In this episode of Swiss Money Secrets, WHVP’s Jess Roberson and Jamie Vrijhof-Droese welcome Arielle Tucker, CFP® and IRS Enrolled Agent, founder of Connected Financial Planning (https://www.connectedfinancialplanning.com/). Together, they unpack one of the most complex financial decisions Americans abroad may face — renouncing U.S. citizenship.
Arielle shares her professional experience guiding globally mobile families through the U.S. expatriation process, explaining why more Americans are choosing to give up their passports, what the exit tax really means, and how to avoid common pitfalls along the way.
From navigating embassy appointments and understanding the Certificate of Loss of Nationality to planning for double taxation, currency risk, and estate restructuring, this conversation offers a clear and candid look at what it takes to formally — and financially — leave the U.S. system.
07:01 What is an IRS enrolled agent?
07:46 Who are the typical Americans considering renouncing their citizenship?
10:42 What motivates people to take this step — is it mainly about taxes or something deeper?
13:32 Can good planning help avoid double taxation, or is it inevitable?
14:48 What does the renunciation process actually involve?
21:21 Do you need another passport before renouncing U.S. citizenship?
23:32 Why is it essential to work with a specialist rather than a regular CPA?
24:53 How much might someone actually pay in exit tax?
28:40 Are Roth IRAs affected by the exit tax?
29:28 Do you still have reporting obligations after renouncing?
31:40 How does the exit tax apply to U.S. green card holders?
34:42 What are the biggest red flags or mistakes to avoid when expatriating?
38:45 What is the exit interview like at the embassy?
40:05 How does renunciation affect ongoing relationships with financial professionals?
42:24 Do people need to restructure their estate plans after renouncing?
🔗 Guest
Arielle Tucker, CFP® & Enrolled Agent
LinkedIn: https://www.linkedin.com/in/arielletucker/
Founder, Connected Financial Planning (https://www.connectedfinancialplanning.com/)
Host of Passport to Wealth Podcast
📞 Contact WHVP
Website: https://whvp.ch/
Email: info@whvp.ch
Telephone: +41 44 315 77 77
Schedule a Meeting: https://whvp.ch/get-started
ℹ️ About WHVP
WHVP is not just another asset manager. We are an independent firm specializing in managing the funds of private clients. Registered with the SEC in the U.S. and located in Zurich, Switzerland, we are associated with several first-class private banks in Switzerland and Liechtenstein, which serve as custodian banks for our clients' accounts. Our asset management principles are rooted in conservative, long-term-oriented capital preservation strategies. We prioritize personalized service, crafting portfolios that are shielded against U.S. Dollar depreciation while leveraging overseas investment opportunities.
Disclaimer: All posts and publications are for your information only and are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the date of the publication and may be liable to change without notice.
In this episode of The Swiss View, we take a closer look at the growing geopolitical instability shaping today’s markets — and what it could mean for investors navigating uncertain global conditions.
The ongoing U.S. government shutdown, mounting fiscal challenges in France and the U.K., and Japan’s record debt under its new prime minister all raise critical questions about the long-term sustainability of public finances. Meanwhile, Switzerland continues to stand out as a model of stability — both economically and politically.
We also explore how these global dynamics are influencing currencies and commodities. The Swiss franc continues to strengthen against the euro, while precious metals such as gold, silver, and platinum have seen both impressive gains and sharp pullbacks. What do these movements signal for investors seeking security?
Finally, we discuss whether the next financial crisis could be closer than many think. With corporate defaults rising and leverage increasing across markets, it’s a moment that calls for prudence, diversification, and a steady perspective.
Join us as we provide a Swiss viewpoint on the global economy — helping you navigate volatility and position for what’s coming next.
Contact WHVP
🌐 Website: https://whvp.ch
📧 Email: info@whvp.ch
📞 Telephone: +41 44 315 77 77
About WHVP
WHVP is more than just another asset manager. Based in Zurich and registered with the SEC in the U.S., we are an independent firm dedicated to managing the wealth of private clients. Partnering with leading private banks in Switzerland and Liechtenstein, we ensure transparency and security by using them as custodians for our clients’ accounts. Our asset management approach is rooted in conservative, long-term capital preservation, tailored to protect against U.S. dollar depreciation and seize global investment opportunities.
Disclaimer: All posts and publications are for your information only. They are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the publication date and may be liable to change without notice.
In this episode of Swiss Money Secrets, WHVP’s Jess Roberson, Jamie Vrijhof-Droese, and Urs Vrijhof-Droese come together to sit down and answer some of the most common questions we hear about Swiss banking for Americans. From the impact of FATCA to the real advantages of opening an account overseas, we break down what’s possible today and what clients can expect when considering Switzerland as part of their financial strategy.
We walk through the practical side of compliance and onboarding, explaining the documents required, how long the process usually takes, and how Swiss accounts differ from those in the U.S. Our team also discusses account structure, including options for holding multiple currencies, precious metals, and even the possibilities around crypto or IRAs.
To round things out, we share our personal perspectives on why we enjoy this line of work, the value of building relationships in a boutique setting, and whether privacy still exists in today’s banking world. If you’ve ever wondered how Swiss banking works for Americans, this conversation offers a clear and candid look behind the scenes.
00:00 Intro
00:53 Knabenschiessen
04:20 Do Swiss banks still take Americans, or has FATCA basically shut that door for us?
06:30 Why choose Swiss banking today? What’s the real benefit?
08:25 How do you determine which bank is the right one for me?
11:33 Do I have to travel to Switzerland to open an account?
13:01 What does FATCA really mean for Americans… what changes in their day-to-day compared to a normal U.S. account?
14:20 Do I need a passport, or can I do it with a driver’s license?
14:50 What documents are required to do this?
14:42 How long does the process take?
19:15 Can I actually hold more than just dollars in there?
21:00 Can I hold cryptocurrencies in my account?
22:16 Is it possible to send IRAs overseas?
24:10 Who makes the investment decisions?
28:25 Are the fees for Americans higher? I mean, do I pay a kind of ‘FATCA penalty’ just for being a U.S. citizen?
32:30 If I wanted to send money in or out of the account, would it raise red flags?
33:55 How do I access my money? Partially or fully?
37:25 Is there an equivalent to the FDIC?
38:30 How did you end up in this line of business?
42:30 How is working with a small company different than working with a large company?
46:07 Outro
Contact WHVP:
Website: https://whvp.ch/
Email: info@whvp.ch
Telephone: +41 44 315 77 77
Schedule a Meeting: https://whvp.ch/get-started
About WHVP:
WHVP is not just another asset manager. We are an independent firm specializing in managing the funds of private clients. Registered with the SEC in the U.S. and located in Zurich, Switzerland, we are associated with several first-class private banks in Switzerland and Liechtenstein, which serve as custodian banks for our clients' accounts. Our asset management principles are rooted in conservative, long-term-oriented capital preservation strategies. We prioritize personalized service, crafting portfolios that are shielded against U.S. Dollar depreciation while leveraging overseas investment opportunities.
Disclaimer: All posts and publications are for your information only and are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the date of the publication and may be liable to change without notice.
In this episode of The Swiss View, we explore the latest global economic shifts shaping the markets and what they could mean for investors at home and abroad.
The Digital Euro is moving closer to becoming a reality — but there is some clarity that needs to be brought to the conversation. The recent U.S. job revisions are raising questions about the real strength of the American labor market — and how this might affect future Federal Reserve policy.
Both the Federal Reserve and the Swiss National Bank are heading into pivotal interest rate decisions — we look at how their paths may diverge and the potential impact on global capital flows. Meanwhile, Swiss economic sentiment has started to soften — we assess what the latest indicators are signaling about growth risks and market confidence.
Join us as we provide a Swiss perspective on these developments, helping you navigate volatility and position for what’s coming next.
Contact WHVP
🌐 Website: https://whvp.ch/
📧 Email: info@whvp.ch
📞 Telephone: +41 44 315 77 77
About WHVP WHVP is more than just another asset manager. Based in Zurich and registered with the SEC in the U.S., we are an independent firm dedicated to managing the wealth of private clients. Partnering with leading private banks in Switzerland and Liechtenstein, we ensure transparency and security by using them as custodians for our clients’ accounts. Our asset management approach is rooted in conservative, long-term capital preservation, tailored to protect against U.S. dollar depreciation and seize global investment opportunities.
Disclaimer: All posts and publications are for your information only. They are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the publication date and may be liable to change without notice.
In this episode of the Swiss Money Secrets podcast, we uncover one of Switzerland’s most fascinating and often misunderstood tax regimes for residency: Swiss Lump Sum Taxation. This unique system allows qualifying non-Swiss nationals to pay taxes based on their annual living expenses rather than their worldwide income or assets and obtain Swiss residency, creating opportunities for predictability, privacy, and full enjoyment of the nation of Switzerland.
We break down how the system works, who qualifies, and why it is attractive for retirees, global entrepreneurs, and internationally mobile families looking to immigrate to Switzerland. You’ll also discover how lump sum taxation is calculated, the key differences between Swiss cantons, and why careful planning with experienced advisors is essential to avoid unexpected pitfalls.
While WHVP does not provide relocation services or offer tax advice, understanding this tax framework is crucial for anyone considering Switzerland as a place to live. If you are considering international mobility and learning what your options might be, this episode sheds light on how Swiss Lump Sum Taxation could fit into your broader financial future.
00:00 Intro
00:30 Switzerland's US Tariff Challenges
03:27 Introduction To Cedric Miehle
05:36 Lump Sum Taxation In Switzerland
10:26 How It Works
21:20 What Is The Process Of Obtaining It
27:49 Guidelines for Lump Sum Taxation
34:59 Final Thought
35:59 Outro
Learn more about Cedric Miehle here: https://www.domenig.law/en/team/cedric-miehle
About WHVP: WHVP is an independent asset manager, specializing in managing the funds of private clients. We are registered with the SEC in the U.S. and are located in Zurich, Switzerland. We are associated with several first-class private banks in Switzerland, Liechtenstein, and Austria, which act as custodian banks for our clients' accounts. Our asset management principles are guided by conservative, long-term-oriented capital preservation strategies. Our focus is personalized service. We structure a portfolio that will be insulated against U.S. Dollar depreciation yet capitalize on overseas investment opportunities.
Contact WHVP:
Website: https://whvp.ch/
Email: info@whvp.ch
Telephone: +41 44 315 77 77
Disclaimer: All posts and publications are for your information only and are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the date of the publication and may be liable to change without notice.
In this episode of The Swiss View, Jess Roberson and Urs Vrijhof-Droese unpack the latest signals on inflation coming from the private sector—and what they mean for investors worldwide. The conversation explores global currency trends, shifting investment markets, and the health of major economies, all against the backdrop of the U.S. imposing steep tariffs on Swiss imports.
From the resilience of Switzerland’s economy to the challenges facing small businesses in the U.S., Jess and Urs share their insights on how these developments may reshape global opportunities and why diversification remains key in navigating today’s uncertainty.
Contact WHVP
🌐 Website: https://whvp.ch/
📧 Email: info@whvp.ch
📞 Telephone: +41 44 315 77 77
About WHVP
WHVP is more than just another asset manager. Based in Zurich and registered with the SEC in the U.S., we are an independent firm dedicated to managing the wealth of private clients. Partnering with leading private banks in Switzerland and Liechtenstein, we ensure transparency and security by using them as custodians for our clients’ accounts. Our asset management approach is rooted in conservative, long-term capital preservation, tailored to protect against U.S. dollar depreciation and seize global investment opportunities.
#economicanalysis #inflation #interestrates #switzerland #europe #usa #consumersentiment #macroeconomics #government #market #investor #offshorebanking #swissbankaccount
Disclaimer: All posts and publications are for your information only. They are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the publication date and may be liable to change without notice.
In this insightful episode, we explore the foundations of cross-border financial planning, designed specifically for Americans. Whether you're considering living overseas, investing internationally, or planning to retire abroad, understanding how to navigate complex financial landscapes across borders is essential. We dive into what cross-border financial planning really means—managing income, assets, and obligations that span multiple countries—and why it's crucial for maintaining compliance, minimizing tax liabilities, and protecting your wealth.
We're joined by special guest John McNertney, founder and owner of Green Ocean Global Advisors, who brings deep expertise in helping Americans manage their finances across borders. John shares real-world insights on avoiding common pitfalls, understanding regulatory requirements, and building a solid, globally integrated financial strategy tailored to individual goals.
You'll learn who needs cross-border financial planning, from U.S. citizens living abroad, international entrepreneurs, and Americans married to foreign nationals. We also highlight common and costly mistakes such as failing to report foreign accounts under FBAR and FATCA, investing in non-compliant foreign funds like PFICs, and overlooking estate planning conflicts between legal systems.
For those investing offshore, we discuss how to achieve global diversification while staying aligned with U.S. regulations. If you're considering retiring outside the U.S., we cover key factors like local healthcare access, currency management, and how to handle U.S.-based retirement accounts from abroad. Finally, we walk through the first steps toward building a cross-border financial plan—setting clear goals, taking stock of international assets and obligations, and working with professionals who understand both U.S. and foreign financial systems.
00:00 Intro
00:30 Switzerland's Interest Rate Decision
03:27 Introduction To John McNertney & Green Ocean Global Advisors
06:36 Cross-Border Financial Planning vs. U.S. Financial Planning
08:26 What Is A Cross-Border Financial Plan
11:02 Mistakes To Avoid
18:37 Make Sure You Have The Right Partners
25:46 Opening An American Mind to International Investing
33:33 Initial Steps Of A Financial Plan To Retire Overseas
39:54 Final Thought
40:52 Outro
Webinar with John McNertney, Ryan Ahrens, and Jess Roberson: https://youtu.be/tHl9ZvvczHU?si=GmYFSVEb0tScxTGm
Learn more about Green Ocean Global Advisors: https://www.greenoceanglobal.net/
Find Green Ocean Global Advisors on YouTube: @greenoceanglobaladvisors
Connect with John McNertney on LinkedIn: https://www.linkedin.com/in/john-mcnertney-cfp%C2%AE-4b14a71/
About WHVP:
WHVP is an independent asset manager, specializing in managing the funds of private clients. We are registered with the SEC in the U.S. and are located in Zurich, Switzerland. We are associated with several first-class private banks in Switzerland, Liechtenstein, and Austria, which act as custodian banks for our clients' accounts. Our asset management principles are guided by conservative, long-term-oriented capital preservation strategies. Our focus is personalized service. We structure a portfolio that will be insulated against U.S. Dollar depreciation yet capitalize on overseas investment opportunities.
Contact WHVP:
Website: https://whvp.ch/
Email: info@whvp.ch
Telephone: +41 44 315 77 77
Disclaimer: All posts and publications are for your information only and are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the date of the publication and may be liable to change without notice.
In this timely conversation, Jess Roberson sits down with Urs Vrijhof-Droese, Managing Partner at WHVP, to unpack the current global economic landscape. With the U.S. dollar losing ground against major currencies, inflation ticking up, and uncertainty driven by geopolitics and tariffs, what does it all mean for your wealth?Urs explains how Switzerland’s zero percent interest rate and the Swiss National Bank’s singular focus on price stability create a very different environment compared to the U.S., where the Federal Reserve must also manage unemployment. As Jerome Powell signals caution, the U.S. continues to face inflation pressure and economic unpredictability.We also explore why Switzerland is seeing moderate GDP growth with no inflation, how the long-term devaluation of the USD affects American investors, and why Swiss offshore banking can offer a secure, stable alternative in turbulent times.Contact WHVP🌐 Website: https://whvp.ch/📧 Email: info@whvp.ch📞 Telephone: +41 44 315 77 77About WHVPWHVP is more than just another asset manager. Based in Zurich and registered with the SEC in the U.S., we are an independent firm dedicated to managing the wealth of private clients. Partnering with leading private banks in Switzerland and Liechtenstein, we ensure transparency and security by using them as custodians for our clients’ accounts. Our asset management approach is rooted in conservative, long-term capital preservation, tailored to protect against U.S. dollar depreciation and seize global investment opportunities.Disclaimer: All posts and publications are for your information only. They are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the publication date and may be liable to change without notice.
In this episode of Swiss Money Secrets, hosts Jamie Vrijhof-Droese and Jess Roberson are joined by Blake Harris, founder of Blake Harris Law and a leading expert in asset protection. Together, they explore the power and purpose of Cook Islands trusts—one of the most robust legal tools for protecting wealth internationally.Blake shares his deep knowledge of how these trusts work, who they're designed for, and why the Cook Islands have become a gold-standard jurisdiction in asset protection. The conversation covers common misconceptions, legal safeguards, and how these structures fit into broader wealth preservation strategies.Jamie, Jess, and Blake also discuss real-world use cases, the ethical considerations around offshore trusts, and how they compare to other options in the international landscape.Whether you're a high-net-worth individual, advisor, or simply curious about global asset protection, this episode offers essential insights into securing your financial future through smart international planning.00:00 Intro 00:43 Moody's credit rating of the USA04:40 Domestic vs. Offshore Trusts 09:20 Investing with your offshore trust 15:07 Blake's approach to clients 18:55 Tax considerations for an offshore trust 26:50 Busting offshore trust myths 23:38 Outro Learn more about Blake Harris Law: https://blakeharrislaw.com/ Find Blake Harris on Instagram, YouTube, and Twitter: @blakeharrislaw About WHVP: WHVP is an independent asset manager, specialized in managing the funds of private clients. We are registered with the SEC in the U.S. and are located in Zurich, Switzerland. We are associated with several first-class private banks in Switzerland, Liechtenstein, and Austria, which act as custodian banks for our client's accounts. Our asset management principles are guided by conservative, long-term-oriented capital preservation strategies. Our focus is personalized service. We structure a portfolio that will be insulated against U.S. Dollar depreciation yet capitalize on overseas investment opportunities. Learn more about us at https://whvp.ch/ Contact WHVP: Website: https://whvp.ch/ Email: info@whvp.ch Telephone: +41 44 315 77 77 Disclaimer: All posts and publications are for your information only and are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the date of the publication and may be liable to change without notice.
In this episode of Swiss Money Secrets, WHVP’s Jess Roberson, Jamie Vrijhof-Droese, and Urs Vrijhof-Droese come together for an in-house discussion on the key economic developments shaping the spring of 2025. With no guest joining this time, the trio shares their take on the shifting financial landscape and what it could mean for investors.
They explore Switzerland’s current 0% inflation rate and the growing conversation around a potential return to negative interest rates. The team also discusses the U.S. tariffs introduced in recent weeks, offering a Swiss and European perspective on how these measures are being viewed and what impact they are having on global markets and the U.S. dollar.
Throughout the conversation, Jess, Jamie, and Urs unpack how these developments tie into broader investment strategies and why international diversification remains so important in a volatile environment. This episode provides timely insight for anyone following global market trends and looking to better understand how Swiss stability fits into the bigger picture.
Contact WHVP:
Website: https://whvp.ch/
Email: info@whvp.ch
Telephone: +41 44 315 77 77
Schedule a Meeting: https://whvp.ch/get-started
About WHVP:
WHVP is not just another asset manager. We are an independent firm specializing in managing the funds of private clients. Registered with the SEC in the U.S. and located in Zurich, Switzerland, we are associated with several first-class private banks in Switzerland and Liechtenstein, which serve as custodian banks for our clients' accounts. Our asset management principles are rooted in conservative, long-term-oriented capital preservation strategies. We prioritize personalized service, crafting portfolios that are shielded against U.S. Dollar depreciation while leveraging overseas investment opportunities.
Disclaimer: All posts and publications are for your information only and are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the date of the publication and may be liable to change without notice.
In this episode of The Swiss View, Jess Roberson and Urs Vrijhof-Droese take a closer look at Switzerland's inflation and interest rate landscape, putting it in context with the broader economic developments in the U.S. and Europe. They discuss how consumer sentiment is shifting across these regions and explore the political changes influencing fiscal and monetary policy. From Swiss price stability to the Fed's next move, tune in for a comprehensive macroeconomic check-in.
Whether you're a seasoned economist, a curious observer, or simply someone interested in global finance, our journey through the intricacies of macroeconomics and global finance promises to be enlightening and thought-provoking. We warmly invite you to join us as we navigate the complexities of international finance together, fostering a community of learning and discussion.
Contact WHVP
🌐 Website: https://whvp.ch/
📧 Email: info@whvp.ch
📞 Telephone: +41 44 315 77 77
About WHVP:
WHVP is more than just another asset manager. Based in Zurich and registered with the SEC in the U.S., we are an independent firm dedicated to managing the wealth of private clients. Partnering with leading private banks in Switzerland and Liechtenstein, we ensure transparency and security by using them as custodians for our clients' accounts. Our asset management approach is rooted in conservative, long-term capital preservation, tailored to protect against U.S. dollar depreciation and seize global investment opportunities.
Disclaimer: All posts and publications are for your information only. They are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the publication date and may be liable to change without notice.
In this episode of Swiss Money Secrets, we sit down with Julia Fernandez, one of WHVP’s long-standing team members, to explore her unique perspective on the evolution of the family business over the past decades. Julia shares her story of joining WHVP in its early days under the leadership of Robert Vrijhof, reflecting on what attracted her to the boutique wealth management company and how the firm’s culture stood out from the start.
Julia offers insight into how WHVP has grown and adapted through two generations of leadership, from Robert to the current husband-and-wife team, Jamie Vrijhof-Droese and Urs Vrijhof-Droese. She discusses the differences in leadership styles, how the financial industry’s regulatory landscape and technology have shifted over time, and how WHVP has navigated these changes while remaining committed to its core values.
Listeners will gain a deeper understanding of what makes a family-owned Swiss wealth management firm like WHVP unique—particularly how a strong, supportive company culture fosters long-term relationships with both employees and clients. Julia also shares the challenges she’s witnessed the firm overcome, and what excites her about the future of WHVP and the Swiss private banking industry.
00:00 Intro
00:37 Women's Soccer World Cup is coming to Switzerland
02:50 What brought Julia to WHVP
05:30 The work environment and how it developed
07:00 How much impact an employee can have on a family business
10:00 Fond memories
11:01 Overcoming hurdles
13:40 Moving roles to be a relationship manager
19:50 Managing clients in a big institution vs. a family business
24:55 What's it like for an employee to go through a succession to the younger generation?
27:30 The biggest challenges WHVP has overcome
30:34 The future of WHVP
36:16 Advice for when your company passes on to the next generation
Contact WHVP:
Website: https://whvp.ch/
Email: info@whvp.ch
Telephone: +41 44 315 77 77
Schedule a Meeting: https://whvp.ch/get-started
About WHVP:
WHVP is not just another asset manager. We are an independent firm specializing in managing the funds of private clients. Registered with the SEC in the U.S. and located in Zurich, Switzerland, we are associated with several first-class private banks in Switzerland and Liechtenstein, which serve as custodian banks for our clients' accounts. Our asset management principles are rooted in conservative, long-term-oriented capital preservation strategies. We prioritize personalized service, crafting portfolios that are shielded against U.S. Dollar depreciation while leveraging overseas investment opportunities.
Disclaimer:
All posts and publications are for your information only and are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the date of the publication and may be liable to change without notice.
In this special episode of Swiss Money Secrets, we explore the legacy and evolution of WHVP, a family-owned Swiss wealth management firm dedicated to helping Americans protect and preserve their wealth offshore. Join us for an in-depth conversation between WHVP’s founder, Robert Vrijhof, and second-generation Managing Partner, Jamie Vrijhof-Droese, as they share the story behind the firm’s success and values.
Robert reflects on what motivated him to start WHVP over 30 years ago, the challenges he faced building a boutique firm from the ground up, and the key moments that shaped its reputation. Jamie offers insights into stepping into leadership, the responsibilities and emotions involved in taking over a family business, and how she has modernized the firm while maintaining its core values of trust, transparency, and personalized service.
Together, they discuss the unique opportunities and challenges of family business succession, balancing tradition with innovation, and advice for other family businesses planning generational transitions. They also share their vision for the future of WHVP and the evolving landscape of Swiss banking, highlighting the importance of long-term wealth preservation and international diversification.
Whether you’re interested in offshore banking, family business leadership, or safeguarding your financial future, this conversation offers valuable insights and inspiration.
00:00 Intro
00:32 Gold's Record New High
02:42 The Origin Story Of WHVP
07:46 Challenges Faced Over Time
09:50 Key Moments In The Early Days
11:15 Challenges And Key Moments In The Second Generation
15:38 An Import Idea For Americans
17:40 How Family Values Have Influenced WHVP
19:40 Passing The Torch: Challenges & Triumphs
25:02 How Our Founder Sees The Current Team
25:40 The Power Of Trust In The Client Relationship
30:11 Who Does WHVP Help?
30:48 What The Employees Think Of The Company
33:44 The Evolution Of Wealth Management Where Its Going
46:00 Tips For Family Business Owners Thinking About The Next Generation
Contact WHVP:
Website: https://whvp.ch/
Email: info@whvp.chinfo@whvp.ch
Telephone: +41 44 315 77 77
Schedule a Meeting: https://whvp.ch/get-started
About WHVP: WHVP is not just another asset manager. We are an independent firm specializing in managing the funds of private clients. Registered with the SEC in the U.S. and located in Zurich, Switzerland, we are associated with several first-class private banks in Switzerland and Liechtenstein, which serve as custodian banks for our clients' accounts. Our asset management principles are rooted in conservative, long-term-oriented capital preservation strategies. We prioritize personalized service, crafting portfolios that are shielded against U.S. Dollar depreciation while leveraging overseas investment opportunities.
Disclaimer: All posts and publications are for your information only and are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the date of the publication and may be liable to change without notice.
Join Urs Vrijhof-Droese and Jess Roberson as they dive into the changing landscape of the European political and economic environment to help provide the Swiss perspective on how things are moving. The U.S. markets have been failing to repeat their performance over the last two years, while the European markets are off to a very hot start for 2025. Germany is on track to loosen their debt break, and China is looking to stimulate its economy in a way that would ignite its general population to encourage the domestic economy.
Whether you're a seasoned economist, a curious observer, or simply someone interested in global finance, our journey through the intricacies of macroeconomics and global finance promises to be enlightening and thought-provoking. We warmly invite you to join us as we navigate the complexities of international finance together, fostering a community of learning and discussion.
Contact WHVP
Website: https://whvp.ch/
Email: info@whvp.ch
Telephone: +41 44 315 77 77
About WHVP
WHVP is not just another asset manager. We are an independent firm that specializes in managing the funds of private clients. Registered with the SEC in the U.S. and located in Zurich, Switzerland, we are associated with several first-class private banks in Switzerland, Liechtenstein, and Austria. These banks act as custodians for our client's accounts, ensuring security and transparency. Our asset management principles are guided by conservative, long-term-oriented capital preservation strategies. We focus on personalized service, structuring portfolios that are insulated against US dollar depreciation yet capitalize on overseas investment opportunities.
Disclaimer: All posts and publications are for your information only. They are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the publication date and may be liable to change without notice.
As economic uncertainty, political instability, and healthcare challenges grow in many countries, more wealthy individuals are exploring international options for both their finances and personal well-being.
In this episode of Swiss Money Secrets, we sit down with Kevin Bürchler from SIP Medical Family Office to uncover the striking parallels between wealth management and health management—and why both are crucial when considering relocation, global mobility, and long-term security. We discuss the challenges faced by high-net-worth individuals navigating international regulations, accessibility concerns, and the risks of being taken advantage of due to wealth.
We also dive into longevity planning: If you expect to live to 120, how should you adjust your investment strategy, healthcare planning, and asset protection? If you're considering diversifying your wealth abroad, securing better healthcare, or even relocating to a more stable jurisdiction, this episode is a must-listen. Plus, stay tuned for an exclusive discount code (found below) to attend the SIP-Bilanz Health & Longevity Conference, where you'll gain deeper insights into managing health and wealth on a global scale.
00:00 Intro
02:00 Introducing Kevin Bürchler and SIP Medical Family Office
05:30 Challenges to International Health Care
11:25 Reactive vs. Proactive Health Management
18:48 Similarities of Professional Wealth and Health Management
20:30 Who Needs Health Care Management
27:55 Regulations and Conflicts of Interest
31:18 The Costs
35:33 Longevity Considerations for Wealth Management
40:48 SIP Conference in Zurich
#health #healthcare #offshorebanking #diversification #usa #dollar #value #investing #switzerland #swissbankacount #inflation #interestrates #banking
More information on SIP Medical Family Office:
Website: https://www.sip.ch/
Link to conference registration: https://www.sip.ch/service/health-longevity-conference-2025/ use code WHVP-SIP for a 30% discount.
Contact WHVP:
Website: https://whvp.ch/
Email: info@whvp.ch
Telephone: +41 44 315 77 77
Schedule a Meeting: https://whvp.ch/get-started
About WHVP: WHVP is not just another asset manager. We are an independent firm specializing in managing the funds of private clients. Registered with the SEC in the U.S. and located in Zurich, Switzerland, we are associated with several first-class private banks in Switzerland and Liechtenstein, which serve as custodian banks for our clients' accounts. Our asset management principles are rooted in conservative, long-term-oriented capital preservation strategies. We prioritize personalized service, crafting portfolios that are shielded against U.S. Dollar depreciation while leveraging overseas investment opportunities.
Disclaimer: All posts and publications are for your information only and are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the date of the publication and may be liable to change without notice.
The latest U.S. employment report shows a slowing job market, with payroll growth moderating to 143,000 in January and the unemployment rate ticking up to 4.0%. But beneath the surface, revisions paint an even weaker picture—job growth in 2023 was lower than initially reported. While healthcare and retail added jobs, sectors like oil, gas, and manufacturing saw declines.
Is this a sign of a cooling economy, or just a temporary slowdown? More importantly, what does it mean for investors looking to protect and grow their wealth in a shifting economic landscape? Whether you’re a seasoned investor, an entrepreneur, or simply someone keeping an eye on the global economy, we invite you to join us as we unpack the key trends shaping the markets.
🔔 Stay ahead of the curve—sign up for The Swiss View newsletter: https://whvp.ch/get-started
Contact WHVP:
🌍 Website: https://whvp.ch/
📧 Email: info@whvp.ch
📞 Telephone: +41 44 315 77 77
About WHVP: WHVP is a Swiss-based, SEC-registered independent asset manager specializing in helping Americans internationally diversify their wealth. By working with top-tier Swiss, Liechtenstein, and Austrian banks, we build portfolios designed to protect against U.S. dollar depreciation and tap into global investment opportunities.
#USJobsReport #EconomicTrends #WealthPreservation #GlobalInvesting #SwissBanking #WHVP
Disclaimer: This content is for informational purposes only and does not constitute financial advice or an offer to buy/sell any financial instrument. All views expressed reflect our perspective at the time of publication and are subject to change.
In this episode of Swiss Money Secrets, we dive deep into the fascinating debate of Bitcoin vs. Gold as stores of value. Discover the historical context that shaped gold as the traditional safe haven and how Bitcoin emerged as its digital counterpart. We’ll compare their scarcity, volatility, security, liquidity, and use cases to help you understand their unique roles in safeguarding wealth. Can Bitcoin rival gold as an inflation hedge? Is gold’s stability enough to outshine Bitcoin’s potential returns? Tune in for expert insights, practical considerations, and strategies to diversify your portfolio for long-term financial security.
Discover strategies to navigate global markets, ensure portfolio diversification, and remain SEC-compliant while benefiting from the stability and privacy of Swiss banking. Whether you're an investor or a financial professional, this episode is your gateway to mastering the essentials of cross-border wealth management.
00:00 Intro
00:43 Political intrigue in Switzerland
03:33 Understanding bitcoin and gold
07:21 Investment case for each
14:51 Regulations
16:52 The fans of gold and bitcoin are not so different
19:00 The demand for diversification
25:00 Final thoughts
Contact WHVP:
Website: https://whvp.ch/
Email: info@whvp.ch
Telephone: +41 44 315 77 77
Schedule a Meeting: https://whvp.ch/get-started
About WHVP: WHVP is not just another asset manager. We are an independent firm specializing in managing the funds of private clients. Registered with the SEC in the U.S. and located in Zurich, Switzerland, we are associated with several first-class private banks in Switzerland and Liechtenstein, which serve as custodian banks for our clients' accounts. Our asset management principles are rooted in conservative, long-term-oriented capital preservation strategies. We prioritize personalized service, crafting portfolios that are shielded against U.S. Dollar depreciation while leveraging overseas investment opportunities.
Disclaimer: All posts and publications are for your information only and are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the date of the publication and may be liable to change without notice.
And so the Trump era begins with the U.S. Markets remaining strong, but it might be where investors aren't looking where the opportunities lay, it might just be undervalued international stocks. Other countries' currencies have seemingly crumbled as the U.S. dollar went on a tear in appreciation, but there is another explanation that gives pause for concern to those touting, "USA, the dollar is here to slay."
Whether you're a seasoned economist, a curious observer, or simply someone interested in global finance, our journey through the intricacies of macroeconomics and global finance promises to be enlightening and thought-provoking. We warmly invite you to join us as we navigate the complexities of international finance together, fostering a community of learning and discussion.
Sign up for the Swiss View to stay up-to-date: https://whvp.ch/get-started
Contact WHVP:
Website: https://whvp.ch/
Email: info@whvp.ch
Telephone: +41 44 315 77 77
About WHVP: WHVP is not just another asset manager. We are an independent firm that specializes in managing the funds of private clients. Registered with the SEC in the U.S.U.S. and located in Zurich, Switzerland, we are associated with several first-class private banks in Switzerland, Liechtenstein, and Austria. These banks act as custodians for our client's accounts, ensuring security and transparency. Our asset management principles are guided by conservative, long-term-oriented capital preservation strategies. We focus on personalized service, structuring portfolios that are insulated against U.S. dollar depreciation yet capitalize on overseas investment opportunities.
Disclaimer: All posts and publications are for your information only. They are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the publication date and may be liable to change without notice.
Join us as we revisit the most impactful topics from Swiss Money Secrets in 2024. This special episode highlights expert insights on offshore wealth management, regulatory compliance, and asset protection tailored for Americans seeking to safeguard and grow their wealth internationally.
Discover strategies to navigate global markets, ensure portfolio diversification, and remain SEC-compliant while benefiting from the stability and privacy of Swiss banking. Whether you're an investor or a financial professional, this episode is your gateway to mastering the essentials of cross-border wealth management.
00:00 Intro
00:10 Investing during an election year
09:21 What You Need To Know About The Corporate Transparency Act!
19:19 Artificial Intelligence (AI) in the World of Wealth Management
25:58 Too Big To Fail
34:54 The Long-Term Momentum of the U.S. Dollar
39:49 The 2024 Election and Your Wealth: What Americans Need to Know
44:40 Tax Planning 2025: Navigating Trump's Second Term
Contact WHVP:
Website: https://whvp.ch/
Email: info@whvp.ch
Telephone: +41 44 315 77 77
Schedule a Meeting: https://whvp.ch/get-started
About WHVP: WHVP is not just another asset manager. We are an independent firm specializing in managing the funds of private clients. Registered with the SEC in the U.S. and located in Zurich, Switzerland, we are associated with several first-class private banks in Switzerland and Liechtenstein, which serve as custodian banks for our clients' accounts. Our asset management principles are rooted in conservative, long-term-oriented capital preservation strategies. We prioritize personalized service, crafting portfolios that are shielded against U.S. Dollar depreciation while leveraging overseas investment opportunities.
Disclaimer: All posts and publications are for your information only and are not intended as an offer, promotion, or solicitation to buy or sell any financial instrument or perform any other financial transactions. All information and opinions expressed in posts and publications reflect our current views as of the date of the publication and may be liable to change without notice.
