Student loans gotcha down? You’re not alone — but you don’t have to stay stuck! In this episode, we’re talking about real ways to get through college debt free, even if you’re already in debt or don’t qualify for many scholarships. I’ll share practical ways to get help in college, cut costs, and find creative options to get out of debt and finish school strong — even without scholarships!    LET’S GOOOOOO!!   Other episodes mentioned today: Step 1: 119 - Devos: God is in the Details of Your College Life! - Exodus 2:1-10 Step 2: 146 - This New Year’s Resolution Has Me on Track to Become a Millionaire! Only Takes 20 Mins a Week (: Step 3: 7 - Get Paid to Take Notes, Do Homework, and Workout! Effective Multi-Tasking for a Debt-Free Degree Step 4: 203 - 5 Tips to Find an Extra $2200 in Your College Budget!   P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com   Get scholarships and pay for college without student loans! Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!) During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I’m here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

He paid off $56,696 in student loans in his early 20s — but it didn’t happen overnight. In this inspiring part two of Jon Carothers’ story, we dive into the faith, mindset, and habits that made it possible. 💬 How did he do it?Through God’s guidance, surrender, and taking ownership of his choices. He picked up extra jobs, surrounded himself with a supportive community, and learned the power of knowing his “why.” At the end of the day, he realized it’s all about choosing your hard — and trusting God with the rest. (Listen to part 1 here) 💡 Key takeaways: Hope and redemption in the face of addiction Stop digging deeper — start where you are It’s okay if your degree takes a little longer God doesn’t waste your experiences Character > Currency ✨ Topics covered in this episode: How to pay off student loans fast — even with a low income Practical, faith-based strategies to pay off debt Real stories from a Ramsey Preferred Coach with Financial Coach Master Training How Financial Peace University (FPU) tools can guide your journey to debt freedom and lasting peace Meet with Jon! CLICK HERE   Related Episodes: 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week 172 - 3 Ways to Search and Find the Scholarships Specific To You 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...   P.S. Join me on... Facebook --> Christian College Girl Community Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com    Get scholarships and pay for college without student loans! Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!) During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I’m here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

I personally found my client over $19,800 worth of scholarship opportunities, pertaining to her major, hobbies, age, interests, etc. (Wanna be next!?!?) What if you were handed a list of scholarships that were tailor-made for you? What if you didn't even have to search for them because I did it for you? This is possible! I myself graduated from college debt-free with over $10k leftover in my bank account, and was able to completely pay for college without my parents help or working full time all throughout college. Why? Because I know how to search for scholarships like nobody's business!  That's why I created the FREE (yes, free!) Scholarship Strategy Session, where I learn about your plans for school, and we make a plan on scholarships I’ll find for you to apply for. I want to get you the most $ possible so you can have the most stress-free, and potentially debt-free, college experience. Then after this free zoom call, you can choose whether you'd like to hire me. SO HEAD TO… calendly.com/moneyandmentalpeace and go check it out today!   LET'S GOOOOOOOOOOOOOO!!! Grab your cold brew and TI-89, because class is now in session!   Related Episodes: 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week 172 - 3 Ways to Search and Find the Scholarships Specific To You on Apple Podcasts 173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (: on Apple Podcasts   P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com   ** Find God's Path for College and Graduate Loan and Debt-Free **   Do you want guidance on where to go and what to study… wonder if you should change majors? Do you find yourself up late at night searching for scholarships, and ways to pay for college without parental help? Do you wake up worried about everything, and just want to make sure you’re following God’s plan for your life?   In this podcast for Christian college girls, you will learn to find GOD’S path for your college journey, and graduate with no loans or debt!   I get it! It is so tough doing things the world‘s way, when everybody else is doing life without God and in their own strength, making poor choices, and taking out loans. So, if you’re ready to stop dreading making decisions, and find EASY solutions to help you pay for college while following His path for your life, this podcast is for you!   Hey there! I’m Kara Walker, a twenty-something entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. In college, I too was a stressed college student, looking for money and mental peace. I wondered if there were other ways to pay for college besides loans, and wished for clear direction on how to make college and career decisions! Not only was I worried about drowning in debt, but also afraid I hadn’t heard Jesus correctly. Was I studying the wrong thing? Was I completely off track?   I felt semi-out of control and was spiraling, until I learned how to hear from God and follow His direction. He guided me and gave me the stepping stones to pay for college.  Scholarships, grants, testing out of classes, and other weird school hacks got me through debt-free!   And, I’m here to teach you HOW to do this, too.   If you are ready to find answers about your future, have an intimate and fruitful relationship with Jesus, and have enough money to KILL it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

I’M GONNA HELP YOU GET PAID TO SIT IN CLASS + DO YOUR HOMEWORK WHILE MAKING BANK!!! Eeeek! What a fun topic! Listen in to learn more :D Related episodes: 93 - Can I Really Find Cheap Textbooks Online for Under $50? YES!! 3 Steps to Save Money on Books! on Apple Podcasts 169 - 5 Tips To Save $400 on Coffee in College (Dave Ramsey Approved!!!) on Apple Podcasts 186 - Find $10,000 in Scholarships This Week if You Optimize Your Time Management on Apple Podcasts   P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com   ** Find God's Path for College and Graduate Loan and Debt-Free **   Do you want guidance on where to go and what to study… wonder if you should change majors? Do you find yourself up late at night searching for scholarships, and ways to pay for college without parental help? Do you wake up worried about everything, and just want to make sure you’re following God’s plan for your life?   In this podcast for Christian college girls, you will learn to find GOD’S path for your college journey, and graduate with no loans or debt!   I get it! It is so tough doing things the world‘s way, when everybody else is doing life without God and in their own strength, making poor choices, and taking out loans. So, if you’re ready to stop dreading making decisions, and find EASY solutions to help you pay for college while following His path for your life, this podcast is for you!   Hey there! I’m Kara Walker, a twenty-something entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. In college, I too was a stressed college student, looking for money and mental peace. I wondered if there were other ways to pay for college besides loans, and wished for clear direction on how to make college and career decisions! Not only was I worried about drowning in debt, but also afraid I hadn’t heard Jesus correctly. Was I studying the wrong thing? Was I completely off track?   I felt semi-out of control and was spiraling, until I learned how to hear from God and follow His direction. He guided me and gave me the stepping stones to pay for college.  Scholarships, grants, testing out of classes, and other weird school hacks got me through debt-free!   And, I’m here to teach you HOW to do this, too.   If you are ready to find answers about your future, have an intimate and fruitful relationship with Jesus, and have enough money to KILL it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

I’ve told y’all about a zombie apocalypse scholarship before, but I just found ANOTHER ONE for you to apply for!! Where my zombie enthusiasts at? Why not get into the autumn vibes while also earning $cash$ for school? Plus, I dish on if I think I could survive a zombie apocalypse! Could you? Come tell me in our Facebook Group: Christian College Girls Community LET’S GOOOOOO! Scholarship mentioned: $2,000 CollegeXpress Brains or Bust Sweepstakes   Related Episodes: 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week 172 - 3 Ways to Search and Find the Scholarships Specific To You 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here... Instagram → @moneyandmentalpeace YouTube → Kara's Quest Email → info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!) During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I’m here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace. Notes: The previous Zombie Apocalypse Scholarship I found was on Unigo (unigo.com), while this one is on Scholarships360 (scholarships360.org). I hope you enjoy!

You don't want to miss out on these Halloween-related scholarships! Why not get into the spooky season while also earning some cash for school!? All 3 are as primed and ready for you as a pumpkin is ready to be carved!   Plan a Scholarship Strategy Session with me at - https://calendly.com/moneyandmentalpeace  Scholarships mentioned in this episode: https://www.abfse.org/html/scholarships.html  https://www.redcrossblood.org/hosting-a-blood-drive/learn-about-hosting/why-host-a-blood-drive/leaders-save-lives.html  https://bold.org/scholarships/pumpkin-spice-fan-scholarship/    Related Episodes: 260 - The Best Way to Find Scholarships You Don’t Even Know About (That Are Specific To You) EP 2 - How I Earned a Degree for $1200! Colleges Don’t Want You to Know This Best-Kept Secret 285 - College is Expensive! 5 Weird Ways to Stretch Your Budget Come join our Facebook Group: Christian College Girls Community → tinyurl.com/karacommunity Instagram → @moneyandmentalpeace YouTube → Kara's Quest Email → info@moneyandmentalpeace.com **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!) During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I’m here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

You don't want to miss out on these Halloween-related scholarships! Why not get into the spooky season while also earning some cash for school!? Plus, I dish on a couple of my favorite costumes from back when I was a kiddo,   Scholarships mentioned: https://www.gallerycollection.com/greeting-cards-scholarship.htm  https://www.aactcandy.org/awards-scholarships/john-kitt-memorial-scholarship/  Related Episodes: 260 - The Best Way to Find Scholarships You Don’t Even Know About (That Are Specific To You) EP 2 - How I Earned a Degree for $1200! Colleges Don’t Want You to Know This Best-Kept Secret 285 - College is Expensive! 5 Weird Ways to Stretch Your Budget   Come join our Facebook Group: Christian College Girls Community → tinyurl.com/karacommunity Instagram → @moneyandmentalpeace YouTube → Kara's Quest Email → info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!**   Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)   During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I’m here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

Do you worry your low credit disqualifies you from scholarships? In this episode, I dive into whether credit even matters for most scholarships, share case examples, and walk you through smarter strategies to fund your education — even if your credit isn’t perfect. In fact, you might be surprised that having a credit score in general isn't all it's cracked up to be! Let’s get it! 💪   Plan a Scholarship Strategy Session with me at calendly.com/moneyandmentalpeace  Related Episodes: 2 - How I Earned a Degree for $1200! Colleges Don’t Want You to Know This Best-Kept Secret 260 - The Best Way to Find Scholarships You Don’t Even Know About (That Are Specific To You!) 362 - I Found Her $24,000 in Scholarships for College, Who’s Next!?   Come join our Facebook Group: Christian College Girls Community → tinyurl.com/karacommunity Instagram → @moneyandmentalpeace YouTube → Kara's Quest Email → info@moneyandmentalpeace.com Get scholarships and pay for college without student loans! ~~~ More about this episode: In this episode, Kara explains how most scholarships are based on academics, community service, financial need, or your story — not your credit score. You’ll learn there's a difference between scholarships and student loans, and why scholarship eligibility is rarely affected by credit history. We’ll also cover practical ways to find scholarships without a credit check, how to separate financial aid from loan funding, and the best strategies for students with low credit to still get college funding. Whether you’re rebuilding your finances, paying down debt, or just starting college, this episode will help you move toward financial freedom through grants and scholarships — no credit required! 👉 Listen in to learn: How your credit score impacts scholarships (and how it doesn’t) Tips for finding scholarships with no credit requirements The difference between student loans vs scholarships Where to search for alternative funding for college even with bad credit Enjoy!

I personally found my client over $16,489 worth of scholarship opportunities, pertaining to her major, hobbies, age, interests, etc. (Wanna be next!?!?) We’ll highlight opportunities like a Disney scholarship, a unique award for book lovers, and even a fun option connected to ice cream! Along the way, we’ll talk about how to make college more affordable while still supporting your academic success! Also... What if you were handed a list of scholarships that were tailor-made for you? What if you didn't even have to search for them because I did it for you? This is possible! I myself graduated from college debt-free with over $10k leftover in my bank account and was able to completely pay for college without my parents help or working full time all throughout college. Why? Because I know how to search for scholarships like nobody's business!  That's why I created the FREE (yes, free!) Scholarship Strategy Session, where I learn about your plans for school, and we make a plan on scholarships I’ll find for you to apply for. I want to get you the most $ possible so you can have the most stress-free, and potentially debt-free, college experience. Then after this free zoom call, you can choose whether you'd like to hire me. HEAD TO… calendly.com/moneyandmentalpeace and go check it out today!   LET'S GOOOOOOOOOOOOOO!!! Grab your cold brew and TI-89, because class is now in session!   Related Episodes: 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week 211 - Earn This $1989 Scholarship if You Love Taylor Swift! on Apple Podcasts 222 - How to Apply for a Scholarship in 5 Easy Steps   P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com   **Get Scholarships and Pay for College Without Student Loans** Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!) During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I’m here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89 and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

Hear a live conversation with my client, who I ended up finding 16 scholarships worth potentially $18,000 for college! Ever wanna work with me, too? Imagine walking away with $10,000 worth of scholarship opportunities that are PERSONALLY chosen for you! HEAD TO… calendly.com/moneyandmentalpeace and plan a time for us to talk scholarships! LET’S GOOOOOOOOOOOOOO!!!   Related Episodes:   172 - 3 Ways to Search and Find the Scholarships Specific To You 173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (: 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...    Facebook --＞ Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   ---------- Get scholarships and pay for college without student loans!   Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)   During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I’m here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

🎙️ In this powerful episode, I sit down with Jon — a youth pastor and financial coach — who shares his journey of paying off $56,696 in student loans! He opens up about the highs and lows of his financial freedom story and the tools that helped him succeed. But this conversation goes deeper than money. Jon also talks honestly about his battle with pornography addiction, his path to recovery, and how faith, accountability, and purpose gave him the strength to change. Whether you’re fighting debt, struggling with addiction, or just looking for encouragement on your own journey, Jon’s story will inspire you that freedom is possible — both financially and personally. (Listen to part 2 here) Meet with Jon! CLICK HERE Related Episodes: 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week 172 - 3 Ways to Search and Find the Scholarships Specific To You 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here... P.S. Join me on... Facebook --> Christian College Girl Community Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com  Get scholarships and pay for college without student loans! Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!) During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I’m here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.   ✨ Topics related to this episode: A candid look at recovery ministry and faith-based approaches to addiction recovery—including support for porn addiction, pornography addiction, and porn recovery for Christians through addiction counseling and addiction treatment. Encouragement for anyone seeking a path to Christian recovery, blending spiritual hope with practical next steps for lasting change. Practical strategies to pay off student loans and pay off debt, plus answers to common questions like “How do I pay off student loans?” and how to pay off student debt quickly. Insights from a Ramsey Preferred Coach with financial coach master training, showing how tools like Financial Peace University (FPU) can support your journey to debt freedom, financial freedom, and living out the financial peace lifestyle.

Looking for a fun, seasonal way to add $2,000 toward college? This episode highlights the CollegeXpress Autumn Apple Choice Award—a simple, seasonal scholarship that only requires you to answer one fall-flavored question: “Which classic apple treat is a must-have this fall season?” You must be 13 years or older and a U.S. resident to apply by September 30.  Whether you’re searching for fall-themed scholarships, easy no-essay opportunities, or just want to know more about the unique autumn scholarship options in 2025, this award is a great place to start. CollegeXpress makes it simple, and it’s one of those quick scholarships that could give your budget a real boost this semester. Enjoy!!   Scholarship mentioned in this episode: Autumn Apple Choice Award   Facebook Group → Christian College Girl Community   Related Episodes: 423 - 3 Ways I Saved $10,000 & Managed My Money While Going to School Full-Time 421 - Chaos! Stress! 3 Tips to Start the New Semester Off Right 350 - 3 Ways to Maintain Your Faith While Balancing a Busy Schedule in a New Semester   Connect with me on… Instagram → @moneyandmentalpeace Facebook → Christian College Girl Community Email --＞ info@moneyandmentalpeace.com YouTube → Kara’s Quest   ******************************* Get scholarships and pay for college without student loans! Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!) During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I’m here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

Do you get your paycheck and then it seems to disappear in less than a week? Where is it going? Are you overwhelmed with full time school and work, a social life, sleep, laundry, and, oh yeah, trying to manage your money so that you can pay for school?     Let's chat about 3 ways to SAVE THOUSANDS OF $$ and maintain and even stretch your budget while balancing a busy schedule this semester! Grab your cold brew and TI-89, because class is now in session...     LET'S GOOOOOOO!!!!   Related Episodes:   218 - Earn Money While You Study: 3 College Jobs That Pay To Do Homework 222 - How to Apply for a Scholarship in 5 Easy Steps 225 - 5 Tips To Save $400 on Coffee in College (Dave Ramsey Approved!!!) 226 - 3 Ways to Search and Find the Scholarships Specific To You     Facebook --> Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook   Instagram --> @moneyandmentalpeace   Email --＞ info@moneyandmentalpeace.com     **Get scholarships and pay for college without student loans!**   Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)   During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I’m here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.   In this episode: Dave Ramsey, Financial Peace University, Debt-Free Community, baby steps, Dave Ramsey baby steps, envelope system, budget, budgeting, Tell your money where to go instead of wondering where it went, grant, bursary, STEM, science, technology, engineering, math, mathematics, empower women, elevate women, college, university, academics, academia

Are textbook prices stacking up and you wish you could forget the expense altogether? Is it truly possible? YES! Because I did, and I'll be telling you how, along with finding cheap textbooks to rent. You don't want to miss the awesome steps and tricks that I lay out. Grab your cold brew and TI-89, because class is now in session. I can also personally help you!! I guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I cannot guarantee that you will for sure receive the scholarships, as you will need to apply for them yourself, but I can at least provide the opportunities. Interested? --> calendly.com/moneyandmentalpeace   Related Episodes: 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week on Apple Podcasts 92 - My Cousin Earned $55,000 in Scholarships from 4 Recycled Essays!! on Apple Podcasts 100 - Apply for This $1000 EASY, NO ESSAY Scholarship Around Your Hectic Schedule on Apple Podcasts   P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com

Starting a new semester can feel overwhelming — new classes, new routines, and new expectations all piling up at once. If you’ve ever felt that knot in your stomach before the first week even begins, you’re not alone! In this episode, I’ll share three simple but powerful ways to manage stress and start the semester with more confidence and peace of mind. Whether you’re a student, parent, or just someone who remembers those first-day jitters, this episode is packed with encouragement and practical takeaways to help you handle the chaos with less stress and more clarity. Related Episodes: 159 - Lonely in college? How to find a legit friend group and ANCHOR of community!! 167 - Are you overwhelmed and anxious? Improve mental health in college through decluttering and minimalism! 147 - Devos: Feel more present with God and see His clear guidance, even when you feel small and confused! - Micah 5:2-4    YouTube → Kara’s Quest Facebook → Christian College Girl Community Instagram → @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com ***************************************************** Get scholarships and pay for college without student loans! Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!) During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I’m here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace. ___________________________ Topics related to this episode: In this podcast, we dive into the real struggles that come with starting a new semester — from managing college stress and back-to-school anxiety to finding practical ways to balance life and classes. Student mental health, handling the first week of school, and preparing for a successful semester without feeling overwhelmed are all hot topics that college students face. Some also wonder how Christians can approach stress and anxiety, what it looks like to stay close to God when life feels too busy, and the challenges of trying to read your Bible when everything feels chaotic. If you’ve ever wondered, “Can Christians have anxiety or stress, and handle it well?” or found yourself feeling like a sad Christian in the middle of a hectic schedule, this conversation is for you.

Hear a live conversation with my client, who I ended up finding 9 scholarships worth potentially $13,500 (if he applies for and receives them)! Ever wanna work with me, too? HEAD TO… calendly.com/moneyandmentalpeace and plan a FREE Scholarship Strategy Session so we can find you some bread for school!!! LET’S GOOOOOOOOOOOOOO!!!   Related Episodes:   172 - 3 Ways to Search and Find the Scholarships Specific To You 173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (: 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...    Facebook --＞ Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook  Instagram --＞ @moneyandmentalpeace) Email --＞ info@moneyandmentalpeace.com   Get scholarships and pay for college without student loans!   Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)   During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I’m here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.   __________ 𝓜𝓸𝓻𝓮 𝓪𝓫𝓸𝓾𝓽 𝓽𝓱𝓲𝓼 𝓹𝓸𝓭𝓬𝓪𝓼𝓽... In this podcast, we dive into real-life strategies for money management and how to manage money wisely so you’re not left feeling broke or like you’re throwing away cash on a waste of money. Whether you’re in college, thinking about graduate school, or already navigating university life, this discussion is all about finding ways to stay debt-free and less overwhelmed by expenses. We explore the world of scholarships—from college scholarships for undergraduate students to scholarships for graduate students, even unique opportunities like a domestic violence scholarship or a law school scholarship for those pursuing Law school and a future at a law firm. You’ll hear about resources such as Unigo, Niche, Scholarship Owl, and info from schools like Grove City College. Along the way, we touch on college grants, different types of grants, and how platforms like Pearl Lemon or even insights from voices like Dave Ramsey can help you uncover more “free money” opportunities. Whether it’s through a traditional scholarship search or thinking outside the box with options like a smart home contest, this episode is packed with practical tips to make funding your education possible.

Another Crossword Scholarship is open again, with a new deadline!  Do you enjoy word puzzles, and in particular crossword puzzles? If so, the Unigo Crossword Hobbyist Scholarship may be the perfect opportunity for you! You basically get to make your own crossword puzzle for a chance to win $1000! Plus, let me personally find some scholarships that are specific for you! Schedule a FREE Scholarship Strategy Session with me to discuss how I can find you between $10,000-30,000 in scholarship opportunities! Plan a time on my calendar here –> calendly.com/moneyandmentalpeace    Scholarship mentioned in this episode: Crossword Hobbyist Scholarship - Unigo.com Related Episodes: 335 - 3 Ways to Have Someone Else Pay for Your College So You Can Save Money 285 - College is Expensive! 5 Weird Ways to Stretch Your Budget 317 - "How Can My High GPA Daughter and Middle Income Family Pay For College WITHOUT STUDENT LOANS? Your Scholarship Questions Answered YouTube → Kara’s Quest Facebook → Christian College Girl Community Instagram → @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com ***************************************************** Get scholarships and pay for college without student loans! Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!) During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I’m here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace. Topics related to this episode: undergraduate scholarships, scholarships for college students, college scholarships, scholarships for high school seniors, scholarship universe, scholarships universe, scholarships owl, scholarships America, scholarship America, scholarship definition, scholarships definition, scholarships of America, scholarship owl, scholarships niche, scholarship essay examples, scholarship for graduate students, scholarships masters, scholarships essay examples, scholarship no essay, scholarship merit based, scholarships no essay, undergraduate student, money for college

Elliptical Cardio is giving away one $1,000 award to a student who can create a video explaining how fitness and education collide. Share your personal experiences at reaching your healthy goals and how these goals have impacted your education and you could be chosen to win! Plus, let me personally find some scholarships that are specific for you! Schedule a FREE Scholarship Strategy Session with me to discuss how I can find you between $10,000-30,000 in scholarship opportunities! Plan a time on my calendar here –> calendly.com/moneyandmentalpeace    Scholarship mentioned in this episode: Elliptical Cardio Scholarship  Related Episodes: 335 - 3 Ways to Have Someone Else Pay for Your College So You Can Save Money 285 - College is Expensive! 5 Weird Ways to Stretch Your Budget 317 - "How Can My High GPA Daughter and Middle Income Family Pay For College WITHOUT STUDENT LOANS? Your Scholarship Questions Answered YouTube → Kara’s Quest Facebook → Christian College Girl Community Instagram → @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com ***************************************************** Get scholarships and pay for college without student loans! Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!) During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I’m here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace. Topics related to this episode: scholarship, budget tip, budget tips, scholarships for college, scholarships for college students, college scholarships, scholarships for high school seniors, scholarship universe, scholarships universe, scholarships owl, scholarships America, scholarship America, scholarship definition, scholarships definition, scholarships of America, scholarship owl, scholarships niche, scholarship essay examples, scholarship for graduate students, scholarships masters, scholarships essay examples, scholarship no essay, scholarship merit based, scholarships no essay, exercise, workout, working out

Hey friend! Are you looking for an extra $20, $50, $100, etc. in your budget, for food, rent, or for something fun? I have 5 quick tips about how to find extra funds that you already have hidden in your budget, plus a BONUS suggestion on how to basically get paid for doing things in your everyday life (listen to the end to find out how!). You can truly find and earn extra money for EVERY facet of your life!! Additionally, do you want me to find you up to $30,000 in scholarship opportunities for you to apply for? I can guarantee that these would be scholarships that you specifically qualify for! Curious? Plan a Scholarship Strategy Session with me to learn more --> calendly.com/moneyandmentalpeace  LET'S GOOOOOOOOOOOOOO!!! Grab your cold brew and TI-89, because class is now in session! Related Episodes: 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week 172 - 3 Ways to Search and Find the Scholarships Specific To You on Apple Podcasts 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here... on Apple Podcasts P.S. Join me on... Facebook → Christian College Girl Community Instagram → @moneyandmentalpeace Email → info@moneyandmentalpeace.com **Get Scholarships & Pay For College Without Student Loans** Do you want guidance on where to go and what to study… wonder if you should change majors? Do you find yourself up late at night searching for scholarships, and ways to pay for college without parental help? Do you wake up worried about everything, and just want to make sure you’re following God’s plan for your life? In this podcast for Christian college girls, you will learn to find GOD’S path for your college journey, and graduate with no loans or debt! I get it! It is so tough doing things the world‘s way, when everybody else is doing life without God and in their own strength, making poor choices, and taking out loans. So, if you’re ready to stop dreading making decisions, and find EASY solutions to help you pay for college while following His path for your life, this podcast is for you! Hey there! I’m Kara Walker, a twenty-something entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. In college, I too was a stressed college student, looking for money and mental peace. I wondered if there were other ways to pay for college besides loans, and wished for clear direction on how to make college and career decisions! Not only was I worried about drowning in debt, but also afraid I hadn’t heard Jesus correctly. Was I studying the wrong thing? Was I completely off track? I felt semi-out of control and was spiraling, until I learned how to hear from God and follow His direction. He guided me and gave me the stepping stones to pay for college.  Scholarships, grants, testing out of classes, and other weird school hacks got me through debt-free! And, I’m here to teach you HOW to do this, too. If you are ready to find answers about your future, have an intimate and fruitful relationship with Jesus, and have enough money to KILL it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace. Topics mentioned in this episode: scholarships, grants, search, references, recommendation, testimonial, credentials, essay, thesis statement, scholarship essay, college essay, apply, scholarship application, scholarship deadlines, due dates, bursary, endowment, education award, database, Find God's Path for College, Graduate Loan and Debt-Free, Scholarships, Budget Tips, Goals, Jobs for College Students, Time Management, find money, budget tips, get money playing games, get money with surveys, make extra money home, get money watching videos, make extra money at home, make extra money easy, find money lost, tips on budget, make extra money on the side

What if you could travel with purpose—and get paid for it? Whether you were glued to Ryan Trahan’s 50 States in 50 Days or just daydreaming about exploring the world, this episode is for you. I’m sharing two real scholarships that could help you earn over $5,000 to fund global adventures, even as a student. No influencer status required. If you’ve ever wondered how to make travel possible while still in school, you’ll want to hear this. Scholarships mentioned in this episode: 🔗 Global Perspectives Scholarship (Rustic Pathways) 🔗 Benjamin A. Gilman International Scholarship Program    Join the Facebook group → Christian College Girl Community Related Episodes: 112 - STUDY ABROAD WITH HELP FROM THIS SIMPLE $1000 SCHOLARSHIP!!! 172 - 3 Ways to Search and Find the Scholarships Specific To You 120 - ANOTHER Study Abroad Scholarship Worth $2500 COULD BE YOURS!!! 158 - How to Graduate College with $10,000 to Spare! Learn About FREE COLLEGE Here...   YouTube → Kara’s Quest Facebook → Christian College Girl Community Instagram → @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com ***************************************************** Get scholarships and pay for college without student loans! Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!) During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I’m here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace. Topics related to this episode: ryan trahan 50 states in 50 days, ryan trahan travel series, viral travel fundraiser, creative travel challenge, travel scholarships, study abroad scholarships, scholarships for study abroad students, international study grants, global travel grant students, travel scholarships inspired by ryan trahan, how to study abroad funded, college scholarships for travel, funded global experiences students, travel funding for pell grant recipients, how to travel in college free, creative scholarship story, #travelScholarships, #StudyAbroadFunded, #RyanTrahan, haley pham, ryan trahan and haley pham 50 states, ryan trahan wife, ryan trahan haley pham travel series, ryan trahan global journey, ryan trahan haley travel challenge, ryan trahan haley series, haley pham edits, ryan trahan st jude, ryan trahan candy, ryan trahan joyride, st jude fundraiser, ryan trahan st jude fundraiser