Hosted on Acast. See acast.com/privacy for more information.
Hosted on Acast. See acast.com/privacy for more information.
Hosted on Acast. See acast.com/privacy for more information.
Today we sit down with Greg Smith, newly appointed Investment Specialist at Generate and one of New Zealand’s most recognisable market commentators.
With two decades in the industry and a regular presence on Newstalk ZB, NBR, TVNZ and the NZ Herald, Greg brings sharp insights and plain-English analysis to the complex world of investing.
Together, we cover:
Greg’s background in finance and his new role at Generate
The NZ economy’s recent GDP shock and should Kiwis be worried?
Why some property and listed stocks are bouncing back (Argosy, Kiwi Property, etc.)
Term deposits vs shares, is cash finally moving off the sidelines?
People leaving NZ and what does this mean for investment and growth?
Global markets: the US economy at record highs, rate cuts, and whether tech giants like Nvidia, Oracle, and Intel are overvalued
Active vs passive investing: what’s the difference, and why it matters for KiwiSaver members
The growing debate on compulsory superannuation in New Zealand
If you’ve been wondering whether markets are too good to be true, how KiwiSaver might change, or how to position yourself in uncertain times, this is an episode you won’t want to miss.
Please note: No part of this podcast is intended as financial advice; it is intended as general information only. It does not take into account your objectives, financial situation or needs. You should consider seeking expert advice before making any decisions. The views expressed by individual speakers are their own and do not necessarily reflect Generate’s opinions. Past performance is not a reliable indicator of future results. To see a copy of Generate's Product Disclosure For more information about Generate's Schemes see their Product Disclosure Statements at http://generatekiwisaver.co.nz/disclosures. The issuer is Generate Investment Management Limited.
Find Greg Smith:
Email: greg.smith@generatewealth.co.nz
Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to http://generatekiwisaver.co.nz/change to find out more.
Amy from https://levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning.
Stuck? Find Amy : amy@levridge.co.nz
Instagram: https://www.instagram.com/amy.levridge
Website: https://www.levridge.co.nz
Hosted on Acast. See acast.com/privacy for more information.
Ever stopped to ask yourself: Who am I if I’m not working? Well today we are.
In this episode, we dive deep into the topic of identity, exploring how we attach it to our jobs, what happens when work is taken away (thanks AI or unemployment), and why it's so important to know who you are beyond your title.
I’ll ask you a few tough questions, share some real-world examples, and challenge you to define you not your job, upbringing, school or the clothes you wear.
This is for deep thinkers and something we don’t talk enough about.
Set your identity up to serve you, not hinder you.
I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to http://generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
Hosted on Acast. See acast.com/privacy for more information.
Today we sit down with Nathan Najib, Managing Director of Najib Real Estate in Christchurch, to explore a refreshing perspective on the New Zealand property market.
We discuss:
• Why Nathan refuses to “spruik” the property market.
• The key variables behind house prices in NZ that the economists miss
• Whether we really own our homes?
• What the future of NZ may look like?
While many real estate agents are keen to hype the market, Nathan takes a different approach focusing on transparency, people-first values, and long-term trust. How? Being realistic about house prices.
From starting in real estate at just 19, to founding Najib Real Estate in 2016, Nathan has built a reputation for being honest, community-minded, and unafraid to challenge the industry status quo.
Find Nathan Najib:
Instagram: https://www.instagram.com/nathannajib/
YouTube: https://www.youtube.com/@najibrealestate
Website: https://www.najibrealestate.co.nz (https://www.najibrealestate.co.nz/)
Amy from https://levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning.
Stuck? Find Amy : amy@levridge.co.nz
Instagram: https://www.instagram.com/amy.levridge
Website: https://www.levridge.co.nz
I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to http://generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
Hosted on Acast. See acast.com/privacy for more information.
I sit down with Amy Po-Ching of https://www.levridge.co.nz to find out what she is seeing out there and it is one word: uncertainty.
Kiwi are stuck with what decision to make and what direction to go in. All of this in a time where we’ve never had more information. Perhaps that is part of the problem? Because realistically, Kiwi today can build more financial certainty than ever before.
Drawing on her DIY Financial Plan framework, Amy shares steps she uses with clients to gain clarity on their current position, set bold yet realistic goals, and choose strategies that actually work in New Zealand’s economy. From balancing lifestyle with long-term security, you’ll hear why the path to financial freedom might be clearer than you think.
As always, no part of this podcast is intended as financial advice; it is intended as general information only.
Amy from Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning.
Stuck? Find Amy : amy@levridge.co.nz
Instagram: https://www.instagram.com/amy.levridge
Website: https://www.levridge.co.nz
I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to https://generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
I recently sat down with Willie Leota on the Fresh Moni podcast for a deep dive into New Zealand's economy, the recent budget, and what Kiwis can actually do about their financial situation.
Checkout more podcasts from Willie on his channel Fresh Moni: https://www.youtube.com/@willieleotafreshmoni/
I believe 100,000 kiwi with better financial literacy will create a better New Zealand. The Generate KiwiSaver Scheme are helping me reach this goal. Cheers Generate. Head to https://generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
New Zealanders pride themselves on the laid-back lifestyle but in life, being too cruisey can cost you. In a world that’s moving faster than ever, speed is a competitive advantage. Speed in decision-making. Speed in execution. Speed in learning.
First, you have to know where you’re going and what you’re doing it for.
While others are still “thinking about it,” you’ve already tested, iterated, and improved. Speed creates momentum. It brings clarity. It exposes what works and what doesn’t, faster.
And for those who hate speed, being slow doesn’t always mean being thoughtful it often means being fearful, indecisive, or stuck in perfectionism. Kiwis need to shake off the “she’ll be right” mentality when it comes to life and growth.
Move faster than you’re comfortable with. Then watch how quickly things start happening.
Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to http://generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
Hosted on Acast. See acast.com/privacy for more information.
I Team up with Jake from Generate and John from Kauri Wealth for this essential retirement reality check that every Kiwi needs to watch.
We break down the brutal truth about retirement costs in New Zealand and why most people are nowhere near prepared for what's coming.
Key topics covered:
The new Kiwi Saver changes: 3.5% contributions in 2025, 4% by 2028
Why the $260 government contribution cut actually makes you better off
Retirement costs: $99-$1,031 per week depending on lifestyle and location
Why NZ Super probably won't exist when you retire
Generate members vs industry averages (the results will shock you)
The value of getting proper Kiwi Saver advice
How much you actually need by age 30, 40, 50, and 65
Why using Kiwi Saver for your first home might be a mistake
I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to http://generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
Meet Mahesh Muralidhar, the tech executive, investor, and the man on a mission to birth 10 billion-dollar Kiwi startups by 2026.
Mahesh shares the lessons he learned scaling global giants like Canva and Airtasker, and why he returned home to lead the charge in New Zealand’s tech ecosystem through Phase One Ventures.
We dive deep into:
• What’s holding Kiwi tech back and how we can fix it
• Why wealth-building isn’t a dirty word in New Zealand
• How to think globally (even if you’re starting in a small market)
• The mindset shift founders need to scale
• Why young Kiwis should be bullish on tech and ownership
This conversation is packed with gems for anyone who wants to grow their impact, income, or understanding of business in the modern economy. Whether you're a founder, investor, or someone just starting out this episode will expand your view on what’s possible in Aotearoa.
Find Mahesh On Insta: https://www.instagram.com/mahesh.akl/
Find Phase One Ventures: https://www.phaseone.ventures
Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
Hosted on Acast. See acast.com/privacy for more information.
The Power of Proximity: Get Closer to What You Want! Today we define and explore the concept of proximity why getting closer to action, opportunity, and the right people can change your life.
As the economy begins to shift, now is the time to lean into environments where people are thinking bigger, doing more, and moving forward.
Whether it’s health, wealth, mindset, or momentum proximity is a strategy we can all embrace.
We share real-life examples from our own journeys and unpack how you can start using this powerful tactic today.
Don’t ignore proximity!
I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to http://generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
Hosted on Acast. See acast.com/privacy for more information.
Recently I teamed up with Lighthouse Financial and Sorted for this emergency fund masterclass, and it's exactly what every Kiwi needs to hear right now. 44% of Kiwis don't have an emergency fund. That's 2.3 million adults walking around completely exposed to life's curveballs.
In this session, James from Lighthouse, Tom from Sorted, and I break down:
We kept this practical, no-nonsense, and focused on what works in the real world. No theory, just the stuff that will actually help you sleep better at night.
If you're one of those 2.3 million Kiwis without an emergency fund, this is your wake-up call. And if you've got one but haven't reviewed it lately, we'll show you how to make sure it's actually fit for purpose.
This is Money Month content that could genuinely change your financial future.
Hosted on Acast. See acast.com/privacy for more information.
Hosted on Acast. See acast.com/privacy for more information.
What makes a great fighter and an even better coach?
City Kickboxing head coach Eugene Bareman opens up about his journey into fighting, the critical role of self-discipline, and why mental toughness matters more than raw talent.
We explore the reality of big paydays, the resilience required to stay at the top, and how he’s helped shape a culture where even the biggest superstars stay grounded.
From humble beginnings to putting New Zealand on the global MMA map, this episode is packed with insight, honesty, and the mindset behind building champions.
I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to http://generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
Today, we sit down with Rose Kennedy, the visionary behind Rose’s Dining Table (https://www.rosesdiningtable.co.nz/), a unique experience that turns dining into a form of creative expression.
From quitting her full-time corporate job because she knew she wasn’t herself, to designing immersive dining experiences across New Zealand, Rose shares how her signature pink dining table became a symbol of connection, creativity, and conceptual hospitality.
We talk about the power of shared meals, building a brand rooted in emotion and design, and how one bold idea can create space for community, conversation, and unforgettable experiences.
Find Rose:
Instagram: https://www.instagram.com/rosesdiningtable
Website: Rosesdiningtable.co.nz (https://www.rosesdiningtable.co.nz/)
LinkedIn: https://www.linkedin.com/in/rose-kennedy-777705171/
Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to http://generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
Prepare to be inspired by Aaron Wilton-Jones, entrepreneur, TikTok sensation, and co-founder of Autoclean Premium Detailing. The once skydiving instructor launched a thriving car detailing business that changed his life and took him on a journey to making more money online than he had from cleaning the cars.
With over a million combined followers on social media, Aaron is now teaching thousands worldwide how to build successful detailing businesses and many pay him to do this through the Autoclean Detailers Academy.
In this episode, Aaron shares the chapters of his journey, the strategies behind his social media success, and valuable insights on overcoming adversity to build a purpose-driven business. We dive into the world of online courses, Kiwi scepticism, making a lot of money, and much more!
Whether you're an aspiring entrepreneur or simply love a good resilience story, Aaron's journey will motivate you to turn challenges into opportunities.
If you need to find Aaron, do that here: https://autoclean.co.nz/about-us/
Instagram: https://www.instagram.com/autocleanacademy/
I believe 100,000 kiwi with better financial literacy will create a better New Zealand. The Generate KiwiSaver Scheme are helping me reach this goal. Cheers Generate. Head to https://generatekiwisaver.co.nz/change to find out more.
Hosted on Acast. See acast.com/privacy for more information.
