Here Comes The Money

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SmartMoney Wealth Management

5 episodes

Few seconds ago

In this episode, Hovig and Peter break down one of the biggest misconceptions everyday Australians have about money: “I need more before I can start.” …when the truth is, most people already have the ingredients — they just don’t know where to look. From super, to equity, to tax dollars you’re already paying, this episode uncovers the “invisible money” sitting right under your nose — and how everyday mums and dads can use it to build wealth sooner, instead of waiting years to “save enough”....

Investing

Business

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Investing

Business

Episodes (5/5)

Here Comes The Money

#5 - Invisible Money: The Wealth Hidden in Your Super, Equity & Tax

Few seconds ago

16 minutes

Here Comes The Money

#4 - $2 Million Retirement Reality Check: Why Doing Nothing Is Riskier Than You Think

💰 Episode #4 — The $2 Million Retirement Reality Check: Why Doing Nothing Is Riskier Than You Think Most Australians underestimate how much they’ll actually need to retire comfortably — and the reality might shock you. In this episode, Hovig and Peter break down the real math behind the so-called “$2 million retirement number,” the dangers of lifestyle creep, and why letting your money sit idle could be the riskiest decision of all. From inflation to income planning, they reveal practical ste...

1 week ago

15 minutes

Here Comes The Money

#3 – The Mortgage Trap: Why Your $650K Loan Really Costs $1.3 Million

Most Aussies think their mortgage is simple — you borrow, you pay it back. But what if your $650,000 home loan actually costs you $1.3 million over time? In this episode of Here Comes the Money, Peter Kaleski and Hovig Evanian expose the real cost of a mortgage — and how the banks quietly make you pay double without you even realising. They unpack: 💰 Why rate drops don’t actually save you much 🏦 How the banks keep you trapped for 30 years ⚖️ The smarter way to use your equity and tax dollars ...

2 weeks ago

19 minutes

Here Comes The Money

#2 - Why Working Harder Is Actually Making You Poorer 💸

This episode of Here Comes the Money with Peter & Hovig tears apart the myths that keep everyday Aussies trapped in the financial system. From the illusion of “working harder” leading to freedom, to the hidden truth that your biggest debt might actually be retirement, Peter and Hovig expose the lies, traps, and systemic flaws that keep people poor. With bold insights into mortgages, government policy, and the psychology of money, they reveal how the game is rigged—and more importantly, ho...

3 weeks ago

12 minutes

Here Comes The Money

#1 - What No One’s Telling You About Money, Property & Wealth in Australia

You’ve heard the headlines — but here’s what’s really happening. In the first episode of Here Comes The Money, SmartMoney Directors Peter Kaleski and Hovig Evanian unpack the truth about finance, property, and wealth that most Aussies never hear. Straight talk. No fluff. All strategies and information provided on this website are general advice only and does not take into consideration any of your personal circumstances. Please arrange an appointment to seek personal financial and taxation ad...

2 months ago

27 minutes