🌀 Storms may be unpredictable, but your finances shouldn’t be. In this episode of Let’s Talk Money, we break down how to financially prepare for the hurricane season in Saint Lucia and the wider Caribbean. From emergency budgeting to protecting your assets, this is your step-by-step guide to building financial resilience—before the storm hits. 🔹 IN THIS VIDEO, YOU’LL LEARN: ✅ How to create an emergency hurricane budget ✅ What essentials to stockpile now (and how to pay for ...

Are you truly prepared for the future? In this powerful recap episode, we’re wrapping up a year filled with financial truth, smart strategies, and real Saint Lucian examples that help you build wealth, avoid traps, and plan ahead—the right way. From understanding the NIC system to spotting scams, from building income with what you already must protect your family through insurance—this is the financial education you didn’t get in school, but need for life. 🔹 𝑰𝑵 𝑻𝑯𝑰𝑺 𝑽𝑰𝑫𝑬𝑶, 𝒀𝑶𝑼’𝑳...

Are you maximising your National Insurance Corporation benefits? In Part 2 of our comprehensive NIC series, we dive deep into the critical benefits that protect your income and family when life happens—sickness, maternity leave, workplace injuries, and your retirement pension. Whether you're employed, self-employed, or planning your financial future, understanding these social security benefits is essential to building lasting financial stability in Saint Lucia. This video breaks down ...

In this special 1-year anniversary episode of Let’s Talk Money on Rhythm 95.5 FM, we’re joined by Joele Auguste-Alexander, Communications Officer at the National Insurance Corporation (NIC) of Saint Lucia, to break down everything you need to know about social security, retirement benefits, survivors’ pensions, and why accurate contributions matter—especially for the self-employed. Whether you’re employed, self-employed, or just trying to understand how NIC protects your income, this ep...

💳 Overspent recently? You’re not alone—and you’re not stuck. Whether it was Carnival, back-to-school prep, holidays, or emotional spending, this video is your guide to regaining control, building back confidence, and creating a fresh financial start. This isn’t about shame—it’s about strategy. Let’s walk through simple, faith-based steps to bounce back with grace, discipline, and a plan that works. 🔹 𝑰𝑵 𝑻𝑯𝑰𝑺 𝑽𝑰𝑫𝑬𝑶, 𝒀𝑶𝑼’𝑳𝑳 𝑳𝑬𝑨𝑹𝑵: ✅ How to assess the damage without guilt...

🛡️ Scams don’t just affect individuals—they affect entire communities. In this video, we’ll explore how you can protect yourself and others from fraud, scams, and financial traps that are spreading both online and offline, especially in places like Saint Lucia and the wider Caribbean. From family WhatsApp groups to Facebook DMs, scams are often shared by people you trust—but you can be the one to break the cycle by staying informed and speaking up. Whether you’re looking out...

🚨 Scams are evolving—and they’re spreading faster than ever. From WhatsApp messages to Instagram DMs, online scams are targeting everyday people in Saint Lucia using fake investment groups, donation chains, and too-good-to-be-true offers. In this video, I break down how scams spread across social media and local communities, and what YOU can do to protect yourself, your family, and your finances. ✅ Don’t be the next victim. Learn the red flags, tactics, and lies scammers use to ...

🚨 “𝑴𝒂𝒌𝒆 𝒕𝒉𝒐𝒖𝒔𝒂𝒏𝒅𝒔 𝒊𝒏 𝒋𝒖𝒔𝒕 𝒅𝒂𝒚𝒔!” “𝑵𝒐 𝒔𝒌𝒊𝒍𝒍𝒔 𝒏𝒆𝒆𝒅𝒆𝒅!” 𝑺𝒐𝒖𝒏𝒅 𝒇𝒂𝒎𝒊𝒍𝒊𝒂𝒓? If you’ve ever heard promises like these, 𝒑𝒂𝒖𝒔𝒆 𝒂𝒏𝒅 𝒊𝒏𝒗𝒆𝒔𝒕𝒊𝒈𝒂𝒕𝒆— because they’re likely 𝒓𝒆𝒅 𝒇𝒍𝒂𝒈𝒔 𝒐𝒇 𝒂 𝒔𝒄𝒂𝒎. In this video, we’ll uncover the most common 𝒓𝒆𝒅 𝒇𝒍𝒂𝒈𝒔 𝒂𝒏𝒅 𝒓𝒊𝒔𝒌𝒚 𝒑𝒓𝒐𝒎𝒊𝒔𝒆𝒔 used in pyramid schemes, get-rich-quick scams, and shady financial opportunities. Whether you’re in 𝑺𝒂𝒊𝒏𝒕 𝑳𝒖𝒄𝒊𝒂, 𝒕𝒉𝒆 𝑪𝒂𝒓𝒊𝒃𝒃𝒆𝒂𝒏, or anywhere online, it’s critical to know how to 𝒔𝒑𝒐𝒕 𝒍𝒊𝒆𝒔 𝒃𝒆𝒇𝒐𝒓𝒆 𝒊𝒕’𝒔 𝒕𝒐𝒐 𝒍𝒂𝒕𝒆—𝒂𝒏𝒅 𝒑𝒓𝒐𝒕𝒆𝒄𝒕 𝒚𝒐𝒖𝒓 𝒎𝒐...

🎒 𝘽𝙖𝙘𝙠-𝙩𝙤-𝙎𝙘𝙝𝙤𝙤𝙡 𝙨𝙩𝙧𝙚𝙨𝙨 𝙝𝙞𝙩𝙩𝙞𝙣𝙜 𝙝𝙖𝙧𝙙? 𝙎𝙪𝙥𝙥𝙡𝙞𝙚𝙨, 𝙛𝙚𝙚𝙨, 𝙗𝙤𝙤𝙠𝙨, 𝙪𝙣𝙞𝙛𝙤𝙧𝙢𝙨, 𝙨𝙝𝙤𝙚𝙨—𝙞𝙩 𝙖𝙙𝙙𝙨 𝙪𝙥 𝙛𝙖𝙨𝙩! If you’re still scrambling to cover your child’s back-to-school expenses, it’s time to put an 𝙚𝙣𝙙 𝙩𝙤 𝙡𝙖𝙨𝙩-𝙢𝙞𝙣𝙪𝙩𝙚 𝙥𝙧𝙚𝙨𝙨𝙪𝙧𝙚 𝙖𝙣𝙙 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙖𝙣𝙭𝙞𝙚𝙩𝙮. In this video, I’ll walk you through The Ultimate Back-to-School Preparation Guide — a simple monthly savings plan that will help you prepare early, avoid debt, and feel relaxed when the next school year comes around. ✅ No more borrowing...