
What’s really going on in the UK motor trade finance world? In this eye-opening episode, we sit down with Ian Francomb, Commercial Director at Octane Finance, to unpack the big changes happening in car finance compliance, what the FCA is planning next, how dealers can stay competitive in 2025 and beyond. and What Avoiding Finance Is Really Costing You?From the best car finance options for 2025, to understanding the appointed representative model vs direct authorisation, we break down the challenges facing today’s dealers — and what finance at point of sale really means for profitability and customer experience.You’ll learn:- How motor trade finance in the UK is being reshaped by regulation- What finance compliance really requires (and how to get it right)- Why so many dealers lose out by not promoting finance properly- How car finance works in the UK, and what most people get wrong00:00 – The Finance Mindset in Car Sales01:30 – Introducing Ian Franco & Octane’s Evolution04:00 – Regulatory Shifts & Industry Reactions08:00 – Why Dealers Must Offer Finance12:00 – The Compliance Gap & Missed Opportunities16:00 – Octane’s Unique Approach to Finance21:00 – Claims, Risks & the Future of Regulation26:00 – Dealer Challenges, Market Changes & Octane’s Vision🎧 Listen & Subscribe:👉 Spotify: https://open.spotify.com/show/14YEU0U...🎥 YouTube: / @howitis_podcast 🍎 Apple Podcasts: https://podcasts.apple.com/us/podcast...🎞 Amazon Music: https://music.amazon.co.uk/podcasts/e...Ian Francomb https://www.linkedin.com/in/ian-francombe-mimi-51071522?lipi=urn%3Ali%3Apage%3Ad_flagship3_profile_view_base_contact_details%3BW%2Bw2U2aeSm6G6b5qOFoSNQ%3D%3DOctane Financehttps://www.octanefinance.co.uk/https://www.linkedin.com/company/octane-ltd/🚀 For more from The Compliance Guys & compliance insights:🔗 https://linktr.ee/TheComplianceGuys📢 What's your go-to sales opener? Drop it in the comments.👍 Like the episode? Smash the like button, hit subscribe, and share this with someone whos a dealer, broker, or just curious about understanding vehicle finance.#carsales #automotive #finance #vehiclefinance #carfinance #FCA #compliance