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Homes & Loans
Union Home Mortgage
29 episodes
4 days ago
Step into the world of homebuying with the Homes & Loans podcast by Union Home Mortgage! Homes & Loans is your guide to navigating the homebuying process, making informed decisions about which loan is right for you, and getting smart about mortgages and homeownership as a whole. Join us as we bring our inside scoop to the masses – from first-time homebuyers to experienced homeowners, and everyone in between.
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Education
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All content for Homes & Loans is the property of Union Home Mortgage and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Step into the world of homebuying with the Homes & Loans podcast by Union Home Mortgage! Homes & Loans is your guide to navigating the homebuying process, making informed decisions about which loan is right for you, and getting smart about mortgages and homeownership as a whole. Join us as we bring our inside scoop to the masses – from first-time homebuyers to experienced homeowners, and everyone in between.
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Education
Episodes (20/29)
Homes & Loans
Season 1 Wrap Up

We wrap up the first season and give an update on the work being done for the upcoming second season! If you have questions about a topic from previous episodes, drop us a line at homesandloans@uhm.com.

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10 months ago
1 minute 30 seconds

Homes & Loans
All Things USDA Loans with Rex Grasz - Part 2

Join us for this final episode of Season 1 of Homes and Loans! We sit down with Rex Grasz to review income, qualifying, credit, and other details that go into a USDA loan. Have a question about this or other episodes? Drop us a line at homesandloans@uhm.com!

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10 months ago
15 minutes 5 seconds

Homes & Loans
All Things USDA Loans with Rex Graz

Tune in to this episode of Homes and Loans to learn about all things regarding USDA! USDA loans are a great option for those that qualify. Learn about different program options, down payment assistance, and more! Have questions about this or another episode? Drop us a line at homesandloans@uhm.com.

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11 months ago
13 minutes 21 seconds

Homes & Loans
How to Hack Your Mortgage Payment to Pay Your Loan Off Early with Dan Perreira

Run through this real life scenario to find out how you can work on paying off your mortgage early by picking the right loan product at the right amount. Learn how you can get a better payment without needing special financing and work on paying your home off sooner than your loan term. For questions or future episode suggestions, drop us a line at homesandloans@uhm.com!

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11 months ago
11 minutes 11 seconds

Homes & Loans
The Importance of Pre-Approval (with the Right Loan Officer)

How much of a difference does it make being preapproved or fully approved with the right mortgage lender? Check out what Katie Lawrence has to say about what a difference it can make in getting someone their dream home. Have a question about this or other episodes? Drop us a line at homesandloans@uhm.com.

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11 months ago
11 minutes 13 seconds

Homes & Loans
VA vs FHA vs Conventional Home Financing with Alice Alvey

What are the big differences in loan products? Today we compare VA to FHA to Conventional financing, reviewing the pros and cons of each product. We discuss down payment amounts, PMI, and interest rates to see who comes out on top! Have a question or want to recommend a topic for future episodes? Drop us a line at homesandloans@uhm.com!

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1 year ago
7 minutes 24 seconds

Homes & Loans
What Factors go into Advertised Mortgage Rates? with Angeline Kelly

Have you ever seen an advertised mortgage rate and called to find it's not true? What factors go into a mortgage rate? Dive into this episode of Homes and Loans to get all the answers and more! Have questions on this or other episodes or want to suggest topics for future episodes? Drop us a line at homesandloans@uhm.com.

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1 year ago
12 minutes 12 seconds

Homes & Loans
How to Assemble Your Home Buying Team with Tami LaCanne

Who do you need to have on your home buying team? Do you know? Check out this weeks episode with Tami LaCanne to figure out how you can make your home buying process as easy as possible for you, the home buyer! Want to know more or have questions about a future topic? Drop us a line at homesandloans@uhm.com!

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1 year ago
12 minutes 10 seconds

Homes & Loans
All Things Credit with Tommy Gainer!

Have you ever wondered how to properly manage your credit? How much credit should you use? How does your credit score get calculated? Get the answers to these and other questions on this episode of Homes and Loans! Have a question about this or other episodes? Drop us a line at homesandloans@uhm.com.

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1 year ago
15 minutes 31 seconds

Homes & Loans
Homeownership & Budgeting: How to Prepare for the Purchase!

Do you know how much home you can afford? Do you know how much you can qualify for? Get the answers to these questions and more in this episode of Homes and Loans where host Alice Alvey sits down to discuss all things budget with UHM Area Sales Manager Lori McCaghren! Want to know more about this or other topics? Reach out to us at homesandloans@uhm.com.

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1 year ago
13 minutes 38 seconds

Homes & Loans
Should Buy Your Dream Home? with Morgan Jaeger

How do you know when you're ready to buy a house and what is on your wish list? Join us for this episode of Homes and Loans with Morgan Jaeger as we discuss how you might not want to look for that "dream home" for your first buy. Want to learn more about today's episode or suggest topics for another show? Contact us at homesandloans@uhm.com!⁠

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1 year ago
13 minutes 12 seconds

Homes & Loans
Buying a Home in the Current Market: Should You Wait?

Sit down with Homes and Loans host Alice Alvey as she speaks with Chicago Branch Manager Tim Brigham. They discuss housing, rates, and when it pays off to be honest with your customers. Have questions about this or other episodes? Drop us a line at homesandloans@uhm.com.

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1 year ago
11 minutes 49 seconds

Homes & Loans
FHA Financing: Non-Traditional Credit and More!

Do you avoid credit cards due to high interest rates? Is your credit score non-existent due to low credit use? You can still get a loan! Check out this episode to learn how you can still get a mortgage with non-traditional credit financing. For more information on FHA lending, check out uhm.com/branches to find your nearest loan officer!

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1 year ago
6 minutes 6 seconds

Homes & Loans
Gen Z & Homeownership: What does the Next Generation Think?

What does Gen Z think of homeownership? How early should they be thinking about buying a home? Is it something they even think about? Listen in to this weeks episode of Homes and Loans as host Alice Alvey sits down with recent UHM intern Kate Mihacevich to get the down low on Gen Z and their relationship with homeownership and the home buying process.

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1 year ago
9 minutes 55 seconds

Homes & Loans
How to Buy a Home that Needs Updates with Cory Pirrello

Have you ever found the perfect house while house hunting, but it just needs a few updates? Maybe it needs a new bathroom, updated kitchen, or extra bedroom? Join Alice Alvey as she chats with Cory Pirrello, Renovation Field Sales Manager, about renovating, 'but' loans, and more on this episode of Homes and Loans!

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1 year ago
8 minutes 48 seconds

Homes & Loans
How to Build Your Dream Home Part 2: New Construction Loans with Bill DiCapua

Homes & Loans is excited to welcome back construction loan expert Bill DiCapua, as he walks us through the entire process of funding a new construction home loan. Who does the money really go to? You? Your builders? Find out during this insightful new episode.  

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1 year ago
14 minutes 58 seconds

Homes & Loans
Homebuyer Preparedness with Jim Gaffney

On this special episode on Homes & Loans, host Alice Alvey welcomes homebuyer education specialist Jim Gaffney, who is the founder and creator of ‘Know Before You Go – 3 Step Guide to Home Financing’. Jim dives into helping listeners understand the three most important factors of buying a house, how to document them, and when to start preparing. Buying a home for the first time can be overwhelming, but luckily experts like Jim Gaffney are here to walk you through the process. 

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1 year ago
13 minutes 50 seconds

Homes & Loans
Down Payment Assistance 101: How Much Can be Covered?

What will down payment assistance cover? Jen Lawrie, mortgage industry veteran, shares insights about getting into a home fast- with other people’s money! She debunks common assistance program myths, emphasizing the hard truth that there is no such thing as free money. Listen in on this episode of Homes & Loans to learn more about the ins and outs of down payment assistance and how you can benefit from it. 

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1 year ago
14 minutes 21 seconds

Homes & Loans
Beyond the Offer: The Art of Smart Home Financing

Rick Cardinali, the “Lender Chef” joins Alice Alvey on this episode of Homes & Loans to teach listeners how to be better about shopping for a home. He shares insightful advice about keeping a grasp on your emotions through the entire homebuying process, staying levelheaded with every decision you make. Ready to make a move? Tune in to learn how to successfully financially plan to buy your dream home. 

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1 year ago
15 minutes 55 seconds

Homes & Loans
Protecting Your Home: Expert Insurance Tips & Tricks

What is really covered after a big storm? Join host Alice Alvey and insurance expert Chris Arnold from Union Home Insurance Services as they uncover essential tips on protecting your home, focusing on critical issues like roof coverage. Whether you're a seasoned homeowner or new to the game, this episode is your guide to smarter insurance decisions. Tune in and stay ahead of the storm! 

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1 year ago
13 minutes 14 seconds

Homes & Loans
Step into the world of homebuying with the Homes & Loans podcast by Union Home Mortgage! Homes & Loans is your guide to navigating the homebuying process, making informed decisions about which loan is right for you, and getting smart about mortgages and homeownership as a whole. Join us as we bring our inside scoop to the masses – from first-time homebuyers to experienced homeowners, and everyone in between.