Teaching kids about money feels daunting, but it doesn’t have to be. Today’s episode is dedicated to just that! What’s in this episode: * * How and when to start teaching kids about money.
 * Easy techniques to teaching and setting goals.
 * Learning wants vs. needs. 
 * How to teach them to manage disappointment.


What’s in this episode: In this episode:  Why money-management matters.  The first step to take when getting in control of your finances. The best budgeting techniques. 

In this episode of “The Frugal Debt Free Life podcast,” we delve into the harmful effects of comparing ourselves to others in terms of personal finances. In this episode: * Science and psychology studies show that social comparison can lead to increased stress, anxiety, and even depression, impacting our financial well-being. * Social media platforms amplify the comparison trap, often presenting curated highlight reels that don't reflect reality. * Tips for breaking free from the comparison trap include defining personal financial goals, practicing gratitude, limiting social media consumption, surrounding oneself with positive influences, and celebrating progress. * Recognizing the negative impact of comparison allows us to make informed financial decisions based on our unique circumstances and aspirations.

Episode 92: Time, as we all know, is our most precious resource, and it's vital that we allocate it wisely. Whether you're a student juggling classes, assignments, and extracurricular activities, a professional navigating a demanding career, a busy parent trying to balance work and family life, or simply someone longing to pursue personal passions, this episode is tailor-made just for you. What’s in this episode: * How small chunks of time will help you
 * Choosing which tasks to work on first
 * Buiding good time management habits
 * Finding motivation



In this episode, I had the pleasure of speaking with Shay, author and budget expert and creator behind the Instagram account Front Porch Finances. Shay shared invaluable insights on overcoming budget burnout and offered practical thrifting tips for those looking to save money while still enjoying life. Join us as we dive into Shay's wisdom and learn how to revitalize our financial journey.

Episode 90: How a California Mom Keeps Her Grocery Budget LOW Today I am excited to be chatting with Rachel Coons, a grocery-saving expert. She shares her best tips for saving money on groceries as well as how she keeps her family fed for just $5 per person per day.

How to Win With Money This Year Are you stuck in the same pattern of trying to be more responsible with your money but also feeling overwhelmed with all of the things you “should” be doing? Today I am going to share with you a few ways to win with money this year. Here’s the secret, pick one and start with that. Discussed in this episode: Why budgeting by paycheck might work better for you. Why a spending audit can benefit you this year. Some of my goals for the year. A little rant on healthcare. How much emergency fund is actually enough?

When we talked getting out of debt it can feel a bit overwhelming, right? Like it takes a lot of HUGE changes to get out of debt.  1. Don't let your emotions dictate how you spend your money. Ask yourself, "Am I still going to feel this way a week from now? Am I still going to feel this way when I wake up tomorrow morning?" 2. Don't buy things just because they're on sale.
  
 Ask yourself: Do I really need this? Where am I going to put it? Do I have the money to spend? Have I budgeted for it? Am I going to have to take the money from somewhere else? 
  
 3. Don't spend money that you don't have yet.  Start learning to say no to yourself and start learning to say yes to your future.  It's delayed gratification. Everybody struggles with delayed gratification in one area of their life or another. Oftentimes, that is in money. We want what we want and we want it right now.   What about you? What are some small changes you've had to make to become debt free? 

Today we’re going to be chatting on not one but TWO topics. One pertains to life and one pertains to money. What do you do when your budget hits a wall in the middle of the month? How do you get to be a better decision-maker? In this episode, I share some practical insight on dealing with sudden budget changes and challenges. I also discuss the four things I consider when making a decision. CTA: Check out Upside the app that gives you cash back on gas! https://upside.app.link/LYDIA75737

Are you hoping to feel a little more prepared and planned this year? Today I am going to tell you how I plan my year in just one hour.

Are you ready for the holiday rush? I feel a little more prepared this year. Here are a few things I am going to do be more prepared.