As we move through another wave of technological transformation, financial advisers are increasingly being asked how to position portfolios for the rise of AI. The headlines are dominated by ground breaking developments and showstopping returns but beneath the surface lies a much more complex and nuanced investment picture. What influence do AI-related stocks have on the market?What’s the average investor’s grasp on AI?What paths are open to the investor? How can concentration be managed...

If the last few months have shown us anything, it’s that geopolitics are playing a bigger role in financial markets than ever before. Whether it’s escalating tensions in the Middle East or the long-running fallout from the war in Ukraine, global events are having a real and immediate impact on markets - and by extension, on investment portfolios. What role do geopolitics play in markets? How economically sensitive is the Strait of Hormuz?What's happening in energy markets?What could tens...

Humans have been fascinated by gold for over 6,000 years with the first known gold artefacts dating back to around 4,000 BC in Eastern Europe. It has been used as currency, art, jewellery, and a symbol of power across every major civilisation. Gold doesn't tarnish, rust, or corrode and is one of the most chemically stable elements on Earth, which is why it's been treasured for millennia and used to store value through wars, recessions, and currency collapses. Why are investors once again turn...

With changes in pension regulations, tax treatment, and investment strategies shaping how advisers support clients, retirement planning has undergone significant transformation over the years. Historically, HMRC emphasised that pensions were solely for providing income in retirement, but legislative changes have led to a shift in approach. With further changes in the pipeline from April 2027, advisers are having to adapt to the evolving landscape as it unfolds. What’s happening in...

The US is the largest consumer market in the world, making it a critical target for global exporters. The Trump administration's recent decision to raise trade tariffs stems from a combination of economic, political, and national security objectives. These tariffs are part of a broader strategy aimed at reshaping the US' trade relationships and bolstering domestic industries but are not without high levels of controversy. What is the Trump administration looking to achieve and is it achievabl...

The Bank of England’s Monetary Policy Committee voted unanimously in February to cut the Base Rate by 0.25% to 4.5%, with two members advocating for a larger 0.5% cut. Despite inflation remaining a threat, this shift to a more dovish stance highlights the concerns they have over the health of the UK economy. With all this doom and gloom, why would anyone invest in UK plc? There may be just one word for it – infrastructure! What's the infrastructure output forecast and what does this mea...

In this month’s Investment Perspectives podcast, we’ll explore the key drivers shaping portfolio performance in 2024 and share insights into what we think the future may hold across the ever-evolving investment landscape. What's happening from an equity standpoint?Will the Magnificent 7 continue to steal the limelight? What effect will Trump's policies have on the US investment landscape?What are expectations in the UK, Europe, and Emerging Markets?Where are the pockets of potential for ...

The FCA recently implemented the Sustainability Disclosure Requirements (SDR) – a package of measures designed to improve transparency in sustainable investing and crack down on greenwashing within the industry. What are the new rules and what does this mean for investors and advisers?Why has this framework been brought in? Are these changes advantageous for the adviser? Why is qualitative fund research that underpins existing ratings so important?Does SDR reinvigorate a level...

Since we launched in 2004 our core aim has been to help advice businesses to be successful. With the introduction of our new Passive Plus range , we're eager to give financial advisers a comprehensive overview of our Managed Portfolio Service. Together with Stewart Smith, Head of Managed Portfolio Services at RSMR, we're using this podcast as a platform to shed light on our three MPS ranges, highlighting our latest offering.

Many of us have felt the pressure of prevailing high interest rates over the last few years but it looks like there is light at the end of the tunnel so it’s time to consider whether the message has changed from central banks and what the expectations and implications of the new lower rate environment will be. The trajectory is that interest rates will continue to fall but at what pace?How can we protect our investments in the current economic environment and where are the openings?When it co...

The 2024 US election landscape has been marked by dramatic twists, including the attempted assassination of Donald Trump and Joe Biden’s withdrawal from the presidential race. With Biden’s full backing, Kamala Harris was swiftly positioned as the Democratic candidate for the November election, setting the stage for an intense and highly competitive race. In the latest RSMR Investment Perspectives we're asking: - What if Trump or Harris get elected? - What’s going on in the m...

Since 1978, China has been a major part of the emerging markets sector but is China now more likely to be heading towards a lost decade and is it time to reevaluate longer-term investment? China's GDP grew by 5.3% year on year in the first quarter of 2024, above market expectations. Over a longer timeframe, China is likely to remain an important cog in the global economy, but the economics, politics and demographics need to stabilise to restore the sector to its former glory and re...

Since 2012, the Federal Reserve has targeted an inflation rate of 2%. Keeping inflation low is one of the Fed's dual mandate objectives, along with stable and low unemployment levels. Central banks have a degree of independence, but central bankers talk to each other, and US monetary policy can affect and lead other parts of the world. - What does inflation in the US mean for the investment world? - What impact does housing have & what’s happening in the oil market? - What’s the inflation...

As we say goodbye to the old tax year, and hello to the new, investors and savers will most likely be considering how to make the most of their tax-free allowances. Outside of pensions, the standard UK tax-free wrapper is of course the much-loved ISA which turned 25 this month. I'm talking to Senior Investment Analyst Andrew Robinson to find out about ISAs and where they fit into a broader investment strategy. - What's the vibe with ISAs? - What are the different ISA option...

You may have always favoured one investment style over another but blending active and passive strategies means you can seek outperformance while still being mindful of cost. With the opportunity to harness the unique benefits of both strategies, some might say you’re missing a trick if you’re not considering a new blended approach... Listen to the expert investment perspective in the latest RSMR podcast!

In this episode I’m joined by Stewart Smith, Head of Managed Portfolio Services and we’re exploring investment potential in Japan. Japan hasn’t been a well-loved market over the last few decades, but convincing performance in 2023 has well and truly put the cat among the pigeons. What’s the performance story and forecast and what’s happening with domestic and international investment?