In Episode 17 of Income Insights, host Denny Neidhardt sits down with Founder Kimmo Rytkönen to discuss how Income is navigating a changing lending landscape. From Danarupiah’s portfolio adjustments to new partnerships with ITF, Ibancar, Virtus, Simpleros, and Autofino, the conversation highlights steady progress, prudent growth, and the upcoming secondary market launch.

In Episode 16 of Income Insights, CTO Jüri Pruulmann explains how Income’s custom-built “Time Machine” engine ensures secure, auditable transactions and supports scaling through smart infrastructure and automation. The episode also previews upcoming features, such as the secondary market and 2FA, pending the success of their crowdfunding round.

In this episode of Income Insights, host Denny Neidhardt visits Jakarta to speak with Christine, Vice President of DanaRupiah. They discuss the origins of DanaRupiah, Christine’s journey from China to Indonesia, and how the company navigated regulatory changes to become a key player in Indonesia’s fintech lending space. The conversation also explores DanaRupiah’s role on the Income Marketplace and its future direction for investors.

In Episode 14 of Income Insights, CEO Lavrenti Tsudakov shares Income Marketplace’s 2025 roadmap, including ambitious AUM targets, new loan originators, and an upcoming crowdfunding round. The platform is set to enhance investor offerings, expand into new markets, and strengthen operations. Lavrenti emphasizes that execution is key in turning these plans into reality.

In this episode of the Income Insights Podcast, host Denny Neidhardt and founder Kimmo Rytkönen reflect on Income’s 2024 milestones, including new lender onboardings, institutional investor growth, and challenges like regulatory impacts in Indonesia. They also discuss market trends, the evolving loan portfolio, and their goals for 2025, emphasizing continuous improvements and future growth strategies.

In Episode 12 of the Income Insights Podcast, host Denny Neidhardt interviews Maciej Wenerski, head of loan originator due diligence at Income Marketplace. Maciej discusses his professional journey, including his transition to Income, and offers a deep dive into the meticulous due diligence process used to evaluate loan originators. The conversation highlights the challenges of balancing risk and opportunity in peer-to-peer lending and provides insights into the competitive edge Income Marketplace brings to the financial landscape.

In episode 11 of the Income Insights podcast, host Denny Neithardt and Income’s founder Kimmo Rytkönen dive into a second community Q&A session, addressing investor questions about potential developments for Income Marketplace. Key topics include the anticipated launch of a secondary market, investor loyalty programs, and strategic decisions around features like cashback campaigns and product simplification. They also discuss regulatory impacts on Income’s Indonesian partners and share updates on Kimmo’s health and recovery.

In Episode 10 of Income Insights, host Denny Neidhardt and Income founder Kimmo Rytkönen introduce two new lenders to the platform: Ibancar, a Spanish collateral-based lending company, and Sandfield Capital, a UK firm specializing in litigation financing. They explore the unique business models and risk mitigation strategies these lenders bring, while also providing updates on Income’s platform growth and future outlook. This episode offers a closer look at Income’s commitment to diversifying lending options for its investors.

In Episode 9 of the Income Insights podcast, co-hosts Denny and Kimmo discuss Income Marketplace’s steady growth, with assets under management rising to €15.8 million despite onboarding delays for new loan originators. Kimmo provides insights into the company’s focus on attracting higher-ticket investors, recent financial improvements, and changes to the platform’s Early Buyback feature while addressing his reduced role to focus on health. The team remains optimistic about reaching profitability by the end of 2025.

In Episode 8 of the Income Insights Podcast, host Denny Neithardt is joined by Income Marketplace founder Kimmo Rytkönen and CEO Lavrenti Tsudakov. They discuss the platform's origins, challenges, and successes, including the significant milestone of facilitating over 100 million euros in loans. The episode also highlights future plans and the strategic outlook for continued growth.

In Episode 7 of "Income Insights," Kimmo and Denny explore the impact of artificial intelligence on peer-to-peer lending and discuss strategic banking changes at Income, highlighting operational efficiencies and future technological advancements.

Welcome to the 6th episode of the Income Insights Podcast, featuring host Denny Neidhardt and Income Founder Kimmo Rytkönen. This episode delves into the intricacies of the new Lender Onboarding and Acquisition process on Income, discussing the strategic approach, due diligence, and the future outlook for expanding the platform's portfolio.

Income Insights Podcast - Episode 5 features a dedicated Q&A session with Kimmo Rytkönen, addressing the investor community's most pressing questions. The discussion spans regulatory concerns, investor engagement strategies, expanding the loan supply, ESG criteria in lending, financial stability, and the introduction of new functionalities to enhance the platform's service and transparency.

In episode 4 of "Income Insights," Denny Neidhardt and Kimmo Rytkönen explore the resilience of lenders amidst challenges, introduce new investment opportunities through diversified loan products, and discuss strategic expansions aimed at enhancing investor value and broadening the platform's asset base.

In this podcast episode, Denny Neidhardt and Kimmo Rytkönen of Income engage in a candid discussion. They reflect on the challenges faced by the platform in 2023, exploring regulatory hurdles, funding issues, and onboarding complexities. The conversation also unveils the platform's ambitious goals for 2024, emphasizing strategic shifts, a potential funding round, and a commitment to overcoming obstacles for substantial growth.

Welcome to Episode Two of Income Insights, where we address recent developments with lenders Vivus and ClickCash. Kimmo Rytkönen explains ClickCash's debt restructuring plan, the decision to bridge payments up to 5,000 euros and provides insights into challenges faced with Vivus Mexico. The episode also touches upon the auto-invest feature and strategies for maintaining transparency and resolving lending issues to uphold investor trust.

In the debut episode of Income Insights, founder Kimmo shares his passion for podcasts and explains the recent CEO change. He provides a candid look into Income's team, addresses loan originator challenges, and discusses the balancing act of meeting investor demand with limited asset supply, setting the stage for a promising series aimed at keeping investors informed and engaged with the platform's inner workings.