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Nirav Panchmatia on Money
Mr. Nirav Panchmatia
37 episodes
6 hours ago
Mr Nirav Panchmatia discusses the first principles of investing & aims to add to the body of knowledge in the world of Investing; anybody & everybody who wants to master the fine art of Investing must listen to this podcast; here you will learn about various Investment options their pros & cons; the fine art of equity investing; Mutual Funds; and the art of creating & preserving Wealth; also expect some great Interviews of renewed Investment Experts
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All content for Nirav Panchmatia on Money is the property of Mr. Nirav Panchmatia and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Mr Nirav Panchmatia discusses the first principles of investing & aims to add to the body of knowledge in the world of Investing; anybody & everybody who wants to master the fine art of Investing must listen to this podcast; here you will learn about various Investment options their pros & cons; the fine art of equity investing; Mutual Funds; and the art of creating & preserving Wealth; also expect some great Interviews of renewed Investment Experts
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Investing
Business
Episodes (20/37)
Nirav Panchmatia on Money
S2 E12 | Everything You Wanted to Know About Gold & Silver ETFs & MFs | Siddharth Srivastava

Curious about investing in Gold & Silver ETFs and Mutual Funds but don’t know where to start? In this insightful episode, we sit down with Siddharth Srivastava, Head - ETF Products & Fund Managers at Mirae Asset Global Investments, a seasoned expert in the world of ETFs & MFs, to break down everything you need to know about these precious metal investment avenues.🔍 In this episode, you'll learn:The basics of Gold & Silver ETFs and how they differ from Mutual FundsPros & cons of investing in precious metalsHow to choose between physical gold, ETFs, and sovereign gold bondsThe current market trends and future outlookSiddharth’s personal take on how to build a balanced portfolio💡 Whether you're a beginner or a seasoned investor, this episode is packed with actionable insights to help you make smarter investment decisions.📌 Don’t forget to like, comment, and subscribe for more finance-focused content every week!👉🏻Season 1: https://www.youtube.com/playlist?list=PL3FCO37Vkgcn1lKNqMk6EWNOLaouaK4Fk👉🏻Season 2: https://www.youtube.com/playlist?list=PL3FCO37VkgckgBcBufHQO749WRS6d8lzKThe Changing World Order: https://youtu.be/jRxmeKMcalU?si=uKaklgRDOTB4sFr9My Question to Warren Buffett: https://youtube.com/shorts/8mJ1UfqL3aw?si=XoBrmqMd5_flsA0I

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6 months ago
56 minutes 24 seconds

Nirav Panchmatia on Money
S2 E11 | How a Seasoned Stock Broker Views The Market | Ft. Jimeet Modi , CEO of Samco MF

Welcome to our Podcast which is all about Investing Wisdom! In this 11th Episode of Season 2, we dive into an engaging discussion with Mr. Jimeet Modi, CEO -  @SamcoMutualFund  , A pioneering financial company dedicated to delivering smart, research-focused mutual fund solutions. With deep expertise in finance and investment, Jimeet has been instrumental in shaping SAMCO’s innovative approach to fund management, which prioritizes capital efficiency and long-term performance. As a Chartered Accountant with a strong background in stock markets and financial technology, Jimeet leads SAMCO MF with a commitment to creating transparent, investor-centric products. Episode Highlights: 1. About SAMCO Group : Its Journey, Learnings, Aspirations & What makes it Unique. 2. Why do investors make money in the long run? 3. Warren Buffett’s : 3 ways to go Broke… 4. Why should Gen Z steer away from Turnaround Stories & Multi-Baggers? 5. SAMCO philosophy of stock picking? 6. The importance of creating a FRAMEWORK and a WELL DEFINED System to Buy & Sell Stocks… 7.The 4 Fundamental Questions of Stock Picking… 8.The Role of Technology in the Evolution of SAMCO Group… 9.Understanding Algo Trading 10.Absolute Momentum V/s. Regular Momentum 11.What are Overnight Funds? 12.The most common mistake made by the majority of High Net Worth Individuals (HNIs)... 13.Why is it essential to keep investing, even when your business is thriving? 14.Defining The Elitist Mindset.. 15.How does a MF Distributor help an investor stay on its course and justify value? Tune in to gain insights from a true equity veteran!

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11 months ago
1 hour 16 minutes 28 seconds

Nirav Panchmatia on Money
S2 E10 | An Equity Veteran Speaks on Stock Market | Ft. Dinshaw Irani, CEO of Helios Capital

Welcome to our podcast, dedicated to sharing Investing Wisdom! In this 10th episode of Season 2, we delve into a captivating discussion with Mr. Dinshaw Irani, CEO of Helios Capital Asset Management (India) Pvt. Ltd. With nearly 30 years of experience in the financial industry, Mr. Irani has held key roles in investment management, portfolio management, and research. Mr. Irani was the Principal Portfolio Manager at ShareKhan, where he pioneered their portfolio management services, and he also served as Vice President at Alliance Capital, covering the Asian Emerging Markets. Episode Highlights: - Mr. Dinshaw Irani’s illustrious 30-year career - The evolution of Indian Stock Markets - Performance of the NSE 500 over the past 25 years compared to other Emerging Asian Markets - Understanding QE (Quantitative Easing) and its impact on global stock markets - Why equity is globally seen as the best option for beating inflation - Key differences among US, India, and Japan markets - The significance of 1991 reforms in transforming the Indian economy and equity markets - What makes India unique as one of the best stock markets globally - The impact of demonetization on Pakistan's economy - Indian stock market performance across different political regimes - The success of paint and pipe companies in India - India’s equity risk premium advantage as a developing economy - FIIs’ perspective on the Indian equity market - Companies that have compounded wealth consistently over decades - The three types of companies according to Warren Buffett - The journey and investment philosophy of Helios Capital - The "Law of Elimination" practiced by Helios Group - Understanding off-shore funds - The potential for Indian equity to rank among the top 5 asset classes globally over the next decade - 8 key factors to consider when picking a stock—The Helios Way Tune in to gain insights from a true equity veteran! 👉🏻Season 1: https://www.youtube.com/playlist?list=PL3FCO37Vkgcn1lKNqMk6EWNOLaouaK4Fk 👉🏻Season 2: https://www.youtube.com/playlist?list=PL3FCO37VkgckgBcBufHQO749WRS6d8lzK Start your journey towards better financial goals with us today: 👉🏻Website: https://niravpanchmatia.in/ 👉🏻Instagram: https://www.instagram.com/nirav_panchmatia/ 👉🏻Spotify Podcast: https://podcasters.spotify.com/pod/show/nirav-panchmatia 👉🏻Apple Podcast: https://podcasts.apple.com/us/podcast/nirav-panchmatia/id1704295531 👉🏻YouTube: https://www.youtube.com/@niravpanchmatia

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1 year ago
52 minutes 59 seconds

Nirav Panchmatia on Money
S2 E9 | How India's top PMS guy thinks about equity? | Ft. Prateek Agrawal: MD & CEO Motilal Oswal

Welcome to Episode 9 of Season 2 of our Podcast series which is all about Investment Wisdom!🎙 As we dive into an engaging discussion with Mr. Prateek Agrawal, MD & CEO, Motilal Oswal Asset Management Company Ltd. With close to three decades of experience in the Asset Management industry, his career has been marked by significant leadership roles in finance and investment management. He oversees a total AUM of approximately ₹1 Lakh Crore. Mr. Prateek Agrawal has held senior positions in other leading financial organizations like The ASK Group, shaping his deep expertise in investment strategies and market dynamics. Whether you're just starting out as an investor or aiming to sharpen your investment skills, this episode provides insightful tips and advice from an experienced veteran in the mutual funds industry. Highlights: - How should the GEN Z approach the subject of Equity? - The Shift in People's Psychology with respect to making investing decisions. - How the Indian Economy has transitioned from a TODDLER stage to a TEENAGER stage. - Can the next 3 decades beat the last 3 decades of the Indian Equity Market? - How India has emerged as a Hyper-competitive market. Topics Covered in This Episode: - How some of your biggest "SUCCESSES" could be your biggest "MISTAKES". - Equity investing - An ever-evolving & iterative process. - The importance of QUALITY for sustainable growth. - Growth is Good, but Cancerous Growth Kills. - Why Nations support Entrepreneurs. - How to identify the Multi-Baggers at their early stage. - The importance of Market Share - Are you at the winning or losing end? - The 1st Quality of a Good Management - Capital Allocation. - The Key to becoming a good Entrepreneur. - Key Factors that increase the probability of success. - What is "Cigar Butt Investing"? - Equity Vs. Fixed Income Products - Which is the right investment option and why? - Equity vs. Any Other Asset Class. - Mutual Funds vs. PMS & AIFs vs. Private Equity - Which is preferable and why? - What is the most valuable aspect of any business that creates the greatest impact? 👉🏻Season 1: https://www.youtube.com/playlist?list=PL3FCO37Vkgcn1lKNqMk6EWNOLaouaK4Fk 👉🏻Season 2: https://www.youtube.com/playlist?list=PL3FCO37VkgckgBcBufHQO749WRS6d8lzK Start your journey towards better financial goals with us today: 👉🏻Website: https://niravpanchmatia.in/ 👉🏻Instagram: https://www.instagram.com/nirav_panchmatia/ 👉🏻Spotify Podcast: https://podcasters.spotify.com/pod/show/nirav-panchmatia 👉🏻Apple Podcast: https://podcasts.apple.com/us/podcast/nirav-panchmatia/id1704295531 👉🏻YouTube: https://www.youtube.com/@niravpanchmatia

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1 year ago
57 minutes 57 seconds

Nirav Panchmatia on Money
S2 E8 | He manages $800M from Singapore | Ft. Samir Arora: Founder of Helios Mutual Fund

Welcome to our Podcast, which is all about Investment Wisdom! In this 8th Episode of Season 2, we kick off with an insightful discussion with Mr. Samir Arora, Founder & Fund Manager at Helios Capital Management Pte Ltd, Singapore. Samir Arora has a remarkable track record of being the longest-serving Fund Manager in the country. Helios Capital currently manages an AUM of approx. USD 800 Million. EPISODE HIGHLIGHTS: - The Key Learnings from the Indian Market in the last 3 decades - The Law of Elimination followed by the Helios Group - The Parameters of Stock Picking - The 2 Types of Stocks in a Portfolio: The Good Companies & The Emerging Good TOPICS COVERED IN THE EPISODE: - The right approach/philosophy for investing in equities - The role of psychology & government reforms in deciding the valuation of a company - Factors to consider when choosing a company or sector - The characteristics of stocks with respect to confidence vis-à-vis returns - The best philosophy for stock picking: Avoid the bad & reduce blunders - How time plays a decisive role in stock selection - What is "Potential for Disruption"? - The difference between not knowing everything vs. not knowing anything - The top 2 or 3 equity markets in the world worth betting on - Why China’s stock market returns didn’t mirror its economic growth and how India differs - The Chinese government's philosophy of "Shared Prosperity" - How algo trading has affected market dynamics - The phenomenon of the "Magnificent 7" stocks in the US 👉🏻Season 1: https://www.youtube.com/playlist?list=PL3FCO37Vkgcn1lKNqMk6EWNOLaouaK4Fk 👉🏻Season 2: https://www.youtube.com/playlist?list=PL3FCO37VkgckgBcBufHQO749WRS6d8lzK Start your journey towards better financial goals with us today: 👉🏻Website: https://niravpanchmatia.in/ 👉🏻Instagram: https://www.instagram.com/nirav_panchmatia/ 👉🏻Spotify Podcast: https://podcasters.spotify.com/pod/show/nirav-panchmatia 👉🏻Apple Podcast: https://podcasts.apple.com/us/podcast/nirav-panchmatia/id1704295531 👉🏻YouTube: https://www.youtube.com/@niravpanchmatia

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1 year ago
1 hour 17 minutes 36 seconds

Nirav Panchmatia on Money
S2 E7 | Why the World is Investing in India? Mr. Kailash Kulkarni: CEO HSBC Mutual Fund

Welcome to our Podcast which is all about Investing Wisdom! 📈


In this 7th Episode of Season 2, we dive into an engaging discussion with Mr. Kailash Kulkarni, CEO, HSBC Mutual Funds (which was earlier L&T Mutual fund)


Whether you're a beginner investor or looking to refine your Investment skills, this episode offers valuable tips and guidance from a veteran of the Mutual Funds industry…


Highlights


- How Asia has proven to be a key driver of World Growth while the Western Economies have slowed down considerably

- Why People are relocating from London (which is one of the financial capital of the world) to East Asia

- How India’s standing amongst the Global Investment community has gone up manifold in recent years

- When will Indian Equity stand out as an independently Asset class?

- Why Majority of your money should go to the boring plain-vanilla MFs

- What is The minimum ticket size to start investing in Mutual Fund today

- A "Growth Plan" Compounds your Wealth at a faster rate than a dividend Plan?

- The best strategy to create wealth through Mutual Fund Investing :

"Fill it, Shut it, Forget it"

- Give yourself a gift from your first salary, Start an SIP

- SAARTHI ZAROORI HAIN: Why should someone not choose his/her Investment Products by Googling?

- What is the investment philosophy of HSBC Mutual Fund?

- Nirav Panchmatia's Hobbies besides managing Money ?


👉🏻Season 1: https://www.youtube.com/playlist?list=PL3FCO37Vkgcn1lKNqMk6EWNOLaouaK4Fk


👉🏻Season 2: https://www.youtube.com/playlist?list=PL3FCO37VkgckgBcBufHQO749WRS6d8lzK


Start your journey towards better financial goals with us today:


👉🏻Website: https://niravpanchmatia.in/

👉🏻Instagram: https://www.instagram.com/nirav_panchmatia/

👉🏻Spotify Podcast: https://podcasters.spotify.com/pod/show/nirav-panchmatia

👉🏻Apple Podcast: https://podcasts.apple.com/us/podcast/nirav-panchmatia/id1704295531

👉🏻YouTube: https://www.youtube.com/@niravpanchmatia

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1 year ago
1 hour 9 minutes 55 seconds

Nirav Panchmatia on Money
S2 E6 | The Big Bull | Mr. Raamdeo Agrawal: Chairman & Co-Founder Motilal Oswal Group

Mr. Raamdeo Agrawal is one personality who needs no introduction; a Stock Market veteran who has co-founded the Motilal Oswal group & author of the now very famous Wealth Creation Studies (27 of which are already published). A man whose qualified for a rags to riches story that needs to be told & re-told … 🚀


So Welcome to our Podcast which is all about Investment Wisdom! 🎙


🔥 In the 6th Episode of Season 2 we have an enlightening discussion with none other than the BIG BULL himself, Mr. Raamdeo Agrawal: Chairman & Co-Founder: Motilal Oswal Financial Services Ltd.


💡 Episode Highlights: -

- Learn the Secret to Mr. Raamdeo Agrawal’s success in the Stock Market…

- Why he selected Hero Honda & why it turned out to be a multibagger for him

- Understand The QGLP Framework for Stock selection created by Raamdeo Ji

- Understand what makes India one of the Best Equity markets in The World

- Study The Art of evaluating Great Management & Great Business

- Understand The Key to creating Sustainable Wealth in the Stock Markets.

- Why is Raamdeo Agrawal extremely Bullish on India?

- Why he thinks that the coming few decades can be even better


📈Topics Covered:

- What are the major reasons why most Youngsters don't create sustainable Wealth in the Stock Market ?

- Understanding the Power of Compounding…

- The Market’s Smarter Than You: Recognize This Early

- Why is it the best time to invest in India?

- The importance of Margin of Safety while investing

- The crucial relationship between Skill and Money

- The importance of Price while buying & Selling a Stock

- Why Institutions invest in Passive Funds?

- Do people really understand the power of Compounding?

- How the current generation of management is far more competent than the previous generations.

- Factors to look into a business before/while investing ..

- The biggest risk for an investor in today’s time…

- Understand the 3 types of Companies Great, Good & Gruesome according to Warren Buffett…


👉🏻Season 1: https://www.youtube.com/playlist?list=PL3FCO37Vkgcn1lKNqMk6EWNOLaouaK4Fk


👉🏻Season 2: https://www.youtube.com/playlist?list=PL3FCO37VkgckgBcBufHQO749WRS6d8lzK


Start your journey towards better financial goals with us today:


👉🏻Website: https://niravpanchmatia.in/

👉🏻Instagram: https://www.instagram.com/nirav_panchmatia/

👉🏻Spotify Podcast: https://podcasters.spotify.com/pod/show/nirav-panchmatia

👉🏻Apple Podcast: https://podcasts.apple.com/us/podcast/nirav-panchmatia/id1704295531

👉🏻YouTube: https://www.youtube.com/@niravpanchmatia

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1 year ago
52 minutes 39 seconds

Nirav Panchmatia on Money
S2 E5 (Part 2):The Fine Art of Investing Ft. Bharat Shah Director of The ASK Group |Nirav Panchmatia

Welcome to our Investing Wisdom Podcast! In the 5th episode of Season 2, we continue our insightful discussion with Mr. Bharat Shah, Executive Director of The ASK Group, India's largest and longest-running PMS player. 💡Episode Highlights: - The Art of Portfolio Construction - The Elixir of Equity Investing - The Fish & Pond Theory by Bharat Shah 💡Topics Covered: - Concentrated vs. Long Tail Portfolio - Investing as an Art & Science - The Wisdom of the Crowd: Its Prevalence and Impact on Markets - Concentrated PF vs. Diversified PF vs. Long Tail PF: What is the Right Approach? - What Leads to Mediocrity? - The Thin Line Between Knowledge/Conviction and Ignorance/Illusion - Deciding on Portfolio Weights: A Fundamental or Maintenance Decision? - How is the Greatest Wealth Created? - Can Holding One Multibagger Compensate for 15-20 Underperforming Stocks? - The Difference Between Uprooting, Trimming, and Beautifying - Why Human Minds Struggle with Geometric Progression - What Ultimately Compounds? - The Pros and Cons of Mechanical Long-Term Holdings - The Biggest Enemy of Good Investing - Parameters to Check Before Picking a Stock - Investing: A Combination of Many Dualities - Investing vs. Spirituality Don't miss this episode packed with valuable investment insights! 👉🏻Season 1: https://www.youtube.com/playlist?list=PL3FCO37Vkgcn1lKNqMk6EWNOLaouaK4Fk 👉🏻Season 2: https://www.youtube.com/playlist?list=PL3FCO37VkgckgBcBufHQO749WRS6d8lzK Start your journey towards better financial goals with us today: 👉🏻Website: https://niravpanchmatia.in/ 👉🏻Instagram: https://www.instagram.com/nirav_panchmatia/ 👉🏻Spotify Podcast: https://podcasters.spotify.com/pod/show/nirav-panchmatia 👉🏻Apple Podcast: https://podcasts.apple.com/us/podcast/nirav-panchmatia/id1704295531 👉🏻YouTube: https://www.youtube.com/@niravpanchmatia

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1 year ago
1 hour 9 minutes 25 seconds

Nirav Panchmatia on Money
S2 E4 (Part-1): India Vs The World with Bharat Shah Director of The ASK Group | Nirav Panchmatia

Welcome to our Podcast which is all about Investing Wisdom! In this advanced-level fourth episode of Season 2, we have an enlightening discussion with Mr. Bharat Shah, Executive Director of The ASK Group, India's largest and longest-running PMS player. 🌏 Episode Highlights: - In-depth comparison of the Indian economy with global giants like the US, China, Japan, and Germany. - How the USA has become a world leader in stock market returns. - Why it's time to bet your house on India! 💡 Topics Covered: - Management of India's biggest PMS portfolio by Bharat Shah & The ASK Group (approx. ₹90,000 Crores). - Insights into Blackstone, the world's biggest financial conglomerate, being a majority stakeholder in ASK Group. - The impact of COVID-19 on Western economies. - Systemic issues within the European economy. - Advantages of the US economy over European counterparts. - Key factors for business and entrepreneurial success. - The four crucial aspects to consider when betting on India. - Why the US and India are leaders in fostering a good entrepreneurship ecosystem. - Japan's lost decades and Germany's decline from being the most technologically advanced economy. - The rise of US and Indian stock markets over the past two decades and why China lagged. - America's long-term equity premium. - The fallacy of P/E ratio as a reliable measure of business value. - India's future as a standalone asset class. Don't miss out on this treasure trove of investment insights! Tune in now and elevate your investment game. 📈🎧

To Watch the Video: https://youtu.be/4ZPHSxKx4HM 👉🏻Season 1: https://www.youtube.com/playlist?list=PL3FCO37Vkgcn1lKNqMk6EWNOLaouaK4Fk 👉🏻Season 2: https://www.youtube.com/playlist?list=PL3FCO37VkgckgBcBufHQO749WRS6d8lzK Start your journey towards better financial goals with us today: 👉🏻Website: https://niravpanchmatia.in/ 👉🏻Instagram: https://www.instagram.com/nirav_panchmatia/ 👉🏻Spotify Podcast: https://podcasters.spotify.com/pod/show/nirav-panchmatia 👉🏻Apple Podcast: https://podcasts.apple.com/us/podcast/nirav-panchmatia/id1704295531 👉🏻YouTube: https://www.youtube.com/@niravpanchmatia

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1 year ago
56 minutes 8 seconds

Nirav Panchmatia on Money
S2 Ep 3: Mastering the Templeton Way | Ft. R. Janakiraman VP & CIO Equity Franklin| Nirav Panchmatia

Welcome to our Podcast, Investing Wisdom! In this 3rd episode of Season 2, we have an insightful discussion with Mr. R. Janakiraman, Vice President & CIO - Equity at Franklin Templeton Mutual Fund. In this episode, learn the world-famous Templeton Way of Investing as we dive deep into the do's and don'ts of stock picking, the paradigm shift from necessities to premiumization, and why Indian equities look most attractive for the next decade or two. This is an advanced-level podcast meant for seasoned investors. Here's a snapshot of the topics covered: - Why invest in equity and specifically Indian equity? - Understanding the J curve. - Predictions on when India will reach a per capita GDP level of $7k USD and its implications. - The concept of reversion to the mean and its effect on investment returns. - Factors contributing to the sustainable growth of the Indian economy. - The financialization of savings. - The institutional imperative and its impact on fund managers. - Changes in investor behaviour and expectations over the past 20 years. - Nirav Panchmatia's metric for the ideal size of your investment portfolio. Tune in to gain valuable insights and enhance your investing knowledge! Don't forget to like, share, and subscribe for more episodes!

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1 year ago
51 minutes 49 seconds

Nirav Panchmatia on Money
S2 Ep 2: Indian Vs World Economy with MD of Kotak Mahindra AMC Mr Nilesh Shah | Nirav Panchmatia

Welcome to our Podcast which is all about Investing Wisdom! In this Second Episode of Season 2, we kick off with an insightful discussion with the MD of Kotak Mahindra AMC. Mr. Nilesh Shah. We dive deep into understanding the nuances of Indian Economy V/s. The World Economy and what would lead India to become the VISHWA GURU by 2047 Topics covered in this episode: - The World Economy today vis-a-vis the Indian Economy - India's position in the World Economy today - Reasons for the slow growth of India compared to other developed nations - How the combination of talent, capital, and infrastructure is creating the growth story for India - The growth trajectory of India in the next 5 years - Understanding VIKSIT BHARAT - 2047 - The story of Lord Mahavir & Chandkaushik and its lessons - The importance of growth, governance, and green initiatives - The definition of good business - Explaining the "dirty float" - Mutual funds as a capable and transparent tool for achieving long-term goals - Indian equities vs. Chinese equities - Mutual funds vs. other asset classes - Concentrated vs. diversified portfolios - Managing the psychology of investors - Maturity of investors in India - Willingness of people in India to give back to society Tune in for an episode filled with valuable insights and strategies to navigate the evolving economic landscape. Don't forget to like, share, and subscribe for more episodes!

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1 year ago
57 minutes 15 seconds

Nirav Panchmatia on Money
S2 Ep 1: Financial Goals Planning with Ajit Menon, CEO of PGIM India MF | Nirav Panchmatia

Welcome to the Brand New Season (2) of Podcast which is all about Investing Wisdom! In this First Episode of Season 2, we kick off with an insightful discussion with the CEO of PGIM India Asset Management Pvt Ltd. (PGIM MF), Mr. Ajit Menon. We dive deep into understanding the sequence of investing & the concept of SMART goals. Topics covered in this episode: - The 7 different Asset Classes where one can invest - How serious wealth in the world is made with concentration - The difference between skill and luck: Which is replicable? - The importance of a financial advisor for portfolio diversification - Beware of recency bias - Understanding the 100-minus-age thumb rule - Why equity is best used for long-term goals - The role of an advisor: Your accelerator and brake for all money matters - The right sequence of investing - The concept of SMART Goals: Specific, Measurable, Achievable, Realistic, and Time-Bound - Nirav’s key pillars of risk management process - Revisiting and implementing Warren Buffett's golden rules of investing Tune in to gain valuable insights and wisdom from industry experts. Don't forget to like, share, and subscribe for more episodes on investment and financial planning!

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1 year ago
33 minutes 54 seconds

Nirav Panchmatia on Money
Ep 25: The Interview AJIT MENON, CEO - PGIM India Asset Management Pvt Ltd.

In this 25th Episode of the AUM Finance Podcast, I get to Interview the CEO of PGIM India Asset Management Pvt Ltd. Mr. Ajit Menon. 

      We take a close look at the PGIM’s purpose statement & discuss in depth the     subject of Retirement Planning… 

● Why do people shy away from discussing the word “Retirement”? What are the taboos associated with this word… 

● Retirement is the only financial goal for which one cannot take a loan

● Retirement Planning & Financial Freedom go hand in hand. 

● Approaching retirement from a fresh perspective as freedom from the primary profession & not from work per se… 

● What is the risk of knowing one skill in your life? 

● People tend to de-prioritize retirement planning because the word “Retirement” has a negative connotation attached to it. 

● 99% of Indians earn <15 Lacs per annum. 

● How important it is to develop multiple skills outside one’s profession that can be monetized later in life. 

● The Secret of Remaining Wealthy is to have Multiple sources of Income.

● The Transition of the Indian Economy over the past few decades

● WhyJobs with high empathy cannot be replaced by AI. 

● Financial Advisory is a job that needs empathy and hence can never be automated beyond a point… 

● All about PGIM Mutual Fund 

● PGIM stands for – Prudential Global Investment Managers. It’s the 11th Largest Mutual Fund in the World, managing USD 1.4 Trillion. 

● PGIM India AUM = 25,000 Crores 

● The Purpose Statement of PGIM – “We make lives better by solving the financial problems of a changing world” 

● Equity is the only asset class in the world that captures human progress.

● There are only 7 ways to create wealth… 


📺 Tune in to the AUM Finance Podcast for this engaging and insightful episode, combining expert knowledge with practical advice to navigate the dynamic world of finance.



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1 year ago
27 minutes 49 seconds

Nirav Panchmatia on Money
Ep 24: Mr. Swarup Mohanty - Vice Chairman & CEO - Mirae Asset Investment Managers (India) Pvt Ltd. (MIRAE Mutual Fund, India Operations) Part-2

In this 24th Episode of the AUM Finance Podcast, I continue the insightful discussion with

Vice Chairman & CEO Of Mirae Asset Investment Managers (India) Pvt. Ltd. Mr. Swarup Mohanty.

We dig deep into the Structural Growth of Indian Stock Markets over decades and understand the advantages of Mutual Fund as an asset class over physical assets.

● What are solution oriented Mutual Funds?

● What is Risk Profile?

● How to strike the right balance between Financial Goals & Asset Allocation

● Risk is not a function of age.

● The importance of Risk Adjusted Returns (RAD) over Returns

● Understand Margin of Safety, one of the most important concepts in Finance

● Every risk comes with an upside and a downside

● Always "Start with Why"

● India: A Structural Growth Story..

● When would Indian Equity emerge as an individual asset class?

● "All Time High" - The biggest Mis-conception

● The Transition of Indian Economy over the years

● Geo Political risk & its impact on Stock Market and Real Estate

● The biggest problem of the Mutual Fund industry is that NAV is calculated daily.

● Set a right horizon for your Mutual Fund Portfolio and see the magic.

● The rental return in real estate is hardly 3% - 5% p.a, lower than the interest from a Saving bank    account.

● There are 2 types of assets:

    Physical Assets : Land, gold etc

    Financial Assets : Equity stocks, PPF, Mutual Funds etc.

● The Gold we keep in our lockers does not enjoy a money multiplier effect.

● The biggest risk in investing is not to take a risk, In India, the biggest risk is, to not invest in Equity


 📺 Tune in to the AUM Finance Podcast for this engaging and insightful episode, combining expert knowledge with practical advice to navigate the dynamic world of finance.

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1 year ago
33 minutes 35 seconds

Nirav Panchmatia on Money
Ep 23: Mr. Swarup Mohanty - Vice Chairman & CEO - Mirae Asset Investment Managers (India) Pvt Ltd. (MIRAE Mutual Fund, India Operations) Part-1

In this 23rd  Episode of the AUM Finance Podcast I get to Interview the Vice Chairman & CEO Of Mirae Asset Investment Managers (India) Pvt. Ltd. Mr. Swarup Mohanty, We dig deep into the Investment philosophy of MIRAE Mutual Fund in South Korea And predominantly how it operates its India Operations…

  • How Big is Mirae as a Fund House, locally and Internationally?

  • Mirae in Korean means "The Future". They are the first AMC in South Korea

  • The market is always smarter than you.because it is the wisdom of the crowds.

  • Fund managers sits on a fiduciary chair. Fiduciary means safeguarding somebody else's money.

  • Aanvikshiki - Means the Art of thinking.

  • "I can lose my job on non performance but never on non compliance" - Swarup Mohanty

  • "Respecting the young" - Each generation thinks differently about money 

  • Investing is a business of Risk  Management

  • GOAL PLANNING - All investments should have a goal attached to it.  You should know, why you are investing.

  • "START WITH WHY" - If you know why you want to invest, then where to invest becomes easy.

  • Even the most affluent people have financial goals.

  • Even charitable initiatives needs to be profitable to sustain in the long run.

  • Ashta-Lakshmi (The 8 kinds of Wealth)

  • "RETIREMENT PLANNING" - The most ignored Financial goal in India- Is the only goal  for which you cannot take a loan.

  • The only thing you'll need in the old age is money. Its the only thing that will stand by you in the old age

  • We should not be dependent upon our children for monetary needs

  • Indians are cluless about their retirement.

  • Every human being should have a source of Passive Income

  • We have the best regulator in the World - SEBI under Ms. Madhabi Puri Buch

  • 25 years CAGR points out that Indian Stock Market is the best in the World...

  • The person who takes investor to the goal is a Rockstar…

Join us as we unravel the intricacies of investment strategies and philosophies with Mr. Swarup Mohanty, offering invaluable insights for both seasoned investors and newcomers alike. Don't miss out on this enriching conversation!



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1 year ago
31 minutes 11 seconds

Nirav Panchmatia on Money
Ep 22: The Interview NIMESH SHAH MD & CEO ICICI Prudential AMC Part-2

In this interview with Mr. Nimesh Shah, the MD & CEO of ICICI Prudential Asset Management Company, where we delve into the world of investments, philosophies, and strategies.


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1 year ago
31 minutes 4 seconds

Nirav Panchmatia on Money
Ep 21: The Interview NIMESH SHAH MD & CEO ICICI Prudential AMC Part-1

The Interview NIMESH SHAH MD & CEO ICICI Prudential AMC | AUM Finance Podcast


In this episode, I'm interviewing Mr. NIMESH SHAH MD & CEO ICICI Prudential AMC. Uncover intricate details about Mutual fund strategies, mutual fund investment, mutual fund types & categories, asset allocation, multi asset fund and equity - debt and gold.

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1 year ago
26 minutes 54 seconds

Nirav Panchmatia on Money
Ep 20: The Interview LAKSHMI IYER CEO Kotak Alternate Asset Managers Ltd Part-2

In this follow on episode we discuss Debt & AIFs (Alternate investments) with the Diva of AIFs Lakshmi Iyer CEO Kotak Alternate Investment Managers Ltd ; we also delve deeper into the Power Of Compounding and its magic.

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1 year ago
32 minutes 3 seconds

Nirav Panchmatia on Money
Ep 19: The Interview LAKSHMI IYER CEO Kotak Alternate Asset Managers Ltd Part-1

In this episode we take a detour from talking only about equities to discussing the world of DEBT Investments & Alternates/AIFs with the diva of Debt & AIFs Lakshmi Iyer CEO Investment & strategy Kotak Alternate Asset Managers Ltd. 

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1 year ago
27 minutes 46 seconds

Nirav Panchmatia on Money
Ep 18: The Interview Saurabh Nanavati CEO INVESCO Mutual Fund Part-2

In this follow on episode we dig deeper into the nuances of investing in India with Mr. Saurabh Nanavati CEO Invesco Mutual Fund India.

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1 year ago
30 minutes 56 seconds

Nirav Panchmatia on Money
Mr Nirav Panchmatia discusses the first principles of investing & aims to add to the body of knowledge in the world of Investing; anybody & everybody who wants to master the fine art of Investing must listen to this podcast; here you will learn about various Investment options their pros & cons; the fine art of equity investing; Mutual Funds; and the art of creating & preserving Wealth; also expect some great Interviews of renewed Investment Experts