Crystal Goliday earned 3 degrees worth over $360k without any student loans. Nope, her parents didn't pay either. She got her Bachelors in Computer Engineering, her Masters in Science and Tech Management, and her Master in Business Administration without spending a penny. Don't you just love intelligent women?? Go read her book, "How To Go To College For Free," to learn how you can afford to make your dreams come true without going into debt.
Find Crystal At:
WEBSITE: www.CrystalGoliday.com
• SIGN UP FOR 1:1 CONSULTING: www.crystalgoliday.com/consulting
• SPEAKER PAGE: www.crystalgoliday.com/speaker
• SUPPORT NUK NONPROFIT: www.NeverUnderestimateKnowledge.org
• ORDER SIGNED COPIES OF BOOK: www.crystalgoliday.com/shop
• SIGN UP FOR EMAIL NEWSLETTER: www.crystalgoliday.com/funding-for-scholars
• FOLLOW ON INSTAGRAM: www.Instagram.com/CrystalGoliday
• CONNECT WITH ON LINKEDIN: www.linkedin.com/in/crystal-goliday-ms-mba-b109775
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For more information about Morgan:
Here's the link for the Splendid Money Mastermind:
https://www.splendid.yoga/mastermind
Here’s the Manage Your Money Yogically FB group.
Alice Santos is an influencer, a model, and a social media manager who helps health and wellness businesses scale online through social media lead generation.
Here are her top 3 tips for lead generation:
1- Have a good offer!
2-Have clear branding!
3-Channel your creativity into video posts!
Alice is a super ambitious digital media rockstar obsessed with optimizing her lifestyle. She blew up on TikTok last year and utilized the knowledge she learned the from business course she took in London to teach others how to utilize ads to scale their businesses.
In this episode, we work on her money mindset reprogramming the idea of "I have to sacrifice and work hard to make money" to "I am abundant, I have enough, and I am ready for more."
Find Alice on:
Instagram: @alicesantos0204
Wellness blog: alicewellnessland.com
Email: alices.dmexpert@gmail.com
LinkedIn: https://www.linkedin.com/in/alice-santos-163b65197/
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For more information about Morgan:
Here's the link for the Splendid Money Mastermind:
https://www.splendid.yoga/mastermind
Here’s the Manage Your Money Yogically FB group.
Let’s talk sales with yoga teacher Suzanne Dulin! She’s a genuinely brilliant engineer who was fortunate to find some incredible yoga teachers to guide not just her practice but her business as well. She now helps yoga teachers build up their businesses. Check out her YouTube channel for details on how to set up your lighting to film your yoga class.
https://www.youtube.com/channel/UCxnVL8guNyXtEIglClKlHqw
Join Suzanne on Facebook:
https://www.facebook.com/GetaBiggerBoat
For more information about Morgan:
Here's the link for the Splendid Money Mastermind:
https://www.splendid.yoga/mastermind
Here’s the Manage Your Money Yogically FB group.
Mags Baker is a digital mastermind, award-winning director, healer, and a serial entrepreneur! Mags helps people of all genders manifest abundance, dream clients, soul mates, business achievements, and essentially anything into their life! They give their advice on stepping into your power and growing a successful and sustainable business through community and mindset! In her words: " I am here to have a massive impact and help people become the fullest and happiest versions of themselves while creating the most free lives for themselves and create a lot of money! Let's be free, let's get rich, and let's save the fucking world!"
Here are the links:
www.instagram.com/magsbakertheyshe
www.juliacwells.com/wait-wtf-podcast
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For more information about Morgan:
Here's the link for the Splendid Money Mastermind:
https://www.splendid.yoga/mastermind
Here’s the Manage Your Money Yogically FB group.
Jodie Fox is a musician and a teacher who I met on a yoga retreat in Costa Rica! She used to own a luxury airplane transportation business. This is the story of how she and her husband went 300k into debt to pay off their credit cards, mortgage, and student loans.
Learn more about Jodie here: http://www.jodiefoxmusic.com/
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For more information about Morgan:
Here's the link for the Splendid Money Mastermind:
https://www.splendid.yoga/mastermind
Here’s the Manage Your Money Yogically FB group.
Buckle your seatbelt: Donna "Tiger" Willis takes us on a wild ride through divorce, Christmas Tree farms, and amassing and paying off 350k worth of debt.
Donna is a self-awareness coach, thought leader, mentor, and speaker.
Here are the top 3 takeaways:
1 - Have self-awareness around money! Be mindful of your relationship to money, but cultivate a simple, loving relationship to it.
2 - Notice what other people are doing that's working. Nearly every successful business grows by going into debt; any time you consider debt, have a plan to pay it off.
3 - Practice what you preach!! Coaches recommend the "magic" work of mantras all the time...and then forget to do them for years. Here is the mantra she and her husband used: "I believe in you, I believe in me, I believe in our shared prosperity."
.....Check out Donna on Facebook: www.facebook.com/youevolved
___
Here's all the info on the Business Bootcamp Mastermind:
https://www.splendid.yoga/mastermind
For more info about Morgan, check out:
Here’s the Manage Your Money Yogically FB group.
http://www.facebook.com/groups/splendidyoga
http://www.splendid.yoga/mymypodcast
Aline took out 80k in student loans to get her MBA and paid if off in 2 and a half years.
This is how she did it:
1 - REFINANCE. Google “refinance student loans” to find the cheapest rates. Aline reduced her 10 year loan with 7% interest to a 5 year 3.5% loan. That psychologically made the debt feel more bearable.
She also recommends setting up auto-pay (most loan processors will give you a better deal if you do this) but actually pay the debt earlier in the month so you don’t have to pay for the extra days of interest.
2 - SAVE UP AN EMERGENCY FUND. Standard personal advice says you need at least $1000 and up to 1 year of your budget (so if youspend $40k in a year, you need to have $40k in a liquid savings account). Aline saved up some money to give herself a cushion.
3 - INVEST TO PAY OFF YOUR DEBT. But don’t invest in what you don’t understand! Aline bet that should would make more than 3.5% off her investments, and she won that bet and used her gains to pay down her student loans.
4 - MAKE MORE MONEY. Aline got a new job making more money - that’s the quickest way to give yourself a raise.
5 - NEGOTIATE YOUR STATIC EXPENSES. Aline negotiated with her landlord to get $500 off her rent because of the pandemic conditions.
Check out the episode to hear more details about Aline’s story!
___
Here's all the info on the Business Bootcamp Mastermind:
https://www.splendid.yoga/mastermind
For more info about Morgan, check out:
Here’s the Manage Your Money Yogically FB group.
http://www.facebook.com/groups/splendidyoga
http://www.splendid.yoga/mymypodcast
Jennifer Willemsen began her career as a psychologist, but her intuitive guides had other plans for her. Listen for her story on how her spiritual surrender led to her experiencing ultimate bliss (called samadhi in the yoga world), how she won over her ego's interpretations of the spiritual channeling she was gifted (not schizophrenia!), and how spending $9000 was a healing experience.
If you take one message from this podcast, it is this: your true self only speaks to you lovingly and with compassion.
.......Check out Jennifer's web site here: https://jenniferwillemsen.com
......Check out Jennifer's YouTube channel here: https://www.youtube.com/channel/UCS4Tv-Zu91AAz0T1HJTjGfQ
.....Check out Jennifer's True Self Entrepreneurship here: https://jenniferwillemsen.com/true-self-entrepreneurship-the-initiation-program/
___
Here's all the info on the Business Bootcamp Mastermind:
https://www.splendid.yoga/mastermind
For more info about Morgan, check out:
Here’s the Manage Your Money Yogically FB group.
Chloe Ward and her husband used the Dave Ramsey Envelope Method to pay off 114k of debt on 14 months. She and her husband amassed the debt between car payments, student loans, and credit card to pay for fertility treatment. She's now a mother to a 4 and a 3 year old and says, "I felt we would never get to where we are now," which is saving up to buy a house in Santa Barbara, where her family has lived for 5 generations.
The biggest factors in paying off debt were eliminating rent and childcare expenses by moving in with family. She and her husband took every overtime opportunity, and her husband took advantage of the gig economy by driving for Doordash. They also sold as much as they could, including selling her beloved Mercedes for a "Dave car," a used, reliable Honda Civic.
Throughout this debt journey, Chloe experienced mysterious and worsening symptoms, including post-partum depression, post-partum anxiety, chronic fatigue, headaches, digestive issues, weight gain, mood swings, eczema, dermatitis, sudden food sensitivities to gluten and dairy. She went to her doctor, and the blood tests said that everything was normal, but she didn't feel normal.
A friend recommended a naturopath, and she discovered she had leaky gut, adrenal fatigue, PMDD, high estrogen, low zinc, magnesium, and vitamin D, and with the naturopath was able to find a good supplement and exercise regime using yoga, pilates, and meditation to heal her body.
She shares her story on her blog and Instagram, One Healthy Meal At A Time.
......Here are the details on the envelope method: https://www.daveramsey.com/blog/envelope-system-explained
......Check out Chloe's Web Site One Healthy Meal At A Time: http://onehealthyealatatime.com/#
......Check out Chloe's Instagram: https://www.instagram.com/onehealthymealatatime/
___
Here's all the info on the Business Bootcamp Mastermind:
https://www.splendid.yoga/mastermind
For more info about Morgan, check out:
Here’s the Manage Your Money Yogically FB group.
Felicia Wright decided to go rogue as a wife, mother, and teacher, when she realized she wasn't dong anything for herself and was burning out fast.
So she started the Go Rogue Podcast! https://podcasts.apple.com/us/podcast/go-rogue-podcast/id1434249357
She outsourced making meals (her husband has cooked meals for the last 3 years) and dedicated the post-bedtime peace to developing her message.
She wants women who have a dream to not get held up on money, mindset, or old school expectations. She wants to help you go rogue!
She left teaching because she felt that she was being taken advantage of. It makes her sad seeing women living unfulfilled lives, and she wants women to know they can do what they love and still have an impact.
She's done with the expectation that a mother has to be a martyr, that everything has to be perfect before you start, with women being put last.
..........Here's Felicia's web site: www.heyfeliciawright.com
..........Check out Felicia's instagram: www.instagram.com/heyfeliciawright
..........Check out all of Felicia's offering including the Go Rogue podcast: learn.heyfeliciawright.com
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For more information about Morgan:
Here's the link for the Splendid Money Mastermind:
https://www.splendid.yoga/mastermind
Here’s the Manage Your Money Yogically FB group.
Allison Braun is scaling her way to 7 figures with her business and life coaching business.
She is one of those people who you just instantly trust with your life story, and while working in a sex-positive shop, would spend hours listening to people’s issues so they could find their pleasure....for minimum wage.
She started researching how to most efficiently make money, took a few online marketing courses, and now has a team of 3 helping to build her empire. We chat about her upcoming Unconventional Workshop series, what you should do if you don’t know how to say no, and how to create win/win/win relationships throughout your life.
..........Check out Run Like Clockwork here https://bit.ly/RLCaccelerator
..........Check out Allison’s instagram here http://Www.Instagram.com/allisonbraun
.........Check out Allison’s Facebook here http://Www.Facebook.com/allisonbraun1
.........Check out Allison’s web site here www.allisonbraun.com
___
For more information about Morgan:
Here's the link for the Splendid Money Mastermind:
https://www.splendid.yoga/mastermind
Here’s the Manage Your Money Yogically FB group.
Emily Sussell is the CEO of Abundant Yogi Coaching, a business coach for yoga teachers transitioning to an online coaching business. After graduating from college, Emily didn't want to work a "real job," so she taught yoga for 7 years. But she wasn't making a ton of money at first.
So she started pivoting, and she's been pivoting ever since.
First, she focused exclusively on private clients rather than studio or gym classes that paid way less. Then, she realized other yoga teachers needed help making more money, so she started coaching them on CONSISTENCY and SYSTEMS to make a sustainable income as a yoga teacher.
Meanwhile, she was mastering selling online courses with 20k launches, so the next level was to create Butterfly School, the six month coaching program for yoga teachers pivoting into coaching. She argues that you can use debt wisely to invest in coaching programs and courses and shares her story of the 25k business coaching mastermind that led to her 100k month.
And I want to emphasize: you don't have to spend money you don't have on these high ticket offers to experience that kind of success. It helps to have someone show you the way. Investing in courses has been way more valuable to my finances than any specific class I took in college.
But prove to yourself that that coach will work for you. Any business coach you're considering working with will have loads of free resources for you to utilize.
Take advantage of them. Do one of their webinars. Sign up for a free challenge. And do everything they say.
See if you get the results you want. See if it makes you money.
Then use that money to invest of one of their programs.
It's possible to use debt wisely to grow your business - every hugely successful business has, AFTER they've proven a concept can make money - and it's possible to go unbelievably broke hoping that just one more course is going to change your life, or just one more MLM is going to make you thousands a month.
It doesn't work if you don't implement the strategies, and if you don't enjoy the strategies you're being taught, you won't do them.
All that said!
Check out Emily's resources at her Facebook group, the Abundant Yogi Collective. www.facebook.com/groups/abundantyogicollective/
___
For more information about Morgan:
Here's the link for the Splendid Money Mastermind:
https://www.splendid.yoga/mastermind
Here’s the Manage Your Money Yogically FB group.
Evoni Seigler, the Wig Coach, is an absolute DELIGHT! After traumatically losing her hair, she realized how crucial it was to her identity. As she says, "I could bring in my boss chick when my hair is done! I feel like Beyonce!" She create amazing wigs for her clients, but she also realized that other wig makers were seriously undervaluing their work, so she started coaching them on how to make a profit.
Check out her work at her web site, launching early 2021 www.societyofwigbosses.com
********
Instagram www.instagram.com/societyofwigbosses
___
Here's all the info on the Business Bootcamp VIP Day:
https://www.splendid.yoga/businessbootcamp
For more info about Morgan, check out:
Here’s the Manage Your Money Yogically FB group.
Chelsea Riffe-like-Knife (not riffey like spiffy) is a Mindset Manifestation Coach - and a former coaching client of mine! She spent a few years in the corporate world before following her heart to Australia, where she dabbled in teaching yoga before a deep meditation led her to the realization that she needs to teach people about how to create the life of their dreams. She recently sold out her first course "From Chaos to Confidence," in which she shares her manifestation tricks and creates the community and accountability to make powerful Big Dreams come true. Her biggest wins came from trusting that inner knowing, and realizing that IT'S SO EASY for her to teach people this stuff because she loves it, lives it, and embodies it. She's super inspiring - go check out her podcast (including her recent interview with manifestation goddess Gabby Bernstein!!)
In My Non Expert Opinion at the web sites: https://www.inmynonexpertopinion.com/
@nonexpertopinionpod
https://www.instagram.com/nonexpertopinionpod/
@chelseariffe
https://www.instagram.com/chelseariffe/
___
Here's all the info on the Business Bootcamp Mastermind:
https://www.splendid.yoga/mastermind
For more info about Morgan, check out:
Here’s the Manage Your Money Yogically FB group.
“Being a poet is a funny kind of jazz. It doesn’t get you anything,” John Berryman said. “It’s just something you do.” Just wait until Jo Heckett's voice rolls over you with her potent poetry - and I don't even like poetry, y'all. We actually had two conversations as Zoom fails led us to scrap the first one, and my mind was buzzing for days afterward each conversation with her deep, luscious intelligence. Jo and I were connected via a mutual friend and friend to the MYMY Podcast Kari Cowell, and I'm so glad that Jo agreed to be part of my healer series. I love that she's creating an income stream from a notoriously impoverished industry: she has a poetry subscription!
You can check it out here (makes an absolutely lovely gift!): www.joheckett.com/poetry
Check out here instagram here: https://www.instagram.com/joheckett/
___
For more information about Morgan:
Here's the link for the Splendid Money Mastermind:
https://www.splendid.yoga/mastermind
Here’s the Manage Your Money Yogically FB group.
Diana Forero left her home country of Colombia for the great white north: Canada! After years of tinkering around with the idea of starting a clothing company, she used her Covid layoff and severance as an excuse to follow her dreams. She wants to help as many women as possible follow a healthy lifestyle, wherein health is defined as a balance between body, mind, and soul. After lockdown started, she noticed her friends and family were feeling overwhelmed, and that spending all day at home in their PJs didn't help, so she created a clothing line to help women feel beautiful and inspired to exercise their bodies. As a Colombian, her instinct was to put lots of color into the style, but after some market research, she discovered her market really wanted neutrals. This comes to a core Splendid Yoga tenet: SELL IT BEFORE YOU CREATE IT. Diana agrees that social media, especially Facebook groups, are one of the most powerful ways to do just that!
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Check out White North Shop's web site: https://www.whitenorthshop.com/
Check out White North Shop on Facebook: https://web.facebook.com/Whitenorthshop?_rdc=1&_rdr
Check out White North Shop on Instagram: https://www.instagram.com/whitenorth_shop
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For more information about Morgan:
Here's the link for the Splendid Money Mastermind:
https://www.splendid.yoga/mastermind
Here’s the Manage Your Money Yogically FB group.
Ashley Mansour is a book strategist and the founder of LA Writing Coach. Have a book in your soul ready to be unearthed? Sign up for her Profitable Book Formula starting in January! In her own words: “I want to empower women entrepreneurs, coaches, consultants, and business owners and show them that they can absolutely leverage their existing knowledge and expertise to not only create an amazing book, but one that will best-sell, generate profit, and grow your business to at least 6 figures! If I can do it, you can do it too!!”
Here are the links: https://www.writingcoachla.com/lawc-home
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For more information about Morgan:
Here's the link for the Splendid Money Mastermind:
https://www.splendid.yoga/mastermind
Here’s the Manage Your Money Yogically FB group.
Kelsey Delane worked for Corepower Yoga for over 7 years. As she describes it, the practice of yoga is learning how to increase joy and decrease suffering by learning how to master the mind. With a background in psychology, she is uniquely qualified to guide her students through that. Eventually, she couldn’t put her name to the business practices she witnessed and live in her integrity. It was relatable and accessible for her in spite of the name making her suspect of how yogic the practice would be. A friend of hers invited her to class, and she appreciated how accessible the yoga class was. Her background in psychology helped her understand the intrinsic value of yoga. She taught for several years before getting into management. As a working single mom, she wanted to streamline her life, and working full time in the yoga world was the best way to do that. In management, she loved being in the studio setting wearing “glorified pajamas.” It felt like her work life and spiritual life could be one of the same, but the culture of overworking was difficult to navigate. The salary, of course, was low enough that she couldn’t afford an apartment. Because she was on salary, she couldnt work more than 40 hours a week without bringing her daughter to work, so she set boundaries around her work life. That brought in pressure that she wasn’t performing because she wasn’t willing to sacrifice her home time. She developed a program studying the yoga sutras, generating income for the studio the knowledge she’d received outside of the studio, and when she sought due compensation for the additional value she was bringing, she was told it wasn’t in the budget. The pressure of enrollment was intense for Kelsey. The expectation was to hit quotas whether someone was ready for or could afford the program. She was explicitly trained to encourage students to go into debt to afford teacher training programs. In fact, her trainer told her, “I lie to people all the time to make them feel good.” Pure manipulation, huh? When I asked her what needs to change, she said, “Honest dialogue.” When she brought up manipulative and unethical sales practices, she got pushback and accusations that she wasn’t practicing gratitude or being a team player. As she says, “They receive the feedback and do nothing with it.” Nowadays, she offers yoga therapy to increase prana and mitigate suffering.
Get in touch with Kelsey at www.kelseydelaneyoga.com or Instagram @kelseydelaneyoga
For more information about Morgan:
Here's the link for the Splendid Money Mastermind:
https://www.splendid.yoga/mastermind
Here’s the Manage Your Money Yogically FB group.