Send us a text No More Excuses, Wake Up! — Florida’s Hometown Heroes Program is back for 2025, and it could put up to $35,000 toward your down payment and closing costs. In this episode, I break it all down: When the program starts (August 18, 2025)Who qualifies — teachers, nurses, first responders, childcare workers, veterans, and moreHow much money you can actually getWhat happens when you sell, refinance, or transfer your homeWhy this is still a win-win investment even though you’ll pay th...
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Send us a text No More Excuses, Wake Up! — Florida’s Hometown Heroes Program is back for 2025, and it could put up to $35,000 toward your down payment and closing costs. In this episode, I break it all down: When the program starts (August 18, 2025)Who qualifies — teachers, nurses, first responders, childcare workers, veterans, and moreHow much money you can actually getWhat happens when you sell, refinance, or transfer your homeWhy this is still a win-win investment even though you’ll pay th...
Send us a text No More Excuses, Wake Up! — Florida’s Hometown Heroes Program is back for 2025, and it could put up to $35,000 toward your down payment and closing costs. In this episode, I break it all down: When the program starts (August 18, 2025)Who qualifies — teachers, nurses, first responders, childcare workers, veterans, and moreHow much money you can actually getWhat happens when you sell, refinance, or transfer your homeWhy this is still a win-win investment even though you’ll pay th...
Send us a text NO More Excuses, Wake Up! Entrepreneurship Made Simple: You Don’t Need a Million—Just a Moment Episode Summary: In this episode of No More Excuses. Wake Up! You don’t need a million dollars, a fancy degree, or a “perfect plan” to start your business—you just need to start. In this episode, I’m sharing what it really takes to become an entrepreneur today, drawing from my own experience building JOY (Just Our Youth), A Second Touch, and my real estate career, plus real-lif...
Send us a text No More Excuses. Wake Up! — Planning for College Without Drowning in Debt Episode Summary In this episode of No More Excuses. Wake Up! Student loan debt in America has exploded to $1.5 trillion, impacting over 45 million borrowers—more than the entire population of Canada. In this episode, we break down why this crisis is reshaping the future of an entire generation and, more importantly, what families can do right now to avoid becoming part of the statistics. We d...
Send us a textEpisode - No More Excuses. Wake Up!In this episode of No More Excuses. Wake Up!, I take you through my journey of purchasing a commercial building and land in Belize—all within three months! How I discovered the opportunity to buy a commercial building.The reasons that made me decide to invest in land in such a unique location.The steps I took to complete the purchases within a short three-month timeframe.Plus, I share insights on Veteran Assumable Mortgages—a unique opport...
Send us a textEpisode - No More Excuses. Wake Up!On this episode of No More Excuses. Wake Up!, I dive into Chapter 7 of my new book *Whippin' Debt Ass!* titled "Another Paycheck." Tune in as I break down how you can generate additional income and use it strategically to pay off debt. Here's what you'll learn in this episode:- How to Get Out of Debt with Additional Income: I'll share my personal tips and strategies for creating new revenue streams to tackle debt faster.- Why I Decided Not to W...
Send us a text On this episode of NO More Excuses Wake Up! I discuss the 7th chapter Another Paycheck in my new Book Whippin Debts Ass! From this episode you will learn:· How to get out of debt with additional income · Why I decided not to write my dissertation for my PHD program· How I had a system to start paying myself · Intentionally pay...
Send us a text On this episode of NO More Excuses Wake Up! I discuss the 6th chapter Owning your No’s in my new Book Whippin Debts Ass! From this episode you will learn: · How to assert yourself and say NO when people ask for money · My reason why I decided to tell people NO · Understanding your No what is your why · Ha...
Send us a text On this episode of NO More Excuses Wake Up! I discuss the 5th chapter Communication Style and Money Habits in my new Book Whippin Debts Ass! From this episode you will learn: · Our psychological mindset is linked to our finances · Four basic tenants of Central Communication styles · Breakdown and explanation of all communication styles in rela...
Send us a text On this episode of NO More Excuses Wake Up! I discuss the 4th chapter It’s Better to Whipp Debt Together than Separate in my new Book Whippin Debts Ass! From this episode you will learn:· How Tony and I wrote this chapter for couples· The importance of putting money together· The debt we had together as a couple· How we had to put our se...
Send us a text On this episode of NO More Excuses Wake Up! I discuss the 3rd chapter My Breaking Point of my new Book Whippin Debts Ass! From this episode you will learn:· My struggle as a single parent before the marriage· My story of trying to apply for welfare (government financial support)· How my environment did not break me· Tax return che...
Send us a text On this episode of NO More Excuses Wake Up! I discuss the 2nd chapter Humble Beginnings of my new Book Whippin Debts Ass! From this episode you will learn:· Our struggles with money being married· How I was a poor steward splurging from my business’s income· The importance of overseeing money· Explain pure financial vessel · &...
Send us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· ...
Send us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· ...
Send us a text On this episode of NO More Excuses Wake Up! I discuss How to become a millionaire. Steps to guide you in the right direction From this episode you will learn:· In your lifetime you had come across a million dollars · Investment, liquid, and home equity totals a million dollars you are a millionaire· First develop a mindset. Cars, debt, and vacations keep you from t...
Send us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· &...
Send us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· ...
Send us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· ...
Send us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· ...
Send us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· ...
Send us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· ...
Send us a text No More Excuses, Wake Up! — Florida’s Hometown Heroes Program is back for 2025, and it could put up to $35,000 toward your down payment and closing costs. In this episode, I break it all down: When the program starts (August 18, 2025)Who qualifies — teachers, nurses, first responders, childcare workers, veterans, and moreHow much money you can actually getWhat happens when you sell, refinance, or transfer your homeWhy this is still a win-win investment even though you’ll pay th...
