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Marlon Bonajos | Ai Revolution Movement Show
Marlon Bonajos
106 episodes
2 days ago
Join Us | Newsletter : https://tinyurl.com/NewsletterARM Try this | 7 Days Challenge : https://tinyurl.com/7-Days-Challenge For sponsorship: marlonbonajos2019@gmail.com Ai Revolution Movement is a daily Upload is a podcast for ai enthusiast or creators who want to use AI! Every day, we talk about cool AI tools that help you make awesome posts, pictures, and videos faster. Learn how to get more views and stay ahead with the latest AI tricks for Podcast. Join the AI revolution!
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Technology
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Join Us | Newsletter : https://tinyurl.com/NewsletterARM Try this | 7 Days Challenge : https://tinyurl.com/7-Days-Challenge For sponsorship: marlonbonajos2019@gmail.com Ai Revolution Movement is a daily Upload is a podcast for ai enthusiast or creators who want to use AI! Every day, we talk about cool AI tools that help you make awesome posts, pictures, and videos faster. Learn how to get more views and stay ahead with the latest AI tricks for Podcast. Join the AI revolution!
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Technology
Episodes (20/106)
Marlon Bonajos | Ai Revolution Movement Show
106. AI Took OVER Entertainment in 2025? What You WON'T BELIEVE It's Doing Now!

Imagine your favorite streaming service, like Netflix or YouTube.


AI, which stands for Artificial Intelligence, is like a super-smart computer program that helps pick shows and movies you'll love. It watches what you watch, how you watch it, and even checks out what you like on social media to give you super-personalized suggestions. It's trying to get really good at knowing exactly what you want to see.


But AI isn't just recommending stuff! It's also helping make movies, music, and video games.


Think about writing scripts – AI tools can help writers come up with ideas and dialogue super fast. It can help create music for artists. And it's amazing at making cool visual effects and animation for movies and games.


Tools like Scriptbook for writing or Adobe Sensei for visual effects are like AI helpers for creative people.


So, AI is making entertainment more personal AND helping create it faster and cheaper. But people are talking about it a lot. Some worry that AI might take jobs that humans used to do. Others worry about fake videos called "deep fakes" that look super real but aren't.


And guess what? Lots of people (like 67%!) want to know if something they watch or listen to was made by AI.


Even though AI is getting really good at things like computer effects (CGI), people still think humans are better at writing music or talking in movies because they can add real feelings. So, it seems like AI is becoming a big partner in entertainment, but we still need humans to add that special touch and make sure things are fair and safe.

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5 months ago
12 minutes 20 seconds

Marlon Bonajos | Ai Revolution Movement Show
105. Unbelievable: AI Knows EXACTLY When Your Power Grid Will Fail!

Imagine the giant network that sends electricity to your house – that's called the power grid. It's a really complicated system!


Sometimes, things can go wrong, leading to power outages. That's where AI, or Artificial Intelligence, comes in. Think of AI as giving the power grid a super-smart brain.


This AI brain helps watch everything happening on the grid all the time. It looks at tons of information from sensors on equipment like big transformers and power lines.


By looking at all this data, AI can do something amazing: it can predict when a piece of equipment is likely to have a problem or even break down, before it actually happens. It's like a doctor seeing signs you might get sick before you feel sick. Why is predicting problems cool?


Because fixing equipment before it breaks costs less money and helps stop unexpected power outages (like when your lights suddenly go out).


This makes the power coming to your home much more reliable. AI also helps manage energy from clean sources like wind and solar power. Since the sun isn't always out and the wind isn't always blowing, AI helps balance when that power is used, which means less wasted energy.


So, AI is helping make sure our power grid stays stable, saves money, helps use clean energy, and overall helps keep the lights on more reliably. It's a big deal for our energy future!

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5 months ago
10 minutes 10 seconds

Marlon Bonajos | Ai Revolution Movement Show
104. STOP Driving? AI Takes Over Transportation by 2025... Here's What Changes!

Imagine a world where getting around is easier, faster, and even safer. That's what's starting to happen in 2025, all thanks to something called Artificial Intelligence, or AI. Think of AI as really, really smart computer programs that can learn and make decisions.

How is AI changing transportation? Well, it's doing a few cool things:

- Smarter Directions: AI is helping figure out the best ways to get from one place to another. It looks at things like traffic and construction right now to find the fastest path. Companies like UPS and DHL use AI to plan their delivery routes so their trucks use less gas and get packages to you quicker. This also helps the planet by creating less pollution.

- Fixing Traffic: AI is like a super smart traffic cop for whole cities. It can watch traffic using cameras and sensors, and then change things like traffic lights to help cars move smoother. Cities like Singapore and Los Angeles are trying this out to stop traffic jams and make waiting at lights shorter. This can also make roads safer.

- Cars Driving Themselves: This is a big one! AI is the brain behind self-driving cars and trucks. Companies like Tesla and Waymo are using AI so vehicles can see, learn, and drive without a person needing to touch the wheel. While most cars aren't completely driverless yet (they're at levels 1 to 3 out of 6), AI is helping with features you might even have now, like cruise control that keeps a safe distance or systems that warn you if you're about to crash. It could even help stop accidents caused by tired drivers.

Basically, in 2025, AI is making transportation more efficient, helping reduce traffic and pollution, and moving us closer to a future where vehicles can drive themselves

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5 months ago
8 minutes 29 seconds

Marlon Bonajos | Ai Revolution Movement Show
103. SHOCKING: Retail Stores Are Using AI to Predict What You'll Buy Next!

Okay, imagine shops and online stores getting a super-smart computer helper – that's basically AI in retail! It helps stores do three main things better:


First, it helps them know what stuff you might like.


Have you ever seen a website show you clothes or games you'd probably want? That's AI! It looks at what you've bought or looked at before and tries to guess what to show you next. Companies like


Walmart and Amazon use it to make their websites feel just for you.


This makes it more likely you'll buy stuff, helping them make more money. Second, it helps stores keep the right amount of stuff in stock. Stores don't want to run out of popular things, but they also don't want too much of something that goes bad, like milk.


AI is like a super-smart fortune teller for products.


It helps predict what people will buy so stores know exactly how much to order. This means less waste and you're more likely to find what you're looking for. Third, it helps stores answer your questions super fast. You know those little chat bubbles that pop up on websites?


Often, that's an AI chatbot.


It can answer your questions right away, any time, day or night. Some stores even have AI tools that help the workers in the store quickly find where things are or if they are in stock. It helps everything run smoother.


Basically, AI is becoming a big deal for stores, helping them be smarter, faster, and hopefully make your shopping experience a little bit better too!

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5 months ago
8 minutes 29 seconds

Marlon Bonajos | Ai Revolution Movement Show
102. You Won't BELIEVE How AI Is Delivering Your Stuff in 2025! (Hint: It's NOT Trucks Anymore)

Imagine everything you buy, from your favorite snacks to the clothes you wear and the games you play.


All of that stuff has to travel a long way to get to you, moving through what's called a supply chain. Think of it like a huge journey from where something is made to the store shelf or your front door.

Now, there's this really smart computer technology called AI, which is like giving the whole supply chain a super-brain. In 2025, this AI super-brain is making things way better.

Here’s how:

- Getting Stuff From Here to There: AI helps figure out the best routes for trucks and vans, kind of like an incredibly smart GPS that knows about traffic and weather instantly. This helps get things to you faster and cheaper. AI is also helping with cool things like robots in warehouses that grab items super fast and even planning routes for delivery drones that might fly your package right to your house! Companies think drone delivery will be HUGE in the future.

- Knowing How Much Stuff to Keep: AI helps stores and companies know exactly how much stuff they have at all times. It helps them guess how much people are going to buy so they don't have too much of something sitting around (which costs money) or, even worse, run out of popular things you want. Using AI for this can save a lot of money – maybe even around 12% over a couple of years or up to 25% on managing the stuff in warehouses.

- Guessing What You'll Want: AI can look at tons of information, like what everyone is buying, what people are talking about online (social media!), and even things like the weather. By looking at all this, AI can make a really good guess about what products people will want in the future. This helps companies get ready so they have the right things available when you want to buy them.


So, basically, AI is making the whole process of getting stuff to you much smarter, faster, and less wasteful

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5 months ago
10 minutes 13 seconds

Marlon Bonajos | Ai Revolution Movement Show
101. Is AI the FUTURE of Getting Your Stuff? Experts Weigh In!

Okay, imagine you ordered something cool online, like a new video game or a pair of sneakers.


Getting that item from where it's made all the way to your doorstep is like a long journey with many steps. This whole process is called a supply chain. Now, Artificial Intelligence (AI) is like adding a super-smart computer brain to help manage this journey.


It's making the whole process much better.


Think about getting things delivered (that's called logistics). AI is like having a super-smart GPS that figures out the absolute best way for trucks or ships to travel, avoiding things like bad traffic or storms. This helps things get to you faster and on time.


It also helps companies see exactly where everything is at any moment.


What about all the stuff sitting in warehouses (inventory)? AI helps companies know exactly how much of everything they have and figure out the right amount they need. This means stores are less likely to have way too much of something (which wastes money) or run out of things you want to buy (which makes customers sad).


AI can even help robots work in warehouses to pick and pack things really fast and without mistakes.


And trying to guess what people will want to buy later (demand forecasting)? AI is really good at predicting what customers will want by looking at past sales and other clues. This helps companies make just the right amount of stuff so there aren't big shortages or huge piles of things nobody wants.


Basically, AI is helping make supply chains run smoother, faster, with fewer mistakes, and saving money for companies. It also helps make them stronger so they can handle problems better if something unexpected happens

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5 months ago
10 minutes 25 seconds

Marlon Bonajos | Ai Revolution Movement Show
100. Lawyers BUSTED Using AI Secrets? What They DON'T Want You To Know About 2025!

Okay, imagine lawyers have tons of homework, like researching really old books, reading super long contracts, and trying to guess what a judge might decide in a case. It takes them a long time!


These sources talk about how lawyers in 2025 are using smart computer programs, called AI, to help them with this "homework". Think of AI like a super-fast assistant.

Here's what the AI assistant does:

- Finding stuff: Instead of reading piles of books, AI helps lawyers quickly find important information and summarize long papers. This saves them hours of time every week.

- Checking papers: Lawyers deal with contracts, which are like important agreements. AI helps them write and check these contracts faster. It's like having a spell-check and grammar-check, but for legal papers.

- Guessing outcomes: The AI can look at what happened in lots of old cases and try to guess what might happen in a new case. This helps lawyers give better advice.

Lots and lots of lawyers are starting to use this AI. People think it makes lawyers work much faster and better.


But, not everyone is totally sure about it. Some people worry if the AI always gets things right or if it might have hidden problems. There are also questions about whether AI might take away some lawyer jobs that are easy for computers to do.


So, basically, these sources say that in 2025, AI is a big deal for lawyers, making them faster and smarter, but there are still some debates and worries about how it's being used

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6 months ago
12 minutes 14 seconds

Marlon Bonajos | Ai Revolution Movement Show
099. Your AI Assistant in 2025 Will Read Your Mind (Seriously!)

The sources say that in 2025, AI virtual assistants are becoming super natural to talk to and understand what's going on around you.


They are getting really good at understanding what you actually mean when you talk, not just simple commands. They can even try to figure out how you're feeling so they can respond better. A really cool thing is they are becoming "context-aware". This means they can understand what's happening around you and where you are.


Like, if you whisper a question about a store you're looking at, it might just tell you the answer because it knows where you are and maybe even what you're seeing.


These smart assistants also work everywhere, whether you're using your phone, a smart speaker, or even special glasses. Big companies like Google and Meta are working hard to make them this smart. These assistants are starting to help with things automatically and making talking to computers feel much more normal and easy

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6 months ago
8 minutes 45 seconds

Marlon Bonajos | Ai Revolution Movement Show
098. School is BROKEN! AI Is Fixing Education By Teaching You!

Imagine school wasn't the same for everyone.


Instead of sitting in a class where the teacher has to teach to the middle, picture this: The computer figures out exactly how you learn best. Are you fast at math but need extra help with reading? Do you learn better by watching videos or by doing practice problems?


That's what AI in personalized learning tries to do.


AI, which is like a super-smart computer program, looks at how you do on tests or homework and sees where you're rocking it and where you might need a little extra help. Then, it changes the lessons just for you! It's like having a video game that gets harder or easier depending on how well you're playing, but for school subjects.


Some programs might give you different questions, show you different examples, or let you go at your own speed.


Companies are already making tools like this, like a math program called MATHia that adjusts based on how you're doing, or apps that recommend courses to fill in gaps in what you know. It can even help kids who might learn differently than others. Why is this cool?


Well, it can make learning more interesting and help you understand and remember stuff better.


Some studies even think it could help students remember up to 20% more information. But, it's also important to think about it. Since the computer is watching how you learn, it collects info about you. People are working to make sure your information is safe and that these tools are fair for everyone and not just for some students.


The goal is to use AI to make learning work better for each and every student

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6 months ago
12 minutes 36 seconds

Marlon Bonajos | Ai Revolution Movement Show
097. AI + Blockchain: Are YOU Ready for the Data Security Revolution?!


Imagine you have a super smart assistant (that's like AI) that can look at tons of information super fast and find anything weird, like someone trying to sneak into your accounts.


Now, imagine you also have a magical, unbreakable diary (that's like blockchain) where once something is written down, it can never be changed or messed with.

When you put these two together, you get something really cool! The smart AI watches all the information in the magical diary to catch bad stuff happening right away. And the magical diary makes sure that all the information the AI is looking at is real and hasn't been tampered with.


This powerful team-up helps keep your information super secure so nobody can steal or change it. It also makes things really clear and honest because everyone can see and check the information recorded in the diary.


This is helping in places like banks to make sure people are who they say they are and stop money laundering. It's also protecting computer systems from attacks. It's a bit tricky to make it work for everyone because it takes a lot of computer power, but people are working on it. Basically, it's a new way to handle important information that makes it much safer and more see-through than before.

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6 months ago
13 minutes 57 seconds

Marlon Bonajos | Ai Revolution Movement Show
096. AI Knows When Disaster Will Strike! Is YOUR Town Next?

Imagine scary stuff like hurricanes, floods, and wildfires happening more often.


Scientists are trying to figure out how to deal with this, and they're getting help from something super smart: Artificial Intelligence, or AI. Think of AI as really powerful computer brains that can learn from tons and tons of information. One cool thing AI does is predict what the weather and environment might do next.


It looks at years of old weather data and combines it with what's happening right now to make forecasts.


Big companies like Google and IBM are using AI to create weather maps that are much more detailed and predict things way faster than before. This helps us know when things like big storms, like Hurricane Milton, might hit. It's like having a crystal ball that's actually accurate!


But AI doesn't just predict; it also helps when disaster actually strikes.


When a hurricane is coming, AI can quickly translate warnings into languages like Spanish and Chinese, so more people know what to do right away. It can also help get aid to people faster after disasters. For example, after hurricanes, organizations used AI to look at pictures from space and see where people needed help the most to send money quickly.


AI can even help find earthquakes in real-time.


Basically, AI helps us get warnings quicker, understand where help is needed, and make faster decisions when bad things happen. It's a powerful tool to try and protect people and places from the increasing problems caused by climate change.

However, it's not perfect.


Sometimes the AI doesn't have enough data, especially in country areas, or people worry if the AI might be unfair or biased. Also, setting it up can cost a lot of money.


But even with these challenges, experts are working to make AI even better at helping us face environmental challenges

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6 months ago
15 minutes 26 seconds

Marlon Bonajos | Ai Revolution Movement Show
095. AI Just Made a Masterpiece! Is Human Art Dead?!

Imagine a computer that can help make music, paint pictures, or even write stories!


That's what AI (Artificial Intelligence) is doing now in the world of music, art, and writing. It's used more and more, and often, it's working right alongside human artists. AI can be like a really smart assistant, helping to come up with new ideas, create drafts, or even make finished pieces of art or music.


This means it's becoming easier for more people to try creating things, even if they aren't professional artists.


But, this also brings up some big questions and debates. If a computer helps create something, who is the real artist or author?. Should the AI get credit, or the person who used the AI tools?.


Some people worry that because AI makes creating easier, it might make the special skills of trained human artists seem less important.


There are also concerns that AI could take jobs away from people who work in creative fields. Another hot topic is whether AI can truly make art with real feelings or personal experiences. Some artists and writers feel that AI, while clever, can't actually feel emotions or put the same kind of personal meaning into its work that a human can.


They think AI might be better at copying styles or making things for more simple, commercial uses.


Still, AI is also opening up exciting new ways to be creative. Artists are using it to make unique, surprising art or music that they might not have thought of otherwise. Even with the challenges and ethical questions about things like who owns AI art, AI is definitely changing how we create and think about art today

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6 months ago
13 minutes 41 seconds

Marlon Bonajos | Ai Revolution Movement Show
094. AI Secretly Transforming How Governments Work! You Won't Believe the Changes!

Imagine the grown-ups who run our towns, states, and country – the government.


They're starting to use really smart computer programs called AI (Artificial Intelligence). Why are they using AI? They want to make the things they do for people, called public services, work better and faster.


Think about getting paperwork done, getting help if you need it, or even how you learn in school.


AI can help process papers super quickly, figure out who might need support (like with housing or food), and even make learning programs fit you better as a student. AI is also helping them take care of important public things like roads and bridges. It can check on them to see if they might need fixing before they cause problems.


It can even help predict things about health or the environment.


The good stuff about using AI is that it can save money, help people make smarter decisions using lots of information, and make services feel more personal, like they are just for you. But there are some tricky parts too. People worry a lot about making sure the AI is fair and treats everyone equally, and that it doesn't have hidden biases.


They also need to make sure people trust how the government is using AI.


Another challenge is that not all governments have the right fancy computers and technology needed to use AI well. And sometimes, people get too excited about AI and think it can do more than it really can, which can be confusing. So, the sources say that AI has lots of potential to make things better for everyone by making services more efficient and managing important things like roads.


But, governments need to be very careful, make sure things are fair and clear, and be ready with the right technology to make it work well and build trust.

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6 months ago
9 minutes 52 seconds

Marlon Bonajos | Ai Revolution Movement Show
093. Your House Is Getting WAY Smarter! AI + IoT Will Blow Your Mind (And Save You Money)

Imagine your gadgets, like lights or cameras, getting a brain!


That's kind of what happens when Artificial Intelligence (AI) mixes with the Internet of Things (IoT), which is basically all the normal stuff that can connect to the internet. Think of it as making ordinary things super smart. For example, in your house, smart thermostats can learn when you're home and when you're not, then change the temperature by themselves to save energy without you even thinking about it.


Smart cameras can use their new "brain" to figure out if something weird is happening and tell you right away, keeping your home safer.


These smart gadgets make your house more comfortable and efficient. It's not just homes, though. In places like factories, this smart tech helps machines work better. It can even look at something like fruit using cameras and automatically grade its quality, making sure you get good stuff.


Basically, adding AI to connected things helps them do more on their own and makes things run smoother.


This technology is becoming a really big deal, growing from $18.37 billion in 2024 to possibly $79.13 billion by 2030

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6 months ago
8 minutes 20 seconds

Marlon Bonajos | Ai Revolution Movement Show
092. Cities Get Brains! How AI Is Secretly Making Your City SMARTER (and Saving You Time!)

Imagine your city is like a giant video game, but real life. Now imagine giving that game a super-smart computer brain powered by something called AI, or Artificial Intelligence. That's kind of what's happening in "smart cities".


This AI brain helps the city run better in a few cool ways:

- Traffic: Tired of sitting in traffic? The AI brain helps figure out the best ways for cars and buses to move, making traffic flow smoother. It can help buses stay on time and even make it easier to find parking spots. Some really fancy cars that drive themselves (autonomous vehicles) also use AI to talk to the city and stay safe.

- Energy: The city uses lots of energy, right? The AI brain helps manage power lines and other systems so less energy is wasted. It can predict when people will use a lot of electricity and help make sure there's enough power without using too much. Cities like Shanghai are already using this to save energy.

- Public Stuff: AI makes city services easier to use. It can help you do things like get a digital ID or file taxes online. It also helps keep people safe by looking at security camera videos and helping police figure out where they are needed most. Even trash collection can be smarter, with AI helping figure out the best routes.


Think of all the devices like phones and sensors in the city as the AI brain's "eyes" and "ears," giving it tons of information.


The AI uses this info to make quick decisions that help the city work better for everyone. While there are challenges, like making sure the information is correct, AI is a big part of making cities safer, more efficient, and a nicer place to live

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6 months ago
10 minutes 40 seconds

Marlon Bonajos | Ai Revolution Movement Show
091. AI is Secretly Running Your City! What You WON'T BELIEVE It's Doing

Okay, imagine your city is trying to be really, really smart – like, the smartest kid in the class! That's where Artificial Intelligence, or AI, comes in.


The sources explain that AI is like giving the city a super-powered brain to help it work better.


How does this AI brain help? Well, it helps in some cool ways:

- Fixing Traffic: You know how annoying traffic jams can be? AI is working to make them less bad! It uses information from cameras and sensors everywhere to watch cars moving and can actually change traffic lights in real-time to keep things flowing smoothly. It's like a traffic conductor, but way faster and smarter. It can even try to guess where accidents might happen so they can be prevented. It also helps buses and trains run on time by knowing when people need them.

- Saving Energy: AI helps your city not waste energy. It can look at how much electricity everyone is using and figure out the best spots for things like solar panels or other clean energy sources. It finds areas where energy is being wasted and can even help stop people who are stealing electricity. This helps save money and is better for the planet!

- Making Services Better: AI makes the city safer and cleaner. For example, it can use security cameras to spot trouble happening right away so police can get there fast. It helps robots sort garbage so we can recycle better, and it can even tell us if the air is going to be polluted soon. It makes sure the city can respond faster to what people need.


Basically, AI uses lots of information (sometimes called "data") to make the city more efficient, safer, and a better place to live. The sources say that while there are challenges, like making sure information is safe, AI is a really important tool for building the cities of the future

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6 months ago
12 minutes 10 seconds

Marlon Bonajos | Ai Revolution Movement Show
🔴 090. AI : Multiple Senses

Imagine a regular computer brain, or AI, that can only understand words, like reading a book.


That's useful, but humans understand the world in lots of ways – we see pictures, hear sounds, and feel things too. Multimodal AI is like an AI that can use many senses at once. This AI can read text, look at pictures, listen to audio, and even watch videos, all at the same time.


Why is this cool?


Because by putting different types of information together, the AI can understand things much, much better, similar to how you understand a situation better if you see, hear, and read about it. This helps it figure out the "context" or the overall meaning. For example, if you're talking to an AI assistant, a multimodal one might not just hear your words, but also listen to the tone of your voice or even look at your face (if you use video) to understand how you're feeling.


In a store app, it could suggest clothes based on pictures you like and your past shopping list.


Or, in healthcare, it could help doctors by looking at medical scans and patient notes together for a more complete picture. Because it can understand more like a human does, it can give more accurate and helpful responses. This technology is a big deal right now, growing really fast, and lots of companies are starting to use it

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6 months ago
11 minutes 3 seconds

Marlon Bonajos | Ai Revolution Movement Show
🔴 089. Ai: Smart Robots Are Taking On Big Jobs: Factory, Hospital, and Delivery Helpers

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Description:

Imagine really smart machines that can think and learn – that's kind of what AI-powered robots are.


They are becoming super important in different types of jobs. In factories, these robots are like super mechanics and transporters. They can check machines to see if they're about to break down so they can be fixed before there's a problem.


They can also move materials around the factory floor, sometimes even working next to people. This helps make things faster and smoother.


The challenging parts are that they cost a lot of money to set up and workers might need new training to work with them or do different jobs. In hospitals, AI robots are helping doctors and nurses in amazing ways. They can help look at things like X-rays or scans way faster than people and be very accurate, which helps find problems earlier.


They also help with surgeries and watching over patients.


Even though they help a lot, they are expensive and it can be hard to get everyone used to using them, especially in smaller towns or rural areas. And in delivery and shipping, known as logistics, AI robots are helping sort packages and manage everything in big warehouses. Think about places like Amazon or FedEx.


These robots help speed things up and make sure things go to the right place.


They are also useful because sometimes there aren't enough human workers for all the jobs. But just like in factories, the initial cost is high, and some workers might need to learn new skills because the robots are doing jobs people used to do. Overall, these AI robots are making industries more efficient and safer.


They are expected to grow a lot, especially in healthcare. But industries need to plan for the costs and make sure people can learn new skills to keep working alongside or with this new technology

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6 months ago
11 minutes 36 seconds

Marlon Bonajos | Ai Revolution Movement Show
🔴 088. AI : Banks Smart Security & Better Service

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How Banks Use AI to Catch Fraud and Help You


Okay, imagine banks and places that handle money are using super smart computer programs, kind of like robots inside computers. This is called AI, or Artificial Intelligence. They use AI for some important reasons:


- To Catch Bad Guys: AI is like a super detective watching every transaction you make, all the time. It looks for anything strange or unusual that doesn't seem like your normal spending. If someone tries to steal your credit card information or pretend to be you (which is called identity theft), the AI can spot it really fast and help stop it. Companies like HSBC use it to stop money laundering, which is when criminals try to make dirty money look clean. Citi has a special system that checks payments in 90 countries to find weird ones. Mastercard and American Express also use AI a lot to protect credit cards from fake use. It helps stop cheating that costs a huge amount of money every year.

- To Figure Out What's Risky: When banks need to decide if they should lend someone money or invest in something, AI helps them figure out the chances of something going wrong, like if the person might not pay back a loan. It can look at tons and tons of information much faster than a person. This helps them make smarter and more accurate decisions. Citi uses AI when they approve loans for big companies. Some companies even use AI to look at different kinds of information about people to help those who might not usually be able to get a loan. AI can even help watch people who trade money for the bank to make sure they aren't doing anything sneaky or illegal.

- To Make Things Nicer for You: AI also helps banks understand what individual customers might need. While the sources don't give super specific examples of exactly what personalized things they do, they say AI helps make checks, like risk checks, faster and more accurate for you personally. It's about making the experience of banking smoother and better suited for what each person needs.


So, in short, AI helps financial companies keep your money safe, make smart decisions about money, and offer services that are better for you, making things more efficient and improving customer happiness

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6 months ago
9 minutes 37 seconds

Marlon Bonajos | Ai Revolution Movement Show
🔴 087. AI: Money Helper and Crime Fighter

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Description:

Imagine smart computer programs that can learn and make decisions, kind of like a super-smart assistant.


That's basically Artificial Intelligence, or AI. Banks and financial companies are using AI in lots of ways to make things better and safer for you and for them. One big way AI helps is by catching fraud.


Think about how banks see tons of transactions every second.


AI can quickly look at all those patterns to spot something weird that might be fraud, like someone trying to use your card far away when you're home. Companies like Visa have been using AI for this since way back in 1992! This helps stop fraud before it happens.


But here's a tricky part: bad guys are also starting to use their own AI tools to try and trick the system, which means banks need even better AI to fight back.


AI also helps banks figure out how risky something is, like deciding if someone should get a loan. Instead of just looking at a few things, AI can analyze lots of different information to make a better guess about whether someone will pay back money. Companies like Citi Bank use AI to check company finances for loans, and others like Upstart even look at things beyond just your credit score.


This helps banks make smarter decisions and manage their money better.


Lastly, AI is used to make services feel more personal for you. AI can help banks understand what you need so they can offer you better advice or products. For example, Capital One has an AI assistant called Chat Concierge that helps people buying cars get real-time help.


Visa is even exploring using AI agents to help you with shopping tasks like finding the best price.


This can make banking and financial tasks easier and more helpful. So, AI in finance is mainly about using smart computers to detect fraud, decide on risks, and give you more personalized help. It helps make things safer and improves how you interact with your money


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6 months ago
10 minutes 26 seconds

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