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Fintech One•On•One
Peter Renton
598 episodes
1 week ago
There are not many fintechs that can say they work with nine of the top ten banks in the United States. Or that they are working directly on deep integrations with the likes of Apple and Amazon. Meet Jordan Wright, CEO and Co-Founder of Atomic, who can say all those things. While Atomic started in direct deposit switching, a now relatively mature fintech product, what they have been working on recently is truly groundbreaking technology. They have built what they call a “Payments Hub” and hav...
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Investing
Business,
News,
Business News
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All content for Fintech One•On•One is the property of Peter Renton and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
There are not many fintechs that can say they work with nine of the top ten banks in the United States. Or that they are working directly on deep integrations with the likes of Apple and Amazon. Meet Jordan Wright, CEO and Co-Founder of Atomic, who can say all those things. While Atomic started in direct deposit switching, a now relatively mature fintech product, what they have been working on recently is truly groundbreaking technology. They have built what they call a “Payments Hub” and hav...
Show more...
Investing
Business,
News,
Business News
Episodes (20/598)
Fintech One•On•One
Ravi Adusumilli, President, Americas of Airwallex on building a global B2B payments platform
Moving money internationally is mission-critical for many businesses in the world, particularly those outside the U.S. But, today, for businesses using traditional banks, moving money across borders is often expensive, slow and a terrible user experience. Wherever you have that combination you can be sure a fintech company is attacking the problem aggressively, which is certainly the case here. My next guest on the Fintech One-on-One podcast is Ravi Adusumilli, the President and GM of the Ame...
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2 days ago
37 minutes

Fintech One•On•One
Vince Passione, CEO of LendKey, on digital network lending
One of the big challenges for community banks and credit unions is that they often have a very concentrated base of customers. The vast majority of their accounts could be with people and businesses within a 100-mile radius. While setting up digital tools can allow these banks and credit unions to expand beyond their home base, this comes with a lot of expense and complexity. When it comes to lending programs there is a much simpler alternative. My next guest on the Fintech One-on-One podcast...
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1 week ago
35 minutes

Fintech One•On•One
Fintech Revealed: Earned Wage Access with Clair and Gusto
Welcome back to the occasional series on the podcast called Fintech Revealed. This is a sponsored show where we take a deep dive on one topic with a couple of industry experts. Today, we have Nico Simko, CEO and Co-Founder of Clair and Dan Loomis, the General Manager and Head of Product for the Money Group at Gusto. The topic we are doing a deep dive in today is Earned Wage Access (EWA) - one of my favorite fintech innovations of the last decade. We cover a great deal of territory on this sho...
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2 weeks ago
41 minutes

Fintech One•On•One
Shensi Ding, CEO of Merge, on building the leading unified API platform
Most fintech companies, and increasingly banks, rely on API integrations to run their business. Yet, building and maintaining these integrations can be time consuming and complex, particularly when it is only a part of what an engineering team does. Today, you can outsource these integrations to companies that specialize in this type of connectivity with a unified API platform. My next guest on the Fintech One-on-One podcast is Shensi Ding, the CEO and Co-Founder of Merge. She saw the challen...
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3 weeks ago
30 minutes

Fintech One•On•One
John Mitchell, CEO of Episode Six, on next generation payments infrastructure
There are not many US-based fintech companies that are global from day one. Nearly every company starts in the domestic market, gets established and after a few years starts looking at overseas markets. That was not the case for today's podcast guest. My next guest on the Fintech One-on-One podcast is John Mitchell, the CEO and Co-Founder of Episode Six. John started the company, which is based in Austin, in Hong Kong in 2015 and they are global-first, currently operating in 40 countrie...
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3 weeks ago
32 minutes

Fintech One•On•One
Simon Taylor, Head of Strategy & Content at Sardine, on a framework for AI Agents
Most of us have heard the term "AI agent" but it is only the minority of banks and fintechs that have done any kind of implementation. This is partly because it is not a trivial task and there are real risks to getting this wrong. What is needed is some kind of framework that helps reduce these risks and provides best practices for implementing AI agents in financial services. My next guest on the Fintech One-on-One podcast is Simon Taylor, the Head of Strategy and Content for Sardine and the...
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3 weeks ago
38 minutes

Fintech One•On•One
Andrew Jamison, CEO of Extend, on building a more flexible spend management platform
Many of us have used virtual credit or debit cards and haven't given them a second thought. In today's world of contactless payments, there is no difference between a virtual and physical card. But a virtual card is actually a piece of software and as such it can be programmed to act in very specific ways. My next guest on the Fintech One-on-One podcast is Andrew Jamison, the CEO and Co-Founder of Extend, the spend management platform that works with your existing credit card. They use ...
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1 month ago
37 minutes

Fintech One•On•One
Jerry Tylman, Founder of the Fraud Red Team, on the gaps in fraud detection systems
Every bank and fintech company has a suite of anti-fraud tools that they use to keep the bad guys out. Few tools are 100% effective, however, and often the implementation of these tools, along with their interfaces with other system leave gaps. And the fraudsters will exploit these gaps. So, how do you get a holistic view of your anti-fraud arsenal and discover where these gaps are? My next guest on the Fintech One-on-One podcast is Jerry Tylman, the co-founder and partner at Greenway Solutio...
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1 month ago
35 minutes

Fintech One•On•One
Sophia Goldberg, CEO of Ansa, on building a stored value wallet as a service
Everyone in fintech knows about the Starbucks reloadable wallet. It has become wildly successful for Starbucks, to the extent that they now have over $1.6 billion in balances on these wallets. Now, Starbucks has unique scale that made this kind of tech investment feasible. But I have been wondering for many years why so few corporations have copied Starbucks' lead here. Enter Ansa. My next guest on the Fintech One-on-One Podcast is Sophia Goldberg, the CEO and Co-Founder of Ansa. They call th...
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1 month ago
31 minutes

Fintech One•On•One
Mike Butler, CEO of Grasshopper Bank, on growing a BaaS and digital bank
Every bank that decides to get into the Banking-as-a-Service (BaaS) space already has an existing legacy business. Most of those legacy businesses have very little crossover with fintech and BaaS, so internally at the bank, there is a completely new skill set that needs to be developed. But then there are those banks that were born digital and for which BaaS is a natural extension of their existing business. My next guest on the Fintech One-on-One podcast is Mike Butler, the CEO of Grasshoppe...
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1 month ago
34 minutes

Fintech One•On•One
Gaurav Sharma, CEO of Capitalize, on making retirement savings easier
If you have ever tried to rollover a 401(k) from a previous job you know what a painful process that can be. Another big problem with 401(k)s is that many people will move jobs and ultimately forget about their old 401(k). Both of these problems are hurting people trying to maximize their wealth in retirement. Enter Capitalize. My next guest on the Fintech One-on-One podcast is Gaurav Sharma, the CEO and Founder of Capitalize. His company solves both problems: they make it much easier to do a...
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1 month ago
35 minutes

Fintech One•On•One
Jason Mikula of Fintech Business Weekly on the development of banking-as-a-service
In the last year I don't think there is any area of fintech that has received more attention than the Banking-as-a-Service (BaaS) space. And it is not just the Synapse debacle, it is all the consent orders that have come out of the bank regulators. We have a banking system that pretty much demands that fintech companies partner with banks and we are still yet to figure out what the optimal business model is here. My next guest on the Fintech One-on-One podcast is Jason Mikula, the publisher o...
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2 months ago
43 minutes

Fintech One•On•One
David Baxter, CEO of Solutions by Text, on the growth of integrated text payments
While text is a big part of our daily communications most corporations, particularly those in financial services, use it sparingly. Why is that when texting gets many times the engagement of email? We explain why in this interview. But this is all changing, in large part due to the work of my next guest on the Fintech One-on-One podcast. Dave Baxter is the CEO of Solutions by Text (SBT), a text and payments platform focused on financial services. Their compliance-first approach to texti...
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2 months ago
33 minutes

Fintech One•On•One
Daragh Murphy, CEO of Imprint, on creating a new tech stack for co-branded cards
The co-branded credit card space is a mature market. Chase and American Express have large deals with airlines and hotels as well as the likes of Amazon and Disney. These are typically huge programs with not just millions but tens of millions of customers. But what about those Fortune 500 companies that are not big enough for Chase or Amex but still want to do their own co-branded credit card? That is where Imprint comes in. My next guest on the Fintech One-on-One podcast is Daragh Murphy, th...
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2 months ago
38 minutes

Fintech One•On•One
Karen G. Mills of Harvard Business School on the state of U.S. small business
Despite the challenges and the obvious risk of failure, Americans are starting small businesses in record numbers. The entrepreneurial spirit is alive and well but the difference today is that the tools have become so much better. And they are going to continue to improve, particularly as small business owners start taking advantage of the latest AI tools. My guest today on the Fintech One-on-One podcast is Karen G. Mills. She is a senior fellow at the Harvard Business School, and she was the...
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2 months ago
36 minutes

Fintech One•On•One
Nelson Chu, CEO of Percent, on riding the private credit wave
In an article last year, the International Monetary Fund said that the global private credit market topped $2.1 trillion globally in 2023, with 75% of that in the U.S. That number has been rising rapidly for many years as more companies look beyond banks and the public debt markets to raise capital. Along with this rise in private credit, some fintech companies have taken advantage of this growth, bringing new opportunities to investors. My next guest on the Fintech One-on-One podcast is Nels...
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3 months ago
35 minutes

Fintech One•On•One
Alex Bradford, CEO of Rain, on why earned wage access is becoming a must-have
The earned wage access (EWA) space is maturing and now has some players that are getting real scale. In many industries, it has gone from a curiosity to a must-have for employers. As the space scales, there are bigger questions in play. How can we ensure that all salaried workers have access to this innovative product, so they don't need to provide an interest-free loan to their employers every pay period?My guest today on the Fintech One-on-One podcast is Alex Bradford, the CEO and founder o...
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3 months ago
37 minutes

Fintech One•On•One
Don Muir, CEO of Arc, on bringing technology to debt markets
Technology has impacted so many areas of lending but one niche that has remained a manual, human-powered process is middle market lending, where deals are typically $5 million to $100 million. These deals have been consummated on the golf course or at expensive dinners after often months of analysis and negotiation. That is not an efficient way to do business in 2025. Enter Arc.My next guest on the Fintech One-on-One podcast is Don Muir, the CEO and Co-Founder of Arc. Arc is first and foremos...
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3 months ago
32 minutes

Fintech One•On•One
Adrian Nazari, CEO of Credit Sesame, on giving consumers deep insights into credit behavior
If there is one thing that the last decade of fintech innovation has achieved, it is more awareness around consumer credit scores. The majority of the population know their approximate score and even teenagers are talking about it. For better or worse (I think it almost uniformly positive) consumers look at the score as a measure, maybe even the measure, of their financial health. My next guest on the Fintech One on One podcast is Adrian Nazari, the CEO and Founder of Credit Sesame. It is com...
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3 months ago
34 minutes

Fintech One•On•One
Kyle Mack, CEO of Middesk, on creating a modern business identity platform
Small business data is very different to consumer data. When a person is born, they don't need to go and open a bank account, obtain a line of credit or apply for some kind of permit. But a business may be three days old and want all those things. This creates a data challenge. This new business has little to no digital footprint and so the available data may be negligible. Which makes it hard and risky for banks and fintechs to work with them. Enter Middesk.My next guest on the Fintech One-o...
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4 months ago
33 minutes

Fintech One•On•One
There are not many fintechs that can say they work with nine of the top ten banks in the United States. Or that they are working directly on deep integrations with the likes of Apple and Amazon. Meet Jordan Wright, CEO and Co-Founder of Atomic, who can say all those things. While Atomic started in direct deposit switching, a now relatively mature fintech product, what they have been working on recently is truly groundbreaking technology. They have built what they call a “Payments Hub” and hav...