If you could sit down with your 20-year-old self and talk money… what would you say?

This week, inspired by Jay Shetty’s viral money lessons, we’re sharing the lessons we wish someone had told us sooner. From wasting cash on fast fashion and staying stuck in scarcity, to ignoring the power of investing early, these are the money mistakes we’d never repeat… and the reframes that actually changed everything.

We unpack:

✨ Why stacking skills is the best investment you’ll ever make

✨ How to find the fun in earning and diversifying your income

✨ The underrated value of generosity (even when you feel broke)

✨ Why your reputation is worth as much as your salary

✨ And the biggest reframe of all: money as a tool, not a status symbol

Plus, we put a twist on Rich Girl Habits: the one habit that set us up best over the last decade, and what we’d start today if we were turning 20 again.

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We hope you’re So Invested.