AI is upending thebanking pyramid—and open standards are foundational to this transformation. I discuss this transformation with Shanker Ramamurthy https://www.linkedin.com/in/shankerramamurthy/ , IBM's Global Managing Partner for Banking & Financial Markets,ahead of the BIAN Summit in Chicago. We explore IBM's collaboration with BIAN, focusing on open standards and the role of generative AI in transforming the banking industry. The discussion highlights how IBM's technologies, in...

A provocative way of understanding the impact of AI at the system's level, on businesses, and jobs. Listen to this episode which challenges all AI cliches. We discuss the bold ideas from Sangeet's latest book, Reshuffle: Who Wins When AI Rewrites the Knowledge Economy. We explore how AI is fundamentally transforming job roles, organizational structures, and industry control points. Learn about the new unbundling and rebundling processes, the architectural impact of AI, and the vital r...

What is the importance of the latest announcement by 10 major global banks to issue a stablecoin pegged to G7 currencies? What is AI's role in the adoption of digital assets and the future of asset management in a tokenized world? PARIS/LONDON Oct 10 (Reuters) - Ten major banks including Bank of America, Deutsche Bank, Goldman Sachs and UBS are jointly exploring issuing a stablecoin, the latest sign of traditional finance seeking to get to grips with the growth of digital assets. The group...

Are you aware of what’s happening beyond the flashy headlines of alternative investments like cryptocurrencies or tokenized private shares? There’s a solid investment evolution unfolding right under our nose. Peer-to-peer lending in Europe has been quietly transforming from a risky “Wild West” asset class to one of the most stable, transparent, and accessible opportunities in alternative investing. But is it really as safe and promising? What’s the real story behind the growing P2P lend...

🏦 The financial services industry is evolving from Open Banking to AI Agents – but we're missing the critical framework to make it work safely. Former Citi executive Federico Suarez https://www.linkedin.com/in/federico-suarez-rendon-b2269816/ introduces the Universal Data Access Framework (UDAF) – the missing link between Open Banking regulations and the emerging agentic economy. 🎯 What You'll Learn: • Why Model Context Protocol (MCP) is fundamentally different from APIs • How UDA...

Join me as I sit down with Ronit Ghose, head of the Future of Finance team at Citi Institute, for an in-depth discussion on the latest trends shaping the financial world. In this episode, Ronit shares insights from the annual City Institute Future of Finance Forum held in late June, covering hot topics like AI, stablecoins, quantum computing, digital assets, and the evolving landscape of wealth management. Discover how AI is transforming finance, the challenges of trust and security in a digi...

We're spending billions fighting fraud and deepfakes, but getting worse results every year. What's going wrong even though we spend more? In this conversation with Tony Fish, author of "Decision Making in Uncertain Times," we explore why traditional cybersecurity is fundamentally broken. Tony reveals the uncomfortable truth: it's incredibly easy to create a lie, but exponentially harder to detect one. While fraudsters can generate deepfakes with minimal resources, organizations are throwing m...

Ever wonder what happens when you give a FinTech insider 15 years to watch an entire industry transform? You get Greg Palmer – and trust me, he's seen it all. Join me as I sit down with the VP of Innovation at Informa Festivals to decode what's really happening in FinTech right now. We're talking AI that is actually in production, why US banks are fighting for survival while Europeans perfect customer experience, and what you can expect when 60+ companies demo at Finovate Fall NY 2024. This F...

Understanding the EU AI Act: Latest Developments and Business Implications Join me and expert Michael Borelli, Director at AI and Partners, for an in-depth discussion on the latest updates and implications of the upcoming EU AI Act. This episode covers essential developments in AI governance, the significance of the general-purpose Code of Practice, and the potential simplification agenda being considered by the European Parliament. Michael provides a detailed breakdown of compliance ...

A must-watch episode for anyone interested in understanding the future of money and the underlying principles that will shape their adoption and regulation. A conversation with Tony McLaughlin, the Stablecoin maximalist, a veteran in the financial services sector with a deep expertise in blockchain and digital assets. We dive into a thought-provoking discussion on the nature of money and stablecoins. McLaughlin explains his perspective and shares his vision for how stablecoins can beco...

In this insightful episode with Theo Lau, a FinTech expert and author, on her newly released book 'Banking on Artificial Intelligence' we discuss the inspiration behind the book, the importance of integrating human and artificial intelligence in banking, and the duality of AI's impact on the financial sector. Theo shares her unique perspective on focusing technology advancements towards augmenting humanity rather than replacing it. We delve into challenges faced by forgotten demographics an...

Navigating Tech Sovereignty and Data Power: A Conversation with Dr. Ingrid Vasiliu-Feltes. In this episode, we discuss the concept of Tech Sovereignty, emphasizing the importance of balancing technological innovation with ethical considerations. Dr. Ingrid introduces her Data Power Trifecta framework, highlighting the multiplying influence of data in the realms of global GDP, power consumption, and geopolitical shifts. The conversation delves into the need for adaptive cyber ethics and...

Join us for an in-depth conversation with Rik Coeckelbergs, founder of the Banking scene , as we explore FIDA (Financial Data Access) - Europe's groundbreaking new regulation that aims to revolutionize open finance beyond PSD2. In this episode, we discuss: - How FIDA differs from PSD2 and why it might succeed where PSD2 faced challenges - The impact on mortgages, insurance, pensions, and other financial products - Why incentives and monetization are crucial for API adoption -...

In this eye-opening interview, we dive deep with FinTech expert Georg Hauer to uncover how the recent Liberty Day tariffs are severely impacting the financial technology sector in ways most analysts have overlooked. While media attention focuses on manufacturing and logistics, FinTech companies face unexpected challenges: • IPO plans derailed (including Klarna's anticipated offering) • Cross-border payment services threatened as globalization recedes • Supply chain disruptio...

In this second part of discussing with Alex Medana about tokenization, he unveils his concept of "induced fungibility" and explores how tokenization could transform private markets. From CBDCs and stablecoins to BlackRock's strategic moves in private credit. We also explore fascinating parallels between blockchain and AI hype cycles, questioning where true innovation lies. #PrivateMarkets #Tokenization #CBDCs #BlackRock #Fintech #Blockchain Alex Medana https://www.linkedin.com/in/alexme...

In this thought-provoking discussion with FinTech veteran Alex Medana, we dissect Coinbase's strategy to put their stock on-chain. Alex delivers a candid critique of tokenizing publicly traded securities, questioning the real value proposition behind these initiatives. Drawing from his extensive capital markets experience, he explores whether blockchain truly adds efficiency to already-functioning market structures or simply creates "a ledger on top of a ledger." #Blockchain #Tokenizati...

Spotlight on another amazing founder story: Fintech pioneer Daniela Binatti reveals the extraordinary journey from humble beginnings to creating a banking infrastructure revolution that caught Visa's attention. From selling her car to pay her children's school fees to building a cloud-native core banking platform that's now deployed globally, Daniela breaks all stereotypes as she shares how she co-founded Pismo with her husband, sister, and ex-boss. Discover how this Brazilian core banking vi...

We discuss how companies across industries can transform into AI native organizations. We, Hari Abburi and myself, are the co-authors of the chapter "Thinking Like an AI Native" in Wiley's "Fast Future Blur" book. Learn about their innovative framework for competing with emerging AI disruptors, the pitfalls of myopic AI implementation strategies, and how true business intelligence drives sustainable value beyond mere efficiency. Order our Book! The chapter `𝐓𝐡𝐢𝐧𝐤𝐢𝐧𝐠 𝐥𝐢𝐤𝐞 𝐚𝐧 𝐀𝐈-𝐧𝐚...

In this interview with spatial computing expert Cortney Harding, we explore the concerning AI gender gap and how women can leverage artificial intelligence to make better-informed career and caregiving decisions. Women are using AI significantly less than men, creating a potential disadvantage as these technologies reshape our future. Cortney explains how AI can provide unbiased financial information to help women make fully informed choices about staying in or leaving the workforce for care...

Learn about the transition from one-way to two-way communication powered by AI, and how RCS is enhancing customer experiences by bringing richer capabilities to customers. Dave shares real-world examples showcasing AI's potential to supercharge communications and streamline operations. We explore the concepts of personalization versus humanization and how AI is set to revolutionize business messaging. We dive into the challenges and opportunities as AI technologies evolve, predicting co...