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From Foster Care to Family Law - A Child Welfare Focus
Susan Chesnutt
50 episodes
20 hours ago
This is Susan Chesnutt of The Chesnutt Law Firm. This is my podcast From Foster Care to Family Law: A Child Welfare Focus. I was raised in the foster care system, I was a child abuse investigator for the Department of Children and Families, and now I am an attorney practicing family law where my passion is to focus on the best interests of the children involved. In my podcast, I will be meeting industry experts exploring the seemingly impossible scenarios that families often struggle to manage. Each episode will include insights and concepts from professionals that deal with these issues.
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Parenting
Kids & Family
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All content for From Foster Care to Family Law - A Child Welfare Focus is the property of Susan Chesnutt and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
This is Susan Chesnutt of The Chesnutt Law Firm. This is my podcast From Foster Care to Family Law: A Child Welfare Focus. I was raised in the foster care system, I was a child abuse investigator for the Department of Children and Families, and now I am an attorney practicing family law where my passion is to focus on the best interests of the children involved. In my podcast, I will be meeting industry experts exploring the seemingly impossible scenarios that families often struggle to manage. Each episode will include insights and concepts from professionals that deal with these issues.
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Parenting
Kids & Family
Episodes (20/50)
From Foster Care to Family Law - A Child Welfare Focus
#50 Lisa Sander: Finding Grace and Growth Through Family Transitions

What happens when divorce doesn’t just end a marriage but reshapes an entire family?


In this episode, Susan Chesnutt sits down with nurse, coach, and podcaster Lisa Sander to uncover how faith, forgiveness, and hard conversations can transform even the most painful family transitions. Together, they dig into the realities of blended families, co-parenting challenges, and what it really takes to break generational cycles through honesty and grace.


If you’ve ever faced the chaos of separation or struggled to hold your family together in the midst of change, this episode will show you what healing can look like. You won’t leave this conversation the same.


In this episode, Susan and Lisa Sander discuss: 

  • Navigating divorce and blended family dynamics

  • The role of faith in healing and transformation

  • Communication challenges and breakthroughs in co-parenting

  • Building supportive family and community systems

  • Personal growth through vulnerability, therapy, and hard conversations


Key Takeaways:

  • Graceful Divorce and Co-Parenting (06:20): By keeping her divorce simple and affordable at $1,500, committing to co-parenting promises, and praying with her children, Lisa shows that you can set a foundation of peace and unity from the start.

  • Hard Conversations with Children (12:24): Lisa found that involving her kids in heated but honest discussions allowed them to give feedback, reinforced love through reconnection, and modeled that avoiding silence breaks harmful cycles — a practice you can adopt in your own family.

  • Choosing Forgiveness in Family Dynamics (26:13): Even after divorce, Lisa chose to hug her ex-husband’s new partner and continue engaging with his extended family, teaching her children that forgiveness and respect can create a healthier support system — a reminder that you can show grace instead of bitterness.

  • Letting Children Love Both Parents (41:54): When Lisa’s daughter reminded her, “I’m not divorcing you, I’m just going to Dad’s,” it highlighted the danger of placing guilt on kids; encouraging them to enjoy time with both parents helps them feel safe, loved, and open — something every parent can practice.


“Silence does not help situations. Not having the hard conversations does not help the situation. Hard conversations need to be had to break the generational cycles.”

- Lisa Sander

  

About Lisa Sander: Lisa Sander is a registered nurse with over 20 years of clinical experience who has transformed her passion for caring into a mission of coaching, speaking, and inspiring others. As co-host of the Our Healer Our Protector podcast and creator of the Healing Chair Talk, Lisa helps individuals, couples, and families navigate life’s most difficult transitions with faith, honesty, and compassion. Drawing from her own journey through divorce, blended family dynamics, and personal growth, she brings a unique combination of clinical wisdom, emotional intuition, and spiritual grounding to her work. Whether guiding women through divorce recovery or helping families strengthen communication, Lisa is committed to breaking generational cycles and fostering resilience. She continues to serve as a nurse leader while empowering others to heal, reconnect, and thrive.


Connect with Lisa Sander:

Website: https://lisasander.com/

Show: Our Healer, Our Protector: https://podcasts.apple.com/us/podcast/our-healer-our-protector/id1812547916

LinkedIn: https://www.linkedin.com/in/lisa-sander-80359725a/


Connect with Susan: 

Website: https://www.thechesnuttlawfirm.com/

Podcast: https://www.thechesnuttlawfirm.com/podcasts/

LinkedIn: https://www.linkedin.com/in/susan-chesnutt-27077bb9/

Instagram: https://www.instagram.com/thechesnuttlawfirm/

YouTube: https://www.youtube.com/channel/UCuBwfp_IVpeX-YHKpxZ5L0g

Avvo: https://www.avvo.com/attorneys/32960-fl-susan-chesnutt-3330241.html

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1 month ago
56 minutes 9 seconds

From Foster Care to Family Law - A Child Welfare Focus
#49 Todd Mohink: The Real Cost of False Claims in Custody and Criminal Cases

What happens when you're accused of something you didn’t do—and the system treats you as guilty from the start?


In this episode, Susan Chesnutt sits down with Maryland attorney Todd Mohink to expose the often unseen legal traps that destroy families. Together, they pull back the curtain on the devastating impact of false allegations, weaponized protective orders, and the courts' dangerous overreliance on flawed mental health evaluations.


If you're navigating custody issues or just want to understand how these systems actually work, this episode will change how you see everything. You won’t leave this conversation the same.

 

In this episode, Susan and Todd Mohink discuss: 

  • False allegations and how they escalate custody disputes

  • Family law entanglement with criminal defense and Child Protective Services (CPS)

  • Legal disadvantages of accused parents during ongoing investigations

  • Emotional manipulation and parental alienation tactics

  • The systemic flaws in therapy, reunification, and court-appointed experts


Key Takeaways:

  • Protective Orders and Silence (17:16): If criminal charges are pending, accused parents often cannot testify in civil court, making final protective orders almost a guarantee.

  • Therapists Without Oversight (28:23): Many therapists advising courts in custody cases are underqualified, have never met the other parent, and rely solely on biased narratives.

  • Irreparable Parent-Child Damage (36:50): Long-term no-contact periods caused by legal delays often irreparably harm the parent-child relationship—even when allegations are false.

  • Accusations Without Evidence (48:00): In sexual abuse allegations with no physical evidence, testimony alone often leads to loss of custody and reputational destruction—even without criminal charges.


“Child Protective Services is the most powerful administrative agency in this state—even more than the state's attorney or the police.”

- Todd Mohink

  

About Todd Mohink: Attorney Todd K. Mohink has more than 25 years of experience representing individuals and families in Maryland. He began gaining trial experience during law school when he was an intern with the Maryland Attorney General’s office and participated in the Civil Legal Clinic, a program that allowed law students to take part in trials. Today, Mr. Mohink is an accomplished attorney licensed in Maryland state and federal courts, and he has a published case in the Court of Special Appeals. He is a member of numerous professional organizations, including the American Bar Association and the Maryland Criminal Defense Attorneys’ Association.

Connect with Todd Mohink:

Website: https://www.mohinklaw.com/

Phone: 410-766-0113

Email: todd@mohinklaw.com

LinkedIn: https://www.linkedin.com/in/todd-mohink-8a7b1116/


Connect with Susan: 

Website: https://www.thechesnuttlawfirm.com/

Podcast: https://www.thechesnuttlawfirm.com/podcasts/

LinkedIn: https://www.linkedin.com/in/susan-chesnutt-27077bb9/

Instagram: https://www.instagram.com/thechesnuttlawfirm/

YouTube: https://www.youtube.com/channel/UCuBwfp_IVpeX-YHKpxZ5L0g

Avvo: https://www.avvo.com/attorneys/32960-fl-susan-chesnutt-3330241.html

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4 months ago
59 minutes 53 seconds

From Foster Care to Family Law - A Child Welfare Focus
#48 Beth Proudfoot: Parenting Beyond Divorce by Redefining Roles and Raising Resilient Kids

What if divorce could be not just less painful, but genuinely transformative?


In this episode, Susan Chesnutt sits down with Beth Proudfoot, a seasoned child therapist, parenting coach, and collaborative divorce expert, to explore what it means to truly lead your family through crisis. You'll hear how reframing roles, tuning into your child's unspoken needs, and building communication skills can help you show up with more clarity and compassion—even in the hardest moments. This is about more than surviving divorce—it's about choosing growth, respect, and resilience.


Stay with us to the end—you’ll walk away with insights that could change how you parent, partner, and lead.

 

In this episode, Susan and Beth Proudfoot discuss: 

  • Navigating emotional and parental challenges during divorce.

  • The evolving roles and expectations of co-parents post-separation

  • The structure and benefits of collaborative divorce processes

  • Parenting strategies rooted in communication and leadership

  • The often-overlooked emotional insights and needs of children during family transitions


Key Takeaways:

  • Learning Conflict-Resolution Skills Through Divorce (10:02): Collaborative divorce empowers couples to solve problems and communicate more effectively, reducing long-term conflict even in the face of significant life changes like job loss.

  • Children Crave Peace More Than Preference (17:15): Children are most hurt not by the decisions of divorce, but by ongoing parental conflict; a neutral child specialist can help refocus parents on their kids’ true needs.

  • Unpacking Gender Roles in Post-Divorce Parenting (24:03): Traditional gender roles in parenting and financial responsibility often create silent resentments, which must be acknowledged and restructured post-divorce.

  • Why Rewards and Punishments Fail (55:22): Reward and punishment systems are short-term parenting fixes; leadership by example and fostering intrinsic motivation yield more lasting behavior change in children.


“To be intentionally the kind of leader that you admire when you are being the leader of your children... that takes a little work.”

- Beth Proudfoot

  

About Beth Proudfoot: Beth Proudfoot is a licensed Marriage and Family Therapist with over 35 years of experience, specializing in collaborative divorce coaching, child advocacy, and parent education. As the Executive Director and founder of Child & Family Counseling Group, Inc. in San Jose, she helps families navigate divorce with dignity and respect, focusing on the best outcomes for children. Beth is a trained mediator and collaborative communications coach, passionate about fostering healthy co-parenting relationships. She is also co-author of The Magic of Positive Parenting and a sought-after presenter on positive discipline and effective parenting strategies.


Connect with Beth Proudfoot:

Website: https://www.childfamilygroup.com/ & https://www.bethproudfoot.com/

LinkedIn: https://www.linkedin.com/in/beth-proudfoot-82b9835/

Facebook: https://www.facebook.com/beth.proudfoot1

Instagram: https://www.instagram.com/proudfootbeth/


Connect with Susan: 

Website: https://www.thechesnuttlawfirm.com/

Podcast: https://www.thechesnuttlawfirm.com/podcasts/

LinkedIn: https://www.linkedin.com/in/susan-chesnutt-27077bb9/

Instagram: https://www.instagram.com/thechesnuttlawfirm/

YouTube: https://www.youtube.com/channel/UCuBwfp_IVpeX-YHKpxZ5L0g

Avvo: https://www.avvo.com/attorneys/32960-fl-susan-chesnutt-3330241.html

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5 months ago
1 hour 15 minutes 46 seconds

From Foster Care to Family Law - A Child Welfare Focus
#47 James Dutton: How Criminal Defense Can Heal, Not Just Defend

What happens when a criminal defense attorney decides his job isn't to win cases, but to transform lives?


In this episode, Susan Chesnutt sits down with Georgia defense attorney James Dutton to expose the unseen consequences of our justice system, from broken paperwork and false charges to billion-dollar surveillance schemes hiding behind school safety. But this conversation isn’t just about problems — it’s about purpose. James shares how compassion, community, and a no-nonsense approach to second chances can disrupt cycles of addiction, injustice, and incarceration. 


If you’ve ever felt like the system isn’t working for you, your family, or your clients, this episode will challenge what you accept and inspire what you expect.

 

In this episode, Susan and James Dutton discuss: 

  • The flaws and unintended consequences of automated traffic enforcement systems

  • How the criminal justice system mishandles mental health and addiction

  • The misuse of criminal charges in family and custody disputes

  • A holistic, community-based approach to criminal defense and rehabilitation

  • Systemic failures in due process, notifications, and prosecutorial discretion


Key Takeaways:

  • Protect Yourself from Administrative Errors (11:22): Always confirm court dates in writing and immediately address any notification issues to prevent unintended license suspensions or arrest warrants.

  • Challenge False Allegations Immediately (27:45): Document every interaction in high-conflict situations and involve legal representation early to prevent malicious accusations from derailing your personal and professional life.

  • Probation Without Treatment Fails Addicts (45:30): Courts often offer probation to first-time meth users thinking it's lenient, but without addiction treatment, it's a fast track to relapse and re-incarceration, so always push for mandatory rehab or diversion programs.

  • Demand Due Process in Automated Enforcement (1:05:15): When facing traffic camera citations, immediately request a hearing, submit affidavits challenging the ticket, and scrutinize the evidence to protect your legal rights.


“You're a lifeboat for others. But right now, there's holes in the lifeboat. You can't pull other people into a sinking lifeboat. You have to fix yourself; then you can fix others.”

- James Dutton

  

About James Dutton: James Dutton is a dedicated criminal defense attorney and partner at Dutton & Dutton Law Firm, LLC in Griffin, Georgia. Born and raised in Griffin, he is deeply committed to serving his local community, bringing empathy and understanding to every case. With a strong academic background and extensive experience as a public defender, James has successfully represented over 1,600 clients, advocating for those who might be misunderstood or overlooked. Fluent in five languages and active in numerous community organizations, he combines legal expertise with a genuine desire to make a positive difference.


Connect with James Dutton:

Website: https://www.duttonlawga.com/

Phone: 770-229-5959

LinkedIn: https://www.linkedin.com/in/jadutton/


Connect with Susan: 

Website: https://www.thechesnuttlawfirm.com/

Podcast: https://www.thechesnuttlawfirm.com/podcasts/

LinkedIn: https://www.linkedin.com/in/susan-chesnutt-27077bb9/

Instagram: https://www.instagram.com/thechesnuttlawfirm/

YouTube: https://www.youtube.com/channel/UCuBwfp_IVpeX-YHKpxZ5L0g

Avvo: https://www.avvo.com/attorneys/32960-fl-susan-chesnutt-3330241.html

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5 months ago
1 hour 22 minutes 2 seconds

From Foster Care to Family Law - A Child Welfare Focus
#46 Noel Thompson: Turning Panic into Power with Everyday Mental Fitness

What if your biggest source of fear could become your greatest power?


In this episode, Noel Thompson shares how he turned decades of personal struggle with anxiety and depression into a transformative program that helps others do the same. With a unique approach blending coaching, comic book storytelling, and mental fitness tools, Noel offers more than just insight—he gives you a strategy. 


Whether you’re navigating your own mental health journey or supporting someone else’s, you’ll walk away with a deeper understanding and renewed confidence. This conversation isn’t just informative—it’s empowering.

 

In this episode, Susan and Noel Thompson discuss: 

  • Exploring the personal and societal impact of anxiety and depression

  • Reframing mental health through creative educational tools

  • Empowering youth and adults with self-coaching strategies

  • Understanding the deep mind-body connection in emotional regulation

  • Honest storytelling and relatable education


Key Takeaways:

  • The “Recognize, Reset, Rewire” framework enables individuals to reprogram their minds and shift from negative thought cycles to empowerment through consistent practice.

  • Panic attacks can be managed through intentional breathing techniques and mental reframing, and they never last longer than ten minutes.

  • “What if” thinking can be flipped from fear-driven hypotheticals to confidence-boosting affirmations by writing them down and actively converting them into believable positive scenarios.

  • The comic book-style program, combined with explainer videos and planned interactive features, makes mental health education accessible, engaging, and actionable for all ages.

Highlights:

0:00:00 From Pain to Power:

You always feel anxiety and depression, but once you learn the tools, you learn to recognize, reset, rewire, you can rewire yourself.


0:05:59 Ending the Stigma, Empowering Youth:

It’s like working out. It’s your mind is a muscle, right? And you’re not embarrassed to tell people you’re working out or trying to lose weight. You shouldn’t be embarrassed about your mental well-being.


0:15:06 Visualizing Fear & Rewiring the Mind:

Fear is interesting. It helps to visualize, put visuals to scary thoughts and fears and of the what ifs and all those different things. 


0:39:56 Flipping the What Ifs & Facing Scary Thoughts:

Recognize your negative “What if thought” and change it to a positive thought. You can't just change it to a positive thought that's unbelievable. You have to take time and change it to a positive thought that is doable.

“Once you learn the tools that you need to control your body, your mind, your chemicals, and your spirit, then you can overcome anything.”

- Noel Thompson

  

About Noel Thompson: 

Noel Thompson is the Director of The Power of Anxiety and Depression, where he empowers young people with actionable tools to overcome mental health challenges while working to eliminate the stigma surrounding them. A seasoned creative director and visual storyteller, Noel has spent over two decades leading DPro, a media production company known for crafting compelling content that connects deeply with audiences. His unique blend of technical expertise and narrative vision has made him a sought-after producer in both commercial and mission-driven media. Noel’s passion for merging creativity with purpose drives everything he builds—on screen and in real life.


Connect with Noel Thompson:

Website: https://thepowerad.com/LinkedIn: https://www.linkedin.com/in/noel-thompson-4838566/Facebook: https://www.facebook.com/profile.php?id=61551279402745Instagram: https://www.instagram.com/thepoweraandd/


Connect with Susan: 

Website: https://www.thechesnuttlawfirm.com/

Podcast: https://www.thechesnuttlawfirm.com/podcasts/

LinkedIn: https://www.linkedin.com/in/susan-chesnutt-27077bb9/

Instagram: https://www.instagram.com/thechesnuttlawfirm/

YouTube: https://www.youtube.com/channel/UCuBwfp_IVpeX-YHKpxZ5L0g

Avvo: https://www.avvo.com/attorneys/32960-fl-susan-chesnutt-3330241.html

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6 months ago
58 minutes 43 seconds

From Foster Care to Family Law - A Child Welfare Focus
#45 Sandra Fava Esq.: Divorce Warfare: Protecting Children in High-Conflict Battles

In the turbulent world of high-conflict divorces, two seasoned attorneys pull back the curtain on family law's most challenging battlefield. Sandra Fava and Susan Chesnutt reveal the hidden emotional landmines that devastate families, offering raw insights into protecting children, managing conflict, and navigating the treacherous path of separation with compassion and strategy.


In this episode, Susan and Benjamin discuss: 

  • High Conflict Divorce Dynamics
  • Impact of Divorce on Children
  • Importance of Attorney-Client Communication
  • Managing Emotional Challenges in Family Law
  • Resources for Healing and Moving Forward


Highlights:

0:00:36 High-Conflict Divorce Landscape: 

Family law isn't just about legal proceedings; it's a deeply personal journey through emotional minefields. 

0:03:47 Defining High-Conflict Dynamics: 

When divorce transforms into a battleground of unresolvable anger and control, every disagreement becomes a potential explosive point of contention, escalating tensions beyond rational resolution.

0:27:49 Children's Emotional Vulnerability: 

Kids are perceptive beings who internalize parental conflicts far more deeply than adults realize and protecting their psychological well-being requires transparent, age-appropriate communication and mutual parental respect.

0:40:23 Healing and Personal Growth: 

Trauma doesn't disappear; it requires intentional, ongoing work and supportive resources. 

0:50:30 Strategic Long-Term Perspective: 

High-conflict situations demand realistic expectations and proactive planning beyond immediate emotional reactions, and making decisions that serve both short-term needs and future well-being is crucial for sustainable resolution.


“You can only control your response. Once you embrace that, your stress levels will start to slow down.”  - Sandra Fava Esq.


About Sandra Fava Esq.:

Sandra Fava is the founder and managing attorney at Fava Law, a family law practice dedicated to providing compassionate and effective legal counsel to individuals and families in transition. Recently recognized as a "Woman to Watch" in Morris & Essex Magazine, Sandra brings extensive experience, in-depth knowledge, and a commitment to finding tailored solutions to her clients' unique needs.


With a career dedicated exclusively to the practice of family law, Sandra has successfully represented clients in a wide range of matters, including divorce (high net worth), child custody, spousal support (executive compensation),  property division, debt allocation, domestic violence, appellate matters, mediation and arbitration, and high conflict matters. She understands that these issues are deeply personal and often emotionally charged, and works closely with her clients to develop personalized strategies that prioritize their individual goals and well-being.


Connect with Sandra:

LinkedIn: https://www.linkedin.com/in/sandrafava/ 

Website: https://www.favalawnj.com/ 


Connect with Susan: 

Website: https://www.thechesnuttlawfirm.com/

Podcast: https://www.thechesnuttlawfirm.com/podcasts/

LinkedIn: https://www.linkedin.com/in/susan-chesnutt-27077bb9/

Instagram: https://www.instagram.com/thechesnuttlawfirm/

YouTube: https://www.youtube.com/channel/UCuBwfp_IVpeX-YHKpxZ5L0g

Avvo: https://www.avvo.com/attorneys/32960-fl-susan-chesnutt-3330241.html

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7 months ago
52 minutes 43 seconds

From Foster Care to Family Law - A Child Welfare Focus
# 44 Benjamin Andreozzi: Identifying and Preventing Grooming Tactics of Perpetrators

Dive into the complex and emotional world of child sexual abuse cases with renowned attorney Benjamin Andreozzi. Discover the challenges of securing justice, the importance of creating safe environments for victims, and the powerful ways attorneys can empower survivors to reclaim their lives. Gain insights into the nuances of criminal, civil, and administrative avenues for accountability, and learn how Andreozzi's firm is driving legislative reforms to protect the most vulnerable. This episode offers a raw and impactful exploration of a critical issue.


In this episode, Susan and Benjamin discuss: 

  • Creating safe environments for child victims in legal proceedings

  • Perpetrators often groom and isolate child victims 

  • Importance of comprehensive background checks on those working with children

  • Empowering victims through the legal process, not just financial recovery

  • Collaboration between civil attorneys and prosecutors on child abuse cases


Highlights:

[0:01:04] Transition to Child Sexual Abuse Law- Benjamin Andreozzi shares his journey from representing insurance companies to focusing on child sexual abuse cases, driven by a desire to make a significant impact.

[0:07:54] Challenges and Barriers in Child Sexual Abuse Cases- Benjamin Andreozzi explains how he gets involved in cases and the unique challenges of child sexual abuse cases compared to personal injury cases.

[0:13:35] Accountability and Empowerment for Victims- Susan Chestnut and Benjamin Andreozzi discuss the focus of victims on accountability and empowerment rather than financial compensation.

[0:17:22] Coordination with Prosecutors and Civil Cases- Benjamin Andreozzi explains the challenges of coordinating with prosecutors during criminal cases and the importance of waiting until the criminal case is resolved.

[0:32:09] Grooming and Identification of Perpetrators- Benjamin Andreozzi explains the concept of grooming and its importance in identifying and preventing child sexual abuse.

[0:59:36] Resource Guide and Victim Support- Susan Chestnut praises Benjamin Andreozzi's child sexual abuse resource guide and its comprehensive approach to supporting victims and their families.


“You cannot put a price tag on validation, and you cannot put a price tag on reclaiming power.” 

- Benjamin Andreozzi


About Benjamin Andreozzi:

Benjamin Andreozzi (Ben) is the Managing Partner at Andreozzi + Foote. Ben’s career is dedicated to representing survivors of child sexual abuse in civil cases. Ben has represented hundreds of abuse survivors nationwide in some of the nation’s most high-profile sexual abuse cases. For example, Ben represented many of Jerry Sandusky’s victims and represented hundreds of Catholic clergy abuse survivors, to name just a few.


Free Survivor’s Guide- https://www.victimscivilattorneys.com/parents-survivors-guide/


Connect with Benjamin:

LinkedIn: https://www.linkedin.com/in/ben-andreozzi-7a77b419/ 

Company: https://www.victimscivilattorneys.com/attorneys/benjamin-d-andreozzi-esq/ 


Connect with Susan: 

Website: https://www.thechesnuttlawfirm.com/

Podcast: https://www.thechesnuttlawfirm.com/podcasts/

LinkedIn: https://www.linkedin.com/in/susan-chesnutt-27077bb9/

Instagram: https://www.instagram.com/thechesnuttlawfirm/

YouTube: https://www.youtube.com/channel/UCuBwfp_IVpeX-YHKpxZ5L0g

Avvo: https://www.avvo.com/attorneys/32960-fl-susan-chesnutt-3330241.html

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8 months ago
1 hour 17 minutes 48 seconds

From Foster Care to Family Law - A Child Welfare Focus
# 43 Taylor Hoskins- Protecting Minors in Personal Injury Settlements

When minors are involved in personal injury settlements, who ensures their best interests are protected? This episode unpacks the critical role of the guardian ad litem in safeguarding minors' funds and advocating for fair settlements. From statutory triggers to strategies like structured settlements and restricted accounts, the conversation dives deep into how these guardians balance the child’s welfare with competing family needs. Tune in to explore this vital, yet often overlooked, aspect of personal injury law.


In this episode, Susan and Taylor discuss: 

  • Guardian ad litem role in reviewing minor settlements

  • Thresholds for requiring guardian ad litem ($15k, $50k)

  • Structured settlements and restricted accounts to protect minor's funds

  • Challenges in balancing parent's and child's interests in settlements

  • Need for more guardians ad litem to serve minor clients


“A good settlement can be life-changing for people. Even small settlement can give you a lump sum to get you back on your feet.” 

- Taylor Hoskins

  

About Taylor Hoskins:

Attorney Taylor Hoskins, a fifth-generation resident of St. Lucie County, graduated from Lincoln Park Academy High School and earned her undergraduate degree from Stetson University in 2012. She obtained her law degree from Florida Coastal School of Law in 2015 and an LL.M. in Trial Advocacy from Stetson University College of Law, recognized nationally for its excellence in trial advocacy. Taylor has been named to the National Trial Lawyers 40 Under 40 list for 2022–2024, an exclusive honor recognizing the top 40 attorneys in Florida under 40. Admitted to the Florida Bar in 2015, she specializes in personal injury law and has secured notable results, including a $1 million verdict in a tragic hit-and-run case. She works alongside her father, Board Certified Civil Trial Attorney Steve Hoskins, in the firm’s personal injury department.


In addition to her legal career, Taylor is deeply involved in her community. She is a member of multiple bar associations, including the St. Lucie County Bar Association, where she has served in various leadership roles. She is also vice president-elect of the Boys & Girls Club of St. Lucie County and has held leadership positions with organizations like the American Red Cross and United Way’s Women United. Outside of work, Taylor enjoys equestrian activities, golf, and traveling.


Connect with Taylor:

Profile and Company Website: https://www.hoskinsandturco.com/attorneys/taylor-hoskins/ 

Instagram: https://www.instagram.com/taylorhoskins.esq/ 

LinkedIn:https://www.linkedin.com/in/taylor-hoskins-b83a81104/   


Connect with Susan: 

Website: https://www.thechesnuttlawfirm.com/

Podcast: https://www.thechesnuttlawfirm.com/podcasts/

LinkedIn: https://www.linkedin.com/in/susan-chesnutt-27077bb9/

Instagram: https://www.instagram.com/thechesnuttlawfirm/

YouTube: https://www.youtube.com/channel/UCuBwfp_IVpeX-YHKpxZ5L0g

Avvo: https://www.avvo.com/attorneys/32960-fl-susan-chesnutt-3330241.html

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11 months ago
48 minutes 10 seconds

From Foster Care to Family Law - A Child Welfare Focus
#42 Jordan Lulich- Partition Actions: Untangling the Twisted Web of Co-Owned Property

Owning property with someone else can quickly become a legal minefield, but one real estate attorney has made it his mission to guide clients through the treacherous terrain of partition actions. In a captivating discussion, Jordan Lulich pulls back the curtain on this complex process, from the nuanced differences between owners to the thorniest scenarios involving uncooperative ex-spouses. With a deft touch, Lulich has helped countless clients find their way out of the "partition action minefield." But what are his key strategies? And how can those facing shared property division avoid the common pitfalls? 


In this episode, Susan and Jordan discuss: 

  • Partition actions - Dividing co-owned real property through legal process.

  • Partition types - Sale or in-kind division of property ownership.

  • Determining ownership interests - Reviewing deeds and identifying all vested parties.

  • Married couples vs. unmarried co-owners - Different legal frameworks for property division.

  • Handling uncooperative parties in divorce-related partitions - Potential for court orders and additional fees.

“Trying to work this out between the parties is something that I always try to do, and oftentimes [I] do it. Many other attorneys do not [do it], because they're more than happy to just jump straight to filing and collecting attorney's fees.” 

- Jordan Lulich

  

About Jordan Lulich:

J. Lulich is a licensed Florida attorney specializing in Real Property, Business, and Estate Planning Law. His practice involves representing buyers, sellers, real estate agents, brokers, and mortgage lenders, as well as assisting individuals with legacy planning. A significant portion of his work includes issuing title insurance as an authorized agent for Old Republic National Title Company. With a deep understanding of real estate laws, Mr. Lulich is also a licensed Florida real estate instructor who frequently teaches real estate agents and presents to brokerages on legal and estate planning topics.


An alumnus of Indian River Charter High School, Mr. Lulich earned both his Bachelor's degree and Juris Doctorate from Florida State University. In addition to his legal practice, he serves on the Board of the Indian River Charter High School, has completed numerous races, and enjoys competitive racing. Mr. Lulich holds an "AV" rating from Martindale-Hubbell, the highest peer-review rating for lawyers, and has been recognized as a "Rising Star" by Super Lawyers in 2023 and 2024.


Connect with Jordan:

Profile and Company Website: https://www.lulich.com/jordan-lulich-esquire/ 

Email address: jordan@lulich.com 

Podcast: https://www.youtube.com/@LulichAndAttorneys    


Connect with Susan: 

Website: https://www.thechesnuttlawfirm.com/

Podcast: https://www.thechesnuttlawfirm.com/podcasts/

LinkedIn: https://www.linkedin.com/in/susan-chesnutt-27077bb9/

Instagram: https://www.instagram.com/thechesnuttlawfirm/

YouTube: https://www.youtube.com/channel/UCuBwfp_IVpeX-YHKpxZ5L0g

Avvo: https://www.avvo.com/attorneys/32960-fl-susan-chesnutt-3330241.html

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1 year ago
44 minutes 11 seconds

From Foster Care to Family Law - A Child Welfare Focus
#41 Joan Ulsher- From Trauma to Triumph: One Woman's Journey to Advocate for Foster Kids

In a world filled with uncertainty and challenges, one woman's journey into child advocacy and foster care took an unexpected turn that changed her life forever. Her personal revelation ignited a passion that led to a remarkable 13-year relationship with a young man in foster care, setting her on a path of unwavering commitment and compassion. As her story unfolds, the impact she has made on the lives of children in foster care is both inspiring and deeply moving. But what was the unexpected twist that propelled her into this transformative journey?


In this episode, Susan and Joan discuss: 

  • Empowering children in foster care through advocacy and support.

  • Personal experiences to help understand the foster care journey.

  • The impactful role of supportive adults in foster care.

  • The importance of legislative advocacy for foster children.

“Every person has the ability to make a difference in somebody's life. It's all acts of kindness and acts of service.” 

- Joan Ulsher

  

About Joan Ulsher:

Joan Ulsher, a dedicated court-appointed special advocate in Texas, brings a wealth of personal and professional experience to the table. Her journey from a challenging childhood in foster care to a fulfilling career in the military has fueled her passion for ensuring the well-being of children in similar circumstances. In her book, "Misplaced Childhood: A True Story of Resiliency and Child Advocacy," Joan not only shares her own story but also provides insights and guidance on how every individual can make a positive impact in a child's life. Joan's commitment and empathy make her an invaluable voice in advocating for children in foster care, offering a fresh and impactful perspective on the critical issues surrounding child welfare.


Purchase Joan’s book “Misplaced Childhood, a True Story of Resiliency and Child Advocacy” here: https://www.amazon.com/dp/B0CHL9Q5P4


Connect with Joan:

Website: https://www.joanulsher.com/

Instagram: https://www.instagram.com/joan_ulsher

Pintrest: https://www.pinterest.ca/joanakitas/


Connect with Susan: 

Website: https://www.thechesnuttlawfirm.com/

Podcast: https://www.thechesnuttlawfirm.com/podcasts/

LinkedIn: https://www.linkedin.com/in/susan-chesnutt-27077bb9/

Instagram: https://www.instagram.com/thechesnuttlawfirm/

YouTube: https://www.youtube.com/channel/UCuBwfp_IVpeX-YHKpxZ5L0g

Avvo: https://www.avvo.com/attorneys/32960-fl-susan-chesnutt-3330241.html

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1 year ago
1 hour 1 minute 54 seconds

From Foster Care to Family Law - A Child Welfare Focus
#40 - Foster Care and Adoption Experiences from Author Janell Jones

SUMMARY: Susan Chesnutt interviews author Janell Jones about her memoir "Shattered."  Her memoir talks about her experience with adopting a foster child with undisclosed conditions and the foster system's difficulty in supporting her efforts to raise the child. 

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2 years ago
36 minutes 42 seconds

From Foster Care to Family Law - A Child Welfare Focus
#39 - The Journey from Divorce to Mediation

Susan Chesnutt interviews Matthew Brickman from ITAP Mediation. Matthew and Susan discuss the path to becoming a Mediator and the importance of using the mediation process to achieve the best resolutions. 



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2 years ago
45 minutes 57 seconds

From Foster Care to Family Law - A Child Welfare Focus
#38 – High School Opportunities, Mock Trials and Influential Educators

Summary: Susan Chesnutt interviews her high school teacher, Daniel Nixon Taylor, about the positive influences of educators and the lifelong impact she had in her experience participating in a mock trial in high school. 

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2 years ago
52 minutes 52 seconds

From Foster Care to Family Law - A Child Welfare Focus
#37 - Divorce as a Healing Process with Jennifer Stoler

Susan Chesnutt and former divorce attorney, Jennifer Stoler, the CEO and Founder of The Divorce Chick™ Tribe discuss the process of divorce. They review approaches that can help you evolve your divorce into a therapeutic effort to help your family move forward.

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3 years ago
57 minutes 29 seconds

From Foster Care to Family Law - A Child Welfare Focus
#36 - Mediation and the importance of compromise

SUMMARY:

Susan Chesnutt interviews a long time colleague Dawn Kirk who has been practicing family law for 30 years and mediation for 15 years. As a mediator Dawn’s primary focus is on the children, understanding the family dynamic to find an outcome in the child’s best interest.

HIGHLIGHTS:

[00:02:00] Dawn explains what it takes to become a mediator and the certification process. You do not need to be an attorney to earn your certification

[00:03:15] Susan and Dawn discuss the benefits of having legal experience and the importance of life experience to provide quality mediation

[00:05:00] How does writing a script pertain to mediation?

[00:06:00] Dawn and Susan explain the process of finding a mediator and what those steps look like.

[00:07:15] How long does mediation take? And guess what, it's not an event, it's a product.

[00:09:15] When in the mediation process, Susan and Dawn talk about the benefits of having the two parties separate versus together. Emotions and faces can be triggers for parties involved so what is the best strategy.

[00:11:15] Susan asks Dawn about mediation prep and the importance of the client coming with a wishlist of their priorities. The moral of the story is to come prepared.

[00:15:15] What are some of the barriers when it comes to mediation? What is appropriate and what is not appropriate.

[00:18:00] Dawn talks about the importance of coming to the table being open to the different possibilities available to both parties. She is a big advocate of encouraging the clients to think about other ideas.

[00:20:15] What does a restaurant menu have to do with mediation? Dawn uses the food analogy a lot today to help us understand the process. Get ready to hear her discuss what a temporary agreement can look like

[00:24:00] Dawn discusses getting to a partial agreement between the two parties.

[00:25:15] Susan asks Dawn to discuss the cost of mediation vs the cost of litigating. They discuss the ins and outs to help make an informed decision.

[00:29:00] Dawn and Susan cover what are the trends she is encountering right now. Times change and so does the approach to splitting assets, especially in this current market.

[00:31:00] He said, she said conversations about divorce terms, do they mean anything?

[00:34:15] Before they wrap up, Susan asks Dawn to talk about figuring out alimony and child support, they are 2 very separate things in a divorce agreement.

[00:40:30] Parenting plans. So much information to digest before they finish the podcast. This topic has a lot of details to unpack to create a parenting plan. This section will keep you on the edge of your seat for the next 10 minutes.

[00:52:45] Family traditions and coming to terms with honoring each parent’s perspective on special days and holidays.

QUOTES:

Susan Chesnutt: “It's an opportunity to have a neutral person come in and help you discuss the issues and figure out ways to solve them.”

Dawn Kirk: “And I, I don't think that people realize that your friends, your relatives, your lawn guy, I mean, everybody's affected one way or the other by this.”

Dawn Kirk: “So my role really is to help them write their own script.”

Dawn Kirk: “Forget about money for a minute, what's best for the child.”

RESOURCES:

Susan Chesnutt

https://www.thechesnuttlawfirm.com

https://www.thechesnuttlawfirm.com/child-custody

Dawn Kirk

http://www.dawnkirklaw.com/services.html

https://www.linkedin.com/in/dawn-kirk-5a6b056a/

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3 years ago
57 minutes 48 seconds

From Foster Care to Family Law - A Child Welfare Focus
#35 Grandparent’s Rights & Child Custody, An Alternative Perspective

SUMMARY: Susan Chesnutt and her special guest Martin Kofsky talk about his recent article that focuses on the rights of grandparents. Martin has been litigating and working in family law for 30 years. Sit back and settle in for some good information and food for thought.

HIGHLIGHTS:

[00:01:45] The discussion begins with Martin describing his experience with offending and non offending parents and what that means for the rights of the child.

[00:03:00] Martin gives an example of a case where the maternal grandparent’s rights of the child were being threatened. The child was cared for by them for 5 years and then the other grandparents attempt to assert control.

[00:05:15] What happens when a set of grandparents has never tried to have a relationship with the child? What does the law say or not say in these circumstances?

[00:06:15] Susan asks very important questions about the child’s constitutional rights because of the death of a parent and in the care of a grandparent.

[00:08:00] Martin and Susan deep dive on a Florida statute as it relates to when a reunification happens and its narrow minded pitfalls.

[00:17:30] Martin explains the deployment statute and all that it entails to soldiers and sailors who are parents; the phrase “equal protection” comes into play. Tune in for the intriguing perspective.

[00:24:30] Relocation situations are typically never in the child’s best interest. What is the best solution when a former spouse is married to someone in the military and relocation on one side is necessary. You will want to hear more about this topic.

[00:26:45] Martin goes through a tough case that will give you context on what the court needs to show when a parent relocates and the other parent wants the children to stay where they are as the primary residence.

[00:32:45] Susan asks Martin a hypothetical, if he could write a grandparents right statute, what would it entail?

QUOTES:

Martin Kofsky: as it pertains to grandparents rights in Florida “The rights are limited when there is a parent who's deceased. There can be some room for a grandparent to have a relationship with the child, but still this, the rights of the surviving parent remain paramount.”

Martin Kofsky: “It's easy to identify bruises. It's easy to identify cigarette burns. It's easy to identify strap marks from a belt. It's much harder to identify and quantify the emotional scars that might've been caused by, years of emotional or psychological abuse”

Susan Chesnutt: in regard to dependency statute in Florida: “When you said that the statutes were hypocritical, is that the dependency statute on the grandparents rights goes so far to say that the grandparents should be able to show affection and give gifts and letters from the grandparents or other family.”

Susan Chesnutt: “I've read a statistic today that 7% of the children in the United States live with a grandparent or grandparents…To me, that's a big number of kids who are not with their parents, for whatever reason.”

Susan Chesnutt: “This has been fantastic. I will say hands down, totally honest, the best conversation I've had about grandparents' rights since I've been a lawyer.”

RESOURCES:

Susan Chesnutt

https://www.thechesnuttlawfirm.com

https://www.thechesnuttlawfirm.com/child-custody/

Martin Kofsky

https://www.linkedin.com/in/martin-kofsky-55679412/

https://familylawfla.org/wp-content/uploads/2022/04/Fam-2022-Spring-Issue-3_WEB-FINAL.pdf

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3 years ago
40 minutes 11 seconds

From Foster Care to Family Law - A Child Welfare Focus
#34 - Let’s talk about divorce. A real conversation on how to talk to your children about your divorce.

Summary: Susan Chesnutt has a heartwarming conversation with Jackie Pilossoph on talking with your children about your divorce. What to say and who to say it to, will help guide you through the tough process. Jackie is an author, former journalist and the creator of Divorce Girls Smiling, a resource for men and women going through the divorce process.

HIGHLIGHTS:

02:49 Susan and Jackie dive into what kids are really afraid of when their parents are getting divorced. They talk about the importance of keeping the divorce attorney from becoming the therapist.

05:06 Change. Children and adults have a hard time with change. For example, if the former spouse gets a girlfriend, things can get dicey.

07:00 How do you shield your kids from all of the hard stuff. Tune in for great tips on those situations.

10:56 What are the kids scared about? What stresses them out going back and forth? Jackie will dive into everyday situations that parents and their children will experience.

13:13 I want to listen to you for as long as you need. Jackie talks about the importance of therapy for your children while going through divorce.

16:13 Susan and Jackie discuss how praying and having faith can help your kids and yourself through this difficult time. Jackie touches on her spiritual faith, not religion to guide one along.

18:20 Self esteem and the importance of “pumping up” your kids while going through the divorce process.

19:30 Getting angry? Whoa, yes. Parent’s and their children will get angry before, during and after the divorce. Jackie talks about some useful tools and the importance of expressing their anger.

22:00 Listen in on how to manage receiving legal advice in real time while your sweet kids are within ear shot. Envision being on the phone and receiving disturbing information about sole custody.

25:29 Susan and Jackie talk about the importance of always putting your kids first, especially when dating. Listen to her reaction after reading an article from a guy dating divorced women with children.

28:40 Reassuring your children they were the best decision you ever made is very important. Jackie and Susan talk about how speaking negatively about the other parent affects your children.

31:30 Susan asks Jackie about how her website Divorced Woman Smiling came about and how isolating divorce was for her. This was before social media and texting were a big way of communication. This site is for men too! The session wraps up discussing the many resources Jackie has now, at your fingertips!

QUOTES:

Jackie Pilossoph: “Number one was there's going to be lots of changes, but here is what is, isn't going to change my love for you. Dad's love for you. Both of those things are constant and are everlasting.”

Jackie Pilossoph: “ I want to listen to you for as long as you need. That's another thing you can say to your child.”

Susan Chesnutt: “And I don't know when we started asking our kids for permission on our adult decisions, that's not what we're supposed to do, where the adult.”

Jackie Pilossoph: “if two people don't respect that the kids come first, then it's never going to work.”

Susan Chesnutt: “when you say something negative about the other parent, you're telling your child something negative about themselves because they are half of that person.”

RESOURCES

Susan Chesnutt:

https://www.thechesnuttlawfirm.com

Jackie Pilossoph

https://www.linkedin.com/in/jackie-pilossoph-0851814/

https://www.divorcedgirlsmiling.com

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3 years ago
42 minutes 48 seconds

From Foster Care to Family Law - A Child Welfare Focus
# 33 - Are you being alienated from your child? How to identify parental alienation and what to do about it.

SUMMARY: Susan Chesnutt and Dr. Alan Blotcky tackle the topic of parental alienation which are behaviors, tactics or strategies that one parent will use to undermine the child's relationship with the other parent. 


HIGHLIGHTS: 

[00:01:00] Susan introduces Dr. Alan Blotcky who is a clinical and forensic psychologist, a freelance journalist published in USA today, Psychology Today in many other places. He's also an associate professor in the department of psychology at the University of Alabama. 

[00:05:00] Dr. Blotcky discusses the difference between legitimate alienation vs “strange moments” when a child does not want to be with the other parent. 

[00:08:30] Susan and Alan identify how to determine if the parent is intentionally or unintentionally using alienating behaviors, there are typically multiple things taking place to promote the alienation. 

[00:15:30] Alan explains the importance of identifying which is the alienating parent and the next steps that need to take place. He and Susan talk about the Judge’s role and level of education in this area so attorney’s understand what role they need to play. 

[00:19:30] Timelines are extremely important when documenting the situation. Pay attention to this section so you know how to do it properly to show clarity.

[00:21:30] Parents should not let their kids have decision making power in situations because children do not know what is in their best interest. [00:22:30] Susan asks Alan to discuss the weaponization of children between parents. 

[00:27:30] Alan discusses his recent article that highlights these situations even in the celebrity world. Kim and Kanye become an example of weaponization. 


QUOTES: 

[00:08:30] “Let me say this. I think in, in true cases of parental alienation, the parent, doesn't just do one thing. It's usually a multitude of things, which makes it somewhat easier to diagnose, because if it's just one thing, if a parent just occasionally says something negative about the other parent and is not engaging in any other kind of behavior, then that's sort of the unintended.” 

[00:16:00] “Judges will order reunification therapy often. That's not a problem. What they don't do is make sure that the alienating parent has a therapist.” 

[00:21:30] “Adults are supposed to be the decision-makers. They're supposed to be the ones with maturity. They're the ones who are, have perspective. Children are children. They are not the ones who have decision-making power. They don't have the power in the family.” 

[00:32:00] “Children want to love both parents and feel close to both parents. That's just the natural thing the children want and need. And so if both parents understand that and make sure that that happens, then that's, that's the goal that will make everything easier.”   


RESOURCES & LINKS: 

Dr. Alan Blotcky 

https://www.linkedin.com/in/alan-blotcky-phd-556a3847/ 

https://twitter.com/ablotcky 

https://www.psychologytoday.com/us/therapists/alan-blotcky-phd-llc-birmingham-al/400983 

https://www.thechesnuttlawfirm.com/parental-alienation/ 

https://www.thechesnuttlawfirm.com/divorce/

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3 years ago
34 minutes 50 seconds

From Foster Care to Family Law - A Child Welfare Focus
#32 - Maintaining your family’s mental health during divorce! A frank conversation about doing the best things for your children and soon to be ex.
SUMMARY

Child welfare attorney Susan Chesnutt’s and Certified Divorce Lending Professional and John Whitbeck discuss mental health and the divorce experience. Buckle up for a lot of helpful information about navigating issues from COVID shots to clients in crisis.

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HIGHLIGHTS

[01:23] Introduction to John Whitbeck, former professor at the George Mason Law School, practicing attorney in the state of Virginia and has his own podcast called The Mind Itself.

[2:45] John discusses his serendipitous way into mental health and how it became his passion.

[5:00] Susan and John walk through when clients are either in a crisis, coming out of a crisis or walking into a crisis.

[7:15] John explains that mental health as pertains to the law is an imperfect system. So how does it apply to the law in domestic relations?

[12:30] Susan and John speak about how they as attorneys build lifelong relationships and use those experiences to help others.

[17:15] When parents disparage each other, even if they think their kids don’t hear it, they do. The negative effects of discussing your former spouse.

[19:00] Susan and John talk about the death of a relationship and how that grief changes how you co-parent.

[22:25) John dives in to addressing special needs or mental illness and what that can look like with making decisions in the best interest of the child.

[55:00) John and Susan dig into when co-parents disagree on getting their child vaccinated for COVID. The long-term implications of a parent going rogue and not including the other parent.

------------------------------

QUOTES

20:13 “You remind me that a long time ago, when I first started practicing family law, I had someone literally say to a parent, you do realize that every time that you say something negative, let's just say it was about the father, the mother saying something negative about the father that you are criticizing your child because your child is half of the father.”

1:10:12 “Every judge hates domestic cases. So you, you gotta, you gotta make it worth their, while you gotta pare down your exhibits, they don't need to resolve as many things as you can before you get in there. And if you're gonna, if you have a child or an adult with a mental health issue, really get into what that means and educate that judge.”

1:16:26 “I tell my clients, I am forever a part of your journey. At this moment for the rest of your life, this experience that you have, I am a part of your journey with you and you are part of the journey of my life going forward, right?”

------------------------------

RESOURCES

The Chesnutt Law Firm Divorce: https://www.thechesnuttlawfirm.com/divorce/

John Whitbeck, Whitbeck Bennett Family Law Practice:  https://wblaws.com/

https://www.linkedin.com/company/whitbeck-bennett/

Podcast: The Mind Itself

https://wblaws.com/the-mind-itself-podcast/

Show more...
3 years ago
1 hour 20 minutes 49 seconds

From Foster Care to Family Law - A Child Welfare Focus
#31–You’re Getting a Divorce! But What About Your House?

SUMMARY

Child welfare attorney Susan Chesnutt and Certified Divorce Lending Professional, Michael Schreiber discuss the options for dividing your biggest asset, your home, during a divorce. 

------------------------------ 

HIGHLIGHTS

[01:14] Introduction to Michael Schreiber and what a CDLP, Certified Divorce Lending Professional, does to help homeowners divide their assets during divorce. 

[5:14] Michael explains the 3 options for dividing the marital home 

[6:26] Susan and Michael discuss the things that people need to be aware of to qualify for a mortgage when getting a divorce and dividing their assets. 

[12:58] Michael explains how debt to income ratio works and how it impacts how you qualify for a mortgage with a bank. 

[18:20] Michael talks about getting creative with QDRO’s – Qualified Domestic Relations Orders – which are used to divide and pay out retirement assets. 

[22:30] Michael and Susan discuss the possibility of refinancing a VA loan during the divorce process. 

[27:10] Michael describes reverse mortgages and how they can be leveraged during divorce. 

[29:30) Michael shares information about the Divorce Lending Association and the tools that they offer families that are getting divorced. [40:00) Susan shares stories about challenging divorce scenarios when families were struggling with their options to sell and buy new homes. Michael provides insight and commentary into each situation. 

------------------------------ 

QUOTES

1:29“I am proud to say that I am a certified divorce lending professional, which is a designation held by less than 1% of mortgage professionals.” 

5:17 “So essentially when it comes to the marital home, there are three options: One is you sell the marital home, split the proceeds, two - You buy out the equity in your spouse's interest in the home, or three is the reverse. Your spouse buys out your equity interest in the home.” 

6:30“Qualified income is your employment income, your retirement income, your pension income, social security, or disability income. Those are the obvious things. And typically a lender's going to look for at least two years of proof of that. You've had that income and then where the divorce comes into play is supporting.And that's a big deal because a lot of people do qualify based on alimony and or child support. The trick is that you have to show stability of that income and continuance.” 

10:00 “So what happens is an underwriter needs to show a paper trail because money is put into a joint account.It's really hard to see that it came from the soon to be ex-spouse, it's meant to go to the person who's applying for the mortgage of proving that. And a lot of times it's hard to get cooperation from the soon to be ex, Hey, we need to show your bank account that shows this money came out and it's the amount for support and it's much, much easier when you open your own bank account, have that support put right into that account, easy peasy for a tracking purposes.” 19:38 “What you want to do is first of all, make sure of your debt-to-income ratios net, make sure of your credit score. Absolutely get pre-qualified and most important is I've said a few times, make sure you surround yourself with a good team that not only has your best interest at heart and is talented, but also that's compassionate and understands your goals.” 40:00 “My job is to be honest with you and say, this is what you can do. Here's your options or. This is what you can't do. And sometimes, that's the hard answer, but again, the last thing we want to do is set anyone up for problems down the road. You have to know that you can afford what it is you're trying to do. 

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RESOURCES

The Chesnutt Law Firm: https://www.thechesnuttlawfirm.com/

The Che

Show more...
3 years ago
50 minutes 58 seconds

From Foster Care to Family Law - A Child Welfare Focus
This is Susan Chesnutt of The Chesnutt Law Firm. This is my podcast From Foster Care to Family Law: A Child Welfare Focus. I was raised in the foster care system, I was a child abuse investigator for the Department of Children and Families, and now I am an attorney practicing family law where my passion is to focus on the best interests of the children involved. In my podcast, I will be meeting industry experts exploring the seemingly impossible scenarios that families often struggle to manage. Each episode will include insights and concepts from professionals that deal with these issues.