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Her Money Her Business
Sonja Balzarolo
41 episodes
6 days ago
Her Money Her Business is a podcast for women who want to build their money confidence. Whether you are just starting out or growing your business, we want to see you take the right steps to thrive by excelling at money management, reducing financial stress and growing a profitable business. Know your Finances, Grow your Business!
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Entrepreneurship
Business
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All content for Her Money Her Business is the property of Sonja Balzarolo and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Her Money Her Business is a podcast for women who want to build their money confidence. Whether you are just starting out or growing your business, we want to see you take the right steps to thrive by excelling at money management, reducing financial stress and growing a profitable business. Know your Finances, Grow your Business!
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Entrepreneurship
Business
Episodes (20/41)
Her Money Her Business
Ep 40: 5 Things to Boost Business Revenue

How to Boost Business Revenue

As we come into the last month of the fianncial year and enter a new financial year, you may be thinking about ways to either boost your current revenue or plan for increased revenue in the incoming year.

Of course taking time to decide on new ways to boost business revenue can be done at any time of year. There is no bad time of year to focus on boosting your revenue!

On this episode I cover 5 things you can focus on:

  • Cost versus pricing
  • Doubling Down
  • Drop the thing / client that isn't working
  • Focus your time
  • Sell more, tell more

Mentioned in this episode:

Money In Money Out Mini-course with 15% off discount

***************************************************************************************************

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below: https://www.blossomingbusiness.com.au/resources

Show more...
1 year ago
13 minutes 50 seconds

Her Money Her Business
Ep 39: What To Do When Business Seems Hard

Is Business Getting Harder?

Are decreased sales or more effort for the same results making everything seem that little bit harder than it has been in the last year or two? Business is changing. If you are selling business to small business or business to consumer, the current economic effects and cost of living on people and families is affecting buying, and thus sales for small business owners. 

So what do we do?

On the podcast this week I cover:

  • How customers buying decisions are changing
  • What they want to know before they buy and how you can meet this need
  • How to understand your ideal customer better
  • How to become and stay organised through the financial year
  • Making business more personal
  • What no longer works

 

Mentioned in this episode:

Money In Money Out Mini-course with 15% off discount

 

***************************************************************************************************

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below: https://www.blossomingbusiness.com.au/resources

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1 year ago
18 minutes 29 seconds

Her Money Her Business
Ep 38: Tax Prep Tips for Small Business and Sole Traders

End of Financial Year - Are you Ready?

Learn my top tips for getting organised for the end of this financial year, and set yourself up for a brand new financial year from 01st July. This episode is specifically for small business and sole traders and the information shared will refer only to businesses not registered as a company, where different tax applies.

On the podcast this week I cover:

  • Tax Planning - What is it and why should you do it?
  • How to review your year with and without an accountant (focussed on small business and sole traders)
  • Keeping up with compliance for your business and tax
  • How to become and stay organised through the financial year
  • Important tax dates

Note this podcast is general information only and should not be used as advice specific to your business. You should reach out to an accountant or tax professional for specific tax advice related to your business.

 

Mentioned in this episode (no affiliate links):

1. Money In Money Out Mini-course with 15% off discount

The course includes a module on Money Owed which is focussed on compliance for businesses, and provides a Compliance Timeline for businesses in their first 1 to 3 years.

Join the course here: Mini-Course

2. Xero Accounting Software

Click here for a free trial

3. Links to the ATO for further information on tax for small business and sole traders:

ATO - Income, Deductions and Concessions

ATO - Income Tax Returns

 

***************************************************************************************************

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below: https://www.blossomingbusiness.com.au/resources

Show more...
1 year ago
24 minutes 35 seconds

Her Money Her Business
Ep 37: Guest Interview with Isabel Chen, Pinterest Expert

Guest Interview: Everyday Business Heroes Series

On this episode I am chatting with Isabel Chen, Pinterest expert and owner of FairyFox Digital.

We discussed Isabel's business journey from corporate employee to small business owner, and dove into Pinterest, with heaps of tips from Isabel on how it can work for businesses today.

About Isabel Chen:

Isabel is a scientist turned digital marketer, who helps creative business owners make more sales with powerful Pinterest marketing and simple content creation. After burning out as a marketing team of ONE in a non-profit for 4 years, Isabel is passionate about showing online businesses how to save time while still seeing results with their marketing.

How to Connect with Isabel:

Instagram: fairyfoxdigital

Website: fairyfoxdigital.com

 

Mentioned in this episode:

Click to join the course: Illuminate: Pins to Profit Pinterest Academy

About the Course:

Illuminate isn't just another Pinterest course. I'm teaching you my proven framework for Pinterest success, time-saving Canva templates, AI prompts for creating compelling Pinterest content and LIVE support to double your traffic to your website and make more sales, WITHOUT creating new content in 30 minutes a day. Live training component runs from Monday 20 May to Sunday Jun 30 2024.

Not on Pinterest yet? Click here - Pinterest

***********************************************************************

Want to be a guest on the Everyday Business Heroes series? Click the link below and let's get chatting!

Be a Podcast Guest

***********************************************************************

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below:

https://www.blossomingbusiness.com.au/resources

This podcast is sponsored by the mini-course Money In Money Out. (Click to check it out)

 

 

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1 year ago
34 minutes 44 seconds

Her Money Her Business
Ep 36: Cashflow Success

Cashflow Success

What does it mean to successfully manage your cashflow?

On the podcast this week, I am discussing the #1 challenge business owners tell me they have when it comes to their business financials - How to better manage their cashflow.

The cashflow topics I cover are:

  • What are you aiming for when you want to be successful at cashflow management?
  • Practical ways you can better manage your cashflow
  • How do you know when you are successfully managing your cashflow? What does that look and feel like for you and your business?

 

Mentioned in this episode (no affiliate links):

1. Money In Money Out Mini-course with 15% off discount

Join the course here: Mini-Course

 

2. Xero Accounting Software

Click here for a free trial

 

***************************************************************************************************

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below: https://www.blossomingbusiness.com.au/resources

Show more...
1 year ago
16 minutes

Her Money Her Business
Ep 35: Building a Mindset of Financial Empowerment

Building a Mindset of Financial Empowerment

In this episode, I am discussing the importance of your mindset when building financial confidence and empowerment.

The mindset topics I cover are:

  • 3 x common mindset barriers related to money management
  • 3 x Practical tips for cultivating a mindset for financial empowerment

 

Mentioned in this episode (no affiliate links):

1. Money In Money Out Mini-course with 15% off discount

Join the course here: Mini-Course

2. Free download - Business Financials That Make Sense guide including the F.L.I.P (Financial Literacy Improvement Plan) for establishing your financial knowledge gaps.

Click here for your free guide.

3. 1on1 Coaching session with Sonja Balzarolo, Business Financials Coach -

Click here for Booking link

4. Xero Accounting Software

Click here for a free trial

 

***************************************************************************************************

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below: https://www.blossomingbusiness.com.au/resources

Show more...
1 year ago
20 minutes 55 seconds

Her Money Her Business
Ep 34: Strategies For Managing Cashflow

Strategies for Managing Cashflow

In this episode, the first in a set of episodes about Cashflow, I am discussing the importance of managing your cashflow, the unique challenges for women in business around cashflow and some practical steps you can use today to start improving your cashflow management.

The cashflow topics I cover in this episode are:

1. The cashflow challenges for women in business

2. Practical tips for effective cashflow management

3. Using technology to manage your cashflow

4. Building a financial buffer

5. Mindset for financial empowerment

 

Mentioned in this episode (no affiliate links):

1. Money In Money Out Mini-course with 15% off discount

Join the course here: Mini-Course

2. Xero Accounting Software

Click here for a free trial

3. Apps you can add to Xero to help you with cashflow management:

Float

Fathom

Futrli Predict

Cash Flow Frog

 ***************************************************************************************************

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below:

https://www.blossomingbusiness.com.au/resources

Show more...
1 year ago
22 minutes 32 seconds

Her Money Her Business
Ep 33: Guest Interview with Joanne Speirs, Author and Editor

Guest Interview: Everyday Business Heroes Series

On this episode I am beyond excited to talk to Joanne Speirs, published author and owner of editing and proofreading business Nurturing Words.

We discussed everything about writing and publishing books, running an editing business while also promoting an author brand and book, and the ups and downs of business.

About Joanne Speirs:

Joanne Speirs grew up on a farm in a small rural community on the Eyre Peninsula of South Australia, where she wrangled sheep with her dad, baked, sewed and crafted with her mum and was a keen netballer. Scouring the school library shelves for Sweet Valley High romance novels became a favourite pastime in her teens and fuelled her passion for reading and writing.

She now lives in Adelaide with her two teenage boys, husband, and border collie, and she uses her life experiences as inspiration for her contemporary rural romance stories. Her debut, Second Chance Love in Point Perry, was runner-up in the prestigious Romance Writers of Australia Valerie Parv Award in 2019 and longlisted for the Romance Writers of Australia Emerald Award in 2020, and she was recently awarded Favourite Debut Romance Author 2023.

When she’s not writing, she’s chief line & copyeditor + proofreader at Nurturing Words, specialising in editing manuscripts for self-publishing romance authors.

 

How to Connect with Joanne:

Instagram: https://www.instagram.com/jo.speirs_romance_author/
Facebook: https://www.facebook.com/joannespeirsauthor
LinkedIn: https://www.linkedin.com/in/jo-speirs-342a0232/
Pinterest: https://www.pinterest.com.au/JoanneSpeirsAuthor/
TikTok: https://www.tiktok.com/@jospeirsromanceauthor

 

Website and Book Link:

https://www.joannespeirs.com.au/second-chance-love-in-point-perry

***********************************************************************

Want to be a guest on the Everyday Business Heroes series? Click the link below and let's get chatting!

Be a Podcast Guest

***********************************************************************

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below:

https://www.blossomingbusiness.com.au/resources

 

Show more...
1 year ago
40 minutes 30 seconds

Her Money Her Business
Ep 32: The 7 Essential Business Basics

The 7 Essential Business Basics

Episode 32 is a recap of the 7 Days of Business Basics Series. 

The Back to Basics Series ran this week on the @blossomingbusiness Facebook and Instagram pages.

Each day I talked about 1 of the 7 Business Basics, why it's important, prompts for how to audit if you have the basic in place for your business, and a small action step to use and start implementing if you don't.

This episode is a summary of each day, and talks further about the business basics and provides the action step for each.

The 7 Essential Business Basics are:

1. Admin & Ops

2. Who Are You, What Do You Offer

3. Do People Know About you?

4. Systems, Processes and People

5. Manage Your Money Well 

6. Longevity and Sustainability

7. Future Proofing

 

Mentioned in this episode:

1. Information on how to create a process mentioned in basic #4 - Systems, Processes and People:

Click for Blog Post: How to Create A Process

 

2. Money In Money Out Mini-course with 15% off discount

Join the course here: Mini-Course

 ***************************************************************************************************

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below:

https://www.blossomingbusiness.com.au/resources

Show more...
1 year ago
41 minutes 17 seconds

Her Money Her Business
Ep 31: Back To Basics In Your Business

Back To Basics In Your Business

In this episode of the podcast, I discuss why it's important for us as women in business to have the basics in place, in order to not only grow our business but manage it efficiently with less stress.

 

Need help understanding your finances?

The Money In Money Out Mini-Course is available now.(listen to the end of this podcast episode for your listener discount code and get 15% off).

Join here: Mini-Course

 ***************************************************************************************************

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below:

https://www.blossomingbusiness.com.au/resources

Show more...
1 year ago
9 minutes 56 seconds

Her Money Her Business
Ep 30: Guest Interview with Ros Gervay, Artist and Coach

Guest Interview: Everyday Business Heroes Series

On this episode I had the pleasure of talking to artist and coach Ros Gervay.

We discussed the ins and outs of Ros's business and financial journey, how she helps new and rising artists and her advice for anyone building a business.

About Ros Gervay:

Ros Gervay is a business coach for new and rising artists. She helps her clients develop the confidence to show up as an artist, sell their work and master their marketing so they can build a fulfilling art business and get paid to do what they love even if they are self-taught.

Ros is also a modern botanical painter with work in 3 Australian galleries and has first-hand experience in building an art business from scratch and developing it into a 6-figure multiple income stream business that she adores. 

The co-host of the Paint Rest Repeat podcast and a regular columnist for her local magazine, Ros was finalist in the Unearthed Art Prize and has two tertiary degrees in design and teaching.

Not only does Ros walk the talk but she has supported thousands of artists through her free and paid services.

 

How to Connect with Ros:

Instagram - @rosgervayart

Facebook - @rosgervayart

Facebook Group - @permissiontopaintfreecommunity

 

Websites:

www.permissiontopaint.co

www.rosgervayart.com

 

***********************************************************************

 

Want to be a guest on the Everyday Business Heroes series? Click the link below and let's get chatting!

Be a Podcast Guest

***********************************************************************

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below:

https://www.blossomingbusiness.com.au/resources

 

Show more...
1 year ago
36 minutes 31 seconds

Her Money Her Business
Ep 29: Introducing the Everyday Business Heroes Series

Introducing the Everyday Business Heroes Series. I'm talking to amazing women in business just like you!

Business owners working in and on their business, building their dream, achieving their goals.
They all have a story to tell, and if that’s you, yes you too have a story to tell. That’s why Ive created the Everyday Business Heroes series for the podcast.

Tune in to the introduction where I talk about the series, invite you to be a podcast guest and share some of my own business journey.

Want to be a guest? Click the link and let's get chatting!

Be a Podcast Guest

***********************************************************************

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below:

https://www.blossomingbusiness.com.au/resources

 

Show more...
1 year ago
11 minutes 27 seconds

Her Money Her Business
Ep 28: Taking Action On Your Goals

How To Take Action On Your Goals

In this episode of the podcast, I'm talking about how to really take action when working on the goals you have set.

Listen into the episode to hear more about the below:

  • Stepping out your goals
  • Aligning your goals with your values
  • Mindset and Mental Health
  • Energy and Focus
  • Perserverence, Commitment and Passion
  • Enjoyment

 

Mentioned in this episode:

 

1. Values Exercise

If you have never delved into values, email me at sonja@blossomingbusiness.com.au and I will email you my free Values Exercise.

 

2. Project Management Apps:

  • Asana
  • Trello
  • Clickup
  • Notion

 

 

 

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below:

https://www.blossomingbusiness.com.au/resources

 

Show more...
1 year ago
19 minutes 42 seconds

Her Money Her Business
Ep 27: Budgets and Goal Setting For Your Business

How To Set A Realistic Budget and Goals For Your Business

In this episode of the podcast, I'm talking about what not to do when goal setting and how to create a budget based on real data from your business stats, so you can set realistic goals.

Listen into the episode to hear more about the below:

  • My 4 tips on what not to do when setting goals
  • Where to find stats for your business to use when creating a new budget
  • Actual step by step process on setting up your yearly budget
  • How to create a simple yet realistic budget and use it as a basis for achieving your yearly goals.

 

Mentioned in this episode:

The Money In Money Out Mini-Course.

Buy here: MIMO Course

Business Financials Coaching:

Buy here: Coaching

Apply to be a Podcast Guest:

Apply here: Podcast Guest Application

 

 

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below:

https://www.blossomingbusiness.com.au/resources

 

Show more...
1 year ago
23 minutes 46 seconds

Her Money Her Business
Ep 26: The Holiday Sales Season and Financial Preparation

How To Make the Most of the Holiday Sales Season and Be Financially Prepared for a Break

In this episode of the podcast, I'm talking about what to keep an eye on if you are participating in the holidays sale season for Black Friday and Christmas, as well as how to be financially prepared to take a break over the holidays.

Listen into the episode to hear more about the below tips:

#1 Sales Offers - What to keep an eye on to make them worthwhile

#2 Prepare your revenue and expenses for time off from your business

 

Mentioned in this episode:

The Money In Money Out Mini-Course 50% off Black Friday Sale.

Buy here: MIMO Discount

 

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below:

https://www.blossomingbusiness.com.au/resources

 

Show more...
1 year ago
12 minutes 3 seconds

Her Money Her Business
Ep 25: How To Manage The Money You Owe

How To Manage The Money You Owe

In this episode of the podcast, I'm outlining the compliance you need to be aware of and manage as a new business owner, or in your first few years of business.

It's easy to let the financials slide as you manage all the other things required of you when you are starting or building a new business. The delayed payment systems for tax, GST, super that we have in Australia also causes problems for a lot of new businesses.

Listen into the episode to hear more about the below tips:

#1 Compliance in your first few years in business

#2 Avoiding financial traps

#3 How to manage your compliance from the start

Mentioned in this episode:

The Money In Money Out Mini-Course - the waitlist is open, and a new round of the course starts soon.

Join here: Waitlist link

 

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below:

https://www.blossomingbusiness.com.au/resources

 

Show more...
2 years ago
7 minutes 16 seconds

Her Money Her Business
Ep 24 with Jessica Lee: How to Build Resilience

How to build resilience and respond to setbacks

In this episode, I talk to Jessica Lee, writer, educator, speaker and coach.

Listen in to the episode to hear more as we talk about:

  • Why resilience is important for women in business
  • The 4 step process to responding to setbacks with resilience
  • Stress Resilience and much more....

 

Information on guest Jessica Lee and how you can connect with her:

Website: The Spark Effect

Instagram Link: The Spark Effect

Facebook: The Spark Effect

LinkedIn Link: Jessica Lee

Book Release Waitlist: Join the waitlist for Wired to Thrive

 

Bio:

Jessica Lee is a writer, educator, speaker and coach. Having experienced chronic illness twice in her life, Jessica has had to forge her own way in life, learning how to work smarter, build resilience, manage stress, and create a meaningful and purposeful life. She's a self-confessed nerd obsessed with how we can use neuroscience, psychology and wellbeing principles to help us to think, feel and work better.

Jessica writes for Wellbeing magazine and runs her business, The Spark Effect, where she helps people learn how to achieve without burning out, overcome setbacks, live with purpose and reach their unique potential with more self-kindness. She is currently writing her first book, Wired to Thrive, due for release in early 2024.


Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below:

https://www.blossomingbusiness.com.au/resources

Show more...
2 years ago
43 minutes 41 seconds

Her Money Her Business
Ep 23: How To Manage The Money Going Out Of Your Business

How To Manage The Money Going Out Of Your Business

In this episode of the podcast, I'm giving you some tips on how to better manage the money coming out of your business i.e your expenses.

Money you spend on your business can either support or limit your growth. You need to keep a close eye on what's going out of your business and it's direct worth to your profit and what you want to achieve, your goals for the business.

Listen into the episode to hear more about the below tips:

#1 Subscriptions

#2 Tracking Direct Debits

#3 Regular reviews of your expenses

Mentioned in this episode:

The Money In Money Out Mini-Course - Enrolments are now open, until Monday 23/10/23.

Join here: Course link

 

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below:

https://www.blossomingbusiness.com.au/resources

Show more...
2 years ago
7 minutes 11 seconds

Her Money Her Business
Ep 22: Managing The Money Coming Into Your Business

How To Manage The Money Coming Into Your Business 

In this episode of the podcast, I'm talking about some of the things you can do to manage the money coming into your business i.e your sales. 

Money is the lifeblood of your business, and it is important to manage it well for good cashflow and to ensure your boundaries are clearly set for clients around your expectations of payment, to keep the money flowing in.

Listen into the episode to hear more about the below tips:

#1 Payment Terms

#2 Making it easy for people to pay you

#3 Managing when your clients pay you

 

Mentioned in this episode:

The ATO website - what is required on an invoice - link below

ATO - Invoicing

The Money In Money Out Mini-Course - Join the Waitlist

 

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below: https://www.blossomingbusiness.com.au/resources

Show more...
2 years ago
11 minutes 21 seconds

Her Money Her Business
Ep 21 with Jacqui Clarke: Manage Your Money So It Doesn't Manage You

Feel like your money is managing you not the other way around? 

In this episode, I talk to author of Stop Worrying About Money, Jacqui Clarke. 

Listen in to the episode to hear more as we talk about:

  •  Why you should understand your personal finances before your business finances
  •  How to look out for and avoid the common reasons 60% of businesses fail in the first 5 years.
  •  How to decide when to take risks in your business for growth

and much more.......

Information on our guest Jacqui Clarke and how you can connect with her:

Instagram Link: Jacqui Clarke

LinkedIn Link: Jacqui Clarke

Click here for a FREE chapter of Stop Worrying About Money.

Purchase the book from Amazon, Booktopia, US Barnes and Noble

Jacqui's Bio:

Jacqui Clarke FCA, FTI, GAICD, JP, author of Stop Worrying About Money (Wiley, $29.95), is a trusted advisor, board member, executor and veteran business executive. As a personal wealth and money management expert and over three decades of experience, 25 years at Deloitte and PWC helping high-net-worth families, individuals and business owners to build, manage and preserve their wealth. Her message is simple: with careful planning and effort, you can manage your money, so it doesn’t manage you. https://www.jacquiclarke.me/

 

Her Money Her Business is a podcast by Blossoming Business. You can connect with Blossoming Business owner and your podcast host, Sonja Balzarolo below: https://www.blossomingbusiness.com.au/resources

Show more...
2 years ago
34 minutes 11 seconds

Her Money Her Business
Her Money Her Business is a podcast for women who want to build their money confidence. Whether you are just starting out or growing your business, we want to see you take the right steps to thrive by excelling at money management, reducing financial stress and growing a profitable business. Know your Finances, Grow your Business!