Today we're uncovering... Wildfire mitigation. The NAMIC-supported legislation to "Fix Our Forests" takes an important step forward.Plus, we talk with two member company CEOs from Maine about the importance relationships within the mutual insurance industry.Today's episode is sponsored by Holborn.

Today we're uncovering... The 2025 Mutual Factor - We'll discuss how the industry has fared in this new era of risk.Plus, lawmakers are taking a closer look at insurers' use of artificial intelligence. How laws and regulations already protect consumers from potential AI errors.Today's episode is sponsored by Holborn.

Today we're uncovering... How a government funding lapse would impact the National Flood Insurance Program and those who depend on its coverage.The Terrorism Risk Insurance Act is up for reauthorization. How NAMIC is leading the effort for it's long-term extension.We dive into Guy Carpenter's comprehensive analysis of mutual large loss development.Today's episode is sponsored by Holborn.

Episode 815: Insurance companies rely on data to optimize performance, mitigate risk, and meet the rising expectations of consumers… but new questions are being raised about what happens when there’s a lack of data or missing data? On today’s Unscripted… Neil Alldredge, president and CEO of NAMIC, sits down with Lindsey Klarkowski, policy vice president of data science, AI/ML, and cybersecurity at NAMIC, to better understand how insurers are tackling this emerging issue. To...

Episode 814: Today we're uncovering accident fraud prevention. We’ll talk with the Coalition Against Insurance Fraud's Brent Walker about the growing problem and what lawmakers are doing to stop it. Today's episode is sponsored by Holborn.

Episode 813: Today we're uncovering a wildfire in Oregon that nears 'megafire' status. A look at this phenomenon that is occurring more frequently. Plus, disaster mitigation solutions continue to be a key focus for state legislators. How they're addressing extreme weather challenges in a new era of risk. Today's episode is sponsored by Holborn.

Episode 812: Today we’re uncovering, what President Donald Trump’s tax and spending cuts bill means for insurers and how NAMIC helped maintain stability for the state-regulated industry. Plus, NAMIC’s Award in Innovation goes to West Bend Insurance Company. How the organization's new technology is making a difference for agents and policyholders alike. Today's episode is sponsored by Holborn.

Episode 811: Legal reform has also been a major topic of debate this year among state legislators, especially in the Southeast. On today’s Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Caitlin Murray, senior regional vice president at NAMIC, about the biggest advocacy changes to come out of the region during the 2025 legislative sessions. Today's episode is sponsored by Holborn.

Episode 810: Holborn has released a new thesis describing how today’s reinsurance market conditions are being shaped by global liquidity rather than the traditional feast-and-famine pattern tied to loss cycles. On today's Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Adam Manus, president and chief brokerage officer at Holborn, about what's driving the current reinsurance market cycles. Today's episode is sponsored by Holborn.

Episode 809: Today we're uncovering Louisiana insurance reform, the proposals aimed at reducing consumer cost and why many may not accomplish that desired effect. Then later on today's Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Dale Porfilio, president of the Insurance Research Council and chief insurance officer at Triple I, about a new study examining the dramatic rise in uninsured and underinsured motorists. Today's episode is sponsored by Holborn.

Episode 808: Capital markets for 2024 were nothing short of interesting. NAMIC’s latest PIPES Report is now available, which benchmarks property/casualty investment objectives, strategies, and performance. On today’s Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Chris Myers, senior strategist at NEw England Asset Management, about how insurers’ investment portfolios fared in 2024. Today's episode is sponsored by Holborn.

Episode 807: A shift in Colorado’s approach to funding wildfire insurance may bring new costs to policyholders. Lawmakers are now considering a fee-based model in revised legislation, after NAMIC encouraged state Insurance Commissioner Michael Conway to discard earlier efforts to impose strict loss ratio requirements on home insurers. Plus, there's a new insurance commissioner in Missouri. On today's Unscripted, we sit down with Angie Nelson to break down the state's insurance mar...

Episode 806: – The National Association of Insurance Commissioners hosted its Spring meeting in Indianapolis last week. While the event was lighter in content, there were still several important matters to discuss. Stepping in for Neil this week on our Insurance Unscripted segment, Erin Collins, senior vice president - state and policy affairs for NAMIC, talks with three of NAMIC’s policy vice presidents about the NAIC’s top priorities for the coming year. This episode of the Insu...

Episode 805: Insurance is an increasingly data driven industry, but an effective data governance plan can only be as good as a company’s data is accurate. On today’s Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Gwen Thomas, data strategist and founder of the Data Governance Institute, about what it means to have good data hygiene. This episode of the Insurance Uncovered is sponsored by Holborn.

Episode 804: Georgia Gov. Brian Kemp has introduced tort reform legislation to curb legal system abuse, including a key measure that requires transparency for third-party litigation funding. On today’s Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Kade Cullefer, representing the American Tort Reform Association and Georgia Defense Lawyers, about why the legislation could be a positive step forward for Georgians. This week's episode is sponsored by Holborn.

Episode 803: Today we’re uncovering, subrogation. We'll sit down with Steve Badger, attorney at Zelle, to discuss why the legal recovery process is important for insurers and how a Supreme Court decision in Hawaii prohibiting this measure could set a dangerous precedent. Plus, California approves FAIR Plan request to assess insurers $1 billion for wildfire claims. How the assessment highlights the pressing need for regulatory reform in the state. This week’s episode is sponsored by Holborn.

Episode 802: Less than a month into the new Congress, NAMIC has started to see results on key legislative issues in Washington. Plus on today's Unscripted, we'll meet NAMIC’s new Chair, Ohio Mutual Insurance Group’s CEO Mark Russell and discuss how he hopes to serve the industry in the year ahead.This week’s episode is sponsored by Holborn.

Episode 801: Hear the latest on the wildfires in California. Plus, nowhere is there more need to separate fact from fiction than in insurance policy, specifically when it comes to the use of big data, artificial intelligence, and risk-based pricing.On today’s Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Lindsey Klarkowski, policy vice president, to dispel some of the common misconceptions around Artificial Intelligence. This podcast is sponsored by Holborn.

Holborn - NAMIC's Insurance Uncovered sponsor - is also sponsoring a new book called "Beat the Clock - How the Property Catastrophe Underwriting Cycle Works." On today’s Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Frank Harrison, Chairman of the Board and CEO of Holborn, about the new educational resource that will serve generations of risk professionals for years to come.

Episode 719: On today's Unscripted... we're taking a closer look at the 2024 election results. Neil Alldredge, president and CEO of NAMIC, talks with Jimi Grande, senior vice president of federal and political affairs at NAMIC, about how the results could bring change to the property/casualty insurance industry and what opportunities may be ahead with a new administration and Congress. This week's episode is sponsored by Holborn.