After four decades of auditing Africa’s biggest balance sheets, Andrew Mackie, Audit Leader at Deloitte, turns the lens inward in this deeply reflective and practical conversation about planning for life beyond the title. In this episode, Michael Avery and Kim Potgieter sit down with Andrew to explore what it really takes to shift from a career of being important to being important to others. Drawing from Bob Buford’s Halftime, Andrew shares how he approached his retirement with the same fore...

What happens when you’ve built your identity around caregiving, only to find yourself at midlife asking, “What’s next?” In this deeply personal episode of Life Chapters, Money Choices, Michael Avery sits down with Lyndsay Barr, writer and former social worker, and Kim Potgieter of Chartered Wealth Solutions to explore how our beliefs about money shape our lives, and how they can be rewritten. From feeling “stuck” and believing “money is bad” to saving for a dream trip to the U.S. to see her s...

She didn’t grow up having money conversations, so today, she’s intentional about giving her children something she never had — a legacy of honesty and accountability. In this deeply personal episode, Lauren (not her real name) shares her story of starting over after two marriages, raising children as a single mother, and supporting her daughter and grandchildren, all while learning to redefine her own relationship with money. Joined by host Michael Avery and Chartered Wealth’s Kim Potgieter, ...

What happens when your career ends before you’re ready and retirement doesn’t feel like rest, but like a question mark? In this episode, host Michael Avery speaks with former corporate executive Magnus Taljaard, who found himself “retired” earlier than planned and chose reinvention instead. Together with Kim Potgieter, they unpack the emotional complexity of identity, purpose, and building a second chapter around meaning rather than status. This episode explores: Letting go ...

When love ends in loss, what happens next? In this episode of Life Chapters, Money Choices, host Michael Avery is joined by Kim Potgieter and Financial Planning Specialist, Tiffany Havinga, to unpack the emotional and financial shock of widowhood. The discussion touches on the shock of stepping into new responsibilities while grieving, the importance of small structures that bring stability, and the conversations that can ease the burden for those left behind. Whether you’ve walked this road ...

What happens when your career ends but your purpose hasn't yet begun? In this episode of Life Chapters, Money Choices, host Michael Avery is joined by retired executive Ronelle Baker, and life planning coach Kim Potgieter, to explore what really happens when the salary ends and the silence sets in. Ronelle shares her powerful story of retiring early, chasing freedom, and then realising that fulfilment takes more than free time and lots of overseas trips. From resistance to renewal, she takes ...

What happens when the life you built falls apart, but you discover you were always strong enough to rebuild it? In this episode, Michael Avery and Kim Potgieter, Managing Director at Chartered Wealth Solutions, sit down with Sarah (a pseudonym), a recently divorced Chartered Wealth client in her 50s. Together, they unpack the emotional and financial aftermath of her divorce and explore the complex relationship between identity, money, and midlife reinvention. We explore: Reclaimin...

In this opening episode of Life Chapters, Money Choices, host Michael Avery sits down with Certified Financial Planner and author Kim Potgieter to unpack the story behind the series and her own deeply personal journey. From growing up in a home defined by financial control, to losing both parents within a few years of each other, to reinventing herself midlife and helping others do the same. Kim’s story reveals why money is never just about numbers. It’s about agency, purpose, and the courage...

What if your next chapter was the one where it all came together? In our debut episode, Kim Potgieter joins Michael Avery to discuss courage, reinvention, and finding purpose beyond return on investments. Life Chapters, Money Choices is a podcast about the transitions that shape us and the money decisions that support them.