Financial Fitness with The Money Doctor with Frances Rahaim PhD
BBS Radio, BBS Network Inc.
20 episodes
6 days ago
Financial Fitness with The Money Doctor is a weekly, hour-long National radio show devoted to helping individuals and small business owners better understand their finances and the psychology involved in why we make the decisions we do, how it affects our relationships, our sense of self-worth, and most importantly what we have the power to DO about it! Even prior to this current, highly timely expansion including with BBS Radio TV, which is syndicated to every major audio portal on the world wide web (150 locations reaching every corner of the world), including iHeart, Google, Apple, Amazon, Alexa, etc..., the show enjoyed long-term success in Western MA, Southern VT and NH on WHMP, WHAI, BEAR Country and other SAGA stations, with Dr. Rahaim as a sought-after guest and contributor on News and other talk programs.
Dr. Frances Rahaim's loyal audience loves her no-nonsense, diplomatic, if sometimes controversial approach to helping sort out difficult issues surrounding effective debt management, successful budgeting, and truly holistic retirement planning and beyond. She has an uncanny ability to translate financial jargon and confusing topics into every-day easy language, engaging her listeners and disarming the stigma around talking openly about money. Rahaim, and her cohost Jess Tyler, Program Director/Morning Show Host WHMP Northampton, banter passionately about real-life, everyday money matters. Nothing is off limits! College, student loan crisis, 401k dos and don'ts, marriage, divorce, insurance, going solar, buying a car, starting a business, you name it. It's all fair game -- political, economic, and social topics that affect us all, and ALWAYS, what you can DO to give yourself the edge.
In 2008 Rahaim started PowerDownDebt, Inc. right in the middle of the housing bubble. Four years later, she formed HUG Your Student Debt, Inc. to address the crisis not only for students but for parents struggling to retire under the weight of their children's and often their own college loans still. At 43, with 20 years of experience as an Independent Broker / Registered Investment Advisor, Frances developed a way to address the elephant in the retirement room - becoming 100% debt-free including mortgage, student loans, credit cards, every type of debt, has broad reaching effects on RETIREMENT! Nest-eggs grow faster and last longer without the burden of debt. Today, Dr. Rahaim's fully dynamic HUG Your MoneyTM software is patented, and she is continuously working on new developments and financial tools to help the public.
What led a top Investment professional to shift her focus toward debt? $10,800 monthly going out in mortgages and business loans, throwing extra money at it and still no real light at the end of the tunnel. In solving her own problem, she found the missing link to retirement planning - the one thing no advisor wants to talk about. The key element that changes everything you THOUGHT you knew about retirement -- liabilities. Now, financial advisors train with her to utilize this path to retirement dollars and help clients, even ones who thought the ship had sailed, get a second chance to reach their goals.
Frances doesn't just talk the talk, she LIVED this stuff and her listeners get that. They FEEL it! Their comfort level with her non-judgemental approach and down-to-earth demeanor invites questions you never thought you'd hear anyone admit to or ask on the air!
Whether her listeners are interacting or listening in on their neighbors' stories, this lively show holds their interest and fosters a loyalty rarely found in radio. Part financial, part domestic, part political, part entertainment, always ear-opening, informative and pragmatic.
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Financial Fitness with The Money Doctor is a weekly, hour-long National radio show devoted to helping individuals and small business owners better understand their finances and the psychology involved in why we make the decisions we do, how it affects our relationships, our sense of self-worth, and most importantly what we have the power to DO about it! Even prior to this current, highly timely expansion including with BBS Radio TV, which is syndicated to every major audio portal on the world wide web (150 locations reaching every corner of the world), including iHeart, Google, Apple, Amazon, Alexa, etc..., the show enjoyed long-term success in Western MA, Southern VT and NH on WHMP, WHAI, BEAR Country and other SAGA stations, with Dr. Rahaim as a sought-after guest and contributor on News and other talk programs.
Dr. Frances Rahaim's loyal audience loves her no-nonsense, diplomatic, if sometimes controversial approach to helping sort out difficult issues surrounding effective debt management, successful budgeting, and truly holistic retirement planning and beyond. She has an uncanny ability to translate financial jargon and confusing topics into every-day easy language, engaging her listeners and disarming the stigma around talking openly about money. Rahaim, and her cohost Jess Tyler, Program Director/Morning Show Host WHMP Northampton, banter passionately about real-life, everyday money matters. Nothing is off limits! College, student loan crisis, 401k dos and don'ts, marriage, divorce, insurance, going solar, buying a car, starting a business, you name it. It's all fair game -- political, economic, and social topics that affect us all, and ALWAYS, what you can DO to give yourself the edge.
In 2008 Rahaim started PowerDownDebt, Inc. right in the middle of the housing bubble. Four years later, she formed HUG Your Student Debt, Inc. to address the crisis not only for students but for parents struggling to retire under the weight of their children's and often their own college loans still. At 43, with 20 years of experience as an Independent Broker / Registered Investment Advisor, Frances developed a way to address the elephant in the retirement room - becoming 100% debt-free including mortgage, student loans, credit cards, every type of debt, has broad reaching effects on RETIREMENT! Nest-eggs grow faster and last longer without the burden of debt. Today, Dr. Rahaim's fully dynamic HUG Your MoneyTM software is patented, and she is continuously working on new developments and financial tools to help the public.
What led a top Investment professional to shift her focus toward debt? $10,800 monthly going out in mortgages and business loans, throwing extra money at it and still no real light at the end of the tunnel. In solving her own problem, she found the missing link to retirement planning - the one thing no advisor wants to talk about. The key element that changes everything you THOUGHT you knew about retirement -- liabilities. Now, financial advisors train with her to utilize this path to retirement dollars and help clients, even ones who thought the ship had sailed, get a second chance to reach their goals.
Frances doesn't just talk the talk, she LIVED this stuff and her listeners get that. They FEEL it! Their comfort level with her non-judgemental approach and down-to-earth demeanor invites questions you never thought you'd hear anyone admit to or ask on the air!
Whether her listeners are interacting or listening in on their neighbors' stories, this lively show holds their interest and fosters a loyalty rarely found in radio. Part financial, part domestic, part political, part entertainment, always ear-opening, informative and pragmatic.
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor"
Mortgage Secrets and Strategies
Think you know about mortgages and home buying? What's recasting? When do points make sense? Will your bank put cash up front with your offer? Test your mortgage IQ against special guests Angela Tourville and Mike Tourville from Annie Mac Mortgage. Learn creative solutions and strategies you may never have heard anywhere else!
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor"
Dr. Alexander Kucherov, Affording Fertility Treatment, part 2 of 2
The conversation continues as Dr. Frances Rahaim and Dr. Kucherov dive deeper into treatment options, emotional resilience, and strategies for managing fertility costs without sacrificing future goals. This second half brings practical insight and hope to anyone navigating the intersection of fertility and finance.
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor"
Dr. Alexander Kucherov Affording Fertility Treatment Part 1 of 2
In part 1 of this 2 parter, Dr. Frances Rahaim — The Money Doctor — welcomes back Dr. Kucherov from Illume Fertility to talk about the emotional, medical, and financial sides of family building. Together they explore treatment timelines, realistic expectations, and how proactive financial planning can make parenthood dreams feel achievable instead of overwhelming.
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor"
MTRS, Protecting Your Retirement Must Do's and Don'ts
In this episode of Financial Fitness with The Money Doctor, Dr. Frances Rahaim takes a clear, high-road look at the Massachusetts Teachers’ Retirement System (MTRS) — what it offers, what it doesn’t, and how to stay safe when seeking advice about your pension.
You’ll learn:
-How MTRS actually works and why it’s a defined-benefit plan, not an investment account.
-What the law says MTRS cannot do — including selling or endorsing products.
-How look-alike “teacher retirement” sites can mislead even savvy educators.
-Questions to ask any advisor before you make a change.
Even if you’re not in Massachusetts, most state plans run on the same principles — so this episode is a must-listen for educators nationwide.
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor"
Guest, Joy Slabaugh - Money Mindset part 2 of 2 -
In this part 2 of 2, Dr. Frances Rahaim — The Money Doctor — sits down with Joy Slabaugh, therapist and former CFP, to uncover the powerful lessons behind her financial journey. The conversation continues in the second half of our 2 part series with Joy Slabaugh. Together with Dr. Frances Rahaim, Joy dives deeper into overcoming financial stress, staying motivated, and setting the stage for a secure retirement. You’ll hear practical takeaways, real examples, and encouragement to take the next step toward your own financial freedom.
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor"
Guest, Joy Slabaugh - Money Mindset part 1 of 2
In this part 1 of 2, Dr. Frances Rahaim — The Money Doctor — sits down with Joy Slabaugh, therapist and former CFP, to uncover the powerful lessons behind her financial journey. Joy shares candid stories about navigating debt, managing household money decisions, and the importance of planning ahead with confidence. This episode highlights the emotional side of money and the real strategies that make financial wellness possible for everyone.
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor"
Navigating Fertility with Dr. Alexander Kucherov of Illume
In this episode of Financial Fitness with The Money Doctor, Dr. Alexander Kucherov—board-certified reproductive endocrinologist at Illume Fertility—joins us to demystify the fertility journey for individuals and couples of all kinds. We begin with a brief look into Dr. Kucherov’s personal experience as both doctor and patient, then dive into practical guidance on navigating fertility care—from lifestyle changes to advanced treatments like IVF. Whether you're in a same-sex or heterosexual relationship, just starting out or already facing challenges, Dr. Kucherov offers clarity on what to expect, how to access financial assistance, and how to work with insurance to make fertility care more affordable and less overwhelming.
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor"
Pablo, the Pirate Cat - Behind the Scenes with Jay Deane!
Pablo, the Pirate Cat teaches kids about money matters straight from his pirate cove with the engaging voice narration by Jay Deane and Dr. FinWell. Kids will learn without feeling lectured to. There's even a fun pirate cat theme song to sing along with and learn! Spend, Save, Share. Just the beginning of Pablo's wisdom :).
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor"
22 Years. Thousands Fed. The Story Behind the North Quabbin Food-A-Thon | Jay Deane Interview
For over two decades, the North Quabbin Food-A-Thon has united our small towns in a big way—feeding thousands and funding local food pantries through the power of community. In this special episode of Financial Fitness with The Money Doctor, Frances Rahaim sits down with longtime radio voice Jay Deane, a Food-A-Thon organizer from day one, to explore the heartwarming history and local impact of this extraordinary event. Hear how it all began, discover who benefits and how funds are used, find out how you can help this year!
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor"
Level Up Your Money
Ready to make your money work for you? In this special Financial Fitness with The Money Doctor episode for 11–15 year olds, Dr. Frances Rahaim, Ph.D. (aka The Money Doctor) breaks down fun, real-world ways to save, earn, and spend smarter—without boring lectures. Plus… meet Pablo the Pirate Cat, your mischievous (and very wise) sidekick who’s here to help you level up your financial game.
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor"
Financial Fitness With Pablo The Pirate Cat
Set sail on a playful pirate adventure that teaches kids where money comes from, why it matters, and how to make smart choices—without lectures or complex math! In this episode of Financial Fitness with The Money Doctor, Dr. Frances Rahaim introduces Pablo the Pirate and his colorful treasure map to explain: * Where money really comes from * What interest is (and how it works for you—or against you!) * What allowance means and how to use it wisely * How to make a simple budget (save, spend, share!) * And how financial choices can grow into lifelong habits. It’s a fun, friendly way to spark money confidence early—using imagination, visuals, and just the right dose of pirate charm. Perfect for parents, educators, and anyone who wants to raise financially savvy kids! Great for ages 6–10, Classroom-friendly, Hosted by Frances Rahaim, Ph.D. and Pablo the Pirate Cat.
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor"
Car Game Explained: Beat the System and Drive Smarter - Keeping Up, Burning Out, and Taking Back Control
Wondering whether to lease, buy new, or buy used? You’re not alone. In this episode of *Financial Fitness with The Money Doctor*, Dr. Frances Rahaim breaks down the real costs — and the hidden opportunities — behind your next car decision.
Learn:
What leasing really costs (with Massachusetts sales tax!)
The smart way to compare used vs. new
How GAP insurance can save — or cost — you
Why it’s not just about the car… it’s about your whole financial picture
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor"
Trump, FED and Debt - How it Impacts Your Wallet
Wondering how Trump’s policies, the Federal Reserve, and America’s growing debt impact you?
In this episode of Financial Fitness with The Money Doctor, Dr. Frances Rahaim breaks down what rate cuts, debt ceilings, and economic shifts really mean for your wallet—and your future.
Clear. Simple. No politics—just the facts.
Learn more at HugYourMoney.com
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor"
Sneaky Discounts You Already Qualify For
Not a student? Not a senior? No problem. This week on Financial Fitness with The Money Doctor, we’re spilling the tea on discounts hiding in plain sight—for regular folks in the middle of life. From grocery apps and pharmacy hacks to energy rebates and hidden work perks, these savings are real—and they’re waiting for you.
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor"
Million Dollar Vision. No Excuses with Courtney Poulos ACME Real Estate
Courtney Poulos—broker, author of Break Up with Your Rental, and founder of ACME Real Estate—joins Financial Fitness with The Money Doctor to talk about shaking up the status quo in real estate. From her appearance on Million Dollar Listing to leading one of the most recognizable boutique brokerages in LA, Courtney shares what it really takes to build wealth, own your voice, and stop waiting for permission. This episode is all about mindset, money, and making bold moves—without excuses.
Thinking of buying, selling, or breaking up with your rental? Don’t miss this one.
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor"
What’s Hatching at Best Egg?
Best Egg’s Michael Tarquinio joins Dr. Frances Rahaim to talk about shifting from transactions to relationships—and why customer experience (not just credit scores) may be the new frontier in financial wellness.
It’s a fresh take that echoes the mission behind HUG Your Money™—where real financial wellness starts with trust, simplicity, and human connection.
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor"
Guest, Senator Michael D. Brown - How Broken IS DC?
In this FinFit Special Edition, Frances Rahaim, Ph.D. (“The Money Doctor”), sits down with former U.S. Shadow Senator Michael D. Brown for a raw conversation about dysfunction in Washington, the cost of political theater, and how ordinary Americans are left holding the financial bag.
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor",
Why Money Isn't Just Math with Joy Slabaugh from Relational Wealth Framework
In this eye-opening episode of Financial Fitness with The Money Doctor, Frances Rahaim, Ph.D. sits down with Joy Slabaugh a licensed therapist and founder of the Relational Wealth Framework — for a powerful conversation about the emotional side of money.
They explore:
Why even the wealthy can feel financially insecure
How shame and fear sabotage financial peace
Partner money dynamics: spender vs. saver
Generational shifts in money values
What “wealth alignment” really means
Should your hairdresser be your financial advisor!
With real-life stories, candid insights, and practical tools, this episode dives deep into the human side of wealth.
Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor"
Financial Literacy for College Students | Joe Pack on Tickup PickSix Investing Challenge: Joe Pack, TickUp offers $50,000 Grand Prize!
Today on Financial Fitness, we’re talking with Joe Pack, founder of Tickup and creator of the PickSix stock-picking competition — an exciting, free investing challenge open to all U.S. college students. With a $50,000 grand prize on the line, it’s not just a game — it’s a gateway to real-world financial learning. Joe shares how his journey from a small town in Washington to a career on Wall Street inspired him to build tools that make investing more accessible and data-driven — especially for young adults who didn’t grow up with financial guidance.
Win $50,000 in a stock picking competition? The Money Doctor's guest, Joe Pak, CEO of TickUp, tells how you can download the app, compete for free and because it's virtual, you don't even have to use real money to buy the stocks you choose! College students (and soon everyone) can compete in this PickSix competition.
Financial Fitness with The Money Doctor with Frances Rahaim PhD
Financial Fitness with The Money Doctor is a weekly, hour-long National radio show devoted to helping individuals and small business owners better understand their finances and the psychology involved in why we make the decisions we do, how it affects our relationships, our sense of self-worth, and most importantly what we have the power to DO about it! Even prior to this current, highly timely expansion including with BBS Radio TV, which is syndicated to every major audio portal on the world wide web (150 locations reaching every corner of the world), including iHeart, Google, Apple, Amazon, Alexa, etc..., the show enjoyed long-term success in Western MA, Southern VT and NH on WHMP, WHAI, BEAR Country and other SAGA stations, with Dr. Rahaim as a sought-after guest and contributor on News and other talk programs.
Dr. Frances Rahaim's loyal audience loves her no-nonsense, diplomatic, if sometimes controversial approach to helping sort out difficult issues surrounding effective debt management, successful budgeting, and truly holistic retirement planning and beyond. She has an uncanny ability to translate financial jargon and confusing topics into every-day easy language, engaging her listeners and disarming the stigma around talking openly about money. Rahaim, and her cohost Jess Tyler, Program Director/Morning Show Host WHMP Northampton, banter passionately about real-life, everyday money matters. Nothing is off limits! College, student loan crisis, 401k dos and don'ts, marriage, divorce, insurance, going solar, buying a car, starting a business, you name it. It's all fair game -- political, economic, and social topics that affect us all, and ALWAYS, what you can DO to give yourself the edge.
In 2008 Rahaim started PowerDownDebt, Inc. right in the middle of the housing bubble. Four years later, she formed HUG Your Student Debt, Inc. to address the crisis not only for students but for parents struggling to retire under the weight of their children's and often their own college loans still. At 43, with 20 years of experience as an Independent Broker / Registered Investment Advisor, Frances developed a way to address the elephant in the retirement room - becoming 100% debt-free including mortgage, student loans, credit cards, every type of debt, has broad reaching effects on RETIREMENT! Nest-eggs grow faster and last longer without the burden of debt. Today, Dr. Rahaim's fully dynamic HUG Your MoneyTM software is patented, and she is continuously working on new developments and financial tools to help the public.
What led a top Investment professional to shift her focus toward debt? $10,800 monthly going out in mortgages and business loans, throwing extra money at it and still no real light at the end of the tunnel. In solving her own problem, she found the missing link to retirement planning - the one thing no advisor wants to talk about. The key element that changes everything you THOUGHT you knew about retirement -- liabilities. Now, financial advisors train with her to utilize this path to retirement dollars and help clients, even ones who thought the ship had sailed, get a second chance to reach their goals.
Frances doesn't just talk the talk, she LIVED this stuff and her listeners get that. They FEEL it! Their comfort level with her non-judgemental approach and down-to-earth demeanor invites questions you never thought you'd hear anyone admit to or ask on the air!
Whether her listeners are interacting or listening in on their neighbors' stories, this lively show holds their interest and fosters a loyalty rarely found in radio. Part financial, part domestic, part political, part entertainment, always ear-opening, informative and pragmatic.