes, visit my blog post here.


Hosted on Acast. See acast.com/privacy for more information.

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1 month ago
20 minutes 33 seconds

The 80 Percent
What is the Representativeness Heuristic?

The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.


Today, let’s talk about the representativeness heuristic. It sounds technical, but it’s really just a way of describing how we tend to judge something based on how closely it matches what we already believe or recognize. The thing is, our brains love shortcuts, and when it comes to personal finance, those shortcuts can lead to expensive mistakes.


To read the transcript, you can visit my blog post here.


Hosted on Acast. See acast.com/privacy for more information.

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1 month ago
6 minutes 46 seconds

The 80 Percent
Reasons You're Anxious About Money And What to Do About It

Welcome to Episode 229 of The 80 Percent.


If you’ve ever felt stressed, anxious, or even paralyzed when thinking about money, you're not alone. For many of us, just the thought of budgeting, saving, or planning for the future can bring up a lot of pressure and fear. In this episode, we’re talking about financial anxiety. Let’s unpack the reasons why managing money feels so overwhelming at times and, more importantly, how we can deal with that stress and start taking back control of our finances.


Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.


For the show notes, visit my blog post here.


Hosted on Acast. See acast.com/privacy for more information.

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1 month ago
16 minutes 42 seconds

The 80 Percent
Money Isn’t Everything: Build a Financial Life That Fits You

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.


You can read today's article here: https://t.ly/nAQrL


Hosted on Acast. See acast.com/privacy for more information.

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1 month ago
5 minutes 10 seconds

The 80 Percent
1, 2, or None? How Many Credit Cards Do You Need?

Welcome to Episode 228 of The 80 Percent.


How many credit cards should you have? Is it better to stick with just one, have a few for rewards, or not own any at all? In this video, we talk about the pros and cons of owning one, multiple, or even zero credit cards.


Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.


For the show notes, visit my blog post here.


Hosted on Acast. See acast.com/privacy for more information.

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1 month ago
15 minutes 27 seconds

The 80 Percent
Listen Back: Goals are Important, But You Need to Focus on Growth

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.


This was Episode 133. For the original show notes, visit my blog post here.


Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.


Hosted on Acast. See acast.com/privacy for more information.

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2 months ago
20 minutes 11 seconds

The 80 Percent
What is Self-Attribution Bias?

The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.


Many of us tend to believe our financial wins come from our own skills, but when things go wrong, we often blame the market or bad luck. This thinking is called self-attribution bias, and that’s what we’ll talk about in this episode.


To read the transcript, you can visit my blog post here.


Hosted on Acast. See acast.com/privacy for more information.

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2 months ago
5 minutes 13 seconds

The 80 Percent
Think Before You Bet: Avoid and Overcome Gambling Addiction

Welcome to Episode 227 of The 80 Percent.


Gambling can start as harmless fun but can quickly turn into an addiction that affects your finances and your relationships. In this episode, we discuss the signs of gambling addiction, tips for responsible gambling, and actionable steps to recover if you're already struggling.


Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.


For the show notes, visit my blog post here.


Hosted on Acast. See acast.com/privacy for more information.

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2 months ago
16 minutes 48 seconds

The 80 Percent
The 8 Types of Wealth and Why You’re Richer Than You Think

Welcome to Episode 226 of The 80 Percent.


When we hear the word wealth, most of us think of money—savings, investments, maybe owning a house or a car. But what if I told you that wealth goes way beyond your bank account? In this episode, we’ll explore the eight types of wealth that really define a rich and meaningful life. From time and health to relationships and purpose, you might realize you’re already wealthy in ways you’ve never considered.


Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.


For the show notes, visit my blog post here.


Hosted on Acast. See acast.com/privacy for more information.

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3 months ago
27 minutes 9 seconds

The 80 Percent
Trade Talks: Breaking Down Global Market Moves with Inki Cho & Li Xing Gan

Welcome to Episode 225 of The 80 Percent.


In this episode, I’m joined by Inki Cho and Li Xing Gan to talk about how global events impact the markets — and what that means for traders. From cryptocurrency, forex, oil prices, and gold movements to the influence of major economic data, we break down how to read the global pulse and respond with smart trading decisions. Whether you’re new to trading or already deep in the charts, this episode will help you see the bigger picture behind the numbers.


Episode sponsor: Trade with better execution and precision at Exness. Visit exness.com to learn more.


Disclaimer: The content provided in this episode is for information and educational purposes only and should not be taken as investment advice for any asset class. The views and opinions expressed are solely mine, and not necessarily those of any other third party. All investments come with risks that may not be suitable for all investors. Past performance is not indicative of future results. Trading is risky. Excess volatility increases risks further. So, be cautious as volatility may work against you as well as for you. I am not responsible for any losses incurred due to your trading. I do not recommend any specific trade or action, and any trades you decide to take are your own. Always do your own due diligence.


For the show notes, visit my blog post here.


Hosted on Acast. See acast.com/privacy for more information.

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3 months ago
27 minutes 26 seconds

The 80 Percent
I'm Taking a Short Break
I'm taking a short break and will be back next month, in May. In the meantime, listen to my past episodes at www.the80percentpodcast.com

Hosted on Acast. See acast.com/privacy for more information.

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4 months ago
2 minutes 16 seconds

The 80 Percent
Listen Back: 7 Ways Investing Can Make Your Life Better

Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.


This was Episode 144. For the original show notes, visit my blog post here.


Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.



Hosted on Acast. See acast.com/privacy for more information.

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4 months ago
11 minutes 42 seconds

The 80 Percent
Understanding Pag-IBIG MP2: Is It Worth It?

Welcome to Episode 224 of The 80 Percent.


Have you heard of Pag-IBIG MP2? If not, you must listen to this episode because you don’t want to miss out on what is currently the favorite investment of many Pinoys. I’ll explain how it works, how to invest in it, its pros and cons, and whether it’s worth it… all in a simple and practical way.


Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.


For the show notes, visit my blog post here.



Hosted on Acast. See acast.com/privacy for more information.

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5 months ago
10 minutes 12 seconds

The 80 Percent
10 Money-Smart Ways To Stay Cool This Summer

Welcome to Episode 223 of The 80 Percent.


Summer is here, and our electric consumption will increase. But keeping your home comfortable during the hot summer months doesn’t have to drain your wallet. Today, I’ll share 10 budget-friendly tips to stay cool all summer long!


Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.


For the show notes, visit my blog post here.



Hosted on Acast. See acast.com/privacy for more information.

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5 months ago
8 minutes 57 seconds

The 80 Percent
6 Money-Saving Tips For Living in a Condo Home

Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.


You can read today's article here: https://t.ly/kSeDC



Hosted on Acast. See acast.com/privacy for more information.

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5 months ago
5 minutes 26 seconds

The 80 Percent
How to Protect Your Senior Parents from Investment Scams

Welcome to Episode 222 of The 80 Percent.


Seniors are usually the target of scammers. In this episode, I’ll share tips on how you can keep your senior parents safe from investment scams. Recognize red flags, inform them about fraud tactics, and motivate them to safeguard their financial security.

 

Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details.


For the show notes, visit my blog post here.



Hosted on Acast. See acast.com/privacy for more information.

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5 months ago
15 minutes 45 seconds

The 80 Percent
Hi, my name is Fitz Villafuerte. I'm a Registered Financial Planner and a financial literacy advocate based in the Philippines. This podcast is about learning smart money habits and the proper mindset to achieve financial success. I speak in English and Filipino in this podcast. Visit the80percentpodcast.com to learn more.

Hosted on Acast. See acast.com/privacy for more information.