📋 Take my free side hustle quiz!   An all-new study claims to have the answer for how much it costs to live a decent life in America. So today, we’re going to answer three questions: What number did the study come up with, how did they arrive at that number, and are they right? Next Steps: • 🎥 Watch my video 32 Ways to Save Money Right Now. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! According to Zillow, a starter home now costs $1 million across hundreds of U.S. cities.In today's video, we’ll dive deeper into the numbers to see what's really happening in the housing market, and I'll tell youwhat it actually takes to afford a starter home in 2025. Next Steps: • 🎥 Watch my video Don’t Buy a Home Until You Watch This. • 🏠 Get our free Home Buyers Guide to help you buy the smart way. • 👩🏽‍💼 Find the best real estate agents. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🎥 Watch my video 17 Things Frugal People REFUSE to Buy.   Today, I’m reacting to a list of 31 money-saving habits from the fine folks at BuzzFeed. You’regoing to find out which ones are weird and which ones are worth your time. Next Steps: • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📙 Order my book, Breaking Free From Broke, in hardcover. • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📕 Get your copy of The Total Money Makeover today!   In this video, you’ll find out why Dave Ramsey’s 7 Baby Steps are still the move in 2025 and learn how anyone can build wealth using this plan.   Next Steps: • 🎥 Watch my video 32 Ways to Save Money Right Now. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 📊 See what your investments could be worth with our free calculator. Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💸 Learn to invest in what matters most. Check out our free investing and retirement resources.   How much do you actually need to retire? In this episode, find out what the experts say is themagic number and how to plan today for the retirement of your dreams.   Next Steps:  • 🎥 Watch my video Investing for Beginners. • 💰 Plan for your retirement dreams with the Retirement Calculator. • 📖 Read more about the State of Personal Finance in America. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:  • Get up to 40% off Cozy Earth with code GEORGE.  • Get 20% off when you join DeleteMe.  • Learn more about opening a high-yield savings account with Laurel Road.    Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start budgeting for free with EveryDollar.   One of the biggest players in the buy now, pay later space, has already lost over $100 million in revenue this year. Today, we’re diving into what’s really going on, and you’ll learn why the buy now, pay later model is way more dangerous than you think.   Next Steps: • 🎥 Watch my video The Horrible Mistake DoorDash Just Made (and Why It Matters). • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a free personalized plan. In today’s video, we’ll walk through three clear signs you're doing way better financially than most Americans—and what to do if you’re not.  Next Steps: • 🎥 Watch my video Are You Broke, Average or Wealthy?​ • 💵 Start your free budget today. Download the EveryDollar app! • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📙 Order my book, Breaking Free From Broke, or listen on audiobook.  Ever wonder why there are faces on money? In this episode, I’m answering money questions like that from real kids—and some of the answers might surprise you.    Next Steps:  • 🎥 Watch my video This One Number Determines if You’ll Be Wealthy. • 💰 Find out your earning potential with the Investment Calculator. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.   • 💵 Start your free budget today. Download the EveryDollar app!     Connect With Our Sponsors:  • Get up to 40% off Cozy Earth with code GEORGE.  • Get 20% off when you join DeleteMe.  • Learn more about opening a high-yield savings account with Laurel Road.    Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

🛡️ Find a local RamseyTrusted® tax pro who works with you. Curious if that tax hack you saw on TikTok will actually land you in prison? In this episode, I’mjoined by YouTube star and tax attorney Jasmine DiLucci, as we spill the tea on some of the craziest tax advice on the internet. Next Steps: • 🎥 Watch my video The Biggest Tax Changes in 2025. • 💸 Learn more about Jasmine DiLucci, JD, CPA, EA. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.  • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • Get up to 40% off Cozy Earth with code GEORGE. • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app! Today, we’re breaking down President Trump’s “Big Beautiful Bill” by unpacking the highlights, andtalking about how the changes will impact your wallet. Next Steps: • 🎥 Watch my video The Biggest Tax Changes in 2025. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📋 Get the Ramsey Car Guide.   Is Jeff Bezos’ new electric truck the solution to the completely broken car market? Find out what thehoopla is all about, how it could become the frugal way to buy an EV, plus my tips for car buying no matter what you’re shopping for.    Next Steps: • 🎥 Watch my video Reliable Used Cars to Buy in 2025. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📙 Order my book, Breaking Free From Broke.   You can lose a lot of money sports betting. But what if I told you it’s doing way more damage than that?Today, we’re pulling back the curtain by looking at the addiction, the manipulation and the millions of lives being quietly wrecked behind the scenes. Fun times. Next Steps: • 🎥 Watch my video Exposing the Shady Company Preying on Low Income Families. • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 🔈Listen to Breaking Free From Broke on audiobook. • For resources to help with gambling addiction, visit Gambler’s Anonymous. • Explore more from Saul Malek.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🔈 Listen to Breaking Free From Broke on audiobook.   The Trump administration is cracking down on defaulted federal student loans, and that includes wage garnishment. Today, we’re breaking down how it all works, what it means for you, and what some experts are warning could happen next.  Next Steps: • 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works). • 📈 Are you on track with the Baby Steps? Get a free personalized plan. • 💵 Start your free budget today. Download the EveryDollar app! • 📙 Order my book, Breaking Free From Broke, in hardcover.   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📋 Get Ramsey’s Complete Guide to Investing.   There are two words in President Trump’s “big, beautiful bill” that have gotten a lot of attention: Trump Accounts. It’s a new type of investment savings account, and in this video, you’ll learn what it’s for, how it works, and how it compares to other options out there. Next Steps: 🎥 Watch my video Trump’s Plan to Abolish the IRS. 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: Get 20% off when you join DeleteMe. Learn more about opening a high-yield savings account with Laurel Road. Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🎥 Watch my video The 8 Types of Insurance You Need Immediately.   The insurance world is full of overpriced junk you don’t need. In this episode, find out which common insurance policies are a total waste of money, plus two popular add-ons that are straight-up scams.   Next Steps: 🛡️ Are you protected with the right insurance? Take our five-minute Coverage Checkup. 📈 Are you on track with the Baby Steps? Get a free personalized plan.  💵 Start your free budget today. Download the EveryDollar app!    Connect With Our Sponsors: Get 20% off when you join DeleteMe. Learn more about opening a high-yield savings account with Laurel Road. Get up to 40% off Cozy Earth with code GEORGE.   Explore More From Ramsey Network:  🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💰 Get Ramsey’s Complete Guide to Investing for free.   Today, we’re throwing it back to see how Americans felt about money in the ’90s. In this episode, I react to a 1994 documentary about personal finance and what lessons we can still apply today.   Next Steps: 🎥 Watch my video The Biggest Losers (and Winners) in Trump’s Stock Market Dip. 🎥 Watch David Hoffman’s documentary, What Americans Thought About Their Money. 📈 Are you on track with the Baby Steps? Get a free personalized plan.  💵 Start your free budget today. Download the EveryDollar app!    Connect With Our Sponsors: Get 20% off when you join DeleteMe. Learn more about opening a high-yield savings account with Laurel Road. Get up to 40% off Cozy Earth with code GEORGE.   Explore More From Ramsey Network:  🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📙 Order my book, Breaking Free From Broke.   Anyone else feel weird about letting AI access your bank account? In this episode, find out how AI personal shoppers work, the risks involved, and how to use technology to shop smart.   Next Steps: • 🎥 Watch my video The Horrible Mistake DoorDash Just Made (And Why It Matters). • 📈 Are you on track with the Baby Steps? Get a free personalized plan.  • 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE.   Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📙 Order my book, Breaking Free From Broke, or listen on audiobook. Would you tell a total stranger how much debt you have? Well, these guys would. Today, we’reheaded to the streets to find out how much debt people really have, plus how they can get rid of it for good. Next Steps: • 🎥 Watch my video How I Went From Broke to Millionaire in Under 10 Years. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.  • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

🛡 ️Get tax-ready with our free resources. TikTok is wild—especially when it comes to money advice. In this episode, I react to the most viral money content out there and weigh in on what’s good advice and what’s just plainridiculous. Next Steps: • 🎥 Watch my video How People Felt About Credit Cards 30 Years Ago. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.  • 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s be honest, just because it’s on the Internet doesn’t mean it’s real. In this episode, I react to even more viral money advice on TikTok so you know what’s really worth believing.    Next Steps: • 🎥 Watch my video Money Expert Shocked by Broke TikTokers. • 📈 Are you on track with the Baby Steps? Get a free personalized plan.  • 💵 Start your free budget today. Download the EveryDollar app!    Connect With Our Sponsors: • Get 20% off when you join DeleteMe. • Learn more about opening a high-yield savings account with Laurel Road. • Get up to 40% off Cozy Earth with code GEORGE.   Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices