In this weeks' episode of Solving The Retirement Puzzle, Nick Hamner, Kyle Plotkin, and Michael Hart create a pretend family then walk through what happens if this pretend family didn't have an estate plan in place. What happens to your house if you don't have a will? What happens to your retirement accounts if you don't have a will? What happens to your family and loved ones if you don't have a will? All of this is answered and more, in this week's Solving The Retirement Puzzle. 

Solving The Retirement Puzzle is presented by Franklin Retirement Solutions.

We're talking the American Dream this week, and how it costs $4.4 million. Investopedia came up with that number, and Nick Hamner, Kyle Plotkin & Michael Hart review their breakdown, analyze each category's estimated cost, and determine how close they got. How much does it really cost to live the American Dream in 2024 and beyond? Watch to find out!

Nicholas Hamner kicks off Solving The Retirement Puzzle this week by discussing parents who unequally share money with different children and the importance of being upfront with the reasons why. Kyle Plotkin talks about inflation and interest rates and why they're important when planning for retirement income. And Michael Hart goes over the statistical differences in performance seen between DIY investors and professionals and why the differences exist.

Solving The Retirement Puzzle is presented by Franklin Retirement Solutions - a retirement & income planning financial advisory in Horsham, PA.

Nicholas Hamner kicks off Solving The Retirement Puzzle this week by going over why older adults need to remain active and all the different ways they can hurt themselves (and prevent injury) while doing so. Michael Hart shares statistics on what Millennials and Gen-Zers are expecting to inherit, along with stats that suggest they may be in for a rude awakening. And Kyle Plotkin breaks down why September is historically the worst month of the year for the markets and how this year may prove to be the worst one in a while.

Solving The Retirement Puzzle is presented by Franklin Retirement Solutions - a retirement & income planning financial advisory in Horsham, PA.

Nicholas Hamner kicks off Solving The Retirement Puzzle this week by going over six key questions that can help you determine if you might qualify for early retirement that is provided by your workplace. Michael Hart does the math on what your missing out on if you're in the middle age bracket and haven't started, or are behind, in retirement savings. And Kyle Plotkin breaks down some of the economic plans from our Presidential candidates and why they might not be as great as you think.

Solving The Retirement Puzzle is presented by Franklin Retirement Solutions - a retirement & income planning financial advisory in Horsham, PA.

"Cohesion" is this week's theme on Solving The Retirement Puzzle. Nicholas Hamner kicks it off by reviewing the new real estate policy changes that changed the way agents charge and the impact it will have on retirees looking to downsize their homes. Michael Hart discusses the disadvantages of Robo Advisors and why you'll still want a human. And Kyle Plotkin goes over the retail corporate earnings of various companies and talks about how U.S. retail spending had the biggest monthly increase since January 2023.

Solving The Retirement Puzzle is presented by Franklin Retirement Solutions - a retirement & income planning financial advisory in Horsham, PA.

Nicholas Hamner kicks off Solving The Retirement Puzzle this week by talking about income planning and how the growing trend of companies cracking down on service sharing can impact planned budgets and income plans. Michael Hart discusses why it's important not to be quick to judge a social media post for its good. And Kyle Plotkin circles back from his topic last week on the market crashing and how the biggest loss can turn into the largest gain.

Solving The Retirement Puzzle is presented by Franklin Retirement Solutions - a retirement & income planning financial advisory in Horsham, PA.

Kyle Plotkin kicks off Solving The Retirement Puzzle this week by talking about the possible reason for the market taking a big hit recently and if we are on track for a recession. Michael Hart discusses why some people are exiting target-date retirement funds in their 401k and if it's truly a good idea or not. And Nicholas Hamner circles back from last week's podcast topic and talks about how important it is that your significant other, or next of kin, knows where your important documents are in case of an emergency.

Solving The Retirement Puzzle is presented by Franklin Retirement Solutions - a retirement & income planning financial advisory in Horsham, PA.

Nicholas Hamner kicks off Solving The Retirement Puzzle this week by talking about how difficult it can be to pass along digital credentials like accounts, passwords, and 2FA keys to heirs and how it should be handled in the Estate Planning process. Kyle Plotkin discusses the final(?) rules that govern beneficiary IRAs as defined by 2022's SECURE Act 2.0. And Mike Hart reveals how many people are contributing more than the minimum (but still not enough) to their 401(k)s.

Solving The Retirement Puzzle is presented by Franklin Retirement Solutions - a retirement & income planning financial advisory in Horsham, PA.

Nicholas Hamner kicks off Solving The Retirement Puzzle this week by revealing how many years it would take the average retiree to become a master of their own finances vs. how many years most of us actually have. Kyle Plotkin discusses a recent market revolution and what its impact may be in the long-term. And Mike Hart sounds the alarm for anyone who's ever rolled a 401k over into an IRA by discussing how many millions of dollars are sitting in cash and never invested.















Solving The Retirement Puzzle is presented by Franklin Retirement Solutions - a retirement & income planning financial advisory in Horsham, PA. 

Michael Hart kicks off Solving The Retirement Puzzle this week by talking about just how important an HSA can be for an individual and why it's known as the triple tax savings. Kyle Plotkin discusses the ever-famous cryptocurrency Bitcoin and how one CEO changed his opinion on the matter and Nicholas Hamner closes us out on why the market is currently being driven by AI and discusses both the long- and short-term effects the technology may have.

Solving The Retirement Puzzle is presented by Franklin Retirement Solutions.

Nicholas Hamner kicks off Solving The Retirement Puzzle this week by talking about how to avoid a "healthcare hole" once you've retired if you can't go on Medicare yet and even does a quick breakdown on what Exchange tier might be best for you based off of your lifestyle. Kyle Plotkin discusses the faux diversity in S&P index funds and Michael Hart closes us out on just how critically unprepared 55-year-olds are for retirement.

Solving The Retirement Puzzle is presented by Franklin Retirement Solutions.

In this week's episode of Solving The Retirement Puzzle, three retirement advisors from Horsham, PA's Franklin Retirement Solutions sit down to discuss why you shouldn't buy or sell based on the news, why you should pay attention to your beneficiary forms, and a financial key to marriage. Nicholas Hamner, Esq. takes a look at how folks trying to predict market moves based on newsworthy events may not be making wise decisions. Kyle Plotkin references a $1.2 Million estate going to an ex-girlfriend as he discussed the importance of updating beneficiary forms. Finally, Michael Hart brings us up to speed on the different ways that couples handle their money and a key question that can determine financial compatibility.

Solving The Retirement Puzzle is presented by Franklin Retirement Solutions.

In this weeks' episode of Solving The Retirement Puzzle, three retirement advisors from Horsham, PA's Franklin Retirement Solutions sit down to discuss consumer metrics & the market, Meme Stocks, and cash fees. Nicholas Hamner, Esq. takes a look at the "Lipstick Index" and how consumer metrics & the market are a sign for economic downtime. Kyle Plotkin looks at Gamestop and how information with no validity can still impact the market. Finally, Michael Hart brings us many places using cashless systems now and how some charge a fee to still use it.

Solving The Retirement Puzzle is presented by Franklin Retirement Solutions.

In this week's episode of Solving The Retirement Puzzle, three retirement advisors from Horsham, PA's Franklin Retirement Solutions sit down to discuss a new twist in mall dining, justified stock valuations, and the hidden costs of home ownership. Nicholas Hamner, Esq. looks at new mall restaurant concepts—so called "eatertainment" venues—and discusses what impact they may have on the retail & dining industries as well as REIT values. Kyle Plotkin looks at whether or not stock prices and company valuations are actually backed up by corporate profits. Finally, Michael Hart discusses different things that are hidden when it comes to the cost of owning a home vs. renting.

Solving The Retirement Puzzle is presented by Franklin Retirement Solutions.

In this weeks' episode of Solving The Retirement Puzzle, three retirement advisors from Horsham, PA's Franklin Retirement Solutions sit down to discuss the things we don't pay attention to that come back to haunt us later. Nicholas Hamner, Esq. takes a look at hidden home dangers that longtime residents of a home may ignore, to their own peril. Kyle Plotkin looks at what diversification really means in these modern times where just a handful of stocks are responsible for a lot of the market's growth. Finally, Michael Hart makes sure everyone contributing heavily to their 401(k)s are knowledgable of the true-up provisions that keep employer contributions happening. Moral of this week's podcast? Pay attention.
 
Solving The Retirement Puzzle is presented by Franklin Retirement Solutions.

In this weeks' episode of Solving The Retirement Puzzle, three retirement advisors from Horsham, PA's Franklin Retirement Solutions sit down to discuss budget planning difficulties, 401(k) employer match disparities, and popular market misconceptions and their sources. Nicholas Hamner, Esq. talks about the difficulties people have with budgeting and the problems they cause when creating income plans for retirees and ensuring retirees don't run out of money. Michael Hart drops some 401(k) data showing which segments of earners get the most from employer match programs. And finally, Kyle Plotkin talks about public misconceptions about the economy and the markets, with a majority of the country believing (wrongly) that the market is doing poorly.

Solving The Retirement Puzzle is presented by Franklin Retirement Solutions.

In this week's episode of Solving The Retirement Puzzle, three retirement advisors from Horsham, PA's Franklin Retirement Solutions sit down to discuss high food costs, consumer inflation and annuities in a 401k. Nicholas Hamner, Esq. takes a look at how restaurant costs are rising faster than inflation and whether or not issues within the restaurant industry are indicative of a larger economic issue or limited to the nature of the restaurant business. Kyle Plotkin reveals which segments of the Consumer Price Index are most susceptible to inflation and the surprising segments that are experiencing deflation. Finally, Michael Hart reviews BlackRock's decision to insert annuities into some 401k plans. 

Solving The Retirement Puzzle is presented by Franklin Retirement Solutions.

In this weeks' episode of Solving The Retirement Puzzle, three retirement advisors from Horsham, PA's Franklin Retirement Solutions sit down to discuss tax-advantaged college savings plans, colloquial market strategies, and the Consumer Price Index. Nicholas Hamner, Esq. takes a look at 529 college savings plans and how recent changes to the plans have made it easier for grandparents to contribute to their grandchildrens' college savings. Kyle Plotkin looks at the phrase "sell in May and go away" and market results to see if there's any truth to the mantra. Finally, Michael Hart brings us up to speed on the Consumer Price Index as it relates to rising inflation. 

Solving The Retirement Puzzle is presented by Franklin Retirement Solutions.

In this weeks' episode of Solving The Retirement Puzzle, three retirement advisors from Horsham, PA's Franklin Retirement Solutions sit down to discuss tax bracketing throughout history, corporate behaviors in the face of relentless recession fears in the media, and improperly filled out forms. Nicholas Hamner, Esq. takes a look at the modern tax brackets and compares them to the more complex bracketing from 1963. How would someone living in 1963 make out today, tax-wise, and what would someone pay today if they were using the 1963 brackets? Kyle Plotkin covers the constant predictions of a recession by financial media and compares it to the actions of major companies who aren't acting as if a recession is at the doorstep. Finally, Michael Hart reviews mistakes he's seen on forms brought in by former DIY investors and the consequences those mistakes could have had.Solving The Retirement Puzzle is presented by Franklin Retirement Solutions.