Send us a textAny veteran of investing knows that there is no free lunch. Investing involves costs! Anyone new to investing, an investing “Newbie”, may be unaware of the scope and extent of investment costs.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textCharles Dickens said, “Reflect upon your present blessings—of which every man has many—not on your past misfortunes, of which all men have some.”If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textIn this podcast, I’ll explore our decision to “Rightsize” into a larger and more expensive Home, and some of the pros and cons associated with “Upsizing” or “Rightsizing” (whichever term you prefer.)If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textJoin me as I interview Mark Ross, MBA, ACC. Mark is an “Encorepreneur,” Thought Partner/Coach, Team Host with the Rock Retirement Club, and a Strategic Coach with the REALIFE Process. Mark shares his insight as a retirement coach and a nine year retiree. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textA great deal of information has surfaced about spending patterns in retirement. One of the most commonly accepted theories is the theory of “U-shaped” spending. The U-shaped spending pattern indicates increased spending at the beginning and the end of retirement, with less spending in the middle phase. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textThere are two considerations involved in the action of “Disappearing” in retirement. One factor is how you view yourself, and the other factor is how you are viewed by others.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textDownsizing is a real consideration among pre-retirees and retirees. My wife and I decided that downsizing was right for us, and have lived comfortably in a small patio home for the last ten years. In this podcast I discuss the pros and cons of downsizing.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textKevin Lyles, Head Retirement Coach of the Rock Retirement Club, joins me in a long form discussion about deciding when is the right time to quit working and retire.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textIt was during these weeks spent in the small town where I grew up that I learned a valuable life lesson. I began to realize the importance of the connection between people was greater than the help provided. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a text“We are all ignorant; just about different things.” -Mark Twain. Find out why I was both flabbergasted and "flat footed" when I first met IRMAA.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a text“Believe you can, and you’re halfway there.” – Theodore Roosevelt. Starting a fitness program doesn’t have to be elaborate or expensive. Most people can begin a basic fitness program with clothing and items normally found around a home. A simple program requires only commitment and a few inexpensive items.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textEach week my approach is to combine stretching, weightlifting, and aerobic activities in different ways to provide a rounded training program. Vince Lombardi is quoted as saying: “Most people fail, not because of lack of desire, but, because of lack of commitment.” If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textIn horse racing parlance, my wife and I are approaching the clubhouse turn. Like racehorses near the end of a race, we have begun our sprint to the finish line. For us, the finish line will be the completion of our move into our new home.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a text“Don’t give up. The beginning is always the hardest. Life rewards those who keep pushing through the challenges.” – Paulo Coelho, The Alchemist (1988)The saga continues as we purchase our new home and begin renovations. How are things going?If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textIn my last podcast (The Big Move), I spoke about our decision to purchase another home in a more upscale area of our hometown. I went over all of the pros and cons of our decision. This podcast discusses the financial decisions about the purchase of our new home.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textAfter relocating to a different city within the same state about 10 years ago, my wife and I are moving again. This home will be our fourth “Forever” home. It seems apparent that our residential “nesting“ decisions are not written in concrete.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textTroughs are utilized to feed pigs. The problem with a trough is that only so many pigs can eat at any given time. The pigs push and force each other away from the trough to gain access to food. In this manner, new and dominant pigs will force their way to the trough and replace the pigs currently eating.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textThe goal of the Retiring With Enough blog and podcast has always been to simplify retirement planning and retirement. As I approach my 100th blog and podcast, I thought it would be interesting to take a retrospective look at some of my earlier blogs and podcasts.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textI realized that “planning is planning,” and how many similarities there are between business planning and Retirement Planning. There are necessary steps in business plans, and there are necessary steps in retirement planning. A sequential and organized approach to both business and retirement planning will produce the best results.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us a textI finished my Roth conversions several years ago. I was pleased, and congratulated myself for my financial savvy! But now Older Me is telling Younger Me that maybe I was not as smart as I thought I was!If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share