Story time: I was catching up with a client during the Aprilmarket dip, but he wasn’t calling out of concern for his portfolio—instead, he wanted to check in on me and the team, and offer a simple reminder… “This too shall pass.”
When I asked how he always stays calm during volatilemarkets, his answer was so simple I had to share!
Sharing his response and a quick cognitive bias concept,anchoring, in this short video.
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Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or taxadvice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
Politics can bring out strong emotions, but as investors, we would be wise to tune out the noise and focus on the long term. Why? Historical data suggests this is the right approach because economic and inflation trends, more so than election outcomes, have a stronger, more consistent relationship with stock market returns. Catch Grace’s latest video where she explains how elections move markets… which just might surprise you…
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Connect with us on the following!
- LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evansmaywealth
- LINKEDIN (Grace Speckman): https://www.linkedin.com/in/grace-speckman
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- EMAIL: grace.speckman@evansmay.com
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Chart Sources:
Growth of a hypothetical $1,000 investment in S&P 500 Index
https://www.capitalgroup.com/ria/insights/articles/how-elections-move-markets-in-5.html
S&P 500 Index – Average annual total return (1933-2023)
https://www.capitalgroup.com/ria/insights/articles/how-elections-move-markets-in-5.html
Chance of winning… (Senate Map 2024)
https://electionbettingodds.com/SenateWithMap2024.html
Chance of winning… (House Control 2024)
https://electionbettingodds.com/House-Control-2024.html
Average S&P 500 Total Return – Year Following Election
S&P 500 futures, at five-minute intervals
Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC. The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
With kids back in school, education funding is top of mind for many parents—especially if you just paid a big tuition bill! In this episode, I dive into one powerful education savings tool: the 529 plan. I’ll break down what it is, how it works, and the pros and cons you need to know. Plus, there’s a major new rule affecting how you can use excess 529 funds. If you have an existing 529, this could be a game-changer for you.
Let’s get to it…
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Connect with us on the following!
- LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evansmay
- LINKEDIN (Grace Speckman): https://www.linkedin.com/in/grace-speckman
- INSTAGRAM: https://www.instagram.com/evansmaywealth
- FACEBOOK: https://www.facebook.com/evansmaywealth
- EMAIL: grace.speckman@evansmay.com __________________________________________________ Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
How much do you think, on average, a couple will need to save for healthcare costs in retirement? According to Fidelity, a whopping $315,000 after taxes. And that’s in today’s dollars.
Now, what if you could save for current medical expenses and for retirement in a TRIPLE tax advantaged way? This is one of the most powerful investment vehicles in the tax code, and is often underutilized, misunderstood, and not fully taken advantage of. The health savings account, or HSA. In this episode, I’ll share what an HSA is, who qualifies, and how to leverage its triple tax advantaged benefits.
Let’s get to it… __________________________________________________ Connect with us on the following! - LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evansmay - LINKEDIN (Grace Speckman): https://www.linkedin.com/in/grace-speckman - INSTAGRAM: https://www.instagram.com/evansmaywealth - FACEBOOK: https://www.facebook.com/evansmaywealth - EMAIL: grace.speckman@evansmay.com __________________________________________________ Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
Roth IRAs. You know em and love em…. And if you don’t, where have you been?? Go watch my prior episode on Roth IRAs and why they’re one of my favorite ways to take advantage of tax-free growth for retirement.
They’re so good, the IRS set income limits on who can contribute to a Roth, preventing highly paid workers from benefiting. So, what’s one to do?! Enter the backdoor Roth strategy. It involves the conversion of funds in a traditional IRA into a Roth IRA, benefiting taxpayers who are ineligible to make direct contributions to a Roth. In this episode, I’ll share how the process works, and why it can be great for some investors, but not all.
Let’s get to it… __________________________________________________ Connect with us on the following! - LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evansmay - LINKEDIN (Grace Speckman): https://www.linkedin.com/in/grace-speckman - INSTAGRAM: https://www.instagram.com/evansmaywealth - FACEBOOK: https://www.facebook.com/evansmaywealth - EMAIL: info@evansmay.com __________________________________________________ Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
When money markets are yielding 5+%, is there a case for investing in cash, or moving to cash? Tempting, I know. In this episode, I share the biggest factors you need to consider, along with some compelling data on the impacts of moving to cash vs. staying invested, and why time in the market vs. timing the market matters. Let’s get to it… ________________________________________________________ Connect with us on the following! - LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evan... - LINKEDIN (Grace Speckman): https://www.linkedin.com/in/grace-spe... - INSTAGRAM: https://www.instagram.com/evansmaywea... - FACEBOOK: https://www.facebook.com/evansmaywealth - EMAIL: info@evansmay.com ________________________________________________________ Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
If you think you’re immune to fraud, cybersecurity threats, scams, etc., let me tell you, you’re probably not! I was horrified by the sophistication of one of the more recent scams I’ve seen. In this episode, I’ll share some of the exact scams I’ve witnessed, the warning signs, how to protect yourself, and what to do if you think you’re the target of fraud. Let’s get to it... ________________________________________________________ Connect with us on the following! - LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evan... - LINKEDIN (Grace Speckman): https://www.linkedin.com/in/grace-spe... - INSTAGRAM: https://www.instagram.com/evansmaywea... - FACEBOOK: https://www.facebook.com/evansmaywealth - EMAIL: info@evansmay.com ________________________________________________________ Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
In the aftermath of the downfall of Silicon Valley Bank, there has been NO shortage of jargon, acronyms, and talking heads…. FDIC, SIPC, SVB, ERISA…. What does it all mean?! In this episode, I’ll break down the acronyms YOU need to know as it relates to your asset safety and protection. What is FDIC and SIPC insurance? What is your coverage? How are your assets protected? Let’s get to it…
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Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC
The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
Is total return investing a superior approach for income investors? In my last video I answered a viewer’s question on strategies for passive income… at the end, I teased another investment strategy income investors should consider. Total return investing.
In this episode, I compare income investing and total return investing and what you need to consider. Let’s get to it…
Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC
The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
In this episode, I’m answering a viewer’s question: What are some strategies for building passive income, short-term and long-term?
I share three investment categories income-focused investors should consider!
Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC
The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
Are we in a recession?! Are we heading towards a recession? Honestly, all the debating on the topic feels like semantics… what matters is that people are worried! In this episode, I’ll share some of my favorite data to bring historical context, and hopefully peace of mind, to the uncertainty of recessions. Let’s get to it…
Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC
The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
Wondering how the midterm election may impact the market? Listen to my newest episode to hear what we might have in store leading up to, and after election day. Let's get to it...
Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC
The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
It’s August, and back to school season. In this episode, I’ll be talking about 5 lesser-known considerations for tackling education planning and funding. Let’s get to it…
Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC
The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
Anyone else sick of hearing about inflation? Better yet, who’s sick of feeling the effects of inflation?? Same. Even at the risk of beating a dead horse, I’ll be talking inflation in this episode… but more specifically, how we calculate it. Ever wondered what goes into the inflation numbers? Let’s get to it…
Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC
The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
Tax-loss harvesting… have you heard of it? What is it and why is now a good time to be thinking about it? In this episode, I’ll tell you everything you need to know about tax-loss harvesting- how it works, when it makes sense to do it, and when it doesn’t. Let’s get to it…
Disclaimer: Grace Speckman is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC
The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
Do you think you can time the market? Make the right call on when to buy or when to sell? What does the data say on this? In this episode, I’ll break down the numbers and share why time in the market is far more influential than timing the market. Let’s get to it…
It’s race week in Indiana! But what the heck does the Indianapolis 500 have to do with investing? Well, I wasn’t so sure either, but I think I found it … the 500 is a great metaphor for investing and there are more similarities than you might think. In this episode, I’ll share some 500 history and market history, relate pit stops to rebalancing, and compare car crashes to market crashes. Let’s get to it…
In my last episode, I hinted at one of my favorite ways to take advantage of tax-free growth for retirement. Enter the Roth IRA, and especially, IRA to Roth conversions. In this episode I’ll break down Roth IRAs, why I like them, and why you might want to consider an IRA to Roth conversion. Let’s get to it…
Want to know the most common question I get when I tell people I’m a financial advisor? I’m constantly asked what to do with a 401k or retirement plan from a prior employer. Have you ever been in this position? Have no clue where to start or what options exist? You are not alone! In this episode I’ll break down your options, pros and cons of each, and other considerations. Let’s get to it…
What’s a basis point? Has anyone else heard this term flying around in the news lately, and been… confused? In this episode, I’ll break down the jargon and provide an explanation of a “basis point”, why we’ve been hearing it lately, what it affects, and what it might mean for you. Let’s get to it…
