In this episode of Just Some Musings, Markus and Justin sit down with John Bromley, founder of Charitable Impact, to explore the world of donor-advised funds (DAFs) and the future of philanthropy in Canada.

John shares his journey from corporate finance to founding Charitable Impact, an organization designed to empower donors rather than direct them. His goal: to make charitable giving as seamless and impactful as managing a bank account.

You can find summary notes, transcript, link to the YouTube, and more at www.muhs.ca/jsm309

This month Markus and Justin dig into the realities of diversification in today’s markets, explore the growing appeal of direct indexing, unpack the impact of currency swings on your investments, and reflect on the rise of “Everyday Millionaires” (EMILYs).

Find notes, video, and transcript at www.muhs.ca/jsm308

This month Markus and Justin interview Jason Yee of Finepoint Solutions. Jason is recognized in the Canadian personal finance world for his expertise around determining and explaining Canada Pension Plan benefit calculations. Whether you're nearing retirement, just entering the workforce, or simply curious about how CPP fits into your financial future, this episode offers a wealth of practical insights. The notes and YouTube of this episode can be found at www.muhs.ca/jsm307.

Justin and Markus dove into the heart of retirement planning and addressed three of the most frequent and pressing questions clients bring up. Get the summary notes and relevant links at www.muhs.ca/jsm306

Markus and Justin reflect on recent travels, turbulent markets, and timeless investing principles including what it actually means to be invested in businesses, as opposed trading stock symbols.

Find the summary and other links at www.muhs.ca/jsm305

Justin and Markus tackle the proposed Canada First TFSA Top Up, along with a few other personal finance related election promises from both parties.Unfortunately, this was recorded just days before the "Canada Reinvestment Tax Cut" was proposed, which would have fit into this conversation nicely.

Accompanying blog summary and discussed links can be found at www.muhs.ca/jsm304

Estate planning isn’t the most cheerful topic, but it’s one of the most critical aspects of financial planning. In this episode of Just Some Musings, Markus and Justin dive into the realities of what happens when you die—and why having a will is essential, no matter your age or financial status.

Justin & Markus discuss investing in an era of unpredictable tariffs, trade wars and generally a lot of geopolitical noise.

Notes and links can be found at www.muhs.ca/jsm302

In the last of this series, Justin and Markus discuss some areas topical to most retirees in their 70s and older. The accompanying blog post can be found at www.muhs.ca/fp70

In the season 2 finale Markus and Justin discuss some year end tax planning basics, rebalancing, and some other recent developments in the markets. Accompanying blog post at www.muhs.ca/jsm223

Markus and Justin discuss some of the top things we talk about with our clients in their 60s, including how RRIFs work, when to start CPP and OAS, and the importance of reducing your volatility in retirement. Find the accompanying blog post at www.muhs.ca/fp60

If you missed Financial Advice for Someone in Their 50s, that's because it was done as a special YouTube collaboration. Find it at www.muhs.ca/fp50

We continue with "Financial Advice Through the Ages" with a look at some of the top things that come to mind when discussing financial planning with our clients in their 40s. The accompanying blog post can be found at www.muhs.ca/fp40

Justin & Markus review the 2024 U.S. Presidential election and potential ramifications for the markets.

Justin and Markus continue the series, with financial advice for their younger selves. What are some things people in their 30s can do to get a good start on their retirement planning and how to prioritize their financial goals. The accompanying blog post can be found at www.muhs.ca/FP30

Justin and Markus discuss Markus' blog post, which can be found at www.muhs.ca/fp20 and share their experiences of early adulting, in their 20s, what they might have done differently and what some of the main things are to look out for, to start on the right path of financial security and wealth accumulation.

In our first "minicast" Markus shares a bit of his experiences at the Future Proof Wealth Festival in Huntington Beach, CA.

Justin and Markus discuss the Japanese carry trade, and some other things going on in Japan.

Show notes at www.muhs.ca/jsm218

Justin and Markus update a bit on recent market volatility. Then, a very important topic at this time of year: how to withdraw from a Registered Education Savings Plan in a tax efficient manner, avoiding the pitfalls that many parents end up in.

Justin and Markus interview Canaccord Genuity's Product Specialist on what factors to consider when selecting an investment portfolio, among other things.

This week two cowboy cosplayers discuss when it's right to actually increase your spending (and the challenges some of us have in actually enjoying our money after being conditioned to save save save) , and the challenges around selling a winning stock, or holding on to one.