Fraud, Facts & Life Insurance with AgentVerified

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Fraud, Facts & Life Insurance with AgentVerified

Betsy Barr and Javaughn Spencer, AgentVerified

18 episodes

1 month ago

A church group policy that vanished. A family unable to bury their loved one. And a debt-free strategy that could change everything. In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn look at the case where an Oklahoma family discovered their church "group policy" was terminated due to non-payment… despite paying $70 a month for six years. Listen in as they also break down the Debt-Free Life approach, a strategy that uses life insurance to help families pay off mortgages...

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Society & Culture

All content for Fraud, Facts & Life Insurance with AgentVerified is the property of Betsy Barr and Javaughn Spencer, AgentVerified and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

A church group policy that vanished. A family unable to bury their loved one. And a debt-free strategy that could change everything. In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn look at the case where an Oklahoma family discovered their church "group policy" was terminated due to non-payment… despite paying $70 a month for six years. Listen in as they also break down the Debt-Free Life approach, a strategy that uses life insurance to help families pay off mortgages...

Show more...

Society & Culture

Episodes (18/18)

Fraud, Facts & Life Insurance with AgentVerified

Ep 17: Church Group Insurance Fraud, Broken Promises & Debt-Free Life

A church group policy that vanished. A family unable to bury their loved one. And a debt-free strategy that could change everything. In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn look at the case where an Oklahoma family discovered their church "group policy" was terminated due to non-payment… despite paying $70 a month for six years. Listen in as they also break down the Debt-Free Life approach, a strategy that uses life insurance to help families pay off mortgages...

3 weeks ago

16 minutes

Fraud, Facts & Life Insurance with AgentVerified

Ep 16: $600K Scam, Exploited Seniors & Final Wishes That Matter

A $600,000 scam. Exploited seniors. And a reminder that the right coverage and right agent can make all the difference. In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn reveal the case of an Alabama insurance agent who preyed on seniors, leaving families financially and emotionally devastated. They break down the red flags you must watch for and why verifying your agent could mean the difference between security and catastrophe. Javaughn also shares a deeply personal s...

1 month ago

16 minutes

Fraud, Facts & Life Insurance with AgentVerified

Ep 15: $20K Fraud Case & Why a Tax-Free Retirement Beats a 401(k)

A life insurance manager. Stolen checks. And a second arrest that proves justice doesn’t quit. In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn share the story of a Mobile County insurance agent who thought he’d escaped the law after stealing more than $20,000. After a grand jury indictment and a bizarre mix-up at the DA’s office, he got a second chance to turn things around… but chose fraud instead. Listen in to hear how it all went down, as well as how a simple $160/...

1 month ago

18 minutes

Fraud, Facts & Life Insurance with AgentVerified

Ep 14: $100K Fraud Case & What You Must Know About Term Life Insurance

A trusted agent. Vulnerable seniors. And a devastating betrayal that shook a community. In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn review the case of a St. Petersburg insurance agent accused of defrauding elderly clients out of nearly $100,000. What started as a professional relationship took a disturbing turn as the agent gained the trust of his victims, eventually becoming a caretaker while secretly manipulating them into handing over large sums of money. Liste...

1 month ago

17 minutes

Fraud, Facts & Life Insurance with AgentVerified

Ep 13: $500K Betrayal & The Truth About Mortgage Insurance

A longtime friend. A trusted community leader. And a fraud case that shattered lives. In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn examine the case of former agent and Chamber of Commerce treasurer Patsy Ritchey, sentenced to 28 years for stealing over half a million dollars from her own clients, friends, and even family. Listen in to hear the details of the case, as well as what you should know about mortgage protection. You'll learn why your bank’s “mortgage in...

1 month ago

23 minutes

Fraud, Facts & Life Insurance with AgentVerified

Ep 12: $10K Scam, Final Expense Coverage & The No GoFundMe Campaign

A Polk County insurance agent admitted to faking policy documents—pocketing just $10,000 over six years. The outcome? A suspended prison sentence and an order to pay restitution. This week on Fraud, Facts & Life Insurance, Betsy and Javaughn expose why this “not even good at fraud” scheme serves as a cautionary tale for families and agents alike. You’ll also hear about the benefits of final expense coverage, the team’s “No GoFundMe” campaign to help families avoid financial stress during ...

2 months ago

19 minutes

Fraud, Facts & Life Insurance with AgentVerified

Ep 11: 33 Secret Policies, Altered Documents & “Insurance on Insurance”

A Florida woman secretly obtains 33 life insurance policies on 29 different people, making herself the beneficiary. In Iowa, an agent alters dates on documents to transfer funds without permission. This week on Fraud, Facts & Life Insurance, Betsy and Javaughn expose Joyce Small’s multi-million-dollar policy scheme and Christopher Childers’ forged annuity transfers. Listen in as they also share how a passionate new agent is helping families by making sure “insurance on insurance” (acciden...

2 months ago

22 minutes

Fraud, Facts & Life Insurance with AgentVerified

Ep 10: $2.9M Family Scheme, 700+ Fake Policies & the Right Way to Win

A family in Ohio takes insurance fraud to shocking levels by faking medical exams. In Florida, an agent allegedly fabricates 746 Aflac policies to rake in over $120K in commissions. This week on Fraud, Facts & Life Insurance, Betsy and Javaughn break down the Stevenson and Williams cases: how the scams unfolded, the red flags that could’ve stopped them, and why cutting corners always costs more in the end. They also share real-world wins from the field, including how cancer policies and l...

2 months ago

36 minutes

Fraud, Facts & Life Insurance with AgentVerified

Ep 09: Churned Annuities, a Maserati, and $122K Vanished

An agent scams seniors out of $1.5 million, then spends it on jewelry, real estate, and a Maserati. Another sets up fraudulent premium finance deals, hides policy info, and leaves one client holding the bag for over $1 million after Hurricane Ian. This week on Fraud, Facts & Life Insurance, Betsy and Javaughn talk about the cases of Shawn Heffernan and Al-Sweity and what their victims wish they had done differently. Listen in as they also share wins from the field, like helping a young da...

2 months ago

35 minutes

Fraud, Facts & Life Insurance with AgentVerified

Ep 08: 11 Felonies, 9 Stolen Identities & $38K in Dirty Commissions

One agent steals $100K by faking investments and spends it on casino trips. Another writes $5 million in bogus policies using nine stolen identities. This week on Fraud, Facts & Life Insurance, Betsy and Javaughn go over the stories of Gautam Arora and James Jones, two former agents who turned trust into fraud. They also share wins from their own agencies, like helping grandparents lock in lifelong protection for their grandkids and watching new agents confidently launch their businesses....

3 months ago

32 minutes

Fraud, Facts & Life Insurance with AgentVerified

Ep 07: COVID PPP Scams, a Fraudulent Agency & Infinite Banking

One agent steals two identities to collect $100K in unearned commissions, then scams the government out of another $40K in PPP loans. Another opens a full-blown fake insurance agency and collects $38K in loans using stolen identities. This week on Fraud, Facts & Life Insurance, Betsy and Javaughn examine the cases of Seneca Birchmore and Francis Okyere, two convicted fraudsters who built their criminal empires on identity theft and lies. Listen in as they break down the red flags, the rip...

3 months ago

29 minutes

Fraud, Facts & Life Insurance with AgentVerified

Ep 06: $300K in Unearned Commissions & The 8-Year Fraud Spree

Two agents collect $300K in unearned commissions before they’re even licensed. A broker steals $180K in premiums, mostly from elderly clients, and keeps going even after her license is revoked. In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn examine the schemes of Kakande and Lutale’s fake applications and Karen Dondanville’s relentless premium theft. Listen in as they unpack how cracks in oversight let these schemes grow—and what you can do to stay one step ahead. Yo...

3 months ago

33 minutes

Fraud, Facts & Life Insurance with AgentVerified

Ep 05: The $2M Client Betrayal & The Great Medical Exam Impersonation

A trusted agent steals millions. A family fakes a medical exam to cash in on a sick relative’s life insurance. In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn dive into a $2M fraud by a trusted advisor and a $2.9M scam involving a fake medical exam and a very unhealthy truth. Listen in as they expose how these scams got past the system, what could’ve stopped them sooner, and why verifying your agent could save you from major loss. These aren’t just cautionary tales—th...

3 months ago

28 minutes

Fraud, Facts & Life Insurance with AgentVerified

Ep 04: Fictitious People Policies & The $10K Fake Document Scheme

An agent creates fake clients. Another forges documents to steal millions. In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn break down two alarming cases: one involving 13 fake applications tied to Globe Life, and another where over $10,000 was stolen through fake policy documents. Listen in as they explore how these frauds slipped through the cracks, what red flags policyholders should look out for, and how AgentVerified keeps you protected. You'll come away with prac...

3 months ago

36 minutes

Fraud, Facts & Life Insurance with AgentVerified

Ep 02: Identity Theft, Elder Abuse, and the Fake $500K Policy

Some agents fake documents. Others fake entire identities. And sometimes, they just steal straight from grandma’s account. In this episode of Fraud, Facts & Life Insurance, hosts Betsy Barr and Javaughn Spencer address two outrageous fraud cases: one involving stolen agent identities and fake commissions, and another where an agent manipulated elderly clients into handing over their retirement savings. Listen in as they break down the red flags, the outrageous tactics, and how to avoid ge...

4 months ago

49 minutes

Fraud, Facts & Life Insurance with AgentVerified

Ep 01: How Fake Insurance Agents Are Scamming Families Out of Millions

When life insurance goes sideways, it’s rarely an accident. Welcome to Fraud, Facts & Life Insurance with AgentVerified, the podcast that shares shocking stories of life insurance gone wrong, as well as what you need to know to avoid getting burned. Expect sharp commentary, a few gasps, and advice that could save your future self from financial disaster. In this inaugural episode, hosts Betsy Barr and Javaughn Spencer of AgentVerified go through real-life insurance fraud cases where trust...

4 months ago

37 minutes

Fraud, Facts & Life Insurance with AgentVerified

Ep 03: $26M Chicago Scheme, Fake Deaths & The Debt-Free Life Policy

Fake death certificates. Luxury cars. Entire families running life insurance scams as their side hustle. In this episode of Fraud, Facts & Life Insurance, hosts Betsy Barr and Javaughn Spencer uncover the details behind a $26 million fraud case involving 23 people, and another where an agent used stolen identities to write fake policies and collect commissions. Listen in as they unpack how these scams flew under the radar, what the two-year contestability period really protects you from, ...

4 months ago

43 minutes

Fraud, Facts & Life Insurance with AgentVerified

Trailer: Fraud, Facts and Life Insurance with AgentVerified

Welcome to Fraud, Facts & Life Insurance with AgentVerified, the podcast that dives into the wild world of life insurance gone wrong. Every week, we peel back the curtain on real cases of financial chaos, and help you spot the red flags before it’s too late.

4 months ago

2 minutes