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Roaming Returns
Tim & Carmela
129 episodes
5 days ago
Why do we spend billions on one spooky night? This episode traces Halloween’s evolution—from Samhain and Roman festivals to All Hallows’ Eve—then flips the mask to reveal the behavioral psychology behind today’s $13B spend. We unpack: 🎃 Origins to Modern Mashup: Samhain → Roman Feralia & Pomona → All Saints/All Souls → American trick-or-treat💵 Follow the Money: Costumes, décor, candy, parties; average spend per celebrant; why the total keeps hitting records🧠 Psych Drivers: Nostalgi...
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All content for Roaming Returns is the property of Tim & Carmela and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Why do we spend billions on one spooky night? This episode traces Halloween’s evolution—from Samhain and Roman festivals to All Hallows’ Eve—then flips the mask to reveal the behavioral psychology behind today’s $13B spend. We unpack: 🎃 Origins to Modern Mashup: Samhain → Roman Feralia & Pomona → All Saints/All Souls → American trick-or-treat💵 Follow the Money: Costumes, décor, candy, parties; average spend per celebrant; why the total keeps hitting records🧠 Psych Drivers: Nostalgi...
Show more...
Investing
Education,
Business,
Leisure
Episodes (20/129)
Roaming Returns
128 - Why We Happily Overspend on Halloween 🎃 (The Psychology + Money Stats)
Why do we spend billions on one spooky night? This episode traces Halloween’s evolution—from Samhain and Roman festivals to All Hallows’ Eve—then flips the mask to reveal the behavioral psychology behind today’s $13B spend. We unpack: 🎃 Origins to Modern Mashup: Samhain → Roman Feralia & Pomona → All Saints/All Souls → American trick-or-treat💵 Follow the Money: Costumes, décor, candy, parties; average spend per celebrant; why the total keeps hitting records🧠 Psych Drivers: Nostalgi...
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5 days ago
45 minutes

Roaming Returns
127 - What $10K In These YieldMax and Roundhill Weekly ETFs Yielded Over 7 Months
💸 High-Yield Weekly Dividend ETFs: 10 ETFs Enter, But Only a Few Crush It What happens if you invested $10,000 in 10 high-yield, weekly-paying ETFs 7 months ago? In this episode, we analyze the returns—from Roundhill’s tech-heavy monsters like PLTW and COIW to YieldMax’s income-driven options like CHPY and GPTY, we’re ranking each ETF by: 📈 Price appreciation💰 Dividend income🔁 DRIP vs. cash collection strategy outcomesYou’ll see why PLTW and COIW are dominating the leaderboard, how some Yield...
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1 week ago
39 minutes

Roaming Returns
126 - What If You Invested $10K in These 5 Dividend Aristocrats 30 Years Ago?
What if you’d invested $10,000 in five dividend aristocrats 30 years ago — and never sold? In this episode, we break down the true compounding power of dividend reinvestment (DRIP) versus taking the cash every quarter. From stock splits to spin-offs, we traced the dividends, the share prices, and every wild twist in the story — including a jaw-dropping $2 million+ result for two of these “boring” blue chips. We cover: 📈 KO, PEP, WMT, ADP, and MO — 30 years of dividends and DRIP 💰 ...
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2 weeks ago
53 minutes

Roaming Returns
125 - Profit From the Fed Pivot: Real Stocks, Real Strategy, Real Results
The Fed’s rate cut is shaking up markets — but not every sector reacts the same. In this episode, we take the 6 biggest macrotrends from the current rate environment and dig into real stock and ETF ideas that could benefit most. We cover: 🏗️ Manufacturing & Construction plays with upside potential 🏢 REITs & commercial real estate names that could pop 💻 Tech & growth stocks primed for a comeback 🛍️ Retail, hospitality, and dividend sleepers 🏦 BDC...
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3 weeks ago
53 minutes

Roaming Returns
124 - The Ugly Truth About Rate Cuts Nobody Tells You
The Fed just cut interest rates by 0.25% — but what does that actually mean for you, your portfolio, and the broader economy? In this episode, we dig into the ripple effects of rate cuts across consumers, businesses, and markets. ✔️ Will your mortgage or credit card get cheaper? ✔️ How will BDCs, REITs, and growth stocks react? ✔️ Why a weaker dollar could make your life more expensive, not less. ✔️ The hidden inflation risk no one’s talking about. We’ll also break down how small, “modest” cu...
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1 month ago
49 minutes

Roaming Returns
123 - From Debt Trap to Profit Tool: Credit Cards Rewired
Credit cards get a bad rap, but they can be one of the most powerful tools in your financial toolkit—if you use them like an investor. In this episode, we break down: How 0% APR balance transfers can be used as short-term liquidity for higher-yield investments.Using credit card cash back and perks as bonus money saving to give you and edge.The difference between credit stacking vs. laddering—and which one fits your situation.The real impact of your credit score on freedom, access, and opportu...
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1 month ago
44 minutes

Roaming Returns
122 - How Financial Trauma Shapes Your Money Habits (And How to Heal Them)
Money problems aren’t just about math—they’re about mindset. In this episode, we explore the hidden side of personal finance: financial trauma, money scripts, and the emotional patterns that quietly sabotage your wealth. We cover: How financial trauma shows up in your body and relationships.Why scarcity budgeting creates “whiplash” overspending.The cultural money myths keeping Americans broke.Practical rewiring tools: automation, emotional triggers, spending rituals, and account structures.Th...
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1 month ago
1 hour 3 minutes

Roaming Returns
121 - Would YOU Trust Our High Yield Portfolio to Pay Your Bills?
The Van Life Portfolio is where things get wild. Unlike our conservative retirement account, this high-yield setup is built for cash flow, not capital preservation. In this episode, we break down Q3 2025 dividend results, compare them to last quarter, and show how we’re managing volatility while keeping the income steady. 📊 Key Highlights Dividend haul: $5,562 this quarter (~18–19% yield)Monthly payouts: $1,575 (June), $1,777 (July), $2,210 (August—one of our best yet)Biggest movers: USLY, AI...
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1 month ago
33 minutes

Roaming Returns
120 - Conservative, Not Complacent: Quarterly Dividends & Smart Pivots
We’re reporting what our conservative, retirement-style portfolio actually paid in dividends this quarter, how it compares to last quarter, and the pivots we made to keep income on track—without sacrificing principal. What’s inside: Quarter vs. Quarter: Q2 dividends vs Q3 dividends (with timing fixes).Headline: Q2 $4,346 → Q3 $3,952, but adjusted for timing/cuts Q3 would’ve been $4,414.Discrepancies explained: Suspensions (QVCGP), cuts (OGN), and weekly/monthly timing shifts that made the raw...
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2 months ago
27 minutes

Roaming Returns
119 - Portfolio Reveal: Dividend Machines, Yield… and Growth?!
It’s time for a ticker parade. In this episode, we reveal what’s really in the bag—our current retirement and van-life portfolio holdings. This is your backstage pass to everything we’re holding right now, from classic dividend machines to the growth stocks we rarely talk about. Here’s what you’ll hear: 📊 Dividend growers like OZK, PEP, and UPS quietly compounding💸 High-yield income plays like HTGC, TRIN, and ARLP🏠 REITs like LTC and STWD positioned for long-term demographic trends⚡ Weekly pa...
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2 months ago
47 minutes

Roaming Returns
118 - The FAANG Illusion: What Earnings Season Really Shows
Q2 2025 earnings season looks like a win on paper—81% of S&P 500 companies beat expectations—but don’t be fooled. The market’s strength is overly reliant on FAANG stocks (GOOG, META, AMZN, AAPL, MSFT) pulling the averages higher, while tariffs and lowered guidance have made “surprises” look better than they really are. In this episode, we cut through the noise: 📊 Why Tech & Communications are carrying the market🩺 Healthcare & Financials show quiet resilience🛢️ Energy & Materia...
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2 months ago
49 minutes

Roaming Returns
117 - Earnings Season Shake-Up: Dividend Cuts And Hikes
Some stocks in our portfolio just made major moves after earnings—dividend cuts, dividend hikes, and some eyebrow-raising guidance changes. In this episode, we break down which positions we’re holding, which we’re buying on dips, and where we’re turning off DRIP to lock in cash. We cover high-yield BDCs, dividend growth machines, and deep-value plays—all through the lens of this quarter’s earnings results. Plus, we talk about the macro forces shaping these moves—energy prices, tariffs, market...
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2 months ago
57 minutes

Roaming Returns
116 - Climb Maslow’s Pyramid With Dividends: Financial Self-Actualization
Most people stop climbing the ladder of personal growth once they feel “safe and stable.” But what if you could use money—not just to survive—but to ascend? In this episode, we dive into financial self-actualization—where your income fuels freedom, purpose, and personal evolution. You’ll learn how to reframe Maslow’s Hierarchy of Needs through the lens of financial independence and how income investing can accelerate your journey from surviving to self-actualized. We explore Maslow’s 16 trait...
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3 months ago
48 minutes

Roaming Returns
115 - Massive Yields, Weekly Paychecks—We Analyze the 19 Newest ETFs
🚨 The weekly dividend revolution just leveled up—again. In this episode, we break down 19 brand-new weekly dividend ETFs that just hit the market. These aren’t your grandma’s income plays. Some use swaps, others use synthetic positions, leverage, and trade options for massive yields. We walk through the performance so far, explain the structure behind each fund, and share how to strategically use them to generate cash, fund your high-quality dividend positions, and retire early without frugal...
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3 months ago
50 minutes

Roaming Returns
114 - We're Not Waiting on the Fed—Here's Where We’re Investing Instead
The macroeconomic landscape just changed—again—and most investors are still trading like it’s 2024. In this episode, we break down the real trends driving markets for the rest of 2025, from inflation pressure to slowing job growth, tariff-driven stagflation risks, and why the Fed’s rate cut dreams may be dead. But we’re not just here to rant about bad policy—we’re here to capitalize. We’ll walk through undervalued sectors, contrarian dividend plays, and overlooked global trends (hello, India ...
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3 months ago
53 minutes

Roaming Returns
113 - Why You Still Feel Broke Even If You're Making More Money
Why do so many people make more money… and still feel broke? This episode breaks down lifestyle creep—the silent killer of financial independence. We explore how your spending habits inflate with your income, why it’s so hard to notice until it’s too late, and what you can do to stop it before it wrecks your ability to save, invest, or retire. 📈 From goldfish metaphors to paycheck-to-paycheck stats, we unpack: What lifestyle creep looks like in real lifeWhy raises don’t always make you richer...
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3 months ago
59 minutes

Roaming Returns
112 - Why People Overpay for Stocks But Not a House (And What That Says)
Most people say they'd never overpay for a house—but then turn around and invest in overvalued stocks like it's no big deal. Why? In this episode, we unpack the psychology behind financial inconsistency—and what it says about your ability to build wealth. We cover emotional triggers, risk perception, identity signaling, and why people make strategic decisions in one area of life… but default to compulsion in another. You’ll learn: Why people treat overpaying in stocks as “risk-taking” and in ...
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4 months ago
46 minutes

Roaming Returns
111 - Bombs, Fear, and Buying the Dip: The Truth About Geopolitical Selloffs
Is the U.S. bombing Iran the start of a market crash—or the best buying opportunity you’ll see this year? In this episode, we unpack decades of historical data showing how stocks behave during wars and geopolitical conflicts. From the Gulf Wars to Russia-Ukraine, the playbook is almost always the same: an initial drop, followed by double-digit gains within 12 months. Here’s what you’ll learn: ✅ Why you shouldn’t panic sell when the headlines turn ugly ✅ The 79/80 success rate for buying post-...
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4 months ago
40 minutes

Roaming Returns
110 - Don’t Trust the Headlines: Inflation & Jobs Are Getting Worse
Forget the fluff—this episode unpacks the real story behind the headlines. We dive into the numbers the media won’t tell you: ✅ Inflation’s hiding big jumps in electricity + natural gas, even as energy prices fall.🚧 The labor market looks solid—until you factor in revisions, revised months ago, and the rise in multiple-job workers.📉 Consumer sentiment cratered—down over 30% since January, and Americans are bracing for 7% inflation and rising unemployment.🔎 We examine GDP, trade data, market i...
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4 months ago
53 minutes

Roaming Returns
109 - Every Weekly Dividend ETF Ranked—Which Ones Actually Pay Off
22 weekly dividend ETFs are now on the market—but not all are created equal. In this deep-dive, we not only compare performance across YieldMax, Roundhill, and Defiance—but we also show you how to use these tools for real financial edge. ✅ Breakdown by index: Russell, NASDAQ, S&P ✅ Full metrics: price return, dividends, total return (1m & 3m) ✅ Strategy spotlight: How we negate YieldMax NAV erosion risks ✅ Income-first: We recoup our principal, then keep the cashflow or reinvest in qu...
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4 months ago
41 minutes

Roaming Returns
Why do we spend billions on one spooky night? This episode traces Halloween’s evolution—from Samhain and Roman festivals to All Hallows’ Eve—then flips the mask to reveal the behavioral psychology behind today’s $13B spend. We unpack: 🎃 Origins to Modern Mashup: Samhain → Roman Feralia & Pomona → All Saints/All Souls → American trick-or-treat💵 Follow the Money: Costumes, décor, candy, parties; average spend per celebrant; why the total keeps hitting records🧠 Psych Drivers: Nostalgi...