Feeling Overwhelmed by the First Home Buying Process? You’re Not Alone. 🏡💭
The property market keeps rising, your savings feel like they’ll never catch up, and the dream of owning your first home feels more distant than ever. The deposit seems impossible, your job doesn't match the rising prices, and every step forward feels like a challenge.
Here’s the truth: you don’t have to wait for the market to crash (and, honestly, it's not happening anytime soon) to buy your first home. Homeownership is possible right now; it might not be your dream home, but it's the perfect place to start.
In this episode, we’ll show you how to take that first step. Your first home doesn’t have to be perfect, it’s the foundation you need to build from. With the right strategy and support, like grants and financial assistance, you can buy what you can afford now and eventually leapfrog your way into your dream home. 💪✨Remember, you don’t have to face this journey alone. Step-by-step, we’ll guide you through the process, helping you access grants and schemes that make it easier to get started.
What you’ll learn from this episode:
Tune in now for expert advice that will guide you confidently through the home-buying process! 🎧🏡
Buying your first home can feel like one big decision after another, and the toughest one is often:
"Should I buy now, or should I wait?" 🏠
It’s easy to get caught up in the idea that the market is going to crash, and that waiting for the "perfect time" will save you money. But here’s the hard truth: historical data shows there’s no sign of a market crash anytime soon. In fact, property prices are expected to keep climbing, and First Home Buyers who wait risk being priced out of the market completely.
In this episode, Matt and Leigh break down why waiting could hurt your chances of owning a home, and why buying as soon as you can is your best bet. Waiting isn’t just putting things on hold – it’s slowly shutting the door on your homeownership dreams. 🚪
What you’ll take away from this episode:
Don’t let hesitation cost you your chance at homeownership! Tune in now and get the facts you need to make the right move. 🎧
Buying your first home can feel overwhelming – it’s often harder than buying your second. First Home Buyers are left wondering where to start, struggling to find support, and feeling like they’re in the dark about what to do next. With so much confusion and few willing to guide them, where do they turn?
In this episode, Michael and Sarah share their personal journey of becoming first-time homebuyers. They talk about the hurdles they faced, from navigating a sea of information to dealing with the uncertainty of making such a big decision and how First Home Specialists turned things around for them.
Join Leigh as he unpacks the common obstacles first home buyers face and how the right guidance can make all the difference. This episode also gives expert advice on navigating the journey and overcoming the hurdles that stand in your way.
If you’re a First Home Buyer and you're not sure of the next step, don’t miss this episode – you’re not alone in this journey, and help is closer than you think.
CHAPTER TIMESTAMPS
0:00 Guest Introduction
11:03 Finding First Home Specialists
15:44 Common Problems of First Home Buyers
23:53 Michael and Sarah's Home Buying Experience
25:41 First Home Buying Obstacles
28:08 When should you buy a home?
32:07 Permanence and Security
37:34 First Home Buying Landscape
42:35 First Home Specialists Mission
46:08 Emotional Support
49:25 First Home Buying Advice
53:58 Wrap Up
Are homes becoming less affordable?
In this episode, Tom Egan and Leigh dive deep into the ongoing land shortage crisis in Australia and how it’s impacting the property market – from buyers and builders to developers. With prices skyrocketing and homes becoming less affordable, it’s important to understand what’s really happening behind the scenes.How is the land shortage affecting you as a first home buyer? In this conversation, Tom and Leigh break down the ripple effects of limited land supply and how it’s driving up prices, limiting options, and pushing many buyers out of the market. First-time buyers will get an inside look at the Property Market System and learn what changes need to happen to make it work for everyone – or risk being priced out for good.In this episode, you’ll discover:
Don’t miss out on these crucial insights to help you make smart moves on your journey to homeownership. Hit play and take notes – this could be the first step toward your dream home! 🌟
CHAPTER TIMESTAMPS
0:00 Guest Introduction
01:39 Home buying and Opportunities
10:20 The Queensland Property Market
18:34 Understanding First Home Buyer Grants
23:23 Why can't developers reduce their prices?
24:51 Are long approvals causing more demand?
26:42 What is bringing house prices up?
31:00 The effect of increasing prices on home buyers
33:22 How can you buy a home today?
36:17 The future of homebuying in Australia
45:26 Land Registration and First Home Buying
54:02 Potential Hotspots
01:01:04 Closing Remarks
It has been said many times that the road to financial freedom is in investing. We often hear about the wins but not everyone talks about the bumps along the road—the risks, the losses, and the tough lessons learned.
In this episode, Leigh sits down with Dominic McKenna, a business owner and investor, to explore the highs and lows of the investing journey, and how similar it is to the journey of a first home buyer. They’ll walk you through the hardships and challenges they’ve faced, and how they’ve navigated them to get to where they are today.
If you’re ready to learn about the real side of investing and home buying, tune in and grab some words of wisdom for your own journey.
CHAPTER TIMESTAMPS
00:00 - Guest Introduction
03:28 - On Mindset and Perseverance
06:20 - Growth vs Fixed Mindset
07:42 - Mindset and Relationships
10:44 - Home Buying Mindset
13:00 - Skepticism vs Cynicism
18:58 - Setting yourself up for success
25:26 - COVID in Melbourne
33:00 - The boom of Melbourne
03:23 - Dominic's Investment Journey
44:34 - Life and Death
56:21 - Dominic's Property Journey
01:07:43 - Investment Math
01:12:42 - Advice for First Time Investors
01:18:13 - Wrapping up
When it comes to buying your first home, there's one big question that everyone asks: "Can I afford it?" 🤔If you’ve ever found yourself wondering how to get your finances in order for a home, this episode is for YOU. Leigh sits down with Jason Robinson, a Certified Practicing Accountant and member of the CPA Australia Committee, to help you understand the "numbers" to consider when buying your first home.Together, they’ll answer the questions that matter most to first home buyers, including:
This episode is all about getting real with the financial aspect of home buying, and Jason’s expert tips will give you the clarity you need.So grab your calculators and get ready to start crunching some numbers! You'll walk away with practical advice and simple steps to better manage your finances, break free from bad spending habits, and build up your savings so you can confidently make that first home purchase.
Buying your first home can feel like a huge decision, with so many questions swirling in your mind. It’s overwhelming, but it doesn’t have to be!
In this episode of First Home Foundations, Leigh and Clint Rowlings take you on a reflective journey through their own first-home buying experiences. They’ll walk you through the tough decisions they made and the lessons they learned, so you don’t have to repeat their mistakes. 🚶♂️💡
Here’s what you’ll learn in this episode:
Buying your first home is one of the biggest purchases you will make, which makes it one of the most important financial decisions in your life. Sitting with Leigh in this episode is Jeff Noble, a managing director of Integra Wealth Solutions. Together, they break down the fundamentals of saving and investment, the importance of financial literacy, and the relationship between finance and real estate.
This episode will help you gain a fresh perspective on the property market through the lens of a finance expert.
Join Leigh and finance expert Jeff as they dive deep into essential topics that will guide you on your journey to homeownership:
Whether you're just starting to learn about financial independence or actively saving for your first home, this episode is filled with valuable knowledge and inspiration. By understanding the financial landscape, you can make informed decisions that lead to a secure and stable future for you and your family.
CHAPTER TIMESTAMPS:
00:00 Guest Introduction
01:52 What is a Tax Haven?
02:40 Finance Management
05:53 Jeff's Career
09:57 COVID in Melbourne
12:37 Opportunities in Melbourne
14:57 Work Culture in Singapore
17:15 How Jeff got into Finance
19:43 How to model financial success
25:43 Mentors
26:38 The power of repetition
30:07 Preparing yourself for opportunities
31:44 Setting Financial Goals
34:28 Advice for Savings
38:11 The effect of consistent savings
39:03 Compound Interest
42:54 Generational Challenges with Home Buying
45:10 Overcoming Home Buying Challenges
46:08 Getting your foot into the market
47:47 Home Buying in 10 years
57:52 First Home
01:00:07 Home Buying Pressures
01:02:24 Forever Home
01:03:37 First Home Buying Advice
Everybody wants a secure future, but not everybody knows how to do it. 🌟
In this week's episode, Leigh and James Fitzgerald, the managing director of Queensland's largest land developers - JLF Group of Companies, dive into important aspects of financial literacy, the fundamentals of saving and investing, and how your first home paves the way for security and stability. 🏡💰
This episode discusses the following topics:
Whether you're still learning about financial independence or are already working towards it, this episode is filled with knowledge and inspiration to help you take control of your future. 💪✨
CHAPTER TIMESTAMPS: 0:00 - 12:08 Getting to know James
12:10 - 15:23 Finding a mentor
15:24 - 18:56 The secret to success
19:27 - 21:28 What do you want in life?
21:36 - 27:28 Getting over the first home buying fear
27:28 - 33:29 The Basics of Handling Money
33:29 - 37:24 Financial Literacy
38:08 - 41:22 Perspectives on Money
41:44 - 44:49 Being a First Home Owner
44:51 - 45:22 Being an investor
45:22 - 49:29 Financial Independence
49:30 - 59:40 Australian Land Crisis
59:40 - 01:01:49 First Home Buyer Advice
01:01:50 - 01:02:03 - Closing remarks
Will property prices keep going up? 🤔 This is a question we've all asked more than once. In this episode of First Home Foundations, we dive deep into the land and development market to uncover the truth. 🔍 Learn how COVID-19 has impacted prices, understand the latest trends shaping the home buying landscape, and discover expert tips for navigating the process. 🏡
This episode will explore:
By having a better understanding of the hidden world of land and development, you will be able to make informed decisions about your home purchase. Discover the factors driving property prices, understand the role of land supply, and learn about the latest trends in property.
Chapter Timestamps
0:00 Getting to know the guest
03:19 Investing in Managed Funds
06:05 Investing in Property
09:13 Lessons in Property
12:20 Purchasing Land
15:10 The effect of COVID in Melbourne
18:39 First Home Buying in Melbourne
20:55 Helping First Home Buyers
23:05 Prices in SE Queensland Properties
25:57 Land Supply
29:24 Property Prices Trend
38:01 Working with Builders
43:04 Build Quality of Homes
48:43 The importance of experts
52:29 Buying your First Home
57:18 Michael's Home Buying Journey
Despite its massive landmass, Australia is grappling with a land supply shortage that's impacting home buyers nationwide. Why is this happening?
In this eye-opening episode of First Home Foundations, Leigh sits down with Mitchell Scale, a National Acquisitions Manager, to break down the land development scene.
This episode talks about the following topics:
With a better understanding about land development, you will be better equipped with the knowledge to navigate the home buying process, position yourself better to deal with land development agents, and make informed decisions for your dream home.
🎧 Subscribe to First Home Foundations and find out how to turn your home-buying dreams into reality!
Episode Chapters
00:00 Getting to know the Mitchell Scale
03:05 Takeaways of being in property
04:36 Units and Townhouses
07:33 Disadvantage of A Unit or Townhouse
09:26 Unconditional Contract
11:15 Finance Clauses
12:55 Struggles for Developers
17:38 Australian Housing Crisis
18:56 Increasing House Demand
19:40 Immigration
24:26 How Immigration Helps Australia
29:34 Inflation
34:48 Housing Supply Problems
38:03 The First Home Specialists Process
43:04 Do developers hold back blocks?
44:30 Land Shortage
49:34 The Solution to Land Supply
51:13 Home Buying Journey
56:43 Saving for a home
56:15 Getting into the property market
01:05:07 The Emotional Journey of First Home Buying
01:09:33 When should you buy your property?
01:13:14 Buying a home with a low deposit
01:13:52 Investment Property
01:18:10 First Home Buying Advice
Buying your first home is more than just a financial decision—it’s a major relationship milestone. Bella and Sam discovered this first-hand when they embarked on their home-buying journey. In this episode, Leigh dives deep into their experience, exploring the challenges they faced, the compromises they made, and how they overcame doubts to secure their dream home.
Throughout the episode, you'll be able to understand:
If you're a couple about to buy their first home, then this is the episode for you. Discover the raw, real experiences of Bella and Sam as they navigate the ups and downs of their home-buying journey. Uncover practical tips and heartfelt advice that will empower you to tackle challenges together, deepen your connection, and transform your dream home into a reality.
🎧 Subscribe to First Home Foundations and find out how to turn your home-buying dreams into reality!
Chapters:
00:00 Getting to know the guests
27:50 Bella and Sam's Home Buying Journey
29:50 Paying off Credit Card Debts
32:05 Overcoming the Credit Card Debt Hurdle
35:28 Money Habits
42:28 Finances in relationships
47:10 Exploring Affordability
49:15 Pressures from Friends and Family
57:29 Navigating through the fear and pressure
59:51 First Home Buying Compromise
01:03:37 First Home Reactions
01:06:17 Buying a home is difficult but not impossible
01:10:33 Wrapping up
In this episode Queensland’s 8th largest builder, Tom Egan of Avia Homes joins the podcast.
Tom shares industry insider secrets that every First Home Buyer should know, the biggest mistakes to avoid as well as a candid look at how he rose from humble beginnings to become a one of the biggest builders in Queensland.
If you are a First Home Buyer considering building a new home this episode is a must listen.
In this episode of the First Home Foundations Podcast, Leigh sits down with Tim Reed, former Ironman 70.3 World Champion, as he shares his journey to homeownership.
Discover the common challenges faced by first home buyers, from securing a home loan to navigating the housing market. Gain valuable insights from Tim's experience transitioning from first home buyer to owner, and learn how your first home can be a stepping stone to your dream home.
Delve into the Australian Housing Crisis with Leigh and Tim, exploring its impact and forming your own opinions on the matter.
Tune in for a discussion that offers practical advice and valuable perspectives on First Home Buying.