This episode is for anyone carrying credit card or loan debt. If you’re responsible, skilled, and capable of earning more, you don’t need to panic about scarcity—but you do need to take ownership. No one else will pay your bills. Start with the basics: list all your debts and cut the highest interest first. Every month you delay is money you’re giving away. But go deeper—learn to calculate your rate of return on borrowed money. If your investment makes 10% and you’re paying 10% interest (or m...
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This episode is for anyone carrying credit card or loan debt. If you’re responsible, skilled, and capable of earning more, you don’t need to panic about scarcity—but you do need to take ownership. No one else will pay your bills. Start with the basics: list all your debts and cut the highest interest first. Every month you delay is money you’re giving away. But go deeper—learn to calculate your rate of return on borrowed money. If your investment makes 10% and you’re paying 10% interest (or m...
Ep.321 Chipotle’s Line Speed — How 15 Seconds Can Add $84,000
Good Morning, Money!
3 minutes
1 week ago
Ep.321 Chipotle’s Line Speed — How 15 Seconds Can Add $84,000
At Chipotle, efficiency isn’t about hype—it’s choreography. One person on tortillas, one on protein, one on toppings. Every fifteen seconds they shaved became margin. No clown suits. No new ads. Just better throughput. This episode breaks down how small operational tweaks compound into massive profit. Pre-portioning rice, moving a card reader two inches, adding a “linebacker” to keep ingredients stocked—tiny moves, million-dollar math. Because real growth doesn’t always come from demand—it co...
Good Morning, Money!
This episode is for anyone carrying credit card or loan debt. If you’re responsible, skilled, and capable of earning more, you don’t need to panic about scarcity—but you do need to take ownership. No one else will pay your bills. Start with the basics: list all your debts and cut the highest interest first. Every month you delay is money you’re giving away. But go deeper—learn to calculate your rate of return on borrowed money. If your investment makes 10% and you’re paying 10% interest (or m...
