In LATAM countries, particularly Mexico, 10% of the population has a credit card. However, within credit card transactions, according to Mexico's central bank Banxico, around 65% of transactions from credit cards in any given year are installment-based. While working at Morgan Stanley in NYC, Angel Peña, co-founder and CEO of Aplazo, a modern payment network offering payment solutions and merchant tools to help merchants sell more and grow their brands, discovered Mexico's huge cultura...

Could the Costco model revolutionize business banking? Meow CEO Brandon Arvanaghi reveals how Meow is redefining the landscape by passing the majority of interest economics back to their customers, surpassing $1 billion assets on the platform with a lean team of appromimately 15 people. We'll uncover the critical role fintech and bank partnerships play, especially in the wake of significant events like the collapse of SVB and Synapse's bankruptcy and we'll share advice for finte...

Bill Cilluffo sits down with co-founder & CEO of Capchase, Miguel Fernandez Larrea, to discuss critical lessons learned from his early entrepreneurial ventures, creating a category with Capchase, the importance of talking to customers early-on and the importance of managing risk in lending in order to succeed.

Bill Cilluffo sits down with QED Principal, Ale Piedrahita, to discuss how living in multiple countries during her childhood has influenced her international life, her perspective on the European VC ecosystem, the competitive edge that Europe’s fintech sector has and the market trends she's most excited about.

Bill Cilluffo sits down with Aidan Rushby, founder and CEO of Carmoola, to discuss coming to terms with failure, the importance of taking care of one's mental health and founding Carmoola to enable cheaper, easier and faster car finance.

Bill Cilluffo sits down with Eduardo della Maggiora, founder and CEO of Betterfly, to discuss the life-altering events that catalyzed the birth of his company, the importance of social impact in Betterfly's business model and how the platform is integrating the worlds of insurance, well-being and purpose with a big mission to empower people to help them live longer, healthier, happier lives.

QED's Partner and Head of International Early Stage Investments Bill Cilluffo sits down with QED's Partner and Head of Latin America Mike Packer to discuss how Mike's eagerness to digitize corporate banking led him to fintech investing in Latin America.

Bill Cilluffo sits down with Sean Harper, CEO and co-founder of Kin Insurance to discuss how he's shaking up the homeowners insurance industry. Sean shares how Kin's cutting-edge direct-to-consumer model and data-driven techniques are setting new standards for pricing accuracy and customer satisfaction in the face of an industry traditionally dominated by agents.

Bill Cilluffo, Partner and Head of Early Stage Investments, sits down with Chris Dean, Treasury Prime's co-founder and CEO, to discuss how Treasury Prime is revolutionizing banking.

Bill Cilluffo, Partner and Head of Early Stage Investments, sits down with Revio co-founder Nicole Dunn to discuss how Revio is reducing the cost and risk of payment operations in Africa.

Bill Cilluffo, Partner and Head of Early Stage Investments, sits down with Wander CEO John Andrew Entwistle to discuss young entrepreneurship, workplace culture and revolutionizing the vacation rental experience.

What if your big idea began as a scribble on a napkin? Carolyn Rodz and Elizabeth Gore, co-founders of Hello Alice, saw this idea through. Hear the captivating journey of these two astonishing entrepreneurs as they build a business that now connects more than 1.3 million small-business owners to critical resources, including capital, connections and opportunities. Learn how they developed their company from a simple napkin sketch to a groundbreaking platform that counts enterpri...

In this episode of Fintech Thought Leaders, QED's Head of Early Stage Investments Bill Cilluffo speaks with Partner, Head of UK & Europe, Yusuf Özdalga.

What if the way you handle payroll could transform your business? That's the question Maya Dadoo, CEO of Worky, answers in today's episode. A trailblazer in the world of fintech, Maya's startup is shaking up the HR and payroll industry in Latin America. Maya takes us on a captivating journey, starting from her formative years, shaped by her father's entrepreneurial pursuits and his investment banking experience, to her transition from corporate behemoths like BCG, Citi, and eBay to her own v...

What happens when an Armenian woman, born in a collapsing Soviet Union, goes on to head the United Nations Millennium Development Goals and then takes a leap of faith into entrepreneurship? You get Naré Vardanyan, CEO of Ntropy, whose journey we unravel in our latest episode. Her fascinating trajectory, from her humble beginnings to learning AI on Coursera and launching her own company, is inspiring. Prepare to be swept away by Naré's bold move to decipher the encryp...

Imagine discovering that a family member, struggling with Alzheimer's, can no longer handle their own finances safely. That's the reality Kai Stinchcombe faced with his grandmother Ruth and what he used as fuel to create a fintech solution. In this episode, we journey with Kai as he reveals the personal origin story behind True Link's innovative mission. Hear how his commitment to empower those with Alzheimer's, addiction, special needs and mental health issues to make payments safely and ind...

QED's Head of Early Stage Investing Bill Cilluffo sat down with Laura Bock, an alumna of Princeton and a former management consultant at Oliver Wyman, to hear her unique story and gain her insights into the financial services industry. Laura opens up the hood of startup culture and how it's changing the face of investment. She shares her thoughts on the agility of startups and the instrumental role of investors and advisors in this dynamic space.. Laura's insights on founder assessment...

In an exciting conversation, we had the pleasure of hosting QED Investors colleague Victoria Zuo. Victoria's journey from China to the U.S. and her endeavors in the payments industry, mobile and commerce sectors took center stage. The radical technological shift in China and its stark contrast with the U.S payments systems marked the key discussions in her episode with Bill Cilluffo. Victoria's unique experience in applying to Stanford and her decision to venture to the West Coast added a pe...

Ever wondered how a young entrepreneur from a small town in India scaled up his startup to onboard 4.6 million employees in just two years? Tune in as QED's Head of Early Stage Investing Bill Cilluffo sits down with Chitresh Sharma, the charismatic CEO of Refyne, India's largest online access platform and hear his inspiring journey from the heartland of Chattisgarh to the bustling streets of the Indian startup ecosystem. Chitresh gets candid about launching his first business venture at 19, ...