This episode: Perfectly Imperfect: Bill Walters Turning Adversity, Caregiving, and Special Needs into Strength.   Here’s what you’ll learn about: Introduction and Purpose of the Podcast (0:01) Host Drew Deraney initiates the recording and introduces Guest Bill Walters, expressing gratitude to Priscilla Leto for introducing them. Drew discusses the linear view of life taught in childhood and how external circumstances often derail this path. He introduces the three types of men: one who doesn't notice adversity, one who blames others, and one who sees adversity as an opportunity for growth. Drew invites Bill Walters to share his defining moment that transformed him into the person he is today. Bill Walters' Early Life and Adversity (1:41) Bill Walters shares his early life, including being born with hip dysplasia and having to learn to walk multiple times. He describes how he learned to read at a young age, using encyclopedias as entertainment. Bill recounts taking care of his mother for six years after his father's death, learning various caregiving skills. He shares the story of his daughter's educational journey and her success despite initial challenges. Balancing Caregiving and Personal Growth (3:43) Bill discusses the importance of adjusting to adversity and not complaining or blaming others. Drew asks Bill about his understanding of his father's instruction to take care of his mother. Bill explains that his father wanted him to see the real challenges his mother faced as she aged. He reflects on the balance between his personal life and caregiving responsibilities, including the physical toll it took on him. Professional Life and Business Ventures (11:03) Bill talks about his professional life as a financial advisor and his transition to Transamerica. He explains the name of his company, "Both Perfectly Imperfect Families," and its focus on helping families with atypical children. Bill describes his client base, which includes executives, small business owners, and families with special needs children. He emphasizes the importance of financial planning and the challenges families face in navigating government assistance for special needs children. Advice for Families with Special Needs Children (14:06) Bill advises families to start planning for their child's future by age 14, including guardianship, medical, and financial decisions.