In this episode, we dive into one of the most overlooked - but critical - checks before buying a home: What’s happening on the land behind or around your property.
Just because it’s open space now doesn’t mean it always will be. We walk you through practical steps like checking with city/county planning departments, reviewing plat or subdivision activity, examining comprehensive plans or future land-use maps, and watching for infrastructure clues.
We also stress the power of talking to neighbors and relying on a knowledgeable local Realtor to interpret the data.
With the right due diligence, you can protect your peace, view, and investment from surprise developments down the road.This podcast was created with AI voices from a blog article - You can read the full article here:
For more information or insights on your local housing market, please visit: JoeFrankRealtor.com
Thanks for tuning in to this episode of Real Estate Unlocked!If you enjoyed the show and want to learn more or need help with your own real estate journey, feel free to reach out. You can visit us at - JoeFrankRealtor.com for more info, insights, and resources and of course you can connect with us on social media @JoeFrankRealtor Facebook, Instagram, and Twitter.
Remember, we're always here to help guide you through every step of the real estate process, so don’t hesitateto reach out. Until next time, thanks for listening and take care!
Lastly, please note that everything shared on this podcast is opinion only and for informational purposes. It’s not real estate, financial, tax, or legal advice. Everyone’s situation is different, so be sure to do your own research and consult with a licensed real estate agent, attorney, and or tax professional before making any decisions.
This episode provides a September 2025 housing market update for Snohomish County, Washington, drawing data from the NWMLS as of August 31, 2025.
The piece offers a quick snapshot of key metrics for single-family homes, including average sale price, new listings, inventory, days on market, and sale-to-list price ratios.
It describes the current market as experiencing a typical late-summer slowdown with increased buyer leverage and emphasizes the importance of strategic pricing and home presentation for sellers.
The episode also projects near-term and 6-12 month price trends, highlighting the influence of mortgage rates and the highly localized nature of market outcomes.
This podcast was created with AI voices from a blog article - You can read the full article here: https://www.joefrankrealtor.com/post/september-2025-snohomish-county-housing-market-update
For more information or insights on your local housing market, please visit: JoeFrankRealtor.com
The information provided on this podcast is for informational and entertainment purposes only. All views and opinions expressed are solely those of the host and guests, and do not constitute real estate, financial, tax, legal, or other professional advice. Every situation is unique, and you should always conduct your own research and due diligence before making any decisions. Please consult directly with qualified professionals such as a licensed real estate agent, attorney, or tax advisor regarding your specific circumstances.
If you're facing the stress of falling behind on mortgage payments or already received foreclosure notices in Washington State, you’re not alone - and you do have options.
In this episode, Jill and Dave break down potential paths like reinstatement, mediation through the Foreclosure Fairness Program, loan modifications, short sales, deeds in lieu, or even bankruptcy.
They walk you through how nonjudicial foreclosure works in WA - what steps lead to a trustee’s sale and when you can still act to stop it. Plus, learn why getting professional support - real estate agents, attorneys, housing counselors - is crucial to navigating your way forward with more clarity and less fear.
This podcast was created with AI voices from a blog article - You can read the full article here:
https://www.joefrankrealtor.com/post/exploring-options-for-homeowners-facing-foreclosure-in-washington-state
For more information or insights on your local housing market, please visit: JoeFrankRealtor.com
The information provided on this podcast is for informational and entertainment purposes only. All views and opinions expressed are solely those of the host and guests, and do not constitute real estate, financial, tax, legal, or other professional advice. Every situation is unique, and you should always conduct your own research and due diligence before making any decisions. Please consult directly with qualified professionals such as a licensed real estate agent, attorney, or tax advisor regarding your specific circumstances.
In this episode we dive into one of the biggest hurdles homeowners face when moving up or downsizing: buying your next place while still needing to sell your current one. That’s where a home-sale contingency comes in. It’s a clause that says, “I’ll buy your home—if mine sells first.”
We’ll break down when this strategy makes sense, how the process works, and what you can do to make your contingent offer stand out—even against non-contingent buyers. From prepping your current home to aligning closings or using a rent-back, we’ll cover the timing playbook, the do’s and don’ts, and the pitfalls to avoid.
By the end of this episode, you’ll know exactly how to approach a contingent purchase with confidence and why the right agent can make all the difference.
If you'd like to read the entire article, you can find it here: https://www.joefrankrealtor.com/post/buying-your-next-home-with-a-home-sale-contingency-a-simple-guide-checklist
The Snohomish County housing market is settling into a healthy, balanced groove as of July 2025.
Prices are holding steady at an average of $831K - just under spring’s peak but still above last year. More homes are hitting the market (2,439 active listings), giving buyers more choices while sellers face stiffer competition.
Homes are taking about 28 days to sell - up from 19 last year- so patience is key.
Mortgage rates remain in the 6.5 to 7% range, keeping buyers cautious.
Bottom line: Buyers have breathing room, sellers need smart pricing, and everyone benefits from a more stable market!Read the full blog article here: https://www.joefrankrealtor.com/post/august-2025-snohomish-county-housing-market-update
Multigenerational living - where multiple adult generations share one home - is rapidly growing across the U.S. and Snohomish County. Nearly 60 million Americans now live this way, driven by rising housing costs, elder care needs, cultural traditions, and lifestyle shifts after COVID-19.
Families are drawn to cost savings, stronger support systems, and honoring cultural values.
Buyers often seek homes with multiple living areas, main-floor bedrooms, ADU/DADU potential, large kitchens, extra bedrooms, and ample parking. Sellers who highlight these features and market with “extended family living” keywords can attract more offers in many cities within Snohomish County, and beyond.
You can read the full blog article here: https://www.joefrankrealtor.com/post/selling-your-home-tips-for-attracting-multigenerational-buyers
Zillow’s new “blacklist” policy, effective June 30, 2025, bans listings from its site if a home is marketed publicly—through signs, ads, or social media—more than one business day before being entered into the MLS. This aligns with the National Association of Realtors’ Clear Cooperation Policy and aims to ensure fairness and equal access. Violations start with warnings but can lead to a full ban for the listing’s duration. For sellers, this means MLS first or risk losing Zillow exposure. For buyers, it’s a reminder Zillow won’t show every home - making an agent with MLS access essential - or be sure to check out other sites such as Realtor.com and Redfin.
You can read the full blog article here: https://www.joefrankrealtor.com/post/zillow-s-new-blacklist-policy-what-buyers-and-sellers-need-to-know
Redfin forecasts a 1% drop in U.S. home prices by the end of 2025, but local trends in Snohomish and Skagit Counties vary. Southern Snohomish areas like Bothell are cooling due to affordability limits, while northern cities and parts of Skagit like Mount Vernon remain active. Condos are seeing longer days on market and price drops. Sellers should price strategically and prep homes well. Buyers may find more room to negotiate, especially on less move-in-ready homes. The national market may be softening, but real estate is local—understanding your ZIP code is key to smart decisions.
You can read the full blog article here: https://www.joefrankrealtor.com/post/are-we-in-a-buyer-s-market-what-redfin-s-forecast-means-for-snohomish-and-skagit-counties
This podcast stresses the critical importance of accurately pricing a home from the outset when selling. It cautions against overpricing, explaining how this strategy can lead to extended time on the market, multiple price reductions, and ultimately a lower final sale price. The author emphasizes that effective pricing relies on current data, including recent comparable sales, active listings, and prevailing local and economic market trends. The text concludes by asserting that today's buyers are highly informed, making it essential to work with an experienced real estate professional to achieve a successful and timely sale.
You can read the full article here: https://www.joefrankrealtor.com/post/why-pricing-your-home-right-from-the-start-matters-more-than-ever
This comprehensive article, authored by Joe Frank, offers guidance on the decision to rent or buy a home, examining both the financial and lifestyle implications. It breaks down quantitative analyses, comparing monthly and upfront costs for renting versus buying, and explores factors like home appreciation, investment returns, and potential tax savings. Furthermore, the article provides a qualitative analysis, weighing the advantages of flexibility in renting against the stability of homeownership, alongside considerations for customization, maintenance responsibilities, and family planning. The author also presents city-specific examples where either renting or buying might be more advantageous in 2025, ultimately encouraging readers to assess their personal circumstances and consult with real estate and financial professionals.
You can read the original blog article here: https://www.joefrankrealtor.com/post/rent-or-buy-how-to-decide-what-makes-the-most-financial-and-lifestyle-sense
This podcast discusses a blog that examines Federal Reserve Governor Lisa Cook's recent speech regarding the U.S. economy and its implications for the Seattle housing market (as of March 2025). Cook noted economic uncertainty despite cooling inflation and low unemployment, with consumer spending and business investment slowing. The Federal Reserve is holding interest rates steady, observing the potential impact of tariffs. For Seattle, the report suggests the housing market will likely remain stable due to its tech industry, particularly advancements in AI, though economic uncertainties could introduce some challenges for buyers, sellers, and investors. Listen to this podcast for a full and in depth analysis, or read the full blog article here.
As parents age, their home may become too large or difficult to maintain. Downsizing can improve safety, social engagement, and financial stability, but approaching the conversation can be emotional.
Start by recognizing signs like home maintenance struggles, mobility issues, or financial strain. Have open, compassionate discussions and explore options like retirement communities, condos, or assisted living. Enlist professionals, such as a Senior Real Estate Specialist (SRES®) and a financial advisor, to navigate housing choices and financial planning.
The process can be sentimental, so encourage storytelling, preserve keepsakes, and focus on the benefits of a fresh start. Thoughtful planning, clear communication, and family collaboration ensure a smoother transition.
Ready to guide your parents into their next chapter with confidence? Read the full article here! 🏡
The silver tsunami refers to the gradual shift in the housing market as Baby Boomers (born 1946-1964) transition out of homeownership. While this was expected to flood the market with homes, many Boomers are staying put longer than predicted, keeping inventory tight. In Washington, Boomers own 37% of homes statewide, with even higher concentrations in areas like Mount Vernon-Anacortes. As some relocate or pass homes to heirs, suburban markets may see gradual increases in inventory, offering opportunities for younger buyers. While the impact won’t be sudden, it will shape real estate trends for years to come. You can read the blog article here.
AI is shaking up the real estate world, making home searches smarter, transactions smoother, and market insights sharper. But can AI replace real estate agents? In this episode, we break down how AI is changing the industry, from virtual staging and predictive analytics to the rise of AI-powered agents. We’ll cover the benefits—like time savings and better decision-making—as well as the downsides, including bias, privacy concerns, and the loss of a personal touch. Tune in to explore what AI means for buyers, sellers, and agents! Read the full article here.
Selling your home? Understanding capital gains taxes can save you thousands. The IRS allows homeowners to exclude up to $250,000 (single filers) or $500,000 (married couples) of profit from taxes if the home has been your primary residence for at least two of the past five years.
Improvements, like a new roof or flooring, can increase your home’s cost basis, reducing your taxable gain. For example, if you and your spouse bought a home for $600,000, invested $50,000 in improvements, and sold it for $1.2 million, you’d exclude $500,000, leaving only $50,000 taxable.
Capital gains tax rates range from 0% to 20%, depending on your income, with most middle-income households paying 15%.
Keep detailed records of home improvements, understand your tax bracket, and consult with financial professionals to minimize your tax liability. Selling your home is more than a transaction—it’s about maximizing value. Contact me for guidance!
Read the full blog article here: https://www.joefrankrealtor.com/post/maximize-your-profit-how-capital-gains-taxes-impact-your-home-sale-with-real-life-example
As parents age, the family home can become too large or challenging to maintain. Downsizing to a smaller home, retirement community, or assisted living offers convenience, safety, and social opportunities. However, initiating this transition can be emotional and requires sensitivity.
Key signs it may be time to downsize include difficulty maintaining the home, safety concerns, social isolation, or financial strain. Approach the topic with compassion, emphasizing their well-being and using “I” statements to express concern. Involve the family, ensure a unified approach, and prepare by researching housing options, costs, and services.
Popular downsizing choices include smaller homes, retirement communities, or assisted living. Tools like Google Maps, Walk Score, and HowLoud.com can aid the search, while Senior Real Estate Specialists (SRES®) provide tailored expertise.
Address sentimental attachments by preserving keepsakes, creating digital archives, or organizing a farewell gathering. Finally, involve professionals like movers and financial advisors to ensure a smooth transition.
Patience and empathy can turn this major life shift into an opportunity for reflection and a safer, more fulfilling future. Downsizing isn’t just about moving—it’s about helping your parents embrace a new chapter with dignity and love.
You can read the full blog article here: https://www.joefrankrealtor.com/post/helping-parents-downsize
Traffic during peak commute times is a critical yet often-overlooked factor when buying a home. Long commutes can add stress, increase costs, and reduce time for family or hobbies. Access to amenities and neighborhood traffic flow also impact daily life and future resale value.
To assess traffic, visit potential neighborhoods during peak hours and test commutes to work, school, or other key destinations. Tools like Google Maps, Waze, and Zillow’s commute-based search can provide valuable insights. Additionally, platforms like Walk Score and HowLoud.com offer data on walkability, transit options, and noise levels.
A skilled real estate agent can simplify this process by offering local expertise, guiding visits during rush hours, and recommending alternate routes or well-connected neighborhoods. By factoring in traffic, you can make a more informed decision and ensure your new home fits your lifestyle—both inside and out.
The Snohomish County housing market is experiencing its usual winter slowdown, with fewer new listings and homes for sale, longer days on market, and a decrease in pending sales. Buyers have slightly more negotiating power as sellers adjust their expectations, but motivated buyers are still closing deals quickly. While the market is quieter now, spring is expected to bring more listings and increased activity. Inventory remains tight, which could keep prices steady, but mortgage rates and economic conditions, like inflation and job growth, will play a key role in shaping the months ahead. For buyers, this quieter season may offer opportunities with less competition, while sellers can still succeed by pricing homes competitively and focusing on presentation. As we move toward spring, expect a more dynamic market with increased competition. If you have questions or want personalized advice for buying or selling, feel free to get in touch anytime! Read the full blog article here: December 2024 - Snohomish County Real Estate Health, Trends & Insights
Protect Your Home from Deed Fraud
Deed fraud, also known as title fraud, happens when someone forges documents to illegally transfer ownership of your property. While uncommon, this crime can have devastating financial impacts, leaving you unable to sell or refinance your home. Resolving deed fraud often involves a lengthy and expensive court process, which many homeowners cannot afford.
To protect your property, ensure your title insurance includes coverage for forgery and fraud, and sign up for county property alerts to monitor any changes to your property records. Regularly review your records for unauthorized changes, and take steps to safeguard your personal information to prevent identity theft.
Residents of Snohomish, King, and Skagit counties have access to local tools and resources, but these protections are valuable for all homeowners. Acting proactively can help keep your property safe and secure.
Read the full article: Protecting Your Home from Deed Fraud
The November 2024 Snohomish County housing market analysis highlights a seasonal dip in new listings and steady home prices, despite higher mortgage rates. Average home prices remain strong at around $800,000, though buyers are taking more time to decide, leading to longer days on market and more room for negotiation. Limited inventory continues to support prices, giving sellers an advantage, while buyers benefit from less pressure to act immediately. Looking to 2025, the market may shift if mortgage rates stabilize, potentially boosting buyer interest. As always, I’m here to help you make the best real estate decisions!