What if you could grow your retirement money completely tax-free, and still move fast enough to jump on real estate deals as they come? Most investors don’t realize that their IRA can actually slow them down, especially when custodians take days to release funds. But there’s a smarter, faster way to take control, without breaking any rules. In this episode, Rich Lennon breaks down the exact setup he uses to lend through his IRA without the frustrating custodian delays. You’ll learn how...

Ever wonder how a small, overlooked lien could derail a real estate deal you thought was smooth sailing? Most investors and lenders assume that title insurance will catch everything, but mistakes happen, and the wrong policy could cost you thousands. In this episode, Rich Lennon breaks down how a lender’s title policy can protect you when homeowners’ policies fall short. He shares a true story where a 15-year-old lien threatened a property sale, but thanks to the lender’s policy, the b...

Ever wonder why your payoff amount is higher than you expected, even when you close on time? The truth is, most borrowers and lenders are getting hit with hidden fees they don’t even know exist. Closing companies are quietly padding the bill, and it’s costing investors thousands in unnecessary interest. In this episode, Rich Lennon exposes how closing companies’ internal mistakes and slow processes end up costing you real money, and what you can do to stop it. If you’re a lender, flipper, or ...

Ever feel like you’re almost ready to make your first private money loan, but something keeps holding you back? You’re not alone. Most investors never take that first step because they don’t have the right systems, people, and mindset in place. In this episode, Rich Lennon breaks down the five essential things every new private lender needs before funding their first deal. These aren’t just theories; they’re the same steps his students use to confidently lend, protect their money, and earn 30...

What if the biggest opportunity of your lifetime is sitting right in front of you, and you’re too afraid to use it? Whether we like it or not, AI is changing how business, investing, and wealth-building work. Ignore it, and you risk getting left behind. In this episode, Rich Lennon breaks down why embracing AI isn’t optional if you want to stay relevant and grow your money in the years ahead. From a wild story about recruiters secretly using AI to hire candidates to the eerie moment an AI mod...

Competition among private money lenders is heating up. Borrowers have more options, and if all you’re doing is competing on interest rates, you’ll eventually lose. The truth is, smart lenders don’t just lower rates; they employ strategies that make them more attractive to borrowers while still maintaining high returns. In this episode of Growing the Money, Rich Lennon shares two proven strategies that let you stay competitive in today’s lending market without sacrificing your profits. You’ll ...

Private lending can be a safe and profitable way to build wealth if you know how to judge the risks. But even experienced lenders sometimes get uneasy when a deal doesn’t feel right. Knowing when that feeling is valid can help protect your money and keep your lending decisions smart. In this episode of Growing The Money, Rich Lennon shares the key questions private lenders should ask before funding a deal, especially when the money isn’t going directly into the property. He explains how to ev...

Most people believe saving for retirement means sacrificing their lifestyle today. But what if you could build long-term wealth and boost your cash flow right now? Rich Lennon challenges the common fear that growing your IRA means losing front pocket income and shows why the opposite can actually be true. In this episode of Growing the Money, Rich Lennon breaks down the difference between “front pocket money”, the cash you live on daily, and “back pocket money”, the wealth waiting to gr...

Charlie Kirk’s sudden death shook the country and left many people struggling to process what it meant. For some, it was grief, for others confusion, but for all of us it was a reminder of how fragile life is and how divided we’ve become. In this episode of Growing the Money, Rich Lennon shares why he paused from business talk to reflect on what this moment reveals about echo chambers, human nature, and how we can choose to listen, forgive, and support one another even when we disagree. You’l...

Private lending can be a goldmine for real estate investors, but it’s also full of pitfalls. Some lenders have habits that can quietly drain your profits, create headaches, or even put your deals at risk. In this episode of Growing the Money, Rich Lennon highlights seven common practices from other private lenders that make him cringe and that every borrower should be aware of. If you’ve ever felt unsure about a lender’s motives or wondered whether you’re getting a fair shake, this epis...

Most private lenders believe that default is something to be avoided at all costs. The truth? Smart lenders actually use default as a built-in safeguard to stay in control of their money, their deals, and their outcomes. In this episode of Growing the Money, Rich Lennon explains why default isn’t a worst-case scenario; it’s a protection tool. He walks through the exact terms, clauses, and penalties he builds into every loan so that if a borrower slips, he has the power to step in quickly and ...

With the market shifting and money tightening, a lot of people are asking the same question: Is now really the right time to be a private money lender, or the worst? In this episode, Rich Lennon breaks down what today’s market means for private lenders and why uncertainty can actually create some of the best opportunities. He shares the exact principles and safeguards he uses to protect his money, avoid unnecessary risk, and still generate strong returns, even when the headlines say otherwise...

Not all borrowers are created equal. Some will make you consistent, predictable returns, and others could cost you everything. The difference often comes down to understanding exactly who you’re lending to. In this episode of Growing the Money, Rich Lennon breaks down the two main types of private lending clients you’ll encounter: real estate investors and lazy money clients. He dives deep into the subtypes of investors, from first-time flippers to experienced operators to those scaling aggre...

If you don’t understand the paperwork, you shouldn’t be lending money. Period. Two key documents stand between you and losing your shirt on a bad deal, and most new lenders barely know what they say. In this episode, Rich Lennon breaks down the note and deed of trust or mortgage, depending on your state in plain English. You’ll learn what they do, what they protect, and what absolutely must be in them before you ever wire a single dollar. Whether you’re lending for the first time or tightenin...

You can’t build wealth without freedom. And right now, a new executive order is threatening one of our most fundamental rights, the kind that keeps your wealth safe and protected. In this episode, Rich Lennon breaks his usual no politics rule to talk about a controversial executive order and why it should matter to every investor, lender, and entrepreneur. This isn’t about taking sides; it’s about understanding how government overreach can threaten the very freedom you rely on to grow and pro...

What if you could slash your tax bill, keep more of what you earn, and grow your wealth even faster, all without working harder? In this episode, Rich Lennon shares the big pivot he’s made in his own investing strategy over the last few months, and why it’s putting him in a position to win big while others sit on the sidelines. He breaks down how he’s combining private lending with strategic property buys to create cash flow and massive tax advantages. If you’re tired of feeling crushed every...

Ever feel like traditional investing keeps you trapped waiting on the market, watching your account swing, and hoping for a good year? That's how Rich Lennon feels. That’s why he left it behind for good. In this episode, Rich Lennon shares six powerful reasons why private money lending has completely changed his life and one honest reality check he still wrestles with. If you’ve ever wondered what it’s really like to step off the Wall Street rollercoaster and take control of your money, this ...

What happens when politics, the Fed, and real estate collide? Currently, Powell and Trump are at odds over interest rates, and while most investors are sitting on the sidelines, savvy private lenders see a significant opportunity. In this episode, Rich Lennon breaks down the noise around interest rates, the housing market, and why speculation can destroy your wealth. More importantly, he’ll show you how to think like a lender who wins by staying conservative, protecting your money, and capita...

What if you could grow your money safely, quickly, and with more control than the stock market will ever give you? Sounds bold, but private money lending makes it possible. In this episode, Rich Lennon breaks down the top 8 reasons he believes private money lending is the best investment vehicle out there. From real-life security to community impact to the returns you can actually count on, you’ll learn why this strategy beats traditional investing hands down. You’ll Learn How To: Prote...

What makes a good flipper? And how do we know if we're doing a good job and providing a good service? In this episode of Growing the Money, Rich Lennon breaks down the role of private money lenders and the value they bring to real estate investors. From understanding how flippers make their profits to exploring the borrower strategy of buying, renovating, and refinancing, Rich explains how lending creates a true win-win for everyone involved. You’ll Learn How To: • Aim for a 70% loan-to-after...