In this episode of the My Bump2Baby Expert Podcast, Carla chats with mortgage advisor Derek Purdie about one of the biggest challenges facing self-employed parents — getting a mortgage. If you're a freelancer, small business owner, or running your own business after maternity leave, this one’s for you.

We talk about:

• What lenders look for when you're self-employed
• How your income (including dividends) is assessed
• Tips to improve your mortgage chances if you're newly self-employed
• What to do if you’ve had bad credit
• The truth about tax, income, and borrowing potential

Derek also shares advice on credit reports, mortgage in principle, and how to prep for buying your next home – especially if you're juggling family life and running a business.

👉 Derek supports clients across the UK and understands how parent life and business life collide (he’s a dad of three too!). His advice is down to earth, jargon-free, and super helpful.

Important note:

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

Email: derek.purdie@mab.org.uk

Telephone: 07818 130090

https://www.instagram.com/dpmortgageadvice

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