This special podcast with Karen & Janet features two Veterans who are local real estate experts who tell us everything we need to know when it comes to VA Loans! The podcast starts with Mike Robb who served 24 years in The Navy along with Jeff Wattenbach who is a 20 year Veteran of The Seabees. Mike Robb is with Epic Realty and helps VA clients with Zero Down & Zero Cost loans that can even prepay HOA costs. Jeff Wattenbach tells us about VA Loans, the importance of Certificates of Eligibility DV-214 documents Assumable & Assumptive VA Loans too. Jeff & Mike dispel myths about VA Loans, they are Veterans & VA Loans are their specialty. Tell every Veteran who is looking to buy or sell to listen to this GOTA podcast!  Wrapping up the show is Casey, owner of Skin Love By Lulu. Casey has created  a comfortable and relaxing skin scare facility in Camarillo that includes Custom facials, relaxation, dealing with stress using the products that work for you and she has a special discount for Veterans listen in to find out more! Another awesome podcast from Karen & Janet!

Karen & Janet open this podcast with buying and rental opportunities throughout Ventura County... Their first guest is Reverse Mortgage Queen Shelly Wells who tells us reverse mortgages can close within 30 days. Rates are edging down and now is an excellent time to learn which plan fits your needs and lifestyle.  Next up is Lynn from The Greek at The Ventura Harbor, Holiday parties are here and The Greek is taking reservations for The Parade of Lights and for your holiday party from friends 30 or more the Greek is your place for great food, dancing and fun! Etiquette is the next topic and Lisa Schoeffler, from which for to use, which water is yours, handshakes and conversation, List will teach you the proper way to enjoy your next get together.  Matt Shoupe wraps up the podcast inviting listeners to the Trivia Challenge on Wednesday November 5th at Sterling Hills Golf Club to benefit The Ventura Library Foundation.  Grab your smartest friends and listen to Girls On The Air!

Karen & Janet kick off this podcast with incredible rental & buying opportunities in Ventura County there are many homes available right now! Their first guest, Larry Reyes of Smart Home Mortgage, has good news on rates they are down!, along with opportunities for FHA & VA loans as Low as 5.5%.  Carlo Dean CEO of Power Security talks about the importance of having Security Guards who are clean cut, in shape and have the appearance that gives your event a classy look that makes attendees feel safe and secure. Find out how you can book Power Security for your next event. Justin Soenke is Karen & Janet's final guest. Justin creates websites that identify your customer brings them to your website and makes your phone ring for business. There are 9 things your website must do to increase business, Justin makes sure you are doing all of them!  Another fun & informative podcast with Janet & Karen!

Karen & Janet start the podcast with buying and rental opportunities throughout Ventura County. Beautiful homes you can call your own.  Joe Parisi from Rate Home Mortgage is the first guest, Joe has great news on rates, as they continue to trickle down as he takes a deep dive into how the Fed's actions and decisions on rates for mortgages & HELOCS.  Joe also talks about The Consumer Price Index and inflation numbers.  Wrapping up the podcast is Blas Hernandez, who is an expert in Group Health Insurance with 26 years of experience in Ventura County. Blas is here to protect small business clients so they can create health care plans, finding the ones that help the business and the individuals who work there, Blas has the facts you need.  Another awesome podcast with Karen & Janet, Girls On The air!

Karen & Janet celebrate the 11th anniversary of Girls On The Air with a podcast that covers a number of important topics!  They start with Shelley Wells, The Reverse Mortgage Queen, Shelley creates a Reverse Mortgage that fits your needs and goals.  These are not cookie cutter programs, with Shelley you learn the options to get the best reverse mortgage available!  Next Karen & Janet talk about saving and your future with Rick Jeffery, a Certified Financial Planner & Public Speaker, who has worked through many different markets, financial ups & downs, good times and challenging ones.  Rick finds what your risk tolerance is, goals and more to design a plan that will make your life, safe, secure, and fun!  Megan Palmquist is next, a solopreneur who offers a fourth quarter systems evaluation that helps you with time management, organization and efficiency. She fine tunes the systems in your business so you concentrate on your area of expertise!  Shannon Vasquez wraps up the podcast inviting listeners to The Ventura Women's Conference featuring authors, yoga, painting, boxing for fitness healing through humor & more.  It's happening October 11, learn more with Shannon on this GOTA Podcast!

Karen & Janet, along with their special guest for the whole hour, Alex Ramirez from Valor Home Loans talk about rates and how they affect loans for Veterans and FHA rates. Many potential home buyers could see rates in the high fives according to Alex, he is a VA loan pro! Reverse Mortgages are in the conversation too. City Council agendas are discussed, there is a lot happening this week including tenant and owner harassment issues.  The podcast wraps with a chat about preparing your home for the fall.  Cleaning gutters, walking your property if you have an HOA, inspecting fireplaces and alarms plus a whole lot more.  Another informative podcast with Karen, Janet and their special guest Alex!

Karen & Janet start the podcast with buying and selling opportunities for homes for listeners who are looking to purchase their dream house or are looking for a beautiful rental, there are a variety of possibilities in Ventura County!  Their first guest is Alex Ramirez who is the expert on VA Loans.  Alex talks about loans for veterans that are in the 6% range along with Streamline Loans for Vets and the fact that these loans are assumable!  Alex and his team from Valor Home Loans are Veteran Loan Experts.  Shannon Vasquez, owner of Float Reiki is next to talk about the upcoming Women's Conference on October 11 at Portside Ventura.  Learn about the speaker's who are experts in legal matters, health, and a "Cleanse For Your Closet" too!  Another awesome podcast from Karen & Janet!

Karen, with her special Co-host, Tamera Rossie Molina, start this podcast with Joe Parisi from Rate Mortgage.  Joe tells us how recent and future rate decreases are tied to Fed cuts.  Rates are in the low 6 range and could go lower, Some people are even getting rates in the high 5's, find out how on this podcast.  Next, Tamera explains how "water loads" can affect appliances in your home and why you should have  warranties on appliances including AC!  They wrap up the podcast with columnist and author Woody Woodburn and Mary Reese inviting listeners to The  Botanical Gardens Fundraiser October 19th that will raise funds for The Libraries!  Another awesome podcast from Girls On The Air!

Karen & Janet start of the show with renting and buying opportunities in Ventura County from beachside communities to the hillsides.  Their first guest is Derek Contreras with rates, and yes they are dropping due to the low job numbers, there are more first time buyers in the market and many purchasing opportunities and HELOC information from Derek! Next up is John Good with the latest data on Romance Scams on the internet. John talks about scams that flatter and make a person feel wanted to the degree that the fall for scams that are created by AI. An important topic that everyone should be aware of.  Their last guests are with The Hobson Heights Home Tour that is happening September 27th, it benefits The Ventura Lands Trust and offers viewings of 7 incredible homes.  They also chat about a writers forum where you will not only learn that everyone has a story to tell and this writers group will help you tell your story!

Karen And Janet welcome Bruce Holley from The Kirby Auto Group to tell their podcast listeners what they need to know when it comes to buying or leasing a car.  Bruce's first tip is Do Your Homework, study the car that fits your needs before you visit a dealership.  Bruce invites all GOTA podcast listeners to visit the Kirby Auto Group to see what good service looks like.  They support the community and would love to meet you!  Bruce has lots of great tips in this podcast, don't miss a minute!

Karen & Janet's latest podcast starts with Alex Ramirez from Valor Home Finance talking rates and ways Vets can get rate reductions on their V.A. Loans.  Alex talks about the many options there are for those who have a V.A. Loan.  Alex is an expert who specializes in loans for Veterans.  Next up, Phil Atwan, who is a specialist in 1031 Exchanges, Janet and Karen have many questions for Phil and he has the answers, with everything you need to know when it comes to a 1031 Exchange loan, listen and learn with this informative discussion.    Their final guest is author Carol Ricks who just had her book published, Rumpled Brown Bag, a narrative about a young woman, life and social injustice with stories that are filled with history, hope & humor.  A great read and conversation with Karen & Janet... Girls On The Air!

Karen & Janet kick off this podcast with The Reverse Mortgage Queen Shelly Wells... The Expert On Reverse Mortgages because that is her full focus!  Shelly knows who benefits most by getting a reverse mortgage, Shelly will guide you through the process so you know the facts and see how the reverse mortgage helps you right now!  Next up, Jacquelyn Syndergaard, with VCMC's Ronald McDonald Family Room a 2,500 square foot living space that provides respite for parents and families of children who need hospitalization for many critical issues.  This room provides a place to rest, enjoy a meal, do work without leaving the hospital and being with your child at all times.  Jacquelyn has many ways you can support this room that benefits so many families in Ventura County.  They wrap up the podcast with Andi Girl who describes the benefits of meditation.  Andi Girl is a  practitioner of energy and "elevating the vibe" her experience has benefitted many people and often moves them for medication to meditation!  Another awesome podcast with Girls On The Air!

Karen & Janet talk about the fair, living with intention, Ventura County homes for rent and for sale to open the podcast.  Their first guest is Larry Reyes who highlights the importance of Underwriters.  There is so much to know when you are buying a home, Larry, Janet & Karen give you insight on underwriters when it comes to the purchase of a home.  Next up Megan Palmquist a "Solopreneur" gives us some incredible ideas on how to keep the kids focused at home while they are having fun and learning too.  She gives you great suggestions that will put your kids in creative mode and they might make a little cash too!  Last guest is Carlos from Bike For A Cause.  For years Carlos has hosted events where kids learn how to ride a bike safely while getting exercise and the independence that a bicycle provides for youngsters!  Another phenomenal podcast from Karen & Janet!

Karen along with her guest host Bob Ridgway, a realtor with Keller Williams, kick off the podcast with buying opportunities and listings right here in Ventura County. Their first guest is Justin Soenke with Phase 3, he is an expert in creating a website and online presence that gets your businesses phone to ring. Justin makes your website the final destination for customers that shows how you solve problems and create business Justin has been building websites for many years, hear how he creates the perfect one for you!  Next Karen & Bob talk insurance with Denise of Paladin Insurance Services.  From fire to earthquake, leak detection and more, Denise talks about insurance for your home and car... umbrellas too.  Denise is the local expert that explains this confusing world of insurance coverage in simple terms.  To close out the podcast Bob Davis invites everyone to The First Wednesday at Rocks & Drams in Ventura that will raise money for the Ronald McDonald Family Room in Ventura.  A fun "happy Hour", that raises cash for a great cause and lets you network too.  another awesome podcast from Girls On The Air!

Karen & Janet kick off this podcast with The Way to kick start your business!  Their first guest is Pete Ibarra who designs digital and marketing campaigns that identifies your company's audience, their interests, where they are on social media and what motivates them to reach out to your company. Listen to Pete as he shows how to use analytics to increase business!  Alex Ramirez of Valor Home Loans is the guest for the second half of the podcast.  Alex has focused on Home Loans for Veterans for years. Alex researches each veterans service history and finds every benefit available for Home Buying Vets, make sure you are getting everything you deserve for your service! Hundreds of VA loans have gone to Veterans and first responders because of Valor Home Loans expertise.  If you are a vet or know one, this is a must listen to podcast.  Plus you will learn what is happening in the world of renting and buying right here in Ventura County with Janet & Karen!  Another awesome podcast!

Podcast #559 with Karen & Janet starts off with rental and buying opportunities in Ventura County, they are joined by Joe Parisi who talks about rates & credit, plus programs that will help you qualify for a home purchase and the most important conversation, the creation of wealthy through home ownership!  Their next guest, Shannon Riley owner of Truly Force Free Animal Training, talks about her online animal training academy, a good manners course for your dog plus interaction with friends and strangers.  From rescues to pups and our older best friends Shannon has a program for you and your pet!.  Another great podcast from Janet & Karen, GOTA!

Karen & Janet start off the podcast with Larry Reyes from Smart Home Mortgage with news on rates and the volatile market along with facts you need to know regarding underwriting, bank statements and what an excellent loan officers must do! Megan Palmquist is next, known as the Solopreneur, Megan has awesome ways your kids can have fun during the summer and make money with their skills, knowledge and passion using the internet.  the podcast wraps up with Carlos from Bike For A Cause with many great events coming up for the rest of the summer!  

This podcast is filled with so much information you will have to listen twice!  Karen & Janet's exclusive guest is Green Eileen.  Eileen starts with your garden, from drought tolerant plants to making your landscape fire resistant and saving money while keeping your home beautiful.  Eileen then goes to energy savings inside your house that make your life more comfortable and saves you lots of cash!  This show is all green with Karen, Janet & Green Eileen!

Karen & Janet's first guest for this week's podcast is Larry Reyes from Smart Home Mortgage.  Larry has good news for the market as inventory has picked up - plus learn about how a Cash-out Refi will help you with construction of an ADU and with expenses.  Larry will talk about buyouts for divorcing or separating couples too.  Janet and Karen's next guest is Rob Leatherwood, Government Affairs Director, Ventura County Coastal Association of Realtors.  Rob is a wealth of information for both owners and renters!  Topics Rob discusses on this podcast include, insurance quotes and how changing policies will affect you, learn about laws that apply to renters, buyers and landlords. Understand these laws and how they apply to you.  Rob discusses the protection homeowners still have under Prop 13.  He also covers conversion of commercial space to mixed use  and how it will help Ventura County!  So much information you need from Karen & Janet, Girls On The Air!

Karen & Janet start the podcast with buying and rental opportunities in Ventura County and the news is excellent for both buyers and sellers!  Their first guest is The Revers Mortgage Queen of North America, Shelley Wells!  Shelley talks about HOA's & Condos, the things you need to know when you are considering a reverse mortgage.  How insurance, HOA Fees and rental fees for Mobile Home spaces can affect your decisions.  Shelly has been working in Ventura County market for years, she is an expert on reverse mortgages.  Their next guest is Chris Amendt, a local landscaper who creates spaces that are beautiful and Monarch Butterfly friendly. Chris has a wealth of knowledge when it comes to monarch friendly habitats, check her website at nativemonarchs.org. Karen, Janet & Shelley wrap-up the podcast with a roundtable discussion on relocation and real estate!