Jeff Roediger -- Replacing Wall Street With Main Street

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Jeff Roediger -- Replacing Wall Street With Main Street

Jeff Roediger

82 episodes

5 months ago

In Chapter 11 of The Informed Fed, “Understanding Required Minimum Distributions (RMDs),” Jeffrey Roediger and Bryant Stone break down RMD rules, recent changes under Secure Act 2.0, and strategies like Roth conversions to reduce tax burdens and maximize retirement savings. To order the book: https://a.co/d/gdQclm6 To schedule a consultation with Bryant Stone: https://go.oncehub.com/consultation3 For additional resources for the federal employee, visit www.myfeduniversity.com Bryant.Stone@to...

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In Chapter 11 of The Informed Fed, “Understanding Required Minimum Distributions (RMDs),” Jeffrey Roediger and Bryant Stone break down RMD rules, recent changes under Secure Act 2.0, and strategies like Roth conversions to reduce tax burdens and maximize retirement savings. To order the book: https://a.co/d/gdQclm6 To schedule a consultation with Bryant Stone: https://go.oncehub.com/consultation3 For additional resources for the federal employee, visit www.myfeduniversity.com Bryant.Stone@to...

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Episodes (20/82)

Jeff Roediger -- Replacing Wall Street With Main Street

Chapter 11 of the Informed Fed - Understanding Required Minimum Distributions (RMDs)

In Chapter 11 of The Informed Fed, “Understanding Required Minimum Distributions (RMDs),” Jeffrey Roediger and Bryant Stone break down RMD rules, recent changes under Secure Act 2.0, and strategies like Roth conversions to reduce tax burdens and maximize retirement savings. To order the book: https://a.co/d/gdQclm6 To schedule a consultation with Bryant Stone: https://go.oncehub.com/consultation3 For additional resources for the federal employee, visit www.myfeduniversity.com Bryant.Stone@to...

8 months ago

15 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

2025 Tax & TSP Changes

Learn how to navigate the 2025 TSP and tax changes with actionable strategies to maximize your retirement benefits. This webinar covers the new $11,250 catch-up contribution for ages 60-63, the difference between marginal and effective tax rates, and the significant tax savings possible with Roth conversions—like one example saving $480,000! You'll also discover how to align Social Security, pension, and TSP distributions to minimize tax liabilities. Watch now to gain insights and take contro...

9 months ago

57 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

Chapter 10 of The Informed Fed, "Thrift Savings Plan (TSP) Modernization Act of 2017"

In Chapter 10 of The Informed Fed, "Thrift Savings Plan (TSP) Modernization Act of 2017," Jeffrey Roediger and Bryant Stone explore the Act's transformative updates. These include allowing up to four partial withdrawals annually, removing the 30-day waiting period, enabling withdrawal from specific account types, and offering flexible payment schedules. They compare these changes to the prior restriction of one partial withdrawal post-age 59.5 and highlight how funds can now remain invested i...

11 months ago

17 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

Chapter 9 of The Informed Fed, "Roth vs. Traditional TSP"

In Chapter 9 of The Informed Fed, titled "Roth vs. Traditional TSP," Jeffrey Roediger and Bryant Stone break down the key differences between these two Thrift Savings Plan options for federal employees. They explain that Roth TSP contributions are taxed upfront but grow tax-free, while traditional TSP contributions are tax-deferred until withdrawal, allowing immediate tax savings. The duo emphasizes that TSP offers higher contribution limits compared to IRAs, with no income restrictions, maki...

1 year ago

16 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

Chapter 8 of The Informed Fed, "Maxing Your Retirement Income"

In Chapter 8 of The Informed Fed, titled "Maxing Your Retirement Income," Jeffrey Roediger and Bryant Stone delve into strategies for optimizing federal retirement benefits. They discuss the crucial role of the 5% match in the Thrift Savings Plan (TSP) and offer insights on how to make the most of TSP allocations. Bryant underscores the impact of timing retirement at age 62 for a higher FERS annuity and the importance of incorporating Social Security into a well-rounded retirement plan. Jeffr...

1 year ago

10 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

Interview with Jen Trowbridge of Trowbridge Retirement Strategies

Jeff Roediger and Jen Trowbridge discuss the crucial topic of estate planning, with a special focus on women, who are often overlooked in this area. Listen in as they explore why it’s essential for women to have a comprehensive estate plan, including a healthcare and financial power of attorney. You'll also discover valuable resources to help you establish a trust and tackle important financial questions as you approach retirement. Don't pass up this discussion, designed to empower and equip ...

1 year ago

11 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

Chapter 7 of The Informed Fed, "Retirement Systems Explained"

Bryant and Jeff explore the key details of retirement pension systems for federal employees, including CSRS, CSRS Offset, and FERS, in Chapter 7 of The Informed Fed, "Retirement Systems Explained." Bryant explains the key differences between these systems, while Jeffrey offers an in-depth look at FERS, underscoring the financial impact of buying back military time. They highlight the significant advantages of consulting a specialized financial advisor to navigate these complex retirement opti...

1 year ago

16 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

Chapter 6 of The Informed Fed, "All About Your Health Benefits"

Jeff Roediger and Bryant Stone discuss the importance of planning ahead for federal employee benefits, particularly health insurance and retirement benefits in Chapter 6 of The Informed Fed, "All About Your Health." Understand the different options available, the tax implications of these benefits, and the consequences of failing to plan properly. Bryant highlights the importance of choosing the right survivorship option for FERS annuity, as well as the need to consider Medicare Part B enroll...

1 year ago

15 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

Chapter 5 of The Informed Fed, "Thrift Savings Plan (TSP)

Join financial experts Jeff Roediger and Bryant Stone as they explore Chapter 5 of The Informed Fed, "Thrift Savings Plan (TSP)" Learn about crucial TSP investment strategies and retirement planning tailored for federal employees, including mindset and motivation, tax implications, and common pitfalls to avoid. Discover the proactive approach needed for financial well-being in the federal service, including annual check-ins with a financial advisor. Don't miss out on maximizing your TS...

1 year ago

14 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

Chapter 4 of The Informed Fed, "Understanding FEGLI"

Chapter 4 description: Join Jeff Roediger and financial expert Bryant Stone as they review Chapter 4 of The Informed Fed, "Understanding FEGLI." This discussion explores federal employee benefits, focusing on group life insurance and retirement planning. Learn about FEGLI coverage, compare costs with private insurance, and discover retirement planning strategies tailored for federal employees. Bryant highlights the importance of holistic financial planning and regular check-ins with ad...

1 year ago

15 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

Chapter 3 of The Informed Fed, "Earn While You Learn Philosophies"

Join Jeff Roediger and financial expert Bryant Stone in their review of Chapter 3 of The Informed Fed, "Earn While You Learn Philosophies." Here they discuss the crucial role of mindset and motivation in the financial success of federal employees. This interview covers holistic financial planning, including retirement options and tax implications, outlines four traps for unprepared federal retirees such as taxes on distributions and state tax liabilities, and common mistakes like misund...

1 year ago

12 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

Chapter 2 of The Informed Fed, “Taking a New Perspective on Learning”

Join Jeff Roediger and financial expert Bryant Stone in a dynamic discussion on "Taking a New Perspective on Learning." This chapter explores personal finance for federal employees and the general public, focusing on educating federal workers about their benefits and tailoring financial planning to their unique needs. Explore the various retirement phases and associated financial decisions, gaining valuable insights into the intricate intersection of financial planning and retirem...

1 year ago

13 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

Chapter 1 of The Informed Fed, "The Grass is Always Greener"

Join Jeff Roediger's interview with Bryant Stone as they discuss how to simplify financial education and investing for federal employees, covering Chapter 1 of our book, "The Informed Fed." Gain key insights into benefits, retirement planning, and effective strategies tailored for federal workers. Unpack the complexities of federal employee benefits, explore tailored investment approaches, and crack the code on retirement benefits. Tune in for essential guidance to empower your financia...

1 year ago

13 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

Five Key Decisions -- Completing Will & Trust Documents Does Not Have To Be Complicated

Join Host Jeff Roediger and Special Guest Butch Patrick as we discuss the five questions you need to answer before finalizing your Estate Plan (Will and Living Trust). "Everyone has an estate plan.... unless you implement your own it is called the "Government's Plan"" Regardless of how many assets you have, It is important to control your legacy.

3 years ago

18 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

Why Understanding The Difference Between Investment & Income Planning is Vital to a Successful Retirement

Join My Guest Financial Fiduciary Ken Orenstein and I as we discuss how to manage your investments with income planning to preserve wealth. Ken will share how he teaches his clients on how to structure their assets into three different types of holdings. Book a complimentary Session with Ken to get your retirement questions answered here: https://go.oncehub.com/KenOrenstein

3 years ago

8 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

Key Decisions Florida Public Employees (FRS) Need to Consider Before Retiring

Join Financial Fiduciary and Florida Retirement Specialist Ken Orenstein and Host Jeff Roediger as we discuss the important decisions Florida Public Employees Need to Make Before Retiring. Ken and his team can help you navigate The FRS System to make sure you are educated on all of the options and decisions that you will need to make before you set your retirement date.

3 years ago

15 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

Five Important Decisions When Implementing Your Will and Trust with Fiduciary Ken Orenstein

Join Host Jeff Roediger and Special Guest Financial Fiduciary Ken Orenstein as we discuss the five questions you need to answer before finalizing your Estate Plan (Will and Living Trust). "Everyone has an estate plan.... unless you implement your own it is called the "Government's Plan"" Regardless of how many assets you have, It is important to control your legacy.

3 years ago

17 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

Why Everyone Needs an Estate Plan with Guest Host Erik Ranberg

Join Host Jeff Roediger and Special Guest Financial Adviser and Former Marine Erik Ranberg whose financial practice focuses on Military Service Members, Veterans, DOD and Federal Employees as we discuss the importance of estate planning. Erik addresses this overlooked area of planning. Whose Plan Do You Want? The Government's Plan or Your Own Plan? We Can Help. Sign Up For a 30 Day Trial Estate Planning For Everyone

3 years ago

13 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

Kelly Fasterling - Chapter Seven - Life Insurance To Help You While You Are Living !!

Join Host Jeff Roediger and Special Guest Financial Adviser, Kathy Fasterling as we discuss how Life Insurance can be used as a great living benefit. Kelly and I discuss these important topics: 1. Why you should "own" life insurance verses "renting" it. 2. Using Life Insurance Living Benefits to help cover long term care costs 3. Leveraging Life Insurance Death Benefits to allow you to spend down other retirement assets 4. Supplemental Retirement Income and more....

3 years ago

14 minutes

Jeff Roediger -- Replacing Wall Street With Main Street

Why Everyone Needs an Estate Plan -- Especially Today...

Join Jeff Roediger and Guest Host La'Mont Baxter, Financial Adviser and Government Employee Advocate, as we discuss this important and often overlooked area of Financial Planning. Whose Plan Do You Want? The Government's Plan or Your Own Plan? We Can Help. Sign Up For a 30 Day Trial Estate Planning For Everyone

3 years ago

13 minutes