Want a free scaling workshop for your business? Schedule a call now to see if you qualify: coltivar.com/schedule-your-call Not sure what your numbers are telling you? Get a free review: coltivar.com/financial-review Most business owners spend thousands on sales and marketing, but few know if it’s actually paying off. Steve breaks down how to measure the real return on your sales and marketing spend using three simple checks. He explains how to evaluate the effectiveness of your fu...

Not sure what your numbers are telling you? Get a free review: coltivar.com/financial-review Major moves and market momentum in this week’s top financial stories, including: Chipotle Stock Tanks as Young Customers Cut BackBlackRock Caught in a $500 Million Fraud ScandalMeta’s AI Spending Sparks Investor DoubtWhite-Collar Jobs Vanish as AI Takes OverGoogle’s Record Quarter Fueled by AITune in for smart commentary, sharp context, and the financial insight you need to lead in a changing wo...

Not sure what your numbers are telling you? Get a free review: coltivar.com/financial-review Every business has a strategy, even if it’s not written down. The real question is whether yours is working. In this episode, Steve explains what strategy actually is, why every company needs one, and how to identify the strategic problem that’s holding your business back. He shares a simple framework for making better decisions, keeping your customer at the center, and connecting strategy to fi...

Not sure what your numbers are telling you? Get a free review: coltivar.com/financial-review Major moves and market momentum in this week’s top financial stories, including: Inside Silicon Valley’s 100-Hour AI GrindTesla’s Profits Drop as Musk Bets on RobotsHome Sales Rise as Mortgage Rates EaseGrocery Prices Keep ClimbingQuantum Stocks Surge on Trump’s Tech PushTune in for smart commentary, sharp context, and the financial insight you need to lead in a changing world — only on FinWeekl...

Not sure what your numbers are telling you? Get a free review: coltivar.com/financial-review Most companies want to grow, but few are actually ready to scale. In this episode, Steve shares three things every business needs to do before turning on the growth engine. You’ll learn why documenting your processes can 10x your company’s value, how defining success in every role prevents chaos, and what a real sales and marketing system looks like. Steve also breaks down a real story of ...

Not sure what your numbers are telling you? Get a free review: coltivar.com/financial-review Major moves and market momentum in this week’s top financial stories, including: Boomers Fall Behind on RetirementBlackstone Brings Private Equity to 401(k)sAI Data Centers Build Their Own Power PlantsSouthwest Ends Open SeatingWalmart Joins ChatGPT for AI ShoppingTune in for smart commentary, sharp context, and the financial insight you need to lead in a changing world — only on FinWeekly. ____...

Not sure what your numbers are telling you? Get a free review: coltivar.com/financial-review Most business owners confuse strategy with planning. In this episode, Steve breaks down what strategy really means—and why getting it wrong can cost you. You’ll learn the difference between strategy and strategic planning, how to identify your company’s true strategic problem, and the six components every winning strategy needs. Steve also explains how to connect your strategy to the financial s...

Not sure what your numbers are telling you? Get a free review: coltivar.com/financial-review Major moves and market momentum in this week’s top financial stories, including: Tariffs Rise, but U.S. Debt Tops $1 TrillionTrump Pushes Fannie Mae to Back BuildersHome Sales Slide as Prices Hit New HighPepsiCo Rebrands Lay’s Amid Snack SlowdownTune in for smart commentary, sharp context, and the financial insight you need to lead in a changing world — only on FinWeekly. _______________________...

Not sure what your numbers are telling you? Get a free review: coltivar.com/financial-review Learn more about Ready Electric: readyelec.com What separates a good CFO from a great one? Steve sits down with Tim Anderson, CFO of Ready Electric, to talk about what it really takes to lead the financial side of a business. They unpack how the CFO role has evolved from number-crunching to strategic partnership, how owners can tell if their CFO is truly adding value, and what skills futur...

Not sure what your numbers are telling you? Get a free review: coltivar.com/financial-review Most business owners avoid finance because it feels complicated—but it doesn’t have to be. Steve breaks down three simple financial concepts that will put you ahead of 90% of people in business: understanding your unit economics, mastering cash flow, and knowing the eight levers that drive profit. He explains how small shifts in how you read your numbers can lead to massive gains in cash flow, c...

Not sure what your numbers are telling you? Get a free review: coltivar.com/financial-review Major moves and market momentum in this week’s top financial stories, including: OpenAI Hits $500B Valuation OpenAI Launches TikTok-Style Video App Meta to Use AI Chats for Ads AI Spending Reaches Bubble Territory Tesla Delivers Surprise ReboundTune in for smart commentary, sharp context, and the financial insight you need to lead in a changing world — only on FinWeekly. ____...

Not sure what your numbers are telling you? Get a free review: coltivar.com/financial-review If you’ve ever felt stuck, ashamed, or on the edge of giving up, you’re not alone. Steve opens up with his raw and uncut transformation story—from growing up broke, hitting rock bottom with bad habits and toxic relationships, to rebuilding his life and business with clarity, strategy, and purpose. This episode is about more than business. It’s about what happens when you take ownersh...

Not sure what your numbers are telling you? Get a free review: coltivar.com/financial-review Profit benchmarks for the construction industry: coltivar.com/benchmarks Most business owners confuse strategy with planning. They make to-do lists, call it a strategy, and wonder why results don’t stick. In this episode, Steve breaks down what business strategy really means and why it’s different from a plan or a set of tactics. You’ll learn how to identify your company’s true str...

Not sure what your numbers are telling you? Get a free review: coltivar.com/financial-review Major moves and market momentum in this week’s top financial stories, including: Nvidia Gives Intel a $5B LifelineFed Cuts Rates With More Likely AheadThe Truth About Mortgage RatesWhat It Takes to Afford a $1M HomeMeta Bets on Glasses as the Future of AITune in for smart commentary, sharp context, and the financial insight you need to lead in a changing world — only on FinWeekly. _______...

Want to grow your business? Download your free roadmap today: coltivar.com/growth Learn more about Timberline One: timberlineone.com Most landscape companies stall out at a few million in revenue. Timberline One didn’t. In less than a decade, they scaled from $10 million to $50 million, and they’re still growing. Steve talks with CEO Judd and Chief of Staff Stephanie about the choices, discipline, and clarity that fueled their rise. From messy beginnings to bold acquisitions...

Want to grow your business? Download your free roadmap today: coltivar.com/growth Major moves and market momentum in this week’s top financial stories, including: Stocks Rally as Fed Cut NearsJob Growth Revised Sharply LowerMortgage Rates Hit 11-Month LowOracle Signs $300B Deal with OpenAISaudi Arabia Bets Big on SolarTune in for smart commentary, sharp context, and the financial insight you need to lead in a changing world — only on FinWeekly. ___________________________________...

This is Part 10 of Steve Coughran’s book Cash Flow. Steve unpacks the sixth lever of cash flow: risk. He explains how uncertainty lowers valuation multiples and raises the cost of capital, the biggest risks that scare investors, and the steps business owners can take to de-risk their company and build more stable, predictable cash flow. LinkedIn | YouTube coltivar.com

Want to grow your business? Download your free roadmap today: coltivar.com/growth Free Financial Pro course: coltivar.com/byfiq Why do so many businesses fail even when they have a plan and solid financials? Steve breaks down the concept of strategic finance and why connecting your strategy to your numbers is the key to survival and growth. He shares lessons from building his own company and working with business leaders, showing how the right approach can improve cash flow, boost...

This is Part 12 of Steve Coughran’s book Cash Flow. Steve introduces the Cash Flow Scorecard—a simple framework to diagnose where your business is leaking cash across the seven key levers. By scoring each area, you can pinpoint constraints, prioritize fixes, and build a roadmap for stronger free cash flow and long-term value. LinkedIn | YouTube coltivar.com

This is Part 14 of Steve Coughran’s book Cash Flow. In the conclusion, Steve shares the personal lessons and turning points that shaped his obsession with cash flow. He emphasizes why business leaders have a fiduciary duty to master it, how cash flow fuels stability, growth, and community impact, and why discipline—not just profit—ultimately determines whether a business thrives or fails. LinkedIn | YouTube coltivar.com