Money Made Simple

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Money Made Simple

Simplicity

54 episodes

3 hours ago

In this episode of Money Made Simple, Liv sits down with Simplicity member Rugved Deshpande to share his real-life finance journey. From childhood savings jars and pocket money to index funds, KiwiSaver choices, and building wealth his own way. As a second-generation Indian Kiwi and management accountant, Rugved reflects on how his upbringing shaped his money mindset, and how that mindset has evolved over time to where he is at today. This episode covers: Rugved’s early memories of money, sha...

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Self-Improvement

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In this episode of Money Made Simple, Liv sits down with Simplicity member Rugved Deshpande to share his real-life finance journey. From childhood savings jars and pocket money to index funds, KiwiSaver choices, and building wealth his own way. As a second-generation Indian Kiwi and management accountant, Rugved reflects on how his upbringing shaped his money mindset, and how that mindset has evolved over time to where he is at today. This episode covers: Rugved’s early memories of money, sha...

Show more...

Self-Improvement

Episodes (20/54)

Money Made Simple

MMS #43 | Plan now, chill later: Why retirement planning isn't just for the older generations!

In this episode of Money Made Simple, Jennie sits down with New Zealand’s Retirement Commissioner, Jane Wrightson, to discuss what retirement really looks like in New Zealand. We often think of retirement as something far off on the horizon but the reality is, the choices we make today shape our financial future. This episode covers: The true state of retirement in NZ—why the “rich boomer” stereotype doesn’t match the reality for many retireesNZ Super (the pension): What it’s designed for an...

3 days ago

17 minutes

Money Made Simple

MMS #42 | How to invest (better) like a woman. Happy IWD!

In celebration of International Women's Day on the 8th March, this episode of Money Made simple sees Jennie and Liv discussing women and money. Something we should know a bit about! We discuss the unique challenges as well as opportunities women face in terms of earning, saving, spending and investing money - both here in NZ and globally. This episode covers: An overview of the gender pay gap in NZ (and globally), including recent trends and how the pay gap impacts women differentlyInsights i...

2 weeks ago

19 minutes

Money Made Simple

MMS #41 | Insurance 101: Mastering the basics PART TWO

*Disclaimer: This podcast material is for information purposes only. Simplicity does not provide financial advice or offer insurance products. Simplicity is not affiliated with Partners Life or any other insurer, and we do not provide recommendations or referrals.* In this second episode of our insurance 101 series, Liv welcomes back Mark from Partner's Life to get into the nitty gritty of personal insurances. Building on our "why" and "how" from Part One, this episode focuses on understandin...

1 month ago

22 minutes

Money Made Simple

MMS #41 | Insurance 101: How to master the basics & secure your future (part one)

In this episode of Money Made Simple, Liv is joined by Mark Banicevich, an insurance expert from Partners Life, who helps her break down the often-confusing world of insurance. Together, they explore why insurance matters, how it works, and the key terms you need to know—without too much jargon overload! This episode covers: What insurance actually is and why it’s essential for protecting yourself financially.The two main types of insurance – general insurance (covering your stuff like cars a...

1 month ago

17 minutes

Money Made Simple

MMS #40 | Side hustle or hassle? Your quickfire guide to making money on the side!

In this episode of Money Made Simple, Liv and Jennie dive into the world of side hustles - exploring whether they’re a hustle worth pursuing or a hassle to avoid! With rising living costs, more Kiwis than ever are turning to side gigs for financial support, new skills, or to explore passion projects.This episode covers:The rise of hustle culture in NZ and why nearly half of Kiwis are considering a second jobA quick-fire list of practical side hustle ideas, from renting out spare rooms t...

1 month ago

19 minutes

Money Made Simple

MMS #39 | New Year, New Me? Your financial health check for 2025

We're back, baby! Liv and Jennie kick off 2025 with a brand new podcast season, and an episode dedicated to making your 2025 as kick-ass as possible - both personally and financially. As we all shake off the cobwebs of 2024, they share insights on crafting New Year's resolutions that stick, and a bunch of strategies to help you manage your money better, both over the short and long-term. This episode covers:Why it's important to reflect on your past year, both the wins and the challenges (of ...

2 months ago

19 minutes

Money Made Simple

MMS #38 | Navigating inflation with Shamubeel Eaqub (the what, why, and how it all works)

In this episode of Money Made Simple, Liv is excited to welcome (back!) Shamubeel Eaqub, well-respected author, commentator and Simplicity's new Chief Economist and Head of Policy. He helps explain inflation in simple terms, discusses its impact on everyday Kiwis, and how we can manage our finances more smoothly in what is a highly inflationary environment. This episode covers: What inflation is in a nutshell, and how it specifically affects your wallet - from your grocery bills to the gas pu...

3 months ago

17 minutes

Money Made Simple

MMS #37 | Christmas spending hacks for a stress-free silly season!

In this slightly festive episode of Money Made Simple, Jennie and Liv tackle the easier-to-avoid but very relevant topic of Christmas spending. They share their top tips and tricks for managing holiday expenses without sacrificing the joy of the silly season. This episode covers: The benefits (and how-to guide) of setting a budget for gifts, food, and festivities which can lower the stress levels from over-spendingCreative and thrifty gifting ideas, from DIY wrapping paper to delightfully fun...

3 months ago

18 minutes

Money Made Simple

MMS #36 | From Boomers to Zoomers - the differences between each generation

In this episode of Money Made Simple, Jennie and Liv get cozy on their new podcast couch (very exciting!) to tackle a topic that affects us all: generational differences in mindset and money habits. From bearish Baby Boomers to easy-go-lucky Gen Z's, they explore the unique challenges, triumphs, and quirks of each generation's approach to life and finance, sharing a few digs but also a few lessons along the way. This episode covers: An overview of each generation (starting with Boomers), and ...

4 months ago

18 minutes

Money Made Simple

MMS #35 | From Burnout to balance: Tips for a healthier, wealthier life with Brad Hook

In this episode of Money Made Simple, join Liv as she chats with well-being and resilience guru Brad Hook. He provides a bunch of insight and tips on mastering your money mindset and aligning your spending with your values. They dive into ways to mange stress and prevent burnout, and the link into how this can actually boost your financial wellbeing (a win-win, as we like to say!). This week's episode covers: A dive into Brad's background, journey and own money mindset (it's always great to l...

4 months ago

16 minutes

Money Made Simple

MMS #34 | Money oopsies: Learn from our biggest financial faux pas

In this rather lively episode of Money Made Simple, Jennie and Liv dive into our individual financial facepalms! We share the lessons we've learned since our early investing days, the hard way. Grab a cuppa and join us as we laugh (and maybe cry) about our top money blunders. And maybe you'll get the chance to turn our mistakes into your opportunities! This week's episode dives into: Liv's (drawn out) attempts to be a finance bro, playing the stockmarket (free guesses into how that went!)Jenn...

4 months ago

20 minutes

Money Made Simple

MMS #33 | Investor stories: Te Wai Coulston on family finances, timing the market and home ownership

In this episode of Money Made Simple, Liv kicks off a BRAND NEW podcast segment where we talk to real investors about their money journeys - the good, the bad and the ugly! Our very first investor guest is Te Wai Coulston, a long-standing member and huge advocate of Simplicity. Te Wai shares with us his personal finance experiences and insights, with plenty of learnings along the way. This episode covers: How Te Wai's family environment and early financial experiences shaped his approach to m...

5 months ago

21 minutes

Money Made Simple

MMS #32 | Make your money work for you: Budgeting 101 for the busy Kiwi

In this episode of Money Made Simple, Jennie and Liv dive into the essentials of budgeting - exciting, we know! We discuss what a budget actually is in simple terms, how to get started, and different methods that can help you manage your money more effectively. This episode is packed with practical suggestions and tools to help you understand and implement budgeting in your daily life. This episode covers: Understanding what budgeting really entails — planning your income versus your expendit...

5 months ago

17 minutes

Money Made Simple

MMS #31 | What's up with NZ's economy? Shamubeel Eaqub helps us break it down

In this special, slightly extended episode of Money Made Simple, Liv is joined by Shamubeel Eaqub, renowned Kiwi chief economist, for a deep dive into the current state and future of New Zealand's economy. This episode offers an insightful yet easy-to-understand breakdown of the drivers, challenges, potential solutions, and future projections that concern everyday Kiwi. This episode covers: An overview of the current economic landscape, and how it's been influenced by recent global disrupti...

6 months ago

32 minutes

Money Made Simple

MMS #30 | Help!! Top 5 FAQs that we get on investing, KiwiSaver and more

In this episode of Money Made Simple, Jennie and Liv address the most frequently asked questions by our KiwiSaver and Investment Fund members. With insights from across the Simplicity team, this episode aims to help troubleshoot common issues and queries, and provide practical tips to help you navigate your KiwiSaver and Investment Fund accounts more efficiently and effectively. We cover the following FAQs we see almost err' day: Should I lump sum it, or do regular investment contributions? E...

6 months ago

18 minutes

Money Made Simple

MMS #29 | Changing the future of food: the story behind The Pure Food Co

In this episode of Money Made Simple, Jennie is joined by the impressive Sam Bridgewater, co-founder and director of the Pure Food Co., a company revolutionising nutrition for seniors around the globe. Simplicity has invested in Pure Food Co. via our Private Capital business, and today, Sam shares his own story and the inspiring journey behind the company's mission to nourish the world's seniors with nutrient-rich, enjoyable food. This week's episode covers: How personal family experien...

7 months ago

30 minutes

Money Made Simple

MMS #28 | Knowledge = Power! Simplifying the language of investing (step aside, finance bros)

In this episode of Money Made Simple, Jennie and Liv address the often intimidating and complex world of investing, breaking down the finance-bro jargon! Gaining a deeper understanding around some of these tricky terms is super useful for anyone looking to make informed investment decisions and manage their finances effectively. Today, we break down key investment terms into simple, easy-to-understand language to help you navigate the investment landscape confidently. This episode covers: Def...

7 months ago

16 minutes

Money Made Simple

MMS #27 | Tips n' tricks to tackle the cost of living crisis PART TWO

In this episode of Money Made Simple, Jennie and Liv continue their discussion on how to beat the cost of living crisis. This is part two of our (hopefully super practical and helpful!) two-part episode. While part one focused on smart cost-cutting strategies, part two shifts to exploring ways to potentially increase your income, as well as outlining the resources where you can find immediate, additional support. This episode covers: A list of ways to boost your income through freelancing, si...

8 months ago

16 minutes

Money Made Simple

MMS #27 | Tips n' tricks to tackle the cost of living crisis PART ONE

In this episode of Money Made Simple, join Jennie and Liv as they dive into the hot topic of the cost of living crisis, offering insights and practical suggestions to help you navigate what can feel like ever-increasing expenses. This episode covers: An exploration of the factors contributing to the cost of living crisis, including the pandemic, supply chain issues, labour shortages and geopolitical tensionsA look at how the impact on everyday expenses in New Zealand, from housing to grocerie...

8 months ago

17 minutes

Money Made Simple

MMS #26 | The Rainy Day Fund, your financial umbrella for life's nasty little surprises

In this episode of Money Made Simple, join Liv and Jennie as they dive into the essentials of setting up a rainy day AKA an emergency fund. With the current economic climate bringing uncertainty for many of us, having a financial safety net is more crucial than ever. This episode covers: What a rainy day fund is and why it's critical for our financial securityPractical steps about how to get started, including how to determine how much you need in your emergency fundTips for setting up and ma...

8 months ago

16 minutes