In this conversation, Kel Galavan shares her journey from financial struggle to becoming a money coach. She discusses the impact of the Celtic Tiger on personal finances, the challenges faced during the recession, and the transformative experience of her no-spend year. Kel emphasises the importance of mindful money management, breaking limiting beliefs, and the need for financial education in Ireland. She provides practical steps for improving financial health, including creating a rainy day fund and embracing no-spend days, ultimately empowering listeners to take control of their finances and invest in their future.