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MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
Krista Naldjian
172 episodes
5 days ago
Money Mindful Moms is the podcast for any woman who’s ever thought, “I should have figured this out by now.” I’m Krista — a busy mom working to pay off over six figures of debt while raising a family and I’ve learned (sometimes the hard way) how to build savings, stick to a budget, and feel confident with money. And I want to take as many moms with me as I can. Because one of my core beliefs is that moms with money skills will change the world. Go ahead and write it on my tombstone :) If you’ve ever felt ashamed of your debt, avoided checking your bank account, drained your savings for unexpected expenses, or wondered how to catch up on retirement with limited time — this show is for you. Each episode is packed with real talk, simple money tips, and mindset shifts to help you take control of your finances — even if you’re getting a late start. I’m so glad you’re here! <3 Krista Next steps: Join The Money Mindful Moms Club! It’s a virtual club for moms getting their finances together and each month we focus on a different topic. Everything from debt payoff, to money mindset, and everything in between. And the best part? It’s a pay-what-you-want club! https://www.facebook.com/groups/moneymindfulmomsclub/ Ready to take the first step to paying off your debt (...like, for good this time?) Grab my FREE Ditching Debt Once And For All Workshop https://subscribepage.io/G4xLK7 Connect: moneymindfulmoms@gmail.com Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmoms
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Self-Improvement
Education,
Kids & Family,
Parenting
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All content for MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms is the property of Krista Naldjian and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Money Mindful Moms is the podcast for any woman who’s ever thought, “I should have figured this out by now.” I’m Krista — a busy mom working to pay off over six figures of debt while raising a family and I’ve learned (sometimes the hard way) how to build savings, stick to a budget, and feel confident with money. And I want to take as many moms with me as I can. Because one of my core beliefs is that moms with money skills will change the world. Go ahead and write it on my tombstone :) If you’ve ever felt ashamed of your debt, avoided checking your bank account, drained your savings for unexpected expenses, or wondered how to catch up on retirement with limited time — this show is for you. Each episode is packed with real talk, simple money tips, and mindset shifts to help you take control of your finances — even if you’re getting a late start. I’m so glad you’re here! <3 Krista Next steps: Join The Money Mindful Moms Club! It’s a virtual club for moms getting their finances together and each month we focus on a different topic. Everything from debt payoff, to money mindset, and everything in between. And the best part? It’s a pay-what-you-want club! https://www.facebook.com/groups/moneymindfulmomsclub/ Ready to take the first step to paying off your debt (...like, for good this time?) Grab my FREE Ditching Debt Once And For All Workshop https://subscribepage.io/G4xLK7 Connect: moneymindfulmoms@gmail.com Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmoms
Show more...
Self-Improvement
Education,
Kids & Family,
Parenting
Episodes (20/172)
MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
163. Stretching your paycheck without losing your sanity
* This podcast is NOT financial advice. It's simply for educational purposes.* Have you ever felt like your paycheck disappears almost as fast as it gets deposited? Follow up question: Have you ever done some digging to see WHY that's happening?   In today's episode we're going to talk about some of the common reasons why your paycheck could be disappearing so fast and how to address it.   Let's make it last so you can actually enjoy what you worked so hard for! And if you could use some extra support, we're focusing on how to have a humble Christmas this year in the Money Mindful Moms Club and you're invited!  Just click this link and request to join our group... that's it! xo,  Krista----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram & Tik Tok: @moneymindfulmoms My FREE Ditching Debt Once and for all Workshop
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5 days ago
11 minutes

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
162. Ditching debt over the holidays. How to spend with intention when the world is telling you to spend like crazy
Hi friends! We're officially in Mariah Carey season and you're probably already seeing the work the marketing departments at retail companies have been putting in all year to get you to spend your money over the next 6 weeks.   If you want to do things differently and simplify, we're covering everything from mindset to practical tips to help you stick to a tight budget this time of year.   And if you could use some extra support, we're focusing on how to have a humble Christmas this year in the Money Mindful Moms Club and you're invited!  Just click this link and request to join our group... that's it! xo,  Krista----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram & Tik Tok: @moneymindfulmoms
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1 week ago
12 minutes

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
An $11 request
If you'd like to participate in this year's #Kellen11 I'd love to invite you to: 1. Donate $11 to a cause that means a lot to you (if it's a platform that you use hashtags the hashtag we always use is #Kellen11) 2. Send me a message to let me know where you donated. Connect: moneymindfulmoms@gmail.com Instagram & Tik Tok: @moneymindfulmoms
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2 weeks ago
2 minutes

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
161. LIVE WORKSHOP: How to decide what sinking funds your family needs, AND how to make sure you can actually fund them
*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Hi friends! Do you ever feel like things that don't quite fit into the emergency category but also aren't really monthly expenses are derailing your progress each month? hello car registration, back-to-school, annual registration fees, etc.  Sinking funds can help!  Sinking funds are accounts where you put a small amount of  money aside each month for a specific purpose so it's there when you need it.   This week in the Money Mindful Moms Club, we had a live workshop where we got together with the purpose of figuring out what sinking funds our families needed to prioritize and how we were going to make that a priority in our budget.   If you've been curious about what it's like to be in the Money Mindful Moms Club, this is a small part of our conversation from that workshop.   I hope it helps you as you work on getting your own sinking funds set up.   We're saving a spot for you in the club! Join us HERE xo,  Krista----more---- Need some extra support to create a plan?  I’ve got something for you! The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life. You’ll talk to the Cozy Cash Plan just like you’re texting a friend. It’ll ask you a few simple questions about: ✔️ Your money goals ✔️ What’s been tripping you up ✔️ What actually matters to you (like keeping takeout or coffee!) At the end, you’ll get a simple, doable cash plan made just for you. You’ll know what to focus on How to make progress (without burnout) And how to keep it up—even when life gets chaotic It’s not too late. It’s just time to get cozy with your cash. The Cozy Cash Plan is only $7 and it’s available now HERE.  ----more---- Did you know we have a Money Mindful Moms Club?  And you’re invited! The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! <3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram & Tik Tok: @moneymindfulmoms
Show more...
3 weeks ago
14 minutes

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
160. A "Sunday reset" for your money
*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Hi friends! One of the big pieces to the puzzle of making a budget that will work for the long haul is making it part of your routine.   That's why once a week I sit down and do a "Sunday reset" for my money and in this episode I break down how I do it so you can start incorporating this into your own budgeting and debt payoff journey. Love and belief! xo,  Krista----more---- Need some extra support to create a plan?  I’ve got something for you! The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life. You’ll talk to the Cozy Cash Plan just like you’re texting a friend. It’ll ask you a few simple questions about: ✔️ Your money goals ✔️ What’s been tripping you up ✔️ What actually matters to you (like keeping takeout or coffee!) At the end, you’ll get a simple, doable cash plan made just for you. You’ll know what to focus on How to make progress (without burnout) And how to keep it up—even when life gets chaotic It’s not too late. It’s just time to get cozy with your cash. The Cozy Cash Plan is only $7 and it’s available now HERE.  ----more---- Did you know we have a Money Mindful Moms Club?  And you’re invited! The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! <3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram & Tik Tok: @moneymindfulmoms
Show more...
1 month ago
15 minutes

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
159. New jobs, job losses and big transitions. Adjusting your finances through change
*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Hi friends! I recently started a part time job and because of this change, we're changing up our budget a little bit.  If you're in a similar season of transitions, it might be time to revisit your plan or goals.  Or maybe you're going through a job loss or something similar that feels like it's not within your control but still affects your finances.   If that is you then today's episode is especially for you.  Don't lose hope.  We can change the date but not the goal. Love and belief! xo,  Krista----more---- Need some extra support to create a plan?  I’ve got something for you! The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life. You’ll talk to the Cozy Cash Plan just like you’re texting a friend. It’ll ask you a few simple questions about: ✔️ Your money goals ✔️ What’s been tripping you up ✔️ What actually matters to you (like keeping takeout or coffee!) At the end, you’ll get a simple, doable cash plan made just for you. You’ll know what to focus on How to make progress (without burnout) And how to keep it up—even when life gets chaotic It’s not too late. It’s just time to get cozy with your cash. The Cozy Cash Plan is only $7 and it’s available now HERE.  ----more---- Did you know we have a Money Mindful Moms Club?  And you’re invited! The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! <3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram & Tik Tok: @moneymindfulmoms
Show more...
1 month ago
12 minutes

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
158. Are "emergency expenses" popping up every month and derailing your progress? One tool that can help
*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Can you relate to this? You're moving along with the budget you created and then boom... back to school hits you with a bunch of extra expenses.   So you get your bearings and get back on track and then, boom.... your kid's birthday comes and it takes you off track again.   In our minds we think of these as emergencies but really, they're just expenses that aren't your typical day-to-day expenses.  There is a tool you can implement to better plan for these things before they happen and in today's episode we're going to talk all about it.   I hope to see you in the MMM Club next month! :)  xo,  Krista----more---- Need some extra support to create a plan?  I’ve got something for you! The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life. You’ll talk to the Cozy Cash Plan just like you’re texting a friend. It’ll ask you a few simple questions about: ✔️ Your money goals ✔️ What’s been tripping you up ✔️ What actually matters to you (like keeping takeout or coffee!) At the end, you’ll get a simple, doable cash plan made just for you. You’ll know what to focus on How to make progress (without burnout) And how to keep it up—even when life gets chaotic It’s not too late. It’s just time to get cozy with your cash. The Cozy Cash Plan is only $7 and it’s available now HERE.  ----more---- Did you know we have a Money Mindful Moms Club?  And you’re invited! The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! <3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram & Tik Tok: @moneymindfulmoms
Show more...
1 month ago
11 minutes

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
157. Monetizing your gifts. Should you start a business or side hustle RIGHT NOW to make extra money?
*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Hi friends! Today's episode was inspired by a Tik Tok I saw (I wish I had saved it) where the creator was sharing her disappointment after starting a business and not making any money.   As someone who has started several businesses and side hustles, I feel like this is an important conversation to have before you jump into starting your own business, especially if your main motivation for that business is to start making money quickly.   Cheering you on in all seasons! xo,  Krista----more---- Need some extra support to create a plan?  I’ve got something for you! The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life. You’ll talk to the Cozy Cash Plan just like you’re texting a friend. It’ll ask you a few simple questions about: ✔️ Your money goals ✔️ What’s been tripping you up ✔️ What actually matters to you (like keeping takeout or coffee!) At the end, you’ll get a simple, doable cash plan made just for you. You’ll know what to focus on How to make progress (without burnout) And how to keep it up—even when life gets chaotic It’s not too late. It’s just time to get cozy with your cash. The Cozy Cash Plan is only $7 and it’s available now HERE.  ----more---- Did you know we have a Money Mindful Moms Club?  And you’re invited! The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! <3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram & Tik Tok: @moneymindfulmoms
Show more...
1 month ago
11 minutes

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
156. Trying to budget but always falling off track? One simple thing you can do to get yourself back on track before the Holidays
*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Hi friends! Is it safe to say not everyone is the biggest fan or budgeting?   Whether you love it, or loathe it, we've all gotten off track from time to time.  With the holidays approaching, I thought it was a good time to have a heart to heart on being proactive with our budget knowing what's ahead the next few months.  So if you're off track, how do you get back on?  In this episode I'm sharing one thing you can do to get you back on track.  It doesn't have to be overwhelming.   Let's get you back to being the boss of your money.  xo,  Krista----more---- Need some extra support to create a plan?  I’ve got something for you! The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life. You’ll talk to the Cozy Cash Plan just like you’re texting a friend. It’ll ask you a few simple questions about: ✔️ Your money goals ✔️ What’s been tripping you up ✔️ What actually matters to you (like keeping takeout or coffee!) At the end, you’ll get a simple, doable cash plan made just for you. You’ll know what to focus on How to make progress (without burnout) And how to keep it up—even when life gets chaotic It’s not too late. It’s just time to get cozy with your cash. The Cozy Cash Plan is only $7 and it’s available now HERE.  ----more---- Did you know we have a Money Mindful Moms Club?  And you’re invited! The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! <3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram & Tik Tok: @moneymindfulmoms
Show more...
2 months ago
13 minutes

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
155. What's the status on our debt payoff? An update on how much debt we have left and why it's taking so long.
*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Hi friends! This whole thing started because I wanted to pay off our own debt so.... what's the status on that?  In today's very unscripted episode (you'll know what I mean when you listen,) I'm sharing an update on our debt payoff, and what bumps in the road have made it take a little longer than we planned.  PLUS I'll be sharing some questions you can ask yourself to make sure you're doing all you can in your own financial goals and not just making excuses.   If any of that could help you on your journey, I'm happy to share.   xo,  Krista----more---- Need some extra support to create a plan?  I’ve got something for you! The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life. You’ll talk to the Cozy Cash Plan just like you’re texting a friend. It’ll ask you a few simple questions about: ✔️ Your money goals ✔️ What’s been tripping you up ✔️ What actually matters to you (like keeping takeout or coffee!) At the end, you’ll get a simple, doable cash plan made just for you. You’ll know what to focus on How to make progress (without burnout) And how to keep it up—even when life gets chaotic It’s not too late. It’s just time to get cozy with your cash. The Cozy Cash Plan is only $7 and it’s available now HERE.  ----more---- Did you know we have a Money Mindful Moms Club?  And you’re invited! The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! <3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram & Tik Tok: @moneymindfulmoms
Show more...
2 months ago
14 minutes

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
154. 3 Habits that are keeping you stuck in a cycle of overspending and what to do to break free from spending money you don't have
*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Happy Tuesday! This week we're talking about overspending because let's face it, you can make more money but if you're just going to go spend it all you're not going to get any closer to your goals.   We're covering: - 3 mindsets/habits that are keeping you stuck - Tips for how to break those mindsets/habits And don't forget!  If you want to dive deeper on this topic, that's exactly what we're covering in the Money Mindful Moms Club this month and we're saving a seat for you! Love and belief! xo,  Krista----more---- Need some extra support to create a plan?  I’ve got something for you! The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life. You’ll talk to the Cozy Cash Plan just like you’re texting a friend. It’ll ask you a few simple questions about: ✔️ Your money goals ✔️ What’s been tripping you up ✔️ What actually matters to you (like keeping takeout or coffee!) At the end, you’ll get a simple, doable cash plan made just for you. You’ll know what to focus on How to make progress (without burnout) And how to keep it up—even when life gets chaotic It’s not too late. It’s just time to get cozy with your cash. The Cozy Cash Plan is only $7 and it’s available now HERE.  ----more---- Did you know we have a Money Mindful Moms Club?  And you’re invited! The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! <3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram & Tik Tok: @moneymindfulmoms
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2 months ago
14 minutes

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
153. Here's what I'd do if I needed to bring in an extra $1,000 a month consistently
*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Hey friends!   I see it on my Tik Tok FYP, I read it in emails, I hear it in your voice message DMs... making more money is a priority for a lot of people right now.  And not just a few extra bucks.  Some of you need to bring in a significant amount of extra money each month.  But what is worth your time and energy if you need money asap?  There's an order of operations of what I would do if I was wanting to bring in extra money but didn't want to waste my time spinning my wheels.  In today's episode I break down the 4 steps I would take and the order I'd take them in.  No more wasting time and money trying to start a side hustle that goes nowhere or endlessly applying for jobs with not even so much as a response.  I hope this helps you take the best first step for you and for your family.   Believing in you always! xo,  Krista----more---- Need some extra support to create a plan?  I’ve got something for you! The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life. You’ll talk to the Cozy Cash Plan just like you’re texting a friend. It’ll ask you a few simple questions about: ✔️ Your money goals ✔️ What’s been tripping you up ✔️ What actually matters to you (like keeping takeout or coffee!) At the end, you’ll get a simple, doable cash plan made just for you. You’ll know what to focus on How to make progress (without burnout) And how to keep it up—even when life gets chaotic It’s not too late. It’s just time to get cozy with your cash. The Cozy Cash Plan is only $7 and it’s available now HERE.  ----more---- Did you know we have a Money Mindful Moms Club?  And you’re invited! The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! <3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram & Tik Tok: @moneymindfulmoms
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2 months ago
15 minutes 46 seconds

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
152. Saving money when you're already stretched thin? An honest conversation about money goals in 2025
*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Hey friends!  Where do I even start?  How about grocery prices?  Maybe the job market?   Honestly it doesn't even matter where I start, the point is a lot of people are feeling the pinch right now and maybe you're one of them.   So how can we possibly save money when we're already maxed out?   In today's episode I'll be sharing what I would do first if I wanted to be able to save money but felt like every dollar was going out as fast as it was coming in.  I hope it helps you take some steps in the right direction.  Resources mentioned in the episode are linked below.  xo,  Krista----more---- Need some extra support to create a plan?  I’ve got something for you! The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life. You’ll talk to the Cozy Cash Plan just like you’re texting a friend. It’ll ask you a few simple questions about: ✔️ Your money goals ✔️ What’s been tripping you up ✔️ What actually matters to you (like keeping takeout or coffee!) At the end, you’ll get a simple, doable cash plan made just for you. You’ll know what to focus on How to make progress (without burnout) And how to keep it up—even when life gets chaotic It’s not too late. It’s just time to get cozy with your cash. The Cozy Cash Plan is only $7 and it’s available now HERE.  ----more---- Did you know we have a Money Mindful Moms Club?  And you’re invited! The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! <3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram & Tik Tok: @moneymindfulmoms
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2 months ago
11 minutes 44 seconds

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
151. Debt snowball vs. Debt avalanche- A debt payoff breakdown for beginners AND which plan I'm personally following
*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Hey friends!  This week we're talking about paying off debt.  Here's what we cover: - The debt snowball method details PLUS who I think this plan is best suited for - The debt avalanche method details PLUS who I think this plan is best suited for - A third, less popular option, but one I think you might want to take a look at in case it's a good fit.  - What plan we're following to pay off our debt.  I hope it helps you take the steps you need to get serious about debt payoff!  xo,  Krista----more---- Need some extra support to create a plan?  I’ve got something for you! The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life. You’ll talk to the Cozy Cash Plan just like you’re texting a friend. It’ll ask you a few simple questions about: ✔️ Your money goals ✔️ What’s been tripping you up ✔️ What actually matters to you (like keeping takeout or coffee!) At the end, you’ll get a simple, doable cash plan made just for you. You’ll know what to focus on How to make progress (without burnout) And how to keep it up—even when life gets chaotic It’s not too late. It’s just time to get cozy with your cash. The Cozy Cash Plan is only $7 and it’s available now HERE.  ----more---- Did you know we have a Money Mindful Moms Club?  And you’re invited! The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! <3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram & Tik Tok: @moneymindfulmoms
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3 months ago
12 minutes 34 seconds

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
150. Feeling behind with money? Here's how to reset without the overwhelm
*** This Podcast is NOT financial advice.  It is simply for educational purposes*** Hey friends!  It’s so great to be back after a short break for the summer!   The podcast is back with a little refresh!  Do you like the new cover art? Plus, you’ll find I’m honing in a little bit more on money for moms who feel like it’s too late for them to turn their finances around.   And that’s what we’re talking about on today’s episode.  You’re in the right place if:  You assumed in you’d get your money together in your 20s and 30s but now you’re staring down 40 and still don’t have much in your savings or retirement to show for it. You took care of everyone else for a while and now you’re realizing your bank account is looking a little sparse and it’s time to take care of you.  You thought once your kids got out of diapers and daycare you’d have enough money to work on money goals but now they’re bigger and expenses have only gotten bigger right alongside them.  It’s not too late for you to turn this ship around!   And if you could use some support with that, I’ve got something for you! The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life. You’ll talk to the Cozy Cash Plan just like you’re texting a friend. It’ll ask you a few simple questions about: ✔️ Your money goals ✔️ What’s been tripping you up ✔️ What actually matters to you (like keeping takeout or coffee!) At the end, you’ll get a simple, doable cash plan made just for you. You’ll know what to focus on How to make progress (without burnout) And how to keep it up—even when life gets chaotic   It’s not too late. It’s just time to get cozy with your cash. The Cozy Cash Plan is only $7 and it’s available now HERE.  Have a great week! Xo,  <3 Krista----more---- Did you know we have a Money Mindful Moms Club?  And you’re invited! The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! <3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram & Tik Tok: @moneymindfulmoms
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3 months ago
12 minutes 55 seconds

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
149. Summer Rewind Series Part 5- The #1 Reason why you make good money but have nothing to show for it (and how to change that)
Happy July! I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series! Each episode in July will be a replay of one of our most popular episodes from this last year.  Today's episode was originally episode #122 where we talked about why you might be making good money with nothing to show for it.    I hope it's a good refresher if you listened to the original! And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop.  Have a great week! xo, <3 Krista ----more---- ps. Did you hear about the NEW Money Mindful Moms Club? The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! <3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmoms
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3 months ago
15 minutes 9 seconds

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
"I wish I would have started this in my 20s... it feels too late for me."
Well hey strangers! I hope you're enjoying your summer and the Summer Rewind Series we've been in here on the podcast.   I'm slowly getting back into the swing of things after a glorious summer of chill vibes and family time.  But I wanted to take a minute to address some comments I've seen recently that simply could not pass up the opportunity to speak on.  "It's too late for me." "I'm in my 40s... I should have done this in my 20s."  "I feel so behind." I hear you.  You're not alone.  But we're also not going to stay here.  We've got to get into action.  No more waiting.   And I have something coming in August to help with this. So be sure to listen to our first episode in August for more details.  And while you're at it, join the Money Mindful Moms Club (now on Instagram) for early access to this newbie that's going to help so many of you get unstuck.   See you back here for real in August! xo,  <3 Krista
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3 months ago
2 minutes 35 seconds

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
148. Summer Rewind Series Part 4- You need a side hustle in 2025. How to pick an additional income stream when you have no idea where to start
Happy July! I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series! Each episode in July will be a replay of one of our most popular episodes from this last year.  Today's episode was originally episode #130 where I made the case for why you need a side hustle in 2025 and how to pick one.    I hope it's a good refresher if you listened to the original! And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop.  Have a great week! xo, <3 Krista ----more---- ps. Did you hear about the NEW Money Mindful Moms Club? The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! <3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmo30
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3 months ago
7 minutes 22 seconds

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
147. Summer Rewind Series Part 3- Are you waiting to focus on your money goals? A quick pep talk on timing.
Happy July! I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series! Each episode in July will be a replay of one of our most popular episodes from this last year.  Today's episode was originally episode #123 where I gave a pep talk on waiting for the "perfect time" to focus on your money goals. I hope it's a good refresher if you listened to the original! And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop.  Have a great week! xo, <3 Krista ----more---- ps. Did you hear about the NEW Money Mindful Moms Club? The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! <3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmoms
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4 months ago
15 minutes 4 seconds

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
146. Summer Rewind Series Part 2- "How do I get my spouse on board with the budget?" A round up of my most frequently asked questions
Happy July! I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series! Each episode in July will be a replay of one of our most popular episodes from this last year.  Today's episode was originally episode #112 where I answered some of my most frequently asked questions including "How can I get my spouse on board with the budget?"   I hope it's a good refresher if you listened to the original! And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop.  Have a great week! xo, <3 Krista ----more---- ps. Did you hear about the NEW Money Mindful Moms Club? The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! <3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmoms
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4 months ago
17 minutes 26 seconds

MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms
Money Mindful Moms is the podcast for any woman who’s ever thought, “I should have figured this out by now.” I’m Krista — a busy mom working to pay off over six figures of debt while raising a family and I’ve learned (sometimes the hard way) how to build savings, stick to a budget, and feel confident with money. And I want to take as many moms with me as I can. Because one of my core beliefs is that moms with money skills will change the world. Go ahead and write it on my tombstone :) If you’ve ever felt ashamed of your debt, avoided checking your bank account, drained your savings for unexpected expenses, or wondered how to catch up on retirement with limited time — this show is for you. Each episode is packed with real talk, simple money tips, and mindset shifts to help you take control of your finances — even if you’re getting a late start. I’m so glad you’re here! <3 Krista Next steps: Join The Money Mindful Moms Club! It’s a virtual club for moms getting their finances together and each month we focus on a different topic. Everything from debt payoff, to money mindset, and everything in between. And the best part? It’s a pay-what-you-want club! https://www.facebook.com/groups/moneymindfulmomsclub/ Ready to take the first step to paying off your debt (...like, for good this time?) Grab my FREE Ditching Debt Once And For All Workshop https://subscribepage.io/G4xLK7 Connect: moneymindfulmoms@gmail.com Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmoms