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Rich Girls' Guide
Kirby Delloiacono
77 episodes
4 months ago
Hey Rich Girls, Kirby here - Are women abandoning the idea of a traditional marriage with a man because they no longer need to rely on their income? Since the 1970’s, marriage as a whole has been on a steady decline, while women’s median wages have steadily increased over that same time period. Women have only had the right to obtain credit without a male cosigner for the past fifty one years - and that opened up the door to things like home ownership and building or expanding a business. *...
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Investing
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All content for Rich Girls' Guide is the property of Kirby Delloiacono and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Hey Rich Girls, Kirby here - Are women abandoning the idea of a traditional marriage with a man because they no longer need to rely on their income? Since the 1970’s, marriage as a whole has been on a steady decline, while women’s median wages have steadily increased over that same time period. Women have only had the right to obtain credit without a male cosigner for the past fifty one years - and that opened up the door to things like home ownership and building or expanding a business. *...
Show more...
Investing
Business
Episodes (20/77)
Rich Girls' Guide
Are Women Choosing Independence OVER Marriage?
Hey Rich Girls, Kirby here - Are women abandoning the idea of a traditional marriage with a man because they no longer need to rely on their income? Since the 1970’s, marriage as a whole has been on a steady decline, while women’s median wages have steadily increased over that same time period. Women have only had the right to obtain credit without a male cosigner for the past fifty one years - and that opened up the door to things like home ownership and building or expanding a business. *...
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6 months ago
12 minutes

Rich Girls' Guide
How To Become Financially Independent In 5 Easy Steps | Ep 58
Hey Rich Girls, Kirby here - and today I want to spend some time talking to those of you who may need a little encouragement or guidance on how to become financially independent. Now hopefully this isn’t the first time you’re hearing this, but becoming financially independent is the single most important thing you can do to make sure you are living the life that you actually want to live. **please note this is not investment advice, just my opinion & should be used for entertainment purp...
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7 months ago
14 minutes

Rich Girls' Guide
Build WEALTH With Atomic Habits! March Book Review
Hey Rich Girls, Kirby here - and we are BACK with our March book club review for Atomic Habits! Now today’s episode is going to be a little bit different from our previous book club episodes - while I am still going to do a brief review of the book, I am going to spend most of the episode tying back the major themes into personal finance and how you can start implementing micro money habits into your daily routines. **please note this is not investment advice, just my opinion & sho...
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7 months ago
20 minutes

Rich Girls' Guide
Ep 57: Avoid INVESTMENT Paralysis with Four These Simple Strategies
Hey Rich Girls, Kirby here - and I have a feeling that with all of the current news cycles and recession talks you might be feeling a bit overwhelmed when it comes to personal finance and investing right now. We all know how draining and stressful the doom scrolling can be, but today we are going to break that cycle by talking about the four things you can do to override that sense of impending doom and kick start your investing journey with a little pep in your step. **please note this is n...
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7 months ago
9 minutes

Rich Girls' Guide
Should You Take Itemized Deduction or Standard Deduction?
Hey Rich Girls, Kirby here - and have you heard the terms standard deduction and itemized deduction but never really understood what they mean? Well today we are breaking down the difference between standard and itemized deduction and how you can determine which one you should be taking. I promise it’s not as complicated as it sounds, so let’s get this explained and get you on your way! **please note this is not investment advice, just my opinion & should be used for entertainment purpos...
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8 months ago
8 minutes

Rich Girls' Guide
What You Can Do NOW To Lower Your 2024 Tax Bill
Hey Rich Girls, Kirby here - and today we are going to go over 3 things you can still do NOW to lower your 2024 tax bill. Watch this episode on YouTube: https://youtu.be/UnqsDQPDpYE **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** Tax Saver's Credit: https://youtu.be/SkIEFEVQUr0?si=Nu7k-FFLO3ItECVr CONNECT WITH ME: Threads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirls...
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8 months ago
13 minutes

Rich Girls' Guide
The Great Wealth Transfer: How Women Are Shaking Up The Financial Landscape In 2025
Hey Rich Girls, Kirby here - and did you know that we are currently undergoing one of the largest wealth transfers in modern history?! **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: Youtube: https://www.youtube.com/@richgirlsguidewithkirby Threads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://...
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8 months ago
12 minutes

Rich Girls' Guide
February Book Club / Reading Challenge Review: The Psychology Of Money
Hey Rich Girls, Kirby here - and today we are reviewing our February book club pick, The Psychology Of Money! **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: YouTube: https://www.youtube.com/@richgirlsguidewithkirby Threads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguide Want YOUR mone...
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8 months ago
36 minutes

Rich Girls' Guide
Tax Season Survival Guide: How to Prepare Like a Boss
Hey Rich Girls, Kirby here - and did you know that on average, Americans spend thirteen hours and two hundred and ninety dollars preparing for and filing taxes? I’m here to help you cut down on both time and money, so let’s go over everything you need to know to tackle your twenty twenty four taxes. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: YouTube: https://www.youtube.com/@richgirlsguidewithkirby I...
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8 months ago
13 minutes

Rich Girls' Guide
Maximize 2025 Tax Savings for Your Family: Updated Child And Dependent Care Tax Credit
Hey Rich Girls, Kirby here - and today we are going over updates to the child & dependent care tax credit for 2025. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: YouTube: https://www.youtube.com/@richgirlsguidewithkirby Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguide Want YOUR money question to be answered in an upcoming episode? Submi...
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9 months ago
8 minutes

Rich Girls' Guide
Maximize Your 2025 Tax Savers Credit!
Hey Rich Girls, Kirby here - today we are going to discuss the tax saver's credit, AKA how you might be able to get a tax refund by contributing to your retirement account, AND how to maximize that credit to create tax savings for years to come. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** Roth Vs Traditional IRA: https://youtu.be/3LHNxKDcVOE?si=mW7Z5S71nref0VkB CONNECT WITH ME: YouTube: https://www.youtube.com/@richgir...
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9 months ago
10 minutes

Rich Girls' Guide
Why Moving Up a Tax Bracket Isn't As Scary As You Think! 2024 Tax Brackets
Hey Rich Girls, Kirby here - and I have a question for you today: are you scared to move up a tax bracket? We’re going to be breaking down common misconceptions about moving up a tax bracket and why you should NOT be scared to make more money. Let’s get into it. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: YouTube: https://www.youtube.com/@richgirlsguidewithkirby Threads: ⁠https://www.threads.net/@...
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9 months ago
13 minutes

Rich Girls' Guide
2025 Reading Challenge January Book Review: The Power Of Habit
Hey Rich Girls, Kirby here - and we have successfully made it to our first book club review of the year! Our January read was The Power of Habit by Charles Duhigg. Watch to find out our February book pick - and yes, this one IS money related! **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** 2025 Book Club Reading Challenge: https://youtu.be/AIUmih1X7Q4?si=58vJMhXGLDxZlHZl CONNECT WITH ME: YouTube: https://www.youtube....
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9 months ago
14 minutes

Rich Girls' Guide
New 401k and IRA Contribution Changes: MAXIMIZE Your 2025 Retirement Savings! | Ep 51
Not sure how much money you can - or should - be saving for retirement this year? I got ya covered! Today we are going to go over the updated 2025 figures for IRA and 401k contributions, and how to effectively plan your savings for the new year. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** TIMESTAMPS: 00:00 Intro 00:48 Updated 401k contribution limits 6:18 Updated IRA contribution limits 9:57 Catch-up contribution limits...
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9 months ago
14 minutes

Rich Girls' Guide
Make Your Money Goals a REALITY in 2025! | Ep 50
Hey Rich Girls, Kirby here - ready to make your money goals a reality in 2025? I will guide you through setting financial intentions for the new year so that 2025 can be your most financially successful year yet. And stay tuned until the end of the episode because I am unveiling a super fun project that we can all do together throughout the new year, and I cannot WAIT to share it with you! **please note this is not investment advice, just my opinion & should be used for entertainment pur...
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10 months ago
24 minutes

Rich Girls' Guide
Marriage Meets Politics - Economic Policy, Inflation & Navigating Relationships | Ep 49
Hey Rich Girls, Kirby here - today, Alfred and I are having a little chitchat about the economic policy being discussed in the US presidential election, as well as navigating married life with different political opinions. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CLAIM YOUR $50 SIGN UP BONUS WITH ALLY BANK: www.ally.com/referral?code=9C5K7J9Y6D CONNECT WITH ME: YouTube: https://www.youtube.com/@richgirlsguidewithkir...
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1 year ago
46 minutes

Rich Girls' Guide
Surviving Inflation: 5 Money Tips You NEED to Know Now | Ep 48
Hey Rich Girls, Kirby here - It’s the big bad word we’ve been hearing about over and over again; we are all over it by now, and yet it is still seeping into daily conversations and overtaking the content on your feed… it what must not be named… inflation. But instead of dwelling on the bad or speculating about the future, today we are going to take a positive spin on it, by going through five tips on how YOU can navigate inflation and use it to your advantage. **please note this is not inves...
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1 year ago
12 minutes

Rich Girls' Guide
Ep 47 | Agenda 47: Taxes & Economic Policy, Explained
Hey Rich Girls, Kirby here - even if you didn’t watch the presidential debate in full, I think you’ve probably seen - or heard - a certain viral clip by now… instead of talking about that, we are going to take a look at the promises being made by the Donald Trump campaign regarding taxes and discuss whether or not Agenda 47 is a watered down version of project 2025. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** ALLY BANK ...
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1 year ago
9 minutes

Rich Girls' Guide
Are We Entering A Financial Femininomenon Era? (Alex Cooper, Taylor Swift, Harris Campaign)
Hey Rich Girls, Kirby here - Alex Cooper just signed a reported hundred million dollar podcasting deal with SiriusXM, Taylor Swift is wrapping up the Era’s tour that is widely speculated to earn revenue between two and three billion dollars and Kamala Harris has been smashing fundraising records for her presidential campaign - all of which begs the question: are we entering a financial Femininomenon Era? Let’s discuss. **please note this is not investment advice, just my opinion & ...
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1 year ago
12 minutes

Rich Girls' Guide
Will The Harris Administration Raise Your Taxes? (Kamala Harris, Tim Walz, DNC)
Hey Rich Girls, Kirby here - listen, it’s no secret that when it comes to the possibility of an incoming democratic president, a lot of people have the same fear - that their taxes are going to increase astronomically. And I get it, taxes can be a huge burden to many Americans - but did you know that Kamala Harris is running on a campaign that promises the majority of Americans will not face increased taxes? Today we are going to do some digging to get to the bottom of how the majority of Ame...
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1 year ago
11 minutes

Rich Girls' Guide
Hey Rich Girls, Kirby here - Are women abandoning the idea of a traditional marriage with a man because they no longer need to rely on their income? Since the 1970’s, marriage as a whole has been on a steady decline, while women’s median wages have steadily increased over that same time period. Women have only had the right to obtain credit without a male cosigner for the past fifty one years - and that opened up the door to things like home ownership and building or expanding a business. *...