Hosted on Acast. See acast.com/privacy for more information.
Hosted on Acast. See acast.com/privacy for more information.
Recently I teamed up with Lighthouse Financial and Sorted for this emergency fund masterclass, and it's exactly what every Kiwi needs to hear right now. 44% of Kiwis don't have an emergency fund. That's 2.3 million adults walking around completely exposed to life's curveballs.
In this session, James from Lighthouse, Tom from Sorted, and I break down:
We kept this practical, no-nonsense, and focused on what works in the real world. No theory, just the stuff that will actually help you sleep better at night.
If you're one of those 2.3 million Kiwis without an emergency fund, this is your wake-up call. And if you've got one but haven't reviewed it lately, we'll show you how to make sure it's actually fit for purpose.
This is Money Month content that could genuinely change your financial future.
Hosted on Acast. See acast.com/privacy for more information.
Hosted on Acast. See acast.com/privacy for more information.
What makes a great fighter and an even better coach?
City Kickboxing head coach Eugene Bareman opens up about his journey into fighting, the critical role of self-discipline, and why mental toughness matters more than raw talent.
We explore the reality of big paydays, the resilience required to stay at the top, and how he’s helped shape a culture where even the biggest superstars stay grounded.
From humble beginnings to putting New Zealand on the global MMA map, this episode is packed with insight, honesty, and the mindset behind building champions.
I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to http://generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
Today, we sit down with Rose Kennedy, the visionary behind Rose’s Dining Table (https://www.rosesdiningtable.co.nz/), a unique experience that turns dining into a form of creative expression.
From quitting her full-time corporate job because she knew she wasn’t herself, to designing immersive dining experiences across New Zealand, Rose shares how her signature pink dining table became a symbol of connection, creativity, and conceptual hospitality.
We talk about the power of shared meals, building a brand rooted in emotion and design, and how one bold idea can create space for community, conversation, and unforgettable experiences.
Find Rose:
Instagram: https://www.instagram.com/rosesdiningtable
Website: Rosesdiningtable.co.nz (https://www.rosesdiningtable.co.nz/)
LinkedIn: https://www.linkedin.com/in/rose-kennedy-777705171/
Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to http://generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
Prepare to be inspired by Aaron Wilton-Jones, entrepreneur, TikTok sensation, and co-founder of Autoclean Premium Detailing. The once skydiving instructor launched a thriving car detailing business that changed his life and took him on a journey to making more money online than he had from cleaning the cars.
With over a million combined followers on social media, Aaron is now teaching thousands worldwide how to build successful detailing businesses and many pay him to do this through the Autoclean Detailers Academy.
In this episode, Aaron shares the chapters of his journey, the strategies behind his social media success, and valuable insights on overcoming adversity to build a purpose-driven business. We dive into the world of online courses, Kiwi scepticism, making a lot of money, and much more!
Whether you're an aspiring entrepreneur or simply love a good resilience story, Aaron's journey will motivate you to turn challenges into opportunities.
If you need to find Aaron, do that here: https://autoclean.co.nz/about-us/
Instagram: https://www.instagram.com/autocleanacademy/
I believe 100,000 kiwi with better financial literacy will create a better New Zealand. The Generate KiwiSaver Scheme are helping me reach this goal. Cheers Generate. Head to https://generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
Hosted on Acast. See acast.com/privacy for more information.
Unemployment Hits 5.2% 400,000 Kiwi Want More Work
We’ve got to the stage of the cycle where more people than ever want more employment. But many are fishing in the wrong pond or using the wrong fishing line altogether. Why? Well they haven’t been taught how to fish. What if more of them knew how to increase their income by other means? Back when unemployment was 3.3% I was encouraging people to learn how to make more money and I will explain why.
I will explain what I think one of the major headwinds the economy has that may see unemployment increase further from here too! Please be prepared.
Hosted on Acast. See acast.com/privacy for more information.
Banks are slow. Fintech is fast. Dosh is here to shake up how money moves in New Zealand.
In this episode, we chat with Shane Marsh, one of the co-founders behind Dosh about the pain points they're solving, what financial innovation actually looks like, and what’s next in the race to modernise Kiwi banking.
Over the past four years, they’ve rolled out savings accounts, cash back debit cards, and even mortgages: already serving over 40,000 Kiwis and now they have their sights set on becoming a household name in the banking space.
Whether you're a tech lover, business owner, or just tired of waiting for transfers, this one's for you.
Find Dosh: https://www.dosh.nz
Instagram: https://www.instagram.com/dosh_new_zealand
I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more.
As always, no part of this podcast is intended as financial advice; it is intended as general information only.
Hosted on Acast. See acast.com/privacy for more information.
A person recently explained that they borrowed money against the equity in their property to invest into shares. They came into some money and paid down non tax-decuctible debt and then turned around and borrowed it to by stocks. Because the new loan is used for investment purposes, the interest is now potentially tax-deductible (not tax advice!!!). We dive into the world of 'debt recycling'.
Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.
Find us here:
@keepthechange_nz
https://www.keepthechange.co.nz/
Hosted on Acast. See acast.com/privacy for more information.
I sit down with Viv from Girls Get Off, a trailblazing brand challenging societal norms and empowering women to embrace their pleasure and confidence.
We dive into Viv’s journey as a founder, the challenges of disrupting the status quo, building a strong community, and what it really takes to grow a purpose-driven business when the powers that be won’t let you run any advertising.
Viv shares valuable insights about branding, authentic leadership, and why it's time to stop playing small.
Whether you're a budding entrepreneur or someone passionate about shaking things up, this conversation is packed with bold lessons and practical takeaways.
Find Girls Get Off: https://girlsgetoff.com/
Instagram: https://www.instagram.com/girlsgetoff/
I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
Put simply: this is a buyer’s market, and it’s looking even colder in winter. Will prices keep falling? Will FOMO return? Will interest rates spark another surge? Maybe. Maybe not. I don’t know, but I can't see where the demand will come from. Here's my case for why housing will be flat for another 12 months.
Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.
Find us here:
@keepthechange_nz
https://www.keepthechange.co.nz/
Hosted on Acast. See acast.com/privacy for more information.
The property market has been flat for some time and many people are hurting with the fact that they bought poorly in the peak. Tama is seeing this frustration in his DM’s.
In this episode, we sit down with Tama Singh, a Kiwi property coach with over 200 deals done. This is his third time on the podcast so we find out whats changed, how many flips he has done and what he is seeing in the market.
We talk strategy, mindset, weakness, AI content, and how everyday Kiwis are still flipping, investing, and cash flowing their way to long-term wealth.
Tama has helped hundreds of people unlock profitable opportunities in the NZ property market through his seminars, 1:1 mentoring, and the InvestorPro app. Whether you're a first-time investor, first home buyer or ready to level up your portfolio, this episode breaks down what it takes to win in today’s market.
We cover:
If you want practical, no-fluff insights from someone who’s walked the walk, Tama brings the goods.
How to find Tama: https://tamasingh.com
Investor Pro: https://investorpro.co.nz
I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
Maybe, like me, you’ll decide that if the current system isn’t enough, it’s time to take matters into your own hands. From there, if you feel strongly enough about this, campaign for further change too. Put your own bloody life jacket on first. I get it, the economy is tough and the cost of living sucks, but there will always be something demanding your dollars. It’s not about perfect timing. It’s about progress. Let's get it done!
Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.
Find us here:
@keepthechange_nz
https://www.keepthechange.co.nz/
Hosted on Acast. See acast.com/privacy for more information.
I sit down with my Mum to unpack the money lessons that shaped her (and maybe me!), personally and financially. I learn plenty including a surprise that she manages 11 bank accounts and I ask her why!
From childhood jobs and frugal habits to navigating tough times and celebrating financial wins, Mum shares the stories, values, and moments that defined her relationship with money. We look at how I’ve adopted some of these and put my own spin on them.
We dive into some sage Baby Boomer advice and what she wish she knew about money. There is plenty in here on hardships & resilience: facing financial challenges head‑on. Tune in to hear a moving blend of nostalgia, insight, and practical wisdom passed down across generations.
Whether you’re building your own financial journey or reflecting on your family’s money stories, this episode will get you thinking and questioning where your money beliefs came from.
I believe 100,000 kiwi with better financial literacy will create a better New Zealand. The Generate KiwiSaver Scheme are helping me reach this goal. Cheers Generate. Head to https://generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
Note: this is the same podcast we recently released, but without the swearing bleeped out due to popular request
Strap yourself in because today we sit down with mental performance coach David Niethe, author of the book The Winning Mindset. Weightlifters, Lydia Ko, Israel Adesanya, Olympians, Millionaires - just a sample of Dave’s clientele.
Together, we explore how the same mental tools used by elite athletes and performers can be applied to our lives and finances. From overcoming self-doubt to building discipline with your dollars, this episode dives into the psychology of success, not just on the field or stage, but in your wallet.
Whether you’re stuck, chasing your potential or just hungry to learn, David shares insights that will help you sharpen your mindset and shift your life for good.
And finally, how do we all stay calm under pressure? Let’s find out.
Find Dave: https://davidniethecoach.com
Find Dave’s Book: https://taplink.cc/winningmindset
Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
It’s often said with confidence, like ‘duhhh how do you not know this?’. But where did this saying come from and does it even make sense anymore? I get it, it sounds comforting. Sensible. Even savvy. Like you’ve got it all figured out. But it's another financial throwaway line that hides a much harder truth: owning a home doesn’t guarantee financial security in retirement. Let's get real for a second and see how sound this saying is.
Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.
Find us here:
@keepthechange_nz
https://www.keepthechange.co.nz/
Hosted on Acast. See acast.com/privacy for more information.
Paul Quickenden, Chief Commercial Officer at Easy Crypto is back on the podcast and we explore the dynamic world of cryptocurrency in 2025. Easy Crypto recently sold too so we will find out what that is about and where to next.
We delve into:
With over 250,000 users in New Zealand, Easy Crypto has been at the forefront of making cryptocurrency accessible and secure. Paul brings a wealth of experience from his roles in blockchain consulting and product strategy, offering a unique perspective on the current and future state of crypto.
Whether you're a seasoned investor or new to the crypto scene, this conversation will provide valuable insights into the trends shaping the digital currency landscape today and beyond.
How to find Paul: https://www.linkedin.com/in/paulquickenden/?originalSubdomain=nz
How to find Easy Crypto: https://easycrypto.com/nz
As always, no part of this podcast is intended as financial advice; it is intended as general information only.
Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
Strap yourself in because today we sit down with mental performance coach David Niethe, author of the book The Winning Mindset. Weightlifters, Lydia Ko, Israel Adesanya, Olympians, Millionaires - just a sample of Dave’s clientele.
Together, we explore how the same mental tools used by elite athletes and performers can be applied to our lives and finances. From overcoming self-doubt to building discipline with your dollars, this episode dives into the psychology of success, not just on the field or stage, but in your wallet.
Whether you’re stuck, chasing your potential or just hungry to learn, David shares insights that will help you sharpen your mindset and shift your life for good.
And finally, how do we all stay calm under pressure? Let’s find out.
Find Dave: https://davidniethecoach.com
Find Dave’s Book: https://taplink.cc/winningmindset
Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
An Instagram live with Mikey to brainstorm some ways to make more money and what gets in our way when really it is so much simpler than we realise.
Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.
Find us here:
@keepthechange_nz
https://www.keepthechange.co.nz/
Hosted on Acast. See acast.com/privacy for more information.
I had many hard working roles when I grew up. BUT I noticed something…if I did overtime or worked public holidays, I’d earn 1.5x or 2x. That got me thinking: why am I suddenly worth double for doing the same job? Eventually, I learned something that changed my life: you’re not paid for the hour, you’re paid for the value you bring to the hour. That’s a confronting idea and we need to explore it.
Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.
Find us here:
@keepthechange_nz
https://www.keepthechange.co.nz/
Hosted on Acast. See acast.com/privacy for more information.
